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Type PI
        Marque 322
        Brevet 78
Juridiction
        Canada 267
        États-Unis 111
        Europe 13
        International 9
Propriétaire / Filiale
[Owner] Bank of Montreal 397
BMO Financial Corp. 2
BMO Harris Bank National Association 1
Date
Nouveautés (dernières 4 semaines) 2
2025 octobre (MACJ) 1
2025 septembre 7
2025 août 5
2025 juin 3
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Classe IPC
G06N 20/00 - Apprentissage automatique 13
H04L 9/40 - Protocoles réseaux de sécurité 9
G06F 16/25 - Systèmes d’intégration ou d’interfaçage impliquant les systèmes de gestion de bases de données 6
G06F 21/62 - Protection de l’accès à des données via une plate-forme, p. ex. par clés ou règles de contrôle de l’accès 6
G06N 3/04 - Architecture, p. ex. topologie d'interconnexion 6
Voir plus
Classe NICE
36 - Services financiers, assurances et affaires immobilières 299
35 - Publicité; Affaires commerciales 61
42 - Services scientifiques, technologiques et industriels, recherche et conception 29
09 - Appareils et instruments scientifiques et électriques 23
41 - Éducation, divertissements, activités sportives et culturelles 23
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Statut
En Instance 64
Enregistré / En vigueur 336
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1.

METHOD AND SYSTEM FOR IMPROVING MACHINE LEARNING OPERATION BY REDUCING MACHINE LEARNING BIAS

      
Numéro d'application 19246293
Statut En instance
Date de dépôt 2025-06-23
Date de la première publication 2025-10-09
Propriétaire Bank of Montreal (Canada)
Inventeur(s) Zhang, Baiwu

Abrégé

A network operation system and method accesses a training dataset for a network operation predictive model including historical network operation records and historical decision records, generates an inferred protected class dataset by executing a protected class demographic model, executes an algorithmic bias model using as input the historical decision records and the inferred protected class dataset to generate one or more fairness metrics, executes, based on the fairness metrics, a bias adjustment model using as input the historical decision records and the inferred protected class dataset to generate an adjusted training dataset, trains the network operation predictive model using as input the adjusted training dataset, receives an electronic request for a network operation, executes the network operation predictive model using as input at least one attribute of the electronic request for the network operation, and executes the network operation based on a prediction of the network operation predictive model.

Classes IPC  ?

2.

SYSTEMS AND METHODS FOR MONITORING USER ACTIVITIES

      
Numéro d'application 19233786
Statut En instance
Date de dépôt 2025-06-10
Date de la première publication 2025-09-25
Propriétaire Bank of Montreal (Canada)
Inventeur(s) Niazi, Razieh

Abrégé

Disclosed herein are embodiments of systems, methods, and products comprises a server for monitoring and tracking user activities based on different events in a security log. The server may retrieve the security log and parse the security log to identify a set of predetermined events for a user based on the event IDs, including logon events, logoff events, and privileged events. Based on the time point when privileged events occur at least partially during the pattern of having more logon events than logoff events, the server may determine when the user starts to work. Based on the time point when the logoff events and logon event starts to show the pattern that there are more logoff events than logon events and the difference increasing into a threshold, the server may determine when the user stops working. The server may generate a heat map indicating different users' work time length.

Classes IPC  ?

  • H04L 9/40 - Protocoles réseaux de sécurité
  • G06F 16/182 - Systèmes de fichiers distribués
  • G06F 21/55 - Détection d’intrusion locale ou mise en œuvre de contre-mesures

3.

BLUE REWARDS

      
Numéro d'application 242576400
Statut En instance
Date de dépôt 2025-09-19
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 35 - Publicité; Affaires commerciales
  • 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

(1) Magnetic and encoded cards used in connection with a loyalty reward program; downloadable mobile application and software related to loyalty reward programs (1) Operation of a loyalty program (2) Issuing customer loyalty coupons, cards, codes and points and loyalty program processing services (3) Providing non-downloadable computer software related to loyalty programs

4.

BLUE REWARDS

      
Numéro d'application 242577200
Statut En instance
Date de dépôt 2025-09-19
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 35 - Publicité; Affaires commerciales
  • 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

(1) Magnetic and encoded cards used in connection with a loyalty reward program; downloadable mobile application and software related to loyalty reward programs (1) Operation of a loyalty program (2) Issuing customer loyalty coupons, cards, codes and points and loyalty program processing services (3) Providing non-downloadable computer software related to loyalty programs

5.

