Abrégé

Methods and systems are disclosed for collecting and releasing virtual objects between disparate augmented reality environments. One method comprises receiving user selection to collect an object in a first environment displayed on a user device at a first time. A search request may then be transmitted to a content server from which a virtual object corresponding to the collected object is received in response. The virtual object may be stored in a user library associated with a user identifier of the user. When a second environment is displayed on the user device, the virtual object may be added to the second environment in response to receiving user selection to add the virtual object and determining that the user is associated with the user identifier.

Classes IPC  ?

• G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
• G06F 3/04817 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p. ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comportement ou d’aspect utilisant des icônes
• G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p. ex. des menus
• G06F 3/0486 - Glisser-déposer
• G06Q 20/36 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des portefeuilles électroniques ou coffres-forts électroniques
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06T 11/00 - Génération d'images bidimensionnelles [2D]

Abrégé

Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.

Classes IPC  ?

• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06K 19/14 - Supports d'enregistrement pour utilisation avec des machines et avec au moins une partie prévue pour supporter des marques numériques caractérisés par le genre de marque numérique, p. ex. forme, nature, code utilisant des marquages de différentes sortes sur le même support d'enregistrement, p. ex. un marquage étant lu optiquement et l'autre par des moyens magnétiques au moins une sorte de marquage étant utilisée pour l'authentification, p. ex. de cartes de crédit ou de cartes d'identité le marquage étant lu par irradiation
• G06K 19/18 - Détails de structure
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques
• G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails

Abrégé

Systems and methods for authenticating an electronic transaction using a hosted authentication service. The systems and methods determine whether an authentication is required based on a first electronic message received from a first data system. Upon determining the authentication is required, the systems and methods transmit a dummy authentication request and a hosted authentication service uniform resource locator to the first data system. The systems and methods further determine or receive an indication whether a user authentication challenge is required based on a transaction risk analysis by a second data system. Upon determining the user authentication challenge is required, the systems and methods provide, at a user interface, an electronic form including a challenge request. The systems and methods transmit, to the first data system, another electronic form including a dummy authentication response generated based on a challenge result.

Classes IPC  ?

• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails
• H04L 9/32 - Dispositions pour les communications secrètes ou protégéesProtocoles réseaux de sécurité comprenant des moyens pour vérifier l'identité ou l'autorisation d'un utilisateur du système

Abrégé

A method of communicating between a first electronic communication device of a plurality of electronic communication devices and a wireless communication initiating device for reading the first electronic communication device. The method comprises receiving, at the first electronic communication device, a communication signal from the wireless communication initiating device and determining a first characteristic value relating to the communication signal. The method further comprises receiving at least a second characteristic value relating to a communication signal received by at least a second electronic communication device that is connected to the first electronic communication device and initiating communication with a reading device based on the first and second value.

Classes IPC  ?

• H04B 5/77 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive spécialement adaptés à des fins spécifiques pour l'interrogation
• G06K 19/07 - Supports d'enregistrement avec des marques conductrices, des circuits imprimés ou des éléments de circuit à semi-conducteurs, p. ex. cartes d'identité ou cartes de crédit avec des puces à circuit intégré
• H04B 5/72 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive spécialement adaptés à des fins spécifiques pour la communication locale à l'intérieur d’un dispositif

Abrégé

Methods and Systems are disclosed for displaying objects between disparate devices connected to an electronic network. One method comprises detecting, by a multimedia device connected to an electronic network, an object in a multimedia stream; determining an identifier associated with the detected object; detecting a mobile device connected to the electronic network, the mobile device being a device other than the multimedia device; and generating a display of the detected object at the detected mobile device.

Classes IPC  ?

• H04N 21/4722 - Interface pour utilisateurs finaux pour la requête de contenu, de données additionnelles ou de servicesInterface pour utilisateurs finaux pour l'interaction avec le contenu, p. ex. pour la réservation de contenu ou la mise en place de rappels, pour la requête de notification d'événement ou pour la transformation de contenus affichés pour la requête de données additionnelles associées au contenu
• G06Q 20/30 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie
• H04N 21/41 - Structure de clientStructure de périphérique de client
• H04N 21/44 - Traitement de flux élémentaires vidéo, p. ex. raccordement d'un clip vidéo récupéré d'un stockage local avec un flux vidéo en entrée ou rendu de scènes selon des graphes de scène du flux vidéo codé
• H04N 21/478 - Services additionnels, p. ex. affichage de l'identification d'un appelant téléphonique ou application d'achat

Abrégé

Methods and systems are disclosed for displaying an augmented reality virtual object on a multimedia device. One method comprises detecting, in an augmented reality environment displayed using a first device, a virtual object; detecting, within the augmented reality environment, a second device, the second device comprising a physical multimedia device; and generating, at the second device, a display comprising a representation of the virtual object.

Classes IPC  ?

• G06T 19/20 - Édition d'images tridimensionnelles [3D], p. ex. modification de formes ou de couleurs, alignement d'objets ou positionnements de parties
• G06F 3/0481 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p. ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comportement ou d’aspect
• G06F 3/04883 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p. ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p. ex. des gestes en fonction de la pression exercée enregistrée par une tablette numérique utilisant un écran tactile ou une tablette numérique, p. ex. entrée de commandes par des tracés gestuels pour l’entrée de données par calligraphie, p. ex. sous forme de gestes ou de texte
• G06F 3/16 - Entrée acoustiqueSortie acoustique
• G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
• G06Q 30/0601 - Commerce électronique [e-commerce]
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie

Abrégé

Methods and Systems are disclosed for displaying objects between disparate devices connected to an electronic network. One method comprises detecting, by a multimedia device connected to an electronic network, an object in a multimedia stream; determining an identifier associated with the detected object; detecting a mobile device connected to the electronic network, the mobile device being a device other than the multimedia device; and generating a display of the detected object at the detected mobile device.

Classes IPC  ?

• H04N 21/4722 - Interface pour utilisateurs finaux pour la requête de contenu, de données additionnelles ou de servicesInterface pour utilisateurs finaux pour l'interaction avec le contenu, p. ex. pour la réservation de contenu ou la mise en place de rappels, pour la requête de notification d'événement ou pour la transformation de contenus affichés pour la requête de données additionnelles associées au contenu
• G06Q 20/30 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie
• H04N 21/41 - Structure de clientStructure de périphérique de client
• H04N 21/44 - Traitement de flux élémentaires vidéo, p. ex. raccordement d'un clip vidéo récupéré d'un stockage local avec un flux vidéo en entrée ou rendu de scènes selon des graphes de scène du flux vidéo codé
• H04N 21/478 - Services additionnels, p. ex. affichage de l'identification d'un appelant téléphonique ou application d'achat

Abrégé

Methods and Systems are disclosed for displaying objects between disparate devices connected to an electronic network. One method comprises detecting, by a multimedia device connected to an electronic network, an object in a multimedia stream; determining an identifier associated with the detected object; detecting a mobile device connected to the electronic network, the mobile device being a device other than the multimedia device; and generating a display of the detected object at the detected mobile device.

Classes IPC  ?

• H04N 21/4722 - Interface pour utilisateurs finaux pour la requête de contenu, de données additionnelles ou de servicesInterface pour utilisateurs finaux pour l'interaction avec le contenu, p. ex. pour la réservation de contenu ou la mise en place de rappels, pour la requête de notification d'événement ou pour la transformation de contenus affichés pour la requête de données additionnelles associées au contenu
• G06Q 20/30 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie
• H04N 21/41 - Structure de clientStructure de périphérique de client
• H04N 21/44 - Traitement de flux élémentaires vidéo, p. ex. raccordement d'un clip vidéo récupéré d'un stockage local avec un flux vidéo en entrée ou rendu de scènes selon des graphes de scène du flux vidéo codé
• H04N 21/478 - Services additionnels, p. ex. affichage de l'identification d'un appelant téléphonique ou application d'achat

Abrégé

The invention relates generally to the processing of electronic payments that involve an payment instrument. A payment instrument reading device is paired with a payment initiating device to allow transaction information generated by the payment initiating device to be automatically transmitted to its associated payment instrument reading device. This means that rekeying of transaction information is not required. In some embodiments one or more beacons are provided in a premises, to allow the location of a mobile payment initiating device to be determined. This location is used to either direct the payment initiating device to a payment instrument reading device, or vice versa. Transaction data generated by the payment initiating device is automatically transmitted to the payment instrument reading device. A pairing module is also provided, which is configured to pair a payment instrument reading device with a payment initiating device.

Classes IPC  ?

• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques
• G07G 1/00 - Caisses enregistreuses

Abrégé

Methods and systems are disclosed for displaying an augmented reality virtual object on a multimedia device. One method comprises detecting, in an augmented reality environment displayed using a first device, a virtual object; detecting, within the augmented reality environment, a second device, the second device comprising a physical multimedia device; and generating, at the second device, a display comprising a representation of the virtual object.

Classes IPC  ?

• G06T 19/20 - Édition d'images tridimensionnelles [3D], p. ex. modification de formes ou de couleurs, alignement d'objets ou positionnements de parties
• G06F 3/0481 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p. ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comportement ou d’aspect
• G06F 3/04883 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p. ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p. ex. des gestes en fonction de la pression exercée enregistrée par une tablette numérique utilisant un écran tactile ou une tablette numérique, p. ex. entrée de commandes par des tracés gestuels pour l’entrée de données par calligraphie, p. ex. sous forme de gestes ou de texte
• G06F 3/16 - Entrée acoustiqueSortie acoustique
• G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
• G06Q 30/0601 - Commerce électronique [e-commerce]
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie

Abrégé

Systems and methods for authenticating an electronic transaction using a hosted authentication service. The systems and methods determine whether an authentication is required based on a first electronic message received from a first data system. Upon determining the authentication is required, the systems and methods transmit a dummy authentication request and a hosted authentication service uniform resource locator to the first data system. The systems and methods further determine or receive an indication whether a user authentication challenge is required based on a transaction risk analysis by a second data system. Upon determining the user authentication challenge is required, the systems and methods provide, at a user interface, an electronic form including a challenge request. The systems and methods transmit, to the first data system, another electronic form including a dummy authentication response generated based on a challenge result.

Classes IPC  ?

• H04L 9/40 - Protocoles réseaux de sécurité
• G06F 9/455 - ÉmulationInterprétationSimulation de logiciel, p. ex. virtualisation ou émulation des moteurs d’exécution d’applications ou de systèmes d’exploitation
• G06F 21/31 - Authentification de l’utilisateur
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• H04L 9/32 - Dispositions pour les communications secrètes ou protégéesProtocoles réseaux de sécurité comprenant des moyens pour vérifier l'identité ou l'autorisation d'un utilisateur du système

Abrégé

Methods and systems are disclosed for displaying an augmented reality virtual object on a multimedia device. One method comprises detecting, in an augmented reality environment displayed using a first device, a virtual object; detecting, within the augmented reality environment, a second device, the second device comprising a physical multimedia device; and generating, at the second device, a display comprising a representation of the virtual object.

Classes IPC  ?

• G06T 19/20 - Édition d'images tridimensionnelles [3D], p. ex. modification de formes ou de couleurs, alignement d'objets ou positionnements de parties
• G06F 3/0481 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p. ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comportement ou d’aspect
• G06F 3/04883 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p. ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p. ex. des gestes en fonction de la pression exercée enregistrée par une tablette numérique utilisant un écran tactile ou une tablette numérique, p. ex. entrée de commandes par des tracés gestuels pour l’entrée de données par calligraphie, p. ex. sous forme de gestes ou de texte
• G06F 3/16 - Entrée acoustiqueSortie acoustique
• G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
• G06Q 30/0601 - Commerce électronique [e-commerce]
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie

Abrégé

Methods and systems are disclosed for providing secure authentication in a virtual or augmented reality environment using an interactive icon. One method comprises: receiving, over a computer network, a request for payment authorization; identifying, based on the request for payment authorization, a virtual reality interface; generating an icon in the virtual reality interface, the icon having a randomized display of authentication characters; receiving user input associated with at least one character of the of payment authentication characters in the virtual reality interface; and generating a payment authorization response to the request for payment authorization based on the received user input.

Classes IPC  ?

• G06F 3/04847 - Techniques d’interaction pour la commande des valeurs des paramètres, p. ex. interaction avec des règles ou des cadrans
• G06F 3/04817 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p. ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comportement ou d’aspect utilisant des icônes
• G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives

Abrégé

Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.

Classes IPC  ?

• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06K 19/14 - Supports d'enregistrement pour utilisation avec des machines et avec au moins une partie prévue pour supporter des marques numériques caractérisés par le genre de marque numérique, p. ex. forme, nature, code utilisant des marquages de différentes sortes sur le même support d'enregistrement, p. ex. un marquage étant lu optiquement et l'autre par des moyens magnétiques au moins une sorte de marquage étant utilisée pour l'authentification, p. ex. de cartes de crédit ou de cartes d'identité le marquage étant lu par irradiation
• G06K 19/18 - Détails de structure
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques
• G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails

Abrégé

Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.

Classes IPC  ?

• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06K 19/14 - Supports d'enregistrement pour utilisation avec des machines et avec au moins une partie prévue pour supporter des marques numériques caractérisés par le genre de marque numérique, p. ex. forme, nature, code utilisant des marquages de différentes sortes sur le même support d'enregistrement, p. ex. un marquage étant lu optiquement et l'autre par des moyens magnétiques au moins une sorte de marquage étant utilisée pour l'authentification, p. ex. de cartes de crédit ou de cartes d'identité le marquage étant lu par irradiation
• G06K 19/18 - Détails de structure
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques
• G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails

Abrégé

A method of communicating between a first electronic communication device of a plurality of electronic communication devices and a wireless communication initiating device for reading the first electronic communication device. The method comprises receiving, at the first electronic communication device, a communication signal from the wireless communication initiating device and determining a first characteristic value relating to the communication signal. The method further comprises receiving at least a second characteristic value relating to a communication signal received by at least a second electronic communication device that is connected to the first electronic communication device and initiating communication with a reading device based on the first and second value.

Classes IPC  ?

• H04B 5/00 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive
• G06K 7/10 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation électromagnétique, p. ex. lecture optiqueMéthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire
• G06K 19/07 - Supports d'enregistrement avec des marques conductrices, des circuits imprimés ou des éléments de circuit à semi-conducteurs, p. ex. cartes d'identité ou cartes de crédit avec des puces à circuit intégré
• H04B 5/72 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive spécialement adaptés à des fins spécifiques pour la communication locale à l'intérieur d’un dispositif
• H04B 5/77 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive spécialement adaptés à des fins spécifiques pour l'interrogation

Abrégé

Methods and systems are disclosed for displaying an augmented reality virtual object on a multimedia device. One method comprises detecting, in an augmented reality environment displayed using a first device, a virtual object; detecting, within the augmented reality environment, a second device, the second device comprising a physical multimedia device; and generating, at the second device, a display comprising a representation of the virtual object.

Classes IPC  ?

• G06T 19/20 - Édition d'images tridimensionnelles [3D], p. ex. modification de formes ou de couleurs, alignement d'objets ou positionnements de parties
• G06F 3/0481 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p. ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comportement ou d’aspect
• G06F 3/04883 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p. ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p. ex. des gestes en fonction de la pression exercée enregistrée par une tablette numérique utilisant un écran tactile ou une tablette numérique, p. ex. entrée de commandes par des tracés gestuels pour l’entrée de données par calligraphie, p. ex. sous forme de gestes ou de texte
• G06F 3/16 - Entrée acoustiqueSortie acoustique
• G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
• G06Q 30/0601 - Commerce électronique [e-commerce]
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie

Abrégé

A method of communicating between a first electronic communication device of a plurality of electronic communication devices and a wireless communication initiating device for reading the first electronic communication device. The method comprises receiving, at the first electronic communication device, a communication signal from the wireless communication initiating device and determining a first characteristic value relating to the communication signal. The method further comprises receiving at least a second characteristic value relating to a communication signal received by at least a second electronic communication device that is connected to the first electronic communication device and initiating communication with a reading device based on the first and second value.

Classes IPC  ?

• H04B 5/00 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive
• G06K 7/10 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation électromagnétique, p. ex. lecture optiqueMéthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire
• G06K 19/07 - Supports d'enregistrement avec des marques conductrices, des circuits imprimés ou des éléments de circuit à semi-conducteurs, p. ex. cartes d'identité ou cartes de crédit avec des puces à circuit intégré
• H04B 5/72 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive spécialement adaptés à des fins spécifiques pour la communication locale à l'intérieur d’un dispositif
• H04B 5/77 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive spécialement adaptés à des fins spécifiques pour l'interrogation

Abrégé

Methods and systems are disclosed for collecting and releasing virtual objects between disparate augmented reality environments. One method comprises receiving user selection to collect an object in a first environment displayed on a user device at a first time. A search request may then be transmitted to a content server from which a virtual object corresponding to the collected object is received in response. The virtual object may be stored in a user library associated with a user identifier of the user. When a second environment is displayed on the user device, the virtual object may be added to the second environment in response to receiving user selection to add the virtual object and determining that the user is associated with the user identifier.

Classes IPC  ?

• G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
• G06F 3/04817 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p. ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comportement ou d’aspect utilisant des icônes
• G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p. ex. des menus
• G06F 3/0486 - Glisser-déposer
• G06Q 20/36 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des portefeuilles électroniques ou coffres-forts électroniques
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06T 11/00 - Génération d'images bidimensionnelles [2D]

Abrégé

Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.

Classes IPC  ?

• G06Q 40/00 - FinanceAssuranceStratégies fiscalesTraitement des impôts sur les sociétés ou sur le revenu
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails
• G06K 19/14 - Supports d'enregistrement pour utilisation avec des machines et avec au moins une partie prévue pour supporter des marques numériques caractérisés par le genre de marque numérique, p. ex. forme, nature, code utilisant des marquages de différentes sortes sur le même support d'enregistrement, p. ex. un marquage étant lu optiquement et l'autre par des moyens magnétiques au moins une sorte de marquage étant utilisée pour l'authentification, p. ex. de cartes de crédit ou de cartes d'identité le marquage étant lu par irradiation
• G06K 19/18 - Détails de structure
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques

Abrégé

The present disclosure is drawn to, among other things, a method of providing a payment terminal application on an electronic device, the electronic device comprising a volatile storage module, a user input module and a network interface module. In some aspects the method includes receiving user credentials from the user input module, transmitting an authentication request message to a remote data center via the network interface module, the authentication request message including the user credentials, receiving an authentication response message from the remote data center, the authentication response message including an indication as to whether authentication was successful, and if the authentication was successful, receiving at least one encryption key from the remote data center; and storing the at least one encryption key in the volatile storage module.

Classes IPC  ?

• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• H04W 12/04 - Gestion des clés, p. ex. par architecture d’amorçage générique [GBA]
• H04W 12/06 - Authentification
• G07F 7/08 - Mécanismes actionnés par des objets autres que des pièces de monnaie pour déclencher ou actionner des appareils de vente, de location, de distribution de pièces de monnaie ou de papier-monnaie, ou de remboursement par carte d'identité codée ou carte de crédit codée
• G06F 21/57 - Certification ou préservation de plates-formes informatiques fiables, p. ex. démarrages ou arrêts sécurisés, suivis de version, contrôles de logiciel système, mises à jour sécurisées ou évaluation de vulnérabilité
• G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de transfert électronique de fondsArchitectures de paiement spécialement adaptées aux systèmes de banque à domicile
• G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails

Abrégé

Methods and systems are disclosed for displaying an augmented reality virtual object on a multimedia device. One method comprises detecting, in an augmented reality environment displayed using a first device, a virtual object; detecting, within the augmented reality environment, a second device, the second device comprising a physical multimedia device; and generating, at the second device, a display comprising a representation of the virtual object.

Classes IPC  ?

• G06T 19/20 - Édition d'images tridimensionnelles [3D], p. ex. modification de formes ou de couleurs, alignement d'objets ou positionnements de parties
• G06F 3/0481 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p. ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comportement ou d’aspect
• G06F 3/04883 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p. ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p. ex. des gestes en fonction de la pression exercée enregistrée par une tablette numérique utilisant un écran tactile ou une tablette numérique, p. ex. entrée de commandes par des tracés gestuels pour l’entrée de données par calligraphie, p. ex. sous forme de gestes ou de texte
• G06F 3/16 - Entrée acoustiqueSortie acoustique
• G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
• G06Q 30/0601 - Commerce électronique [e-commerce]
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie

Abrégé

A method of communicating between a first electronic communication device of a plurality of electronic communication devices and a wireless communication initiating device for reading the first electronic communication device. The method comprises receiving, at the first electronic communication device, a communication signal from the wireless communication initiating device and determining a first characteristic value relating to the communication signal. The method further comprises receiving at least a second characteristic value relating to a communication signal received by at least a second electronic communication device that is connected to the first electronic communication device and initiating communication with a reading device based on the first and second value.

Classes IPC  ?

• H04B 5/00 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive
• G06K 7/10 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation électromagnétique, p. ex. lecture optiqueMéthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire
• G06K 19/07 - Supports d'enregistrement avec des marques conductrices, des circuits imprimés ou des éléments de circuit à semi-conducteurs, p. ex. cartes d'identité ou cartes de crédit avec des puces à circuit intégré

Abrégé

A method of communicating between a first electronic communication device of a plurality of electronic communication devices and a wireless communication initiating device for reading the first electronic communication device. The method comprises receiving, at the first electronic communication device, a communication signal from the wireless communication initiating device and determining a first characteristic value relating to the communication signal. The method further comprises receiving at least a second characteristic value relating to a communication signal received by at least a second electronic communication device that is connected to the first electronic communication device and initiating communication with a reading device based on the first and second value.

Classes IPC  ?

• H04B 5/00 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive
• G06K 7/10 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation électromagnétique, p. ex. lecture optiqueMéthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire
• G06K 19/07 - Supports d'enregistrement avec des marques conductrices, des circuits imprimés ou des éléments de circuit à semi-conducteurs, p. ex. cartes d'identité ou cartes de crédit avec des puces à circuit intégré

Abrégé

Methods and Systems are disclosed for displaying objects between disparate devices connected to an electronic network. One method comprises detecting, by a multimedia device connected to an electronic network, an object in a multimedia stream; determining an identifier associated with the detected object; detecting a mobile device connected to the electronic network, the mobile device being a device other than the multimedia device; and generating a display of the detected object at the detected mobile device.

Classes IPC  ?

• H04N 21/4722 - Interface pour utilisateurs finaux pour la requête de contenu, de données additionnelles ou de servicesInterface pour utilisateurs finaux pour l'interaction avec le contenu, p. ex. pour la réservation de contenu ou la mise en place de rappels, pour la requête de notification d'événement ou pour la transformation de contenus affichés pour la requête de données additionnelles associées au contenu
• G06Q 20/30 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• H04N 21/41 - Structure de clientStructure de périphérique de client
• H04N 21/478 - Services additionnels, p. ex. affichage de l'identification d'un appelant téléphonique ou application d'achat

Abrégé

Methods and systems are disclosed for collecting and releasing virtual objects between disparate augmented reality environments. One method comprises receiving user selection to collect an object in a first environment displayed on a user device at a first time. A search request may then be transmitted to a content server from which a virtual object corresponding to the collected object is received in response. The virtual object may be stored in a user library associated with a user identifier of the user. When a second environment is displayed on the user device, the virtual object may be added to the second environment in response to receiving user selection to add the virtual object and determining that the user is associated with the user identifier.

Classes IPC  ?

• G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
• G06Q 20/36 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des portefeuilles électroniques ou coffres-forts électroniques
• G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p. ex. des menus
• G06F 3/0486 - Glisser-déposer
• G06T 11/00 - Génération d'images bidimensionnelles [2D]
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06F 3/04817 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p. ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comportement ou d’aspect utilisant des icônes

Abrégé

Methods and systems are disclosed for providing secure authentication in a virtual or augmented reality environment using an interactive icon. One method comprises: receiving, over a computer network, a request for payment authorization; identifying, based on the request for payment authorization, a virtual reality interface; generating an icon in the virtual reality interface, the icon having a randomized display of authentication characters; receiving user input associated with at least one character of the of payment authentication characters in the virtual reality interface; and generating a payment authorization response to the request for payment authorization based on the received user input.

Classes IPC  ?

• G06F 3/04847 - Techniques d’interaction pour la commande des valeurs des paramètres, p. ex. interaction avec des règles ou des cadrans
• G06F 3/04817 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p. ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comportement ou d’aspect utilisant des icônes
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives

Abrégé

Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.

Classes IPC  ?

• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails
• G06K 19/14 - Supports d'enregistrement pour utilisation avec des machines et avec au moins une partie prévue pour supporter des marques numériques caractérisés par le genre de marque numérique, p. ex. forme, nature, code utilisant des marquages de différentes sortes sur le même support d'enregistrement, p. ex. un marquage étant lu optiquement et l'autre par des moyens magnétiques au moins une sorte de marquage étant utilisée pour l'authentification, p. ex. de cartes de crédit ou de cartes d'identité le marquage étant lu par irradiation
• G06K 19/18 - Détails de structure
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques

Abrégé

Methods and systems are disclosed for displaying an augmented reality virtual object on a multimedia device. One method comprises detecting, in an augmented reality environment displayed using a first device, a virtual object; detecting, within the augmented reality environment, a second device, the second device comprising a physical multimedia device; and generating, at the second device, a display comprising a representation of the virtual object.

Classes IPC  ?

• G06T 19/20 - Édition d'images tridimensionnelles [3D], p. ex. modification de formes ou de couleurs, alignement d'objets ou positionnements de parties
• G06F 3/16 - Entrée acoustiqueSortie acoustique
• G06F 3/0481 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p. ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comportement ou d’aspect
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie
• G06F 3/04883 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p. ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p. ex. des gestes en fonction de la pression exercée enregistrée par une tablette numérique utilisant un écran tactile ou une tablette numérique, p. ex. entrée de commandes par des tracés gestuels pour l’entrée de données par calligraphie, p. ex. sous forme de gestes ou de texte
• G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
• G06Q 30/0601 - Commerce électronique [e-commerce]

Abrégé

Methods and Systems are disclosed for displaying objects between disparate devices connected to an electronic network. One method comprises detecting, by a multimedia device connected to an electronic network, an object in a multimedia stream; determining an identifier associated with the detected object; detecting a mobile device connected to the electronic network, the mobile device being a device other than the multimedia device; and generating a display of the detected object at the detected mobile device.

Classes IPC  ?

• H04N 21/4722 - Interface pour utilisateurs finaux pour la requête de contenu, de données additionnelles ou de servicesInterface pour utilisateurs finaux pour l'interaction avec le contenu, p. ex. pour la réservation de contenu ou la mise en place de rappels, pour la requête de notification d'événement ou pour la transformation de contenus affichés pour la requête de données additionnelles associées au contenu
• H04N 21/478 - Services additionnels, p. ex. affichage de l'identification d'un appelant téléphonique ou application d'achat
• H04N 21/41 - Structure de clientStructure de périphérique de client
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/30 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives

Abrégé

A method of determining a proximity of an antenna located in a payment instrument to an antenna located within an electronic device may include receiving, at the antenna located within the electronic device, a first signal from the antenna located in the payment instrument, the first signal received at a first time, receiving, at the antenna located within an electronic device, a second signal from the antenna located in the payment instrument, the second signal received at a second time, the second time being later than the first time, determining a difference in a signal strength between the first and second signals, and displaying, on a display of the electronic device, an indication based on the determination.

Classes IPC  ?

• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06F 21/57 - Certification ou préservation de plates-formes informatiques fiables, p. ex. démarrages ou arrêts sécurisés, suivis de version, contrôles de logiciel système, mises à jour sécurisées ou évaluation de vulnérabilité
• G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de transfert électronique de fondsArchitectures de paiement spécialement adaptées aux systèmes de banque à domicile
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques
• G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G07F 7/08 - Mécanismes actionnés par des objets autres que des pièces de monnaie pour déclencher ou actionner des appareils de vente, de location, de distribution de pièces de monnaie ou de papier-monnaie, ou de remboursement par carte d'identité codée ou carte de crédit codée
• H04W 4/80 - Services utilisant la communication de courte portée, p. ex. la communication en champ proche, l'identification par radiofréquence ou la communication à faible consommation d’énergie
• H04W 12/04 - Gestion des clés, p. ex. par architecture d’amorçage générique [GBA]
• H04W 12/06 - Authentification
• H04W 12/67 - Sécurité dépendant du contexte dépendant du risque, p. ex. choix du niveau de sécurité selon les profils de risque
• H04W 12/71 - Identité matérielle
• G06F 21/34 - Authentification de l’utilisateur impliquant l’utilisation de dispositifs externes supplémentaires, p. ex. clés électroniques ou cartes à puce intelligentes
• H04B 5/77 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive spécialement adaptés à des fins spécifiques pour l'interrogation

Abrégé

The invention relates generally to the provisioning of payment instruments onto electronic devices such as a mobile telephone, tablet, laptop or wearable, and in particular to securely provisioning payment instrument for which authorisation for the provisioning must be provided by a payment instrument issuer. A first embodiment is provided in which data that is generated during module a transaction is received by an electronic device and transmitted controller from the electronic device to a server associated with an acquirer. The data received from the electronic device is compared to the data generated during the transaction and, if these match, provisioning is authorised. A second embodiment is provided in which a server associated with an acquirer generates an identification message that is separate from but based on a response message associated with a transaction, and provisioning is authorised or declined based on the identification message.

Classes IPC  ?

• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 10/00 - AdministrationGestion
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques
• G06Q 20/36 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des portefeuilles électroniques ou coffres-forts électroniques
• G06K 7/14 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation électromagnétique, p. ex. lecture optiqueMéthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire utilisant la lumière sans sélection des longueurs d'onde, p. ex. lecture de la lumière blanche réfléchie

Abrégé

Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.

Classes IPC  ?

• G06Q 40/00 - FinanceAssuranceStratégies fiscalesTraitement des impôts sur les sociétés ou sur le revenu
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails
• G06K 19/14 - Supports d'enregistrement pour utilisation avec des machines et avec au moins une partie prévue pour supporter des marques numériques caractérisés par le genre de marque numérique, p. ex. forme, nature, code utilisant des marquages de différentes sortes sur le même support d'enregistrement, p. ex. un marquage étant lu optiquement et l'autre par des moyens magnétiques au moins une sorte de marquage étant utilisée pour l'authentification, p. ex. de cartes de crédit ou de cartes d'identité le marquage étant lu par irradiation
• G06K 19/18 - Détails de structure
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques

Abrégé

Methods and systems are disclosed for collecting and releasing virtual objects between disparate augmented reality environments. One method comprises receiving user selection to collect an object in a first environment displayed on a user device at a first time. A search request may then be transmitted to a content server from which a virtual object corresponding to the collected object is received in response. The virtual object may be stored in a user library associated with a user identifier of the user. When a second environment is displayed on the user device, the virtual object may be added to the second environment in response to receiving user selection to add the virtual object and determining that the user is associated with the user identifier.

Classes IPC  ?

• G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/36 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des portefeuilles électroniques ou coffres-forts électroniques
• G06F 3/0482 - Interaction avec des listes d’éléments sélectionnables, p. ex. des menus
• G06F 3/0486 - Glisser-déposer
• G06F 3/04817 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p. ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comportement ou d’aspect utilisant des icônes
• G06T 11/00 - Génération d'images bidimensionnelles [2D]

Abrégé

A method of communicating between a first electronic communication device of a plurality of electronic communication devices and a wireless communication initiating device for reading the first electronic communication device. The method comprises receiving, at the first electronic communication device, a communication signal from the wireless communication initiating device and determining a first characteristic value relating to the communication signal. The method further comprises receiving at least a second characteristic value relating to a communication signal received by at least a second electronic communication device that is connected to the first electronic communication device and initiating communication with a reading device based on the first and second value.

Classes IPC  ?

• H04B 5/00 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive
• G06K 7/10 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation électromagnétique, p. ex. lecture optiqueMéthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire
• G06K 19/07 - Supports d'enregistrement avec des marques conductrices, des circuits imprimés ou des éléments de circuit à semi-conducteurs, p. ex. cartes d'identité ou cartes de crédit avec des puces à circuit intégré

Abrégé

Methods and systems are disclosed for displaying an augmented reality virtual object on a multimedia device. One method comprises detecting, in an augmented reality environment displayed using a first device, a virtual object; detecting, within the augmented reality environment, a second device, the second device comprising a physical multimedia device; and generating, at the second device, a display comprising a representation of the virtual object.

Classes IPC  ?

• G06T 19/20 - Édition d'images tridimensionnelles [3D], p. ex. modification de formes ou de couleurs, alignement d'objets ou positionnements de parties
• G06F 3/16 - Entrée acoustiqueSortie acoustique
• G06F 3/0481 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p. ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comportement ou d’aspect
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie
• G06F 3/04883 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p. ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p. ex. des gestes en fonction de la pression exercée enregistrée par une tablette numérique utilisant un écran tactile ou une tablette numérique, p. ex. entrée de commandes par des tracés gestuels pour l’entrée de données par calligraphie, p. ex. sous forme de gestes ou de texte
• G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
• G06Q 30/0601 - Commerce électronique [e-commerce]

Abrégé

A method of communicating between a first electronic communication device of a plurality of electronic communication devices and a wireless communication initiating device for reading the first electronic communication device. The method comprises receiving, at the first electronic communication device, a communication signal from the wireless communication initiating device and determining a first characteristic value relating to the communication signal. The method further comprises receiving at least a second characteristic value relating to a communication signal received by at least a second electronic communication device that is connected to the first electronic communication device and initiating communication with a reading device based on the first and second value.

Classes IPC  ?

• H04B 5/00 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive
• G06K 7/10 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation électromagnétique, p. ex. lecture optiqueMéthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire
• G06K 19/07 - Supports d'enregistrement avec des marques conductrices, des circuits imprimés ou des éléments de circuit à semi-conducteurs, p. ex. cartes d'identité ou cartes de crédit avec des puces à circuit intégré

Abrégé

Methods and systems are disclosed for displaying an augmented reality virtual object on a multimedia device. One method comprises detecting, in an augmented reality environment displayed using a first device, a virtual object; detecting, within the augmented reality environment, a second device, the second device comprising a physical multimedia device; and generating, at the second device, a display comprising a representation of the virtual object.

Classes IPC  ?

• G06T 19/20 - Édition d'images tridimensionnelles [3D], p. ex. modification de formes ou de couleurs, alignement d'objets ou positionnements de parties
• G06F 3/16 - Entrée acoustiqueSortie acoustique
• G06F 3/0481 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p. ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comportement ou d’aspect
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie
• G06F 3/04883 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p. ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p. ex. des gestes en fonction de la pression exercée enregistrée par une tablette numérique utilisant un écran tactile ou une tablette numérique, p. ex. entrée de commandes par des tracés gestuels pour l’entrée de données par calligraphie, p. ex. sous forme de gestes ou de texte
• G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
• G06Q 30/06 - Transactions d’achat, de vente ou de crédit-bail
• G06Q 30/0601 - Commerce électronique [e-commerce]

Abrégé

Systems and methods for authenticating an electronic transaction using a hosted authentication service. The systems and methods determine whether an authentication is required based on a first electronic message received from a first data system. Upon determining the authentication is required, the systems and methods transmit a dummy authentication request and a hosted authentication service uniform resource locator to the first data system. The systems and methods further determine or receive an indication whether a user authentication challenge is required based on a transaction risk analysis by a second data system. Upon determining the user authentication challenge is required, the systems and methods provide, at a user interface, an electronic form including a challenge request. The systems and methods transmit, to the first data system, another electronic form including a dummy authentication response generated based on a challenge result.

Classes IPC  ?

• H04L 9/40 - Protocoles réseaux de sécurité
• G06F 21/31 - Authentification de l’utilisateur
• H04L 9/32 - Dispositions pour les communications secrètes ou protégéesProtocoles réseaux de sécurité comprenant des moyens pour vérifier l'identité ou l'autorisation d'un utilisateur du système
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06F 9/455 - ÉmulationInterprétationSimulation de logiciel, p. ex. virtualisation ou émulation des moteurs d’exécution d’applications ou de systèmes d’exploitation

Abrégé

Systems and methods for authenticating an electronic transaction using a hosted authentication service. The systems and methods determine whether an authentication is required based on a first electronic message received from a first data system. Upon determining the authentication is required, the systems and methods transmit a dummy authentication request and a hosted authentication service uniform resource locator to the first data system. The systems and methods further determine or receive an indication whether a user authentication challenge is required based on a transaction risk analysis by a second data system. Upon determining the user authentication challenge is required, the systems and methods provide, at a user interface, an electronic form including a challenge request. The systems and methods transmit, to the first data system, another electronic form including a dummy authentication response generated based on a challenge result.

Classes IPC  ?

• H04L 29/06 - Commande de la communication; Traitement de la communication caractérisés par un protocole
• G06F 21/31 - Authentification de l’utilisateur
• H04L 9/32 - Dispositions pour les communications secrètes ou protégéesProtocoles réseaux de sécurité comprenant des moyens pour vérifier l'identité ou l'autorisation d'un utilisateur du système
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06F 9/455 - ÉmulationInterprétationSimulation de logiciel, p. ex. virtualisation ou émulation des moteurs d’exécution d’applications ou de systèmes d’exploitation

Abrégé

Methods and systems are disclosed for displaying an augmented reality virtual object on a multimedia device. One method comprises detecting, in an augmented reality environment displayed using a first device, a virtual object; detecting, within the augmented reality environment, a second device, the second device comprising a physical multimedia device; and generating, at the second device, a display comprising a representation of the virtual object.

Classes IPC  ?

• G06T 19/20 - Édition d'images tridimensionnelles [3D], p. ex. modification de formes ou de couleurs, alignement d'objets ou positionnements de parties
• G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
• G06F 3/0488 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p. ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p. ex. des gestes en fonction de la pression exercée enregistrée par une tablette numérique utilisant un écran tactile ou une tablette numérique, p. ex. entrée de commandes par des tracés gestuels
• G06F 3/0481 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p. ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comportement ou d’aspect
• G06Q 30/06 - Transactions d’achat, de vente ou de crédit-bail
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie
• G06F 3/16 - Entrée acoustiqueSortie acoustique
• G06F 3/04883 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p. ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p. ex. des gestes en fonction de la pression exercée enregistrée par une tablette numérique utilisant un écran tactile ou une tablette numérique, p. ex. entrée de commandes par des tracés gestuels pour l’entrée de données par calligraphie, p. ex. sous forme de gestes ou de texte

Abrégé

Methods and systems are disclosed for displaying an augmented reality virtual object on a multimedia device. One method comprises detecting, in an augmented reality environment displayed using a first device, a virtual object; detecting, within the augmented reality environment, a second device, the second device comprising a physical multimedia device; and generating, at the second device, a display comprising a representation of the virtual object.

Classes IPC  ?

• G06T 19/20 - Édition d'images tridimensionnelles [3D], p. ex. modification de formes ou de couleurs, alignement d'objets ou positionnements de parties
• G06F 3/16 - Entrée acoustiqueSortie acoustique
• G06F 3/0481 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] fondées sur des propriétés spécifiques de l’objet d’interaction affiché ou sur un environnement basé sur les métaphores, p. ex. interaction avec des éléments du bureau telles les fenêtres ou les icônes, ou avec l’aide d’un curseur changeant de comportement ou d’aspect
• G06T 19/00 - Transformation de modèles ou d'images tridimensionnels [3D] pour infographie
• G06F 3/0488 - Techniques d’interaction fondées sur les interfaces utilisateur graphiques [GUI] utilisant des caractéristiques spécifiques fournies par le périphérique d’entrée, p. ex. des fonctions commandées par la rotation d’une souris à deux capteurs, ou par la nature du périphérique d’entrée, p. ex. des gestes en fonction de la pression exercée enregistrée par une tablette numérique utilisant un écran tactile ou une tablette numérique, p. ex. entrée de commandes par des tracés gestuels
• G06Q 20/12 - Architectures de paiement spécialement adaptées aux systèmes de commerce électronique
• G06Q 30/06 - Transactions d’achat, de vente ou de crédit-bail

Abrégé

The invention relates generally to the processing of electronic payments that involve an payment instrument. A payment instrument reading device is paired with a payment initiating device to allow transaction information generated by the payment initiating device to be automatically transmitted to its associated payment instrument reading device. This means that rekeying of transaction information is not required. In some embodiments one or more beacons are provided in a premises, to allow the location of a mobile payment initiating device to be determined. This location is used to either direct the payment initiating device to a payment instrument reading device, or vice versa. Transaction data generated by the payment initiating device is automatically transmitted to the payment instrument reading device. A pairing module is also provided, which is configured to pair a payment instrument reading device with a payment initiating device.

Classes IPC  ?

• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques
• G07G 1/00 - Caisses enregistreuses

Abrégé

Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.

Classes IPC  ?

• G06Q 40/00 - FinanceAssuranceStratégies fiscalesTraitement des impôts sur les sociétés ou sur le revenu
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails
• G06K 19/14 - Supports d'enregistrement pour utilisation avec des machines et avec au moins une partie prévue pour supporter des marques numériques caractérisés par le genre de marque numérique, p. ex. forme, nature, code utilisant des marquages de différentes sortes sur le même support d'enregistrement, p. ex. un marquage étant lu optiquement et l'autre par des moyens magnétiques au moins une sorte de marquage étant utilisée pour l'authentification, p. ex. de cartes de crédit ou de cartes d'identité le marquage étant lu par irradiation
• G06K 19/18 - Détails de structure
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques

Abrégé

Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.

Classes IPC  ?

• G06Q 40/00 - FinanceAssuranceStratégies fiscalesTraitement des impôts sur les sociétés ou sur le revenu
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails
• G06K 19/14 - Supports d'enregistrement pour utilisation avec des machines et avec au moins une partie prévue pour supporter des marques numériques caractérisés par le genre de marque numérique, p. ex. forme, nature, code utilisant des marquages de différentes sortes sur le même support d'enregistrement, p. ex. un marquage étant lu optiquement et l'autre par des moyens magnétiques au moins une sorte de marquage étant utilisée pour l'authentification, p. ex. de cartes de crédit ou de cartes d'identité le marquage étant lu par irradiation
• G06K 19/18 - Détails de structure
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques

Abrégé

The invention relates generally to secure data entry devices and methods of using such devices. A secure data entry device is provided that includes an integrated imaging device arranged such that it captures at least one image of a user during a transaction. The at least one image is processed in order to generate a biometric pattern. In one embodiment the at least one image includes a user's face and the processing involves applying a facial recognition algorithm to the at least one image to generate the biometric pattern. In some embodiments the biometric pattern is compared to a trusted biometric pattern in order to determine whether to approve or decline the transaction.

Classes IPC  ?

• G06F 21/32 - Authentification de l’utilisateur par données biométriques, p. ex. empreintes digitales, balayages de l’iris ou empreintes vocales
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• H04L 9/40 - Protocoles réseaux de sécurité
• H04W 12/126 - Dispositions antivol, p. ex. protection contre le clonage de module d’identité d’abonné [SIM]

Abrégé

The invention relates generally to the provisioning of payment instruments onto electronic devices such as a mobile telephone, tablet, laptop or wearable, and in particular to securely provisioning payment instrument for which authorisation for the provisioning must be provided by a payment instrument issuer. A first embodiment is provided in which data that is generated during a transaction is received by an electronic device and transmitted from the electronic device to a server associated with an acquirer. The data received from the electronic device is compared to the data generated during the transaction and, if these match, provisioning is authorised. A second embodiment is provided in which a server associated with an acquirer generates an identification message that is separate from but based on a response message associated with a transaction, and provisioning is authorised or declined based on the identification message.

Classes IPC  ?

• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 10/00 - AdministrationGestion
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques
• G06K 7/14 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation électromagnétique, p. ex. lecture optiqueMéthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire utilisant la lumière sans sélection des longueurs d'onde, p. ex. lecture de la lumière blanche réfléchie

Abrégé

The invention relates generally to secure data entry devices and methods of using such devices. A secure data entry device is provided that includes an integrated imaging device arranged such that it captures at least one image of a user during a transaction. The at least one image is processed in order to generate a biometric pattern. In one embodiment the at least one image includes a user's face and the processing involves applying a facial recognition algorithm to the at least one image to generate the biometric pattern. In some embodiments the biometric pattern is compared to a trusted biometric pattern in order to determine whether to approve or decline the transaction.

Classes IPC  ?

• G06F 21/32 - Authentification de l’utilisateur par données biométriques, p. ex. empreintes digitales, balayages de l’iris ou empreintes vocales
• H04W 12/126 - Dispositions antivol, p. ex. protection contre le clonage de module d’identité d’abonné [SIM]
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• H04L 29/06 - Commande de la communication; Traitement de la communication caractérisés par un protocole

Abrégé

A method of communicating between a first electronic communication device of a plurality of electronic communication devices and a wireless communication initiating device for reading the first electronic communication device. The method comprises receiving, at the first electronic communication device, a communication signal from the wireless communication initiating device and determining a first characteristic value relating to the communication signal. The method further comprises receiving at least a second characteristic value relating to a communication signal received by at least a second electronic communication device that is connected to the first electronic communication device and initiating communication with a reading device based on the first and second value.

Classes IPC  ?

• H04B 5/00 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive
• G06K 7/10 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation électromagnétique, p. ex. lecture optiqueMéthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire
• G06K 19/07 - Supports d'enregistrement avec des marques conductrices, des circuits imprimés ou des éléments de circuit à semi-conducteurs, p. ex. cartes d'identité ou cartes de crédit avec des puces à circuit intégré

Abrégé

Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.

Classes IPC  ?

• G06K 19/06 - Supports d'enregistrement pour utilisation avec des machines et avec au moins une partie prévue pour supporter des marques numériques caractérisés par le genre de marque numérique, p. ex. forme, nature, code
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails
• G06K 19/14 - Supports d'enregistrement pour utilisation avec des machines et avec au moins une partie prévue pour supporter des marques numériques caractérisés par le genre de marque numérique, p. ex. forme, nature, code utilisant des marquages de différentes sortes sur le même support d'enregistrement, p. ex. un marquage étant lu optiquement et l'autre par des moyens magnétiques au moins une sorte de marquage étant utilisée pour l'authentification, p. ex. de cartes de crédit ou de cartes d'identité le marquage étant lu par irradiation
• G06K 19/18 - Détails de structure
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques

Abrégé

Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.

Classes IPC  ?

• G06K 7/08 - Méthodes ou dispositions pour la lecture de supports d'enregistrement avec des moyens de perception des modifications d'un champ électrostatique ou magnétique, p. ex. par perception des modifications de la capacité entre des électrodes
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails
• G06K 19/14 - Supports d'enregistrement pour utilisation avec des machines et avec au moins une partie prévue pour supporter des marques numériques caractérisés par le genre de marque numérique, p. ex. forme, nature, code utilisant des marquages de différentes sortes sur le même support d'enregistrement, p. ex. un marquage étant lu optiquement et l'autre par des moyens magnétiques au moins une sorte de marquage étant utilisée pour l'authentification, p. ex. de cartes de crédit ou de cartes d'identité le marquage étant lu par irradiation
• G06K 19/18 - Détails de structure
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques

Abrégé

A method of determining a proximity of an antenna located in a payment instrument to an antenna located within an electronic device may include receiving, at the antenna located within the electronic device, a first signal from the antenna located in the payment instrument, the first signal received at a first time, receiving, at the antenna located within an electronic device, a second signal from the antenna located in the payment instrument, the second signal received at a second time, the second time being later than the first time, determining a difference in a signal strength between the first and second signals, and displaying, on a display of the electronic device, an indication based on the determination.

Classes IPC  ?

• G06F 21/57 - Certification ou préservation de plates-formes informatiques fiables, p. ex. démarrages ou arrêts sécurisés, suivis de version, contrôles de logiciel système, mises à jour sécurisées ou évaluation de vulnérabilité
• G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de transfert électronique de fondsArchitectures de paiement spécialement adaptées aux systèmes de banque à domicile
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques
• G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• H04B 5/00 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive
• H04W 12/04 - Gestion des clés, p. ex. par architecture d’amorçage générique [GBA]
• H04W 12/06 - Authentification
• G07F 7/08 - Mécanismes actionnés par des objets autres que des pièces de monnaie pour déclencher ou actionner des appareils de vente, de location, de distribution de pièces de monnaie ou de papier-monnaie, ou de remboursement par carte d'identité codée ou carte de crédit codée
• G06F 21/34 - Authentification de l’utilisateur impliquant l’utilisation de dispositifs externes supplémentaires, p. ex. clés électroniques ou cartes à puce intelligentes
• H04W 12/67 - Sécurité dépendant du contexte dépendant du risque, p. ex. choix du niveau de sécurité selon les profils de risque
• H04W 12/71 - Identité matérielle
• H04W 4/80 - Services utilisant la communication de courte portée, p. ex. la communication en champ proche, l'identification par radiofréquence ou la communication à faible consommation d’énergie

Abrégé

The invention relates generally to the processing of electronic payments that involve an payment instrument. A payment instrument reading device is paired with a payment initiating device to allow transaction information generated by the payment initiating device to be automatically transmitted to its associated payment instrument reading device. This means that rekeying of transaction information is not required. In some embodiments one or more beacons are provided in a premises, to allow the location of a mobile payment initiating device to be determined. This location is used to either direct the payment initiating device to a payment instrument reading device, or vice versa. Transaction data generated by the payment initiating device is automatically transmitted to the payment instrument reading device. A pairing module is also provided, which is configured to pair a payment instrument reading device with a payment initiating device.

Classes IPC  ?

• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques
• G07G 1/00 - Caisses enregistreuses

Abrégé

An electronic wireless communication device is provided, comprising: a wireless communication means for communicating with a wireless communication initiating device; means for monitoring a communication signal received by the wireless communication means; means for sending at least a first characteristic value relating to the communication signal received by the wireless communication means to at least one other electronic wireless communication device; means for receiving at least a further characteristic value relating to a communication signal received by the at least one other electronic wireless communication device; and processing means for carrying out a comparison based on the first characteristic value and the further characteristic value, wherein the electronic wireless device is configured to selectively activate communication with the wireless communication initiating device based on the result of the comparison. A system and method is also provided for communicating between an electronic wireless communication device of a plurality of electronic wireless communication devices and a wireless communication initiating device that can read one of the electronic wireless communication devices.

Classes IPC  ?

• H04B 5/00 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive

Abrégé

A method for initiating payment transactions from a payment terminal application on a mobile electronic device may include displaying, on a display screen of the mobile electronic device, a first indicia corresponding to a wireless communication antenna location of the mobile electronic device, receiving, at the wireless communication antenna of the mobile electronic device, a first signal from an antenna located in the payment instrument, the first signal received at a first time, receiving, at the wireless communication antenna of the mobile electronic device, a second signal from the antenna located in the payment instrument, the second signal received at a second time later than the first time, determining a difference in a signal strength between the first and second signals, and displaying, on the display screen of the mobile electronic device, a second indicia based on the determined difference in signal strength.

Classes IPC  ?

• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06F 21/34 - Authentification de l’utilisateur impliquant l’utilisation de dispositifs externes supplémentaires, p. ex. clés électroniques ou cartes à puce intelligentes
• G06F 21/57 - Certification ou préservation de plates-formes informatiques fiables, p. ex. démarrages ou arrêts sécurisés, suivis de version, contrôles de logiciel système, mises à jour sécurisées ou évaluation de vulnérabilité
• G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de transfert électronique de fondsArchitectures de paiement spécialement adaptées aux systèmes de banque à domicile
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques
• G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G07F 7/08 - Mécanismes actionnés par des objets autres que des pièces de monnaie pour déclencher ou actionner des appareils de vente, de location, de distribution de pièces de monnaie ou de papier-monnaie, ou de remboursement par carte d'identité codée ou carte de crédit codée
• H04W 12/04 - Gestion des clés, p. ex. par architecture d’amorçage générique [GBA]
• H04W 12/06 - Authentification
• H04B 5/77 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive spécialement adaptés à des fins spécifiques pour l'interrogation
• H04W 4/80 - Services utilisant la communication de courte portée, p. ex. la communication en champ proche, l'identification par radiofréquence ou la communication à faible consommation d’énergie
• H04W 12/67 - Sécurité dépendant du contexte dépendant du risque, p. ex. choix du niveau de sécurité selon les profils de risque
• H04W 12/71 - Identité matérielle

Abrégé

The invention relates generally to secure data entry devices and methods of using such devices. A secure data entry device is provided that includes an integrated imaging device arranged such that it captures at least one image of a user during a transaction. The at least one image is processed in order to generate a biometric pattern. In one embodiment the at least one image includes a user's face and the processing involves applying a facial recognition algorithm to the at least one image to generate the biometric pattern. In some embodiments the biometric pattern is compared to a trusted biometric pattern in order to determine whether to approve or decline the transaction.

Classes IPC  ?

• G06N 3/02 - Réseaux neuronaux
• G06F 21/32 - Authentification de l’utilisateur par données biométriques, p. ex. empreintes digitales, balayages de l’iris ou empreintes vocales
• H04W 12/126 - Dispositions antivol, p. ex. protection contre le clonage de module d’identité d’abonné [SIM]
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• H04L 29/06 - Commande de la communication; Traitement de la communication caractérisés par un protocole

Abrégé

The invention relates generally to the provisioning of payment instruments onto electronic devices such as a mobile telephone, tablet, laptop or wearable, and in particular to securely provisioning payment instrument for which authorization for the provisioning must be provided by a payment instrument issuer. A first embodiment is provided in which data that is generated during a transaction is received by an electronic device and transmitted from the electronic device to a server associated with an acquirer. The data received from the electronic device is compared to the data generated during the transaction and, if these match, provisioning is authorized. A second embodiment is provided in which a server associated with an acquirer generates an identification message that is separate from but based on a response message associated with a transaction, and provisioning is authorized or declined select module based on the identification message.

Classes IPC  ?

• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 10/00 - AdministrationGestion
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques
• G06K 7/14 - Méthodes ou dispositions pour la lecture de supports d'enregistrement par radiation électromagnétique, p. ex. lecture optiqueMéthodes ou dispositions pour la lecture de supports d'enregistrement par radiation corpusculaire utilisant la lumière sans sélection des longueurs d'onde, p. ex. lecture de la lumière blanche réfléchie

Abrégé

The present disclosure is drawn to, among other things, a method of providing a payment terminal application on an electronic device, the electronic device comprising a volatile storage module, a user input module and a network interface module. In some aspects the method includes receiving user credentials from the user input module, transmitting an authentication request message to a remote data center via the network interface module, the authentication request message including the user credentials, receiving an authentication response message from the remote data center, the authentication response message including an indication as to whether authentication was successful, and if the authentication was successful, receiving at least one encryption key from the remote data center; and storing the at least one encryption key in the volatile storage module.

Classes IPC  ?

• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06F 21/57 - Certification ou préservation de plates-formes informatiques fiables, p. ex. démarrages ou arrêts sécurisés, suivis de version, contrôles de logiciel système, mises à jour sécurisées ou évaluation de vulnérabilité
• G06Q 20/10 - Architectures de paiement spécialement adaptées aux systèmes de transfert électronique de fondsArchitectures de paiement spécialement adaptées aux systèmes de banque à domicile
• G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques
• H04W 12/04 - Gestion des clés, p. ex. par architecture d’amorçage générique [GBA]
• H04W 12/06 - Authentification
• G07F 7/08 - Mécanismes actionnés par des objets autres que des pièces de monnaie pour déclencher ou actionner des appareils de vente, de location, de distribution de pièces de monnaie ou de papier-monnaie, ou de remboursement par carte d'identité codée ou carte de crédit codée
• H04B 5/00 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive
• H04W 4/80 - Services utilisant la communication de courte portée, p. ex. la communication en champ proche, l'identification par radiofréquence ou la communication à faible consommation d’énergie
• H04W 12/67 - Sécurité dépendant du contexte dépendant du risque, p. ex. choix du niveau de sécurité selon les profils de risque
• H04W 12/71 - Identité matérielle
• G06F 21/34 - Authentification de l’utilisateur impliquant l’utilisation de dispositifs externes supplémentaires, p. ex. clés électroniques ou cartes à puce intelligentes

Abrégé

From a first aspect, a method, computer readable storage medium, and terminal is provided, wherein the method provides an application-based payment terminal on an electronic device. The method comprises: receiving user credentials from the user input module; transmitting an authentication request message to a remote data centre via the network interface module, the authentication request message including the user credentials; receiving an authentication response message from the remote data centre, the authentication response message including an indication as to whether authentication was successful; and in the event authentication was successful, the method further comprising provisioning the application- based payment terminal on the electronic device by: receiving at least one encryption key from the data centre; and storing the at least one encryption key in the volatile storage module. From another aspect, a method of generating an indicia representative of the location of a radio frequency identification antenna within an electronic device is provided. From a further aspect, a method of determining the proximity of an antenna located in a payment instrument to a wireless communication antenna located within an electronic device, is provided.

Classes IPC  ?

• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• H04W 4/80 - Services utilisant la communication de courte portée, p. ex. la communication en champ proche, l'identification par radiofréquence ou la communication à faible consommation d’énergie
• H04B 5/00 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive
• H04B 17/309 - Mesure ou estimation des paramètres de qualité d’un canal
• H04B 17/318 - Force du signal reçu
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques

Abrégé

Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.

Classes IPC  ?

• G06K 19/06 - Supports d'enregistrement pour utilisation avec des machines et avec au moins une partie prévue pour supporter des marques numériques caractérisés par le genre de marque numérique, p. ex. forme, nature, code
• G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
• G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails
• G06K 19/14 - Supports d'enregistrement pour utilisation avec des machines et avec au moins une partie prévue pour supporter des marques numériques caractérisés par le genre de marque numérique, p. ex. forme, nature, code utilisant des marquages de différentes sortes sur le même support d'enregistrement, p. ex. un marquage étant lu optiquement et l'autre par des moyens magnétiques au moins une sorte de marquage étant utilisée pour l'authentification, p. ex. de cartes de crédit ou de cartes d'identité le marquage étant lu par irradiation
• G06K 19/18 - Détails de structure
• G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
• G06Q 20/34 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des cartes, p. ex. cartes à puces ou cartes magnétiques

Produits et services

(1) Computer programs for processing of financial payments involving enabling card verification and authorisation, fraud checking, and secure transfer of money for merchant accounts; computer hardware and software comprising a digital wallet that stores customer account information; apparatus, namely web-enabled, wired, wireless and handheld card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for payment with magnetically encoded cards being credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards, and microchips containing account details ; apparatus, namely web-enabled, wired, wireless and handheld card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for payment with magnetic memory cards being credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards, and microchips containing account details; automatic payment machines; cards for cashless payment systems namely credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards, and microchips containing account details; magnetic payment cards namely credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards, and microchips containing account details; payment cards being magnetically encoded namely credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards, and microchips containing account details; read out apparatus namely web-enabled, wired, wireless and handheld card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals for use in the authentication of cashless payment means; read out apparatus namely web-enabled, wired, wireless and handheld card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals for use in the identification of cashless payment means; tariff devices for recording payment namely web-enabled, wired, wireless and handheld card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals; terminals namely web-enabled, wired, wireless and handheld card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for electronically processing credit card payments and for the electronic payment of charges with credit cards; computers for the processing and analysis of payment transaction data ; automatic vending machines and mechanisms for coin-operated apparatus; cash registers, computer for micro-programming, software for analysis of payment transaction data; software for the provision of electronic wallets; software for the provision of digital wallets; software for processing electronic payments; software for processing online funds transfers; software for processing payments by enabling payment card verification and authorisation; software for identification verification, identity theft prevention and fraud prevention in relation to payment processing; software for the secure transfer of money; software for fraud screening in relation to electronic payment processing; software for secure capturing of cardholder data in relation to electronic payment processing; software for secure handling of financial transaction data; software for the collection, storage, processing and transmitting of payment transaction data; electronic apparatus and equipment for remote connection to a computer network and telecommunications, data processing equipment and computers namely web-enabled, wired, wireless and handheld card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for use in processing financial transactions; electronic data carrier cards namely charge cards, prepaid cash cards, credit cards, debit cards, gift voucher cards; encoded magnetic card readers, electronic data carrier card readers namely web-enabled, wired, wireless and handheld card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals for reading, authenticating and verifying credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards and microchips containing account details and for processing financial payments electronically from the said cards, electronic data encryption units for the purposes of secure transfer of electronic funds and for the prevention of fraudulent payment transactions; computer hardware, computer terminals, computer peripheral devices namely electronic chargers for use with PED (pin entry device) and POS (point of sale) terminals and card readers; electronic apparatus namely web-enabled, wired, wireless and handheld card readers, POS (point of sale) terminals, PEDs (pinentry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for use in processing financial transactions; computer software relating to the handling of financial transactions namely payments by charge cards, credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards and microchips containing account details ; computer software applications for enabling payment card verification and authorisation, identification verification, identity theft prevention and fraud prevention, fraud checking; computer software applications for the secure transfer of funds; computer software applications for processing electronic payment transactions; computer software applications for the analysis of payment transaction data; electronic verification apparatus namely web-enabled, wired, wireless and handheld payment card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for verifying authenticity of credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards and microchips containing account details ; parts and fittings for the aforesaid goods; electronic publications relating to analysis of payment transaction data; downloadable data namely downloadable publications and software for the analysis of payment transactions; electronic publications relating to research on financial issues and research into payment transaction data and white papers relating to research and analysis of financial transactions trends; Cheque books; newsletters, magazines, pamphlets, leaflets, newspapers and periodicals, in the field of financial services namely services relating to the secure transfer of electronic funds, money exchange services, currency conversion services, exchange of data between financial institutions and their customers, analysis of payment transaction data, research on financial issues and research into payment transaction data and white papers relating to research and analysis of financial transactions trends; printed service guides and services brochures for financial services; printed forms and statements for financial services namely services relating to the secure transfer of electronic funds, money exchange services, currency conversion services, multi-currency exchange and settlement services, exchange of data between financial institutions and their customers, analysis of payment transaction data, research on financial issues and research into payment transaction data, analysis and consultation in relation to exchange of data between financial institutions and their customers, research and analysis of financial transactions trends ; printed plastic cards (other than encoded or magnetic) being credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards; plastic covered cards bearing printed matter being credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards; money orders, money drafts, cheques, cheque books, travellers' cheques; document wallets; vouchers of value, coupons; catalogues. (1) Advertising services for the benefit of third parties and Promotional services offered through loyalty point programs, coupons; compilation of payment transaction data relating to goods for purchase; bookkeeping and accounting services; tax and taxation assessments and advice; preparation and compilation of income and corporate tax returns data processing services; information, advisory and consultancy services relating to data processing; user incentive schemes relating to use of credit cards, store cards, charge cards, cash cards, debit cards, payment cards; consumer loyalty, incentive and bonus programs for the promotion of wares and services relating to the use of credit cards, store cards, charge cards, prepaid cash cards, debit cards, payment cards; promoting the sale of wares and services through a consumer loyalty programme; information, advisory and consultancy services related to all the aforesaid services; Financial services namely the secure transfer of electronic funds, processing of electronic payment transactions, financial payment processing services, money exchange services, currency conversion services, multi-currency exchange and settlement services, secure exchange of electronic payment transaction data between financial institutions and their customers, financial analysis services; credit card, debit card, store card, bank card, charge card, gift voucher card, other payment card authorisation services; electronic funds transfer and payment services; processing of transactions made by credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; card to card transfer and payments; processing of credit and debit transactions by means of telephone and internet; issue and redemption of tokens, coupons and vouchers of value; currency exchange services; electronic wallet services (payment services) namely the processing of electronic funds payment transactions from electronic wallet accounts; E-wallet account services, namely the provision of online electronic money accounts (e-wallet accounts) and services for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants (businesses) send and receive payments and remittances over the Internet; point of sale payment services; mail payment services; telephone payment services; recurring payment services; merchant account services namely services relating to processing of financial payments made by credit cards, debit cards, charge cards, gift voucher cards, store cards, payment cards and other cards containing microchips with account details in multiple currencies for merchant accounts including card authorisation, verification and fraud screening, identification verification, identity theft prevention and fraud prevention; merchant account services namely secure handling of online financial transaction data; merchant account services for secure transfer of money between merchant accounts, their customers and banks; merchant account services namely analysis of financial transaction data for merchants; financial risk management; insurance; identity theft and fraud prevention services relating to processing of financial payments made by prepaid cash cards , credit cards, debit cards, charge cards, gift voucher cards, store cards, stored value payment cards and other cards containing microchips with bank account details in multiple currencies for merchant accounts including card authorisation, verification and fraud screening; financial risk management; financial services being financial analysis and consultation, in relation to payment transaction data and exchange of financial data between financial institutions and their customers, financial services relating to analysis of payment transaction data; monetary affairs services being cross border multi-currency exchange services; information, advisory and consultancy services related to all the aforesaid services; Installation, maintenance, repair and updating of electronic data capture and transmission systems for the purposes of electronic funds transfer; installation, maintenance, repair, updating of card readers and electronic apparatus namely POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software all for handling financial and associated transactions -namely authorisation and processing of payments made with credit cards, debit cards, store cards, prepaid cash cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; installation, maintenance, repair and updating of electronic apparatus namely card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for retrieving information stored on credit cards, debit cards, store cards, prepaid cash cards , charge cards, gift voucher cards, other payment cards and microchips containing account details; installation, maintenance, repair and updating of electronic verification apparatus namely card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for verifying authenticity of credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; information, advisory and consultancy services related to all the aforesaid services; Advisory and consultancy services, all relating to electronic data capture and transmission systems for the purposes of electronic funds transfer from points of sale; receipt and delivery of messages, documents and other data by electronic transmission namely by means of telephone and internet; receipt and delivery of messages, documents and payment transaction data via the Internet; provision of electronic communication links namely wired and wireless internet and telephonic links for the purposes of secure electronic funds transfers and payment transactions; dissemination by email of vouchers, voucher codes, gift codes, claim codes, discount offers, promotional offers, coupons and printable vouchers enabling customers to conveniently view and redeem tokens of value by means of the Internet; providing access to computer servers, databases and networks; providing access to the Internet; providing multiple user access to a global computer network; and access to the Internet; telecommunication gateway services; services of geo-location and tracking of financial transactions and transmitting transaction specific location data over the internet; leasing of access time to databases containing financial transaction data; information, advisory and consultancy services related to all the aforesaid services; Updating software of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of card readers and electronic apparatus namely POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software all for handling financial and associated transactions namely authorisation and processing of payments made with credit cards, debit cards, store cards, prepaid cash cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; monitoring of electronic apparatus namely card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for retrieving information stored on credit cards, debit cards, store cards, prepaid cash cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; monitoring updating of electronic verification apparatus namely card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for verifying authenticity of credit cards, debit cards, store cards, prepaid cash cards charge cards, gift voucher cards, other payment cards and microchips containing account details; design and development of computer hardware and software; computer software and programming services; providing temporary use of non-downloadable computer software for preparing invoices and for tracking packages over computer networks, intranets and the internet; providing temporary use of non-downloadable computer software broadcasting geographical data received using a global positioning system; financial analysis namely computerised analysis of financial transaction data; application service provider (ASP) services featuring mobile phone and wireless handheld computer applications software for use in enabling users to make electronic payments and to receive, redeem, and manage electronic receipts and electronic coupons; lease, hire and rental of computer equipment, hardware, software and programs; electronic data encryption services; electronic signature verification and authorisation services; digital signature verification and authorisation services; information, advisory and consultancy services related to all the aforesaid services; Identity theft and fraud prevention services; information, advisory and consultancy services related to all the aforesaid services. (2) Compilation of payment transaction data relating to goods for purchase; bookkeeping and accounting services; information, advisory and consultancy services relating to data processing; user incentive schemes relating to use of credit cards, store cards, charge cards, cash cards, debit cards, payment cards; information, advisory and consultancy services related to all the aforesaid services; Financial services namely the secure transfer of electronic funds, processing of electronic payment transactions, financial payment processing services, money exchange services, currency conversion services, multi-currency exchange and settlement services, secure exchange of electronic payment transaction data between financial institutions and their customers, financial analysis services; credit card, debit card, store card, bank card, charge card, gift voucher card, other payment card authorisation services; electronic funds transfer and payment services; processing of transactions made by credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; card to card transfer and payments; processing of credit and debit transactions by means of telephone and internet; issue and redemption of tokens, coupons and vouchers of value; currency exchange services; electronic wallet services (payment services) namely the processing of electronic funds payment transactions from electronic wallet accounts; E-wallet account services, namely the provision of online electronic money accounts (e-wallet accounts) and services for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants (businesses) send and receive payments and remittances over the Internet; point of sale payment services; mail payment services; telephone payment services; recurring payment services; merchant account services namely services relating to processing of financial payments made by credit cards, debit cards, charge cards, gift voucher cards, store cards, payment cards and other cards containing microchips with account details in multiple currencies for merchant accounts including card authorisation, verification and fraud screening, identification verification, identity theft prevention and fraud prevention; merchant account services namely secure handling of online financial transaction data; merchant account services for secure transfer of money between merchant accounts, their customers and banks; merchant account services namely analysis of financial transaction data for merchants; financial risk management; identity theft and fraud prevention services relating to processing of financial payments made by prepaid cash cards , credit cards, debit cards, charge cards, gift voucher cards, store cards, stored value payment cards and other cards containing microchips with bank account details in multiple currencies for merchant accounts including card authorisation, verification and fraud screening; financial risk management; financial services being financial analysis and consultation, in relation to payment transaction data and exchange of financial data between financial institutions and their customers, financial services relating to analysis of payment transaction data; monetary affairs services being cross border multi-currency exchange services; information, advisory and consultancy services related to all the aforesaid services; Advisory and consultancy services, all relating to electronic data capture and transmission systems for the purposes of electronic funds transfer from points of sale; receipt and delivery of messages, documents and other data by electronic transmission namely by means of telephone and internet; receipt and delivery of messages, documents and payment transaction data via the Internet; provision of electronic communication links namely wired and wireless internet and telephonic links for the purposes of secure electronic funds transfers and payment transactions; providing access to computer servers, databases and networks; telecommunication gateway services; services of geo-location and tracking of financial transactions and transmitting transaction specific location data over the internet; information, advisory and consultancy services related to all the aforesaid services; Updating software of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of electronic data capture and transmission systems for the purposes of electronic funds transfer; computer software and programming services; financial analysis namely computerised analysis of financial transaction data; application service provider (ASP) services featuring mobile phone and wireless handheld computer applications software for use in enabling users to make electronic payments and to receive, redeem, and manage electronic receipts and electronic coupons; lease, hire and rental of computer equipment, hardware, software and programs; electronic data encryption services; electronic signature verification and authorisation services; digital signature verification and authorisation services; information, advisory and consultancy services related to all the aforesaid services; Identity theft and fraud prevention services; information, advisory and consultancy services related to all the aforesaid services.

Produits et services

(1) Cheque books; newsletters, magazines, pamphlets, leaflets, newspapers and periodicals, all relating to the provision of financial services; printed invitations; printed service guides and services brochures for financial services; printed forms and statements for financial services; printed plastic cards (other than encoded or magnetic); plastic covered cards bearing printed matter; money orders, money drafts, cheques, cheque books, travellers' cheques; document wallets; vouchers of value, coupons; catalogues. (1) Advertising services for the benefit of third parties and Promotional services offered through loyalty point programs, coupons; compilation of payment transaction data relating to goods for purchase; bookkeeping and accounting services; tax and taxation assessments and advice; preparation and compilation of income and corporate tax returns data processing services; information, advisory and consultancy services relating to data processing; user incentive schemes relating to use of credit cards, store cards, charge cards, cash cards, debit cards, payment cards; consumer loyalty, incentive and bonus programs for the promotion of wares and services relating to the use of credit cards, store cards, charge cards, prepaid cash cards, debit cards, payment cards; promoting the sale of wares and services through a consumer loyalty programme; information, advisory and consultancy services related to all the aforesaid services; Financial services namely the secure transfer of electronic funds, processing of electronic payment transactions, financial payment processing services, money exchange services, currency conversion services, multi-currency exchange and settlement services, secure exchange of electronic payment transaction data between financial institutions and their customers, financial analysis services; credit card, debit card, store card, bank card, charge card, gift voucher card, other payment card authorisation services; electronic funds transfer and payment services; processing of transactions made by credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; card to card transfer and payments; processing of credit and debit transactions by means of telephone and internet; issue and redemption of tokens, coupons and vouchers of value; currency exchange services; electronic wallet services (payment services) namely the processing of electronic funds payment transactions from electronic wallet accounts; E-wallet account services, namely the provision of online electronic money accounts (e-wallet accounts) and services for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants (businesses) send and receive payments and remittances over the Internet; point of sale payment services; mail payment services; telephone payment services; recurring payment services; merchant account services namely services relating to processing of financial payments made by credit cards, debit cards, charge cards, gift voucher cards, store cards, payment cards and other cards containing microchips with account details in multiple currencies for merchant accounts including card authorisation, verification and fraud screening, identification verification, identity theft prevention and fraud prevention; merchant account services namely secure handling of online financial transaction data; merchant account services for secure transfer of money between merchant accounts, their customers and banks; merchant account services namely analysis of financial transaction data for merchants; financial risk management; insurance; identity theft and fraud prevention services relating to processing of financial payments made by prepaid cash cards , credit cards, debit cards, charge cards, gift voucher cards, store cards, stored value payment cards and other cards containing microchips with bank account details in multiple currencies for merchant accounts including card authorisation, verification and fraud screening; financial risk management; financial services being financial analysis and consultation, in relation to payment transaction data and exchange of financial data between financial institutions and their customers, financial services relating to analysis of payment transaction data; monetary affairs services being cross border multi-currency exchange services; information, advisory and consultancy services related to all the aforesaid services; Installation, maintenance, repair and updating of electronic data capture and transmission systems for the purposes of electronic funds transfer; installation, maintenance, repair, updating of card readers and electronic apparatus namely POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software all for handling financial and associated transactions -namely authorisation and processing of payments made with credit cards, debit cards, store cards, prepaid cash cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; installation, maintenance, repair and updating of electronic apparatus namely card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for retrieving information stored on credit cards, debit cards, store cards, prepaid cash cards , charge cards, gift voucher cards, other payment cards and microchips containing account details; installation, maintenance, repair and updating of electronic verification apparatus namely card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for verifying authenticity of credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; information, advisory and consultancy services related to all the aforesaid services; Advisory and consultancy services, all relating to electronic data capture and transmission systems for the purposes of electronic funds transfer from points of sale; receipt and delivery of messages, documents and other data by electronic transmission namely by means of telephone and internet; receipt and delivery of messages, documents and payment transaction data via the Internet; provision of electronic communication links namely wired and wireless internet and telephonic links for the purposes of secure electronic funds transfers and payment transactions; dissemination by email of vouchers, voucher codes, gift codes, claim codes, discount offers, promotional offers, coupons and printable vouchers enabling customers to conveniently view and redeem tokens of value by means of the Internet; providing access to computer servers, databases and networks; providing access to the Internet; providing multiple user access to a global computer network; and access to the Internet; telecommunication gateway services; services of geo-location and tracking of financial transactions and transmitting transaction specific location data over the internet; leasing of access time to databases containing financial transaction data; information, advisory and consultancy services related to all the aforesaid services; Updating software of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of card readers and electronic apparatus namely POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software all for handling financial and associated transactions namely authorisation and processing of payments made with credit cards, debit cards, store cards, prepaid cash cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; monitoring of electronic apparatus namely card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for retrieving information stored on credit cards, debit cards, store cards, prepaid cash cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; monitoring updating of electronic verification apparatus namely card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for verifying authenticity of credit cards, debit cards, store cards, prepaid cash cards charge cards, gift voucher cards, other payment cards and microchips containing account details; design and development of computer hardware and software; computer software and programming services; providing temporary use of non-downloadable computer software for preparing invoices and for tracking packages over computer networks, intranets and the internet; providing temporary use of non-downloadable computer software broadcasting geographical data received using a global positioning system; financial analysis namely computerised analysis of financial transaction data; application service provider (ASP) services featuring mobile phone and wireless handheld computer applications software for use in enabling users to make electronic payments and to receive, redeem, and manage electronic receipts and electronic coupons; lease, hire and rental of computer equipment, hardware, software and programs; electronic data encryption services; electronic signature verification and authorisation services; digital signature verification and authorisation services; information, advisory and consultancy services related to all the aforesaid services; Identity theft and fraud prevention services; information, advisory and consultancy services related to all the aforesaid services. (2) Compilation of data relating to goods for purchase; bookkeeping and accounting services; information, advisory and consultancy services relating to data processing; information, advisory and consultancy services related to all the aforesaid services; Advisory and consultancy services, all relating to electronic data capture and transmission systems for the purposes of electronic funds transfer from points of sale; receipt and delivery of messages, documents and other data by electronic transmission; receipt and delivery of messages, documents and payment account and payment transaction data via the Internet for secure processing of electronic funds payment transactions by enabling card verification and authorisation, identification verification, identity theft prevention and fraud prevention, secure transfer of money, fraud screening in relation to electronic card payment processing, secure capturing of cardholder data, secure handling of financial transaction data and the collection, storage, processing and transmitting of card payment data; provision of electronic communication links namely wired and wireless internet and telephonic links for the purposes of secure electronic funds transfers and payment transactions; providing access to computer servers, databases and networks; telecommunication gateway services; services of geo-location and tracking of financial transactions and transmitting transaction specific location data over the internet; information, advisory and consultancy services related to all the aforesaid services Updating software of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of electronic data capture and transmission systems for the purposes of electronic funds transfer; computer software programming services for the secure processing of electronic funds payment transactions by enabling card verification and authorisation, identification verification, identity theft prevention and fraud prevention, secure transfer of money, fraud screening in relation to electronic card payment processing, secure electronic payment processing, secure capturing of cardholder data, secure handling of financial transaction data and the collection, storage, processing and transmitting of card payment data; financial analysis namely computerised analysis of financial transaction data; application service provider (ASP) services featuring mobile phone and wireless handheld computer applications software for use in enabling users to make electronic payments and to receive, redeem, and manage electronic receipts and electronic coupons; ; lease, hire and rental of computer equipment, hardware, software and programs; encryption services; electronic signature verification and authorisation services; digital signature verification and authorisation services; information, advisory and consultancy services related to all the aforesaid services.

Produits et services

(1) Computer programs for processing of financial payments involving enabling card verification and authorisation, fraud checking, and secure transfer of money for merchant accounts; computer hardware and software comprising a digital wallet that stores customer account information; apparatus, namely web-enabled, wired, wireless and handheld card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for payment with magnetically encoded cards being credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards, and microchips containing account details ; apparatus, namely web-enabled, wired, wireless and handheld card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for payment with magnetic memory cards being credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards, and microchips containing account details; automatic payment machines; cards for cashless payment systems namely credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards, and microchips containing account details; magnetic payment cards namely credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards, and microchips containing account details; payment cards being magnetically encoded namely credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards, and microchips containing account details; read out apparatus namely web-enabled, wired, wireless and handheld card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals for use in the authentication of cashless payment means; read out apparatus namely web-enabled, wired, wireless and handheld card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals for use in the identification of cashless payment means; tariff devices for recording payment namely web-enabled, wired, wireless and handheld card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals; terminals namely web-enabled, wired, wireless and handheld card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for electronically processing credit card payments and for the electronic payment of charges with credit cards; computers for the processing and analysis of payment transaction data ; automatic vending machines and mechanisms for coin-operated apparatus; cash registers, computer for micro-programming, software for analysis of payment transaction data; software for the provision of electronic wallets; software for the provision of digital wallets; software for processing electronic payments; software for processing online funds transfers; software for processing payments by enabling payment card verification and authorisation; software for identification verification, identity theft prevention and fraud prevention in relation to payment processing; software for the secure transfer of money; software for fraud screening in relation to electronic payment processing; software for secure capturing of cardholder data in relation to electronic payment processing; software for secure handling of financial transaction data; software for the collection, storage, processing and transmitting of payment transaction data;, ; electronic apparatus and equipment for remote connection to a computer network and telecommunications, data processing equipment and computers namely web-enabled, wired, wireless and handheld card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for use in processing financial transactions; electronic data carrier cards namely charge cards, prepaid cash cards, credit cards, debit cards, gift voucher cards,; encoded magnetic card readers, electronic data carrier card readers namely web-enabled, wired, wireless and handheld card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals for reading, authenticating and verifying credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards and microchips containing account details and for processing financial payments electronically from the said cards, electronic data encryption units for the purposes of secure transfer of electronic funds and for the prevention of fraudulent payment transactions; computer hardware, computer terminals, computer peripheral devices namely electronic chargers for use with PED (pin entry device) and POS (point of sale) terminals and card readers; , electronic apparatus namely web-enabled, wired, wireless and handheld card readers, POS (point of sale) terminals, PEDs (pinentry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for use in processing financial transactions; computer software relating to the handling of financial transactions namely payments by charge cards, , credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards and microchips containing account details ; computer software applications for enabling payment card verification and authorisation, identification verification, identity theft prevention and fraud prevention, fraud checking; computer software applications for the secure transfer of funds; computer software applications for processing electronic payment transactions; computer software applications for the analysis of payment transaction data; electronic verification apparatus namely web-enabled, wired, wireless and handheld payment card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for verifying authenticity of credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards and microchips containing account details ; parts and fittings for the aforesaid goods; electronic publications relating to analysis of payment transaction data; downloadable data namely downloadable publications and software for the analysis of payment transactions; ; electronic publications relating to research on financial issues and research into payment transaction data and white papers relating to research and analysis of financial transactions trends; Cheque books; newsletters, magazines, pamphlets, leaflets, newspapers and periodicals, in the field of financial services namely services relating to the secure transfer of electronic funds, money exchange services, currency conversion services, exchange of data between financial institutions and their customers, analysis of payment transaction data, research on financial issues and research into payment transaction data and white papers relating to research and analysis of financial transactions trends; printed service guides and services brochures for financial services; printed forms and statements for financial services namely services relating to the secure transfer of electronic funds, money exchange services, currency conversion services, multi-currency exchange and settlement services, exchange of data between financial institutions and their customers, analysis of payment transaction data, research on financial issues and research into payment transaction data, analysis and consultation in relation to exchange of data between financial institutions and their customers, research and analysis of financial transactions trends ; printed plastic cards (other than encoded or magnetic) being credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards; plastic covered cards bearing printed matter being credit cards, debit cards, store cards, charge cards, gift voucher cards, prepaid cash cards; money orders, money drafts, cheques, cheque books, travellers' cheques; document wallets; vouchers of value, coupons; catalogues. (1) Advertising services for the benefit of third parties and Promotional services offered through loyalty point programs, coupons; compilation of payment transaction data relating to goods for purchase; bookkeeping and accounting services; tax and taxation assessments and advice; preparation and compilation of income and corporate tax returns data processing services; information, advisory and consultancy services relating to data processing; user incentive schemes relating to use of credit cards, store cards, charge cards, cash cards, debit cards, payment cards; consumer loyalty, incentive and bonus programs for the promotion of wares and services relating to the use of credit cards, store cards, charge cards, prepaid cash cards, debit cards, payment cards; promoting the sale of wares and services through a consumer loyalty programme; information, advisory and consultancy services related to all the aforesaid services; Financial services namely the secure transfer of electronic funds, processing of electronic payment transactions, financial payment processing services, money exchange services, currency conversion services, multi-currency exchange and settlement services, secure exchange of electronic payment transaction data between financial institutions and their customers, financial analysis services; credit card, debit card, store card, bank card, charge card, gift voucher card, other payment card authorisation services; electronic funds transfer and payment services; processing of transactions made by credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; card to card transfer and payments; processing of credit and debit transactions by means of telephone and internet; issue and redemption of tokens, coupons and vouchers of value; currency exchange services; electronic wallet services (payment services) namely the processing of electronic funds payment transactions from electronic wallet accounts; E-wallet account services, namely the provision of online electronic money accounts (e-wallet accounts) and services for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants (businesses) send and receive payments and remittances over the Internet; point of sale payment services; mail payment services; telephone payment services; recurring payment services; merchant account services namely services relating to processing of financial payments made by credit cards, debit cards, charge cards, gift voucher cards, store cards, payment cards and other cards containing microchips with account details in multiple currencies for merchant accounts including card authorisation, verification and fraud screening, identification verification, identity theft prevention and fraud prevention; merchant account services namely secure handling of online financial transaction data; merchant account services for secure transfer of money between merchant accounts, their customers and banks; merchant account services namely analysis of financial transaction data for merchants; financial risk management; insurance; identity theft and fraud prevention services relating to processing of financial payments made by prepaid cash cards , credit cards, debit cards, charge cards, gift voucher cards, store cards, stored value payment cards and other cards containing microchips with bank account details in multiple currencies for merchant accounts including card authorisation, verification and fraud screening; financial risk management; financial services being financial analysis and consultation, in relation to payment transaction data and exchange of financial data between financial institutions and their customers, financial services relating to analysis of payment transaction data; monetary affairs services being cross border multi-currency exchange services; information, advisory and consultancy services related to all the aforesaid services; Installation, maintenance, repair and updating of electronic data capture and transmission systems for the purposes of electronic funds transfer; installation, maintenance, repair, updating of card readers and electronic apparatus namely POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software all for handling financial and associated transactions -namely authorisation and processing of payments made with credit cards, debit cards, store cards, prepaid cash cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; installation, maintenance, repair and updating of electronic apparatus namely card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for retrieving information stored on credit cards, debit cards, store cards, prepaid cash cards , charge cards, gift voucher cards, other payment cards and microchips containing account details; installation, maintenance, repair and updating of electronic verification apparatus namely card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for verifying authenticity of credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; information, advisory and consultancy services related to all the aforesaid services; Advisory and consultancy services, all relating to electronic data capture and transmission systems for the purposes of electronic funds transfer from points of sale; receipt and delivery of messages, documents and other data by electronic transmission namely by means of telephone and internet; receipt and delivery of messages, documents and payment transaction data via the Internet; provision of electronic communication links namely wired and wireless internet and telephonic links for the purposes of secure electronic funds transfers and payment transactions; dissemination by email of vouchers, voucher codes, gift codes, claim codes, discount offers, promotional offers, coupons and printable vouchers enabling customers to conveniently view and redeem tokens of value by means of the Internet; providing access to computer servers, databases and networks; providing access to the Internet; providing multiple user access to a global computer network; and access to the Internet; telecommunication gateway services; services of geo-location and tracking of financial transactions and transmitting transaction specific location data over the internet; leasing of access time to databases containing financial transaction data; information, advisory and consultancy services related to all the aforesaid services; Updating software of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of card readers and electronic apparatus namely POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software all for handling financial and associated transactions namely authorisation and processing of payments made with credit cards, debit cards, store cards, prepaid cash cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; monitoring of electronic apparatus namely card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for retrieving information stored on credit cards, debit cards, store cards, prepaid cash cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; monitoring updating of electronic verification apparatus namely card readers, POS (point of sale) terminals, PEDs (pin entry terminals), contactless payment terminals, fixed and mobile computers containing payment page software for verifying authenticity of credit cards, debit cards, store cards, prepaid cash cards charge cards, gift voucher cards, other payment cards and microchips containing account details; design and development of computer hardware and software; computer software and programming services; providing temporary use of non-downloadable computer software for preparing invoices and for tracking packages over computer networks, intranets and the internet; providing temporary use of non-downloadable computer software broadcasting geographical data received using a global positioning system; financial analysis namely computerised analysis of financial transaction data; application service provider (ASP) services featuring mobile phone and wireless handheld computer applications software for use in enabling users to make electronic payments and to receive, redeem, and manage electronic receipts and electronic coupons; lease, hire and rental of computer equipment, hardware, software and programs; electronic data encryption services; electronic signature verification and authorisation services; digital signature verification and authorisation services; information, advisory and consultancy services related to all the aforesaid services; Identity theft and fraud prevention services; information, advisory and consultancy services related to all the aforesaid services. (2) Compilation of payment transaction data relating to goods for purchase; bookkeeping and accounting services; information, advisory and consultancy services relating to data processing; user incentive schemes relating to use of credit cards, store cards, charge cards, cash cards, debit cards, payment cards; information, advisory and consultancy services related to all the aforesaid services; Financial services namely the secure transfer of electronic funds, processing of electronic payment transactions, financial payment processing services, money exchange services, currency conversion services, multi-currency exchange and settlement services, secure exchange of electronic payment transaction data between financial institutions and their customers, financial analysis services; credit card, debit card, store card, bank card, charge card, gift voucher card, other payment card authorisation services; electronic funds transfer and payment services; processing of transactions made by credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; card to card transfer and payments; processing of credit and debit transactions by means of telephone and internet; issue and redemption of tokens, coupons and vouchers of value; currency exchange services; electronic wallet services (payment services) namely the processing of electronic funds payment transactions from electronic wallet accounts; E-wallet account services, namely the provision of online electronic money accounts (e-wallet accounts) and services for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants (businesses) send and receive payments and remittances over the Internet; point of sale payment services; mail payment services; telephone payment services; recurring payment services; merchant account services namely services relating to processing of financial payments made by credit cards, debit cards, charge cards, gift voucher cards, store cards, payment cards and other cards containing microchips with account details in multiple currencies for merchant accounts including card authorisation, verification and fraud screening, identification verification, identity theft prevention and fraud prevention; merchant account services namely secure handling of online financial transaction data; merchant account services for secure transfer of money between merchant accounts, their customers and banks; merchant account services namely analysis of financial transaction data for merchants; financial risk management; identity theft and fraud prevention services relating to processing of financial payments made by prepaid cash cards, credit cards, debit cards, charge cards, gift voucher cards, store cards, stored value payment cards and other cards containing microchips with bank account details in multiple currencies for merchant accounts including card authorisation, verification and fraud screening; financial risk management; financial services being financial analysis and consultation, in relation to payment transaction data and exchange of financial data between financial institutions and their customers, financial services relating to analysis of payment transaction data; monetary affairs services being cross border multi-currency exchange services; information, advisory and consultancy services related to all the aforesaid services; Advisory and consultancy services, all relating to electronic data capture and transmission systems for the purposes of electronic funds transfer from points of sale; receipt and delivery of messages, documents and other data by electronic transmission namely by means of telephone and internet; receipt and delivery of messages, documents and payment transaction data via the Internet; provision of electronic communication links namely wired and wireless internet and telephonic links for the purposes of secure electronic funds transfers and payment transactions; providing access to computer servers, databases and networks; telecommunication gateway services; services of geo-location and tracking of financial transactions and transmitting transaction specific location data over the internet; information, advisory and consultancy services related to all the aforesaid services; Updating software of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of electronic data capture and transmission systems for the purposes of electronic funds transfer; computer software and programming services; financial analysis namely computerised analysis of financial transaction data; application service provider (ASP) services featuring mobile phone and wireless handheld computer applications software for use in enabling users to make electronic payments and to receive, redeem, and manage electronic receipts and electronic coupons; lease, hire and rental of computer equipment, hardware, software and programs; electronic data encryption services; electronic signature verification and authorisation services; digital signature verification and authorisation services; information, advisory and consultancy services related to all the aforesaid services; Identity theft and fraud prevention services; information, advisory and consultancy services related to all the aforesaid services.

Produits et services

Computer programs; computer programs for processing of financial payments involving enabling card verification and authorisation, fraud checking, and secure transfer of money for merchant accounts; computer hardware and software comprising a digital wallet that stores customer account information; apparatus for payment with magnetically encoded cards; apparatus for payment with magnetic memory cards; apparatus for receiving cash payments being credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards or other payment cards and microchips containing account details; apparatus for receiving cash payments; automatic payment machines; devices incorporating microprocessors for use in fare payments on public transport; machine readable devices for cashless payment systems; magnetic payment cards; payment cards being magnetically encoded; read out apparatus for use in the authentication of cashless payment means; read out apparatus for use in the identification of cashless payment means; tariff devices for recording payment; terminals for electronically processing credit card payments; terminals for the electronic payment of charges with credit cards; scientific apparatus and instruments including telecommunications, signalling, checking (supervision), and teaching apparatus; magnetic data carriers, acoustic disks; mechanisms for coin-operated apparatus; cash registers, calculating machines, data processing equipment and computers, computers, servers and software for telecommunications, semi-conductors, microprocessors, integrated circuits, computer for micro-programming, software, computer memories, computer peripherals, data processing units and their parts; electronic apparatus and equipment for remote connection to a computer network and/or telecommunications, data processing equipment and computers; electronic data carrier cards, charge cards, bank cards, credit cards, debit cards, stored value cards, payment cards; encoded magnetic card readers, electronic data carrier card readers, electronic encryption units; computer hardware, computer terminals, computer peripheral devices and computer software, electronic apparatus for use in processing financial transactions; computer software relating to the handling of financial transactions such as payments by charge cards, bank cards, credit cards, debit cards, stored value cards and payment cards; computer software applications; electronic verification apparatus for verifying authenticity of bank cards, credit cards, debit cards, charge cards, stored value and/or payment cards; parts and fittings for the aforesaid goods; electronic publications; downloadable data including publications and software; electronic publications relating to research on financial issues and research into payment transaction data and white papers relating to research and analysis of financial transactions trends. Banking services; online banking services; credit card, debit card, store card, bank card, charge card, gift voucher card, other payment card authorisation services; electronic funds transfer and payment services; processing of transactions made by credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; card to card transfer and mobile banking and payments; processing of credit and debit transactions by telecommunication link; issue and redemption of tokens, coupons and vouchers of value; currency exchange services; electronic wallet services (payment services); E-wallet account services, namely the provision of online electronic money accounts (e-wallet accounts) and services for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants (businesses) send and receive payments and remittances over the Internet; point of sale payment services; mail payment services; telephone payment services; recurring payment services; merchant account services; financial risk management; financial services; insurance; monetary affairs; identity theft and fraud prevention services relating to processing of financial payments made by bank cards, credit cards, debit cards, charge cards, gift voucher cards, store cards, stored value payment cards and other cards containing microchips with bank account details in multiple currencies for merchant accounts including card authorisation, verification and fraud screening; services in relation to secure handling of online financial transaction data; services for secure transfer of money between banks, their customers and merchant accounts; financial risk management; financial services being financial analysis and consultation, financial exchange of data between financial institutions and their customers, financial services relating to analysis of payment transaction data; monetary affairs services being cross border multi-currency exchange services; information, advisory and consultancy services related to all the aforesaid services. Updating software of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of card readers and electronic apparatus all for handling financial and associated transactions including authorisation and processing of payments made with credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; monitoring of electronic apparatus for retrieving information stored on credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; monitoring updating of electronic verification apparatus for verifying authenticity of credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; design and development of computer hardware and software; computer software and programming services; providing temporary use of non-downloadable computer software for preparing invoices or for tracking packages over computer networks, intranets and the internet; providing temporary use of non-downloadable computer software broadcasting geographical data received using a global positioning system; computer services; application service provider (ASP) services featuring mobile phone and wireless handheld computer applications software for use in enabling users to make electronic payments and to receive, redeem, and manage electronic receipts and electronic coupons; lease, hire and rental of computer equipment, hardware, software and programs; encryption services; electronic signature verification and authorisation services; digital signature verification and authorisation services; information, advisory and consultancy services related to all the aforesaid services.

Produits et services

(1) Identity theft prevention services; fraud prevention services

Produits et services

(1) Computer programs for processing of financial payments involving enabling card verification and authorisation, fraud checking, and secure transfer of money for merchant accounts; apparatus for payment with magnetically encoded cards being credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; apparatus for payment with magnetic memory cards being credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; automatic payment machines; magnetic payment cards; payment cards being magnetically encoded; terminals for electronically processing credit card payments; terminals for the electronic payment of charges with credit cards; automatic vending machines; cash registers, calculating machines, semi-conductors, microprocessors, computer for micro-programming; software for processing of financial payments involving enabling card verification and authorisation, fraud checking, and secure transfer of money for merchant accounts; software for fraud screening in relation to card payment processing for merchants; software for secure capturing of cardholder data, software for secure handling of financial transaction data; software for the collection, storage, processing and transmitting of card payment data; electronic apparatus and equipment for remote connection to a computer network and/or telecommunications, data processing equipment and computers being POS (point of sale) terminals, namely web-enabled, wired, wireless and handheld POS (point of sale) terminals and fixed and mobile PEDs (pin entry devices) and card reading apparatus for authenticating and verifying credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details and for processing financial payments electronically from the said cards; charge cards, bank cards, credit cards, debit cards, stored value cards, payment cards; encoded magnetic card readers, electronic data carrier card readers, electronic encryption units; computer hardware, computer terminals, computer peripheral devices being electronic chargers for use with PED (pin entry device) and POS (point of sale) terminals and computer software, electronic apparatus being POS (point of sale) terminals, namely web-enabled, wired, wireless and handheld POS (point of sale) terminals and fixed and mobile PEDs (pin entry devices) and card reading apparatus for use in processing financial transactions; computer software relating to the handling of financial transactions such as payments by charge cards, bank cards, credit cards, debit cards, stored value cards and payment cards; electronic verification apparatus being PEDs (pin entry devices) and card reading apparatus for verifying authenticity of bank cards, credit cards, debit cards, charge cards, stored value and/or payment cards; electronic publications relating to research on financial issues and research into payment transaction data and white papers relating to research and analysis of financial transactions trends; parts and fittings for the aforesaid goods. (1) Credit card authorisation services; electronic funds transfer and payment services; processing of transactions made by credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; currency exchange services; point of sale payment services; mail payment services; telephone payment services; recurring payment services; merchant account services namely processing of financial payments made by bank cards, credit cards, debit cards, charge cards, gift voucher cards, store cards, stored value payment cards and other cards containing microchips with bank account details in multiple currencies for merchant accounts including card authorisation, verification and fraud screening; merchant account services namely secure handling of online financial transaction data; merchant account services for secure transfer of money between banks, their customers and merchant accounts; financial risk management; financial services being financial analysis and consultation, exchange of data between financial institutions and their customers, financial services relating to analysis of payment transaction data; insurance; monetary affairs being cross border multi-currency exchange services; identity theft and fraud prevention services.

Produits et services

Computer programs; apparatus for payment with magnetically encoded cards; apparatus for payment with magnetically memory cards; apparatus for receiving cash payments; automatic payment machines; devices incorporating microprocessors for use in fare payments on public transport; machine readable devices for cashless payment systems; magnetic payment cards; payment cards being magnetically encoded; read out apparatus for use in the authentication of cashless payment means; read out apparatus for use in the identification of cashless payment means; tariff devices for recording payment; terminals for electronically processing credit card payments; terminals for the electronic payment of charges with credit cards; scientific apparatus and instruments including telecommunications, signalling, checking (supervision), and teaching apparatus; magnetic data carriers, acoustic disks; automatic vending machines and mechanisms for coin-operated apparatus; cash registers, calculating machines, data processing equipment and computers, computers, servers and software for telecommunications, semi-conductors, microprocessors, integrated circuits, computer for micro-programming, software, computer memories, computer peripherals, data processing units and their parts; electronic apparatus and equipment for remote connection to a computer network and/or telecommunications, data processing equipment and computers; electronic data carrier cards, charge cards, bank cards, credit cards, debit cards, stored value cards, payment cards; encoded magnetic card readers, electronic data carrier card readers, electronic encryption units; computer hardware, computer terminals, computer peripheral devices and computer software, electronic apparatus for use in processing financial transactions; computer software relating to the handling of financial transactions such as payments by charge cards, bank cards, credit cards, debit cards, stored value cards and payment cards; electronic verification apparatus for verifying authenticity of bank cards, credit cards, debit cards, charge cards, stored value and/or payment cards; electronic publications; parts and fittings for the aforesaid goods. Paper advertising materials; cheque books; printed publications, newsletters, magazines, pamphlets, leaflets, newspapers and periodicals, all relating to the provision of financial services; printed invitations; printed service guides and services brochures for financial services; printed forms and statements for financial services; printed plastic cards (other than encoded or magnetic); plastic covered cards bearing printed matter. Data processing services; information, advisory and consultancy services relating to data processing. Banking services; online banking services; credit card authorisation services; electronic funds transfer and payment services; processing of transactions made by credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; currency exchange services; point of sale payment services; mail payment services; telephone payment services; recurring payment services; merchant account services; financial risk management; financial services; insurance; monetary affairs. Installation, maintenance, repair and updating of electronic data capture and transmission systems for the purposes of electronic funds transfer; installation, maintenance, repair, updating of card readers and electronic apparatus all for handling financial and associated transactions including authorisation and processing of payments made with credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; installation, maintenance, repair and updating of electronic apparatus for retrieving information stored on credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; installation, maintenance, repair and updating of electronic verification apparatus for verifying authenticity of credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; information, advisory and consultancy services related to all the aforesaid services. Updating software of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of card readers and electronic apparatus all for handling financial and associated transactions including authorisation and processing of payments made with credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; monitoring of electronic apparatus for retrieving information stored on credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; monitoring updating of electronic verification apparatus for verifying authenticity of credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; advisory and consultancy services, all relating to electronic data capture and transmission systems for the purposes of electronic funds transfer from points of sale; information, advisory and consultancy services related to all the aforesaid services. Identity theft and fraud prevention services.

Abrégé

An electronic wireless communication device is provided, comprising: a wireless communication means for communicating with a wireless communication initiating device; means for monitoring a communication signal received by the wireless communication means; means for sending at least a first characteristic value relating to the communication signal received by the wireless communication means to at least one other electronic wireless communication device; means for receiving at least a further characteristic value relating to a communication signal received by the at least one other electronic wireless communication device; and processing means for carrying out a comparison based on the first characteristic value and the further characteristic value, wherein the electronic wireless device is configured to selectively activate communication with the wireless communication initiating device based on the result of the comparison. A system and method is also provided for communicating between an electronic wireless communication device of a plurality of electronic wireless communication devices and a wireless communication initiating device that can read one of the electronic wireless communication devices.

Classes IPC  ?

• H04B 5/00 - Systèmes de transmission en champ proche, p. ex. systèmes à transmission capacitive ou inductive
• H04B 17/20 - SurveillanceTests de récepteurs
• H04W 4/80 - Services utilisant la communication de courte portée, p. ex. la communication en champ proche, l'identification par radiofréquence ou la communication à faible consommation d’énergie