RÉCOMPENSES BLEU

      
Numéro d'application 242578100
Statut En instance
Date de dépôt 2025-09-19
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 35 - Publicité; Affaires commerciales
  • 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

(1) Magnetic and encoded cards used in connection with a loyalty reward program; downloadable mobile application and software related to loyalty reward programs (1) Operation of a loyalty program (2) Issuing customer loyalty coupons, cards, codes and points and loyalty program processing services (3) Providing non-downloadable computer software related to loyalty programs

6.

RÉCOMPENSES BLEU

      
Numéro d'application 242576800
Statut En instance
Date de dépôt 2025-09-19
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 35 - Publicité; Affaires commerciales
  • 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

(1) Magnetic and encoded cards used in connection with a loyalty reward program; downloadable mobile application and software related to loyalty reward programs (1) Operation of a loyalty program (2) Issuing customer loyalty coupons, cards, codes and points and loyalty program processing services (3) Providing non-downloadable computer software related to loyalty programs

7.

RÉCOMPENSES BLEU

      
Numéro d'application 242577400
Statut En instance
Date de dépôt 2025-09-19
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 35 - Publicité; Affaires commerciales
  • 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

(1) Magnetic and encoded cards used in connection with a loyalty reward program; downloadable mobile application and software related to loyalty reward programs (1) Operation of a loyalty program (2) Issuing customer loyalty coupons, cards, codes and points and loyalty program processing services (3) Providing non-downloadable computer software related to loyalty programs

8.

BLUE REWARDS

      
Numéro d'application 242577600
Statut En instance
Date de dépôt 2025-09-19
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 35 - Publicité; Affaires commerciales
  • 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

(1) Magnetic and encoded cards used in connection with a loyalty reward program; downloadable mobile application and software related to loyalty reward programs (1) Operation of a loyalty program (2) Issuing customer loyalty coupons, cards, codes and points and loyalty program processing services (3) Providing non-downloadable computer software related to loyalty programs

9.

SYSTEMS AND METHODS FOR EXECUTING MODELS BASED ON METADATA

      
Numéro d'application 19208206
Statut En instance
Date de dépôt 2025-05-14
Date de la première publication 2025-08-28
Propriétaire BANK OF MONTREAL (Canada)
Inventeur(s)
  • Cai, Yangming Chris
  • Rajaram, Sriram

Abrégé

A system may include one or more processors configured to receive a set of data containing relational database metadata, model data, and customer loan data, configure a first model and a second model based on the model data and the metadata, and partition, based on the relational database metadata, the customer loan data into first data and second data. The one or more processors may execute, by executing a first execution unit, execute the first model using the first data to output a first credit risk score, execute, by executing a second execution unit different from the first execution unit, the second model using the second data to output a second credit risk score, generate a third credit risk score based on the first credit risk score and the second credit risk score, and transmit a notification based on the third credit risk score.

Classes IPC  ?

10.

BRAVO

      
Numéro d'application 241970700
Statut En instance
Date de dépôt 2025-08-21
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Clearing trades for commodities, futures and foreign exchange; conducting foreign exchange transactions for others; currency and foreign exchange services; electronic financial services, namely, monetary services for exchanging fiat currencies over a computer network; electronic financial services, namely, monetary services for receiving and disbursing payments and gifts in fiat currencies over a computer network; electronic foreign exchange payment processing; financial portfolio management; providing information relating to foreign exchange transactions

11.

PORTEFEUILLE FUTÉ PRO

      
Numéro d'application 241917300
Statut En instance
Date de dépôt 2025-08-20
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Banking, financial and investment services, portfolio management services

12.

DEEP-LEARNING-BASED SYSTEM AND PROCESS FOR IMAGE RECOGNITION

      
Numéro d'application 19188974
Statut En instance
Date de dépôt 2025-04-24
Date de la première publication 2025-08-07
Propriétaire Bank of Montreal (Canada)
Inventeur(s)
  • Wu, Bo
  • Wan, Ching Leong
  • Zhu, Yuefei
  • Wan, Bo
  • Shahir, Seyed Hamed Yaghoubi

Abrégé

Disclosed are methods and systems for using artificial intelligence (AI) for image recognition by using predefined coordinates to extract a portion of a received image, the extracted portion comprising a word to be identified having at least a first letter and a second letter; executing an image recognition protocol to identify the first letter; when the server is unable to identify the second letter, the server executes an AI model having a nodal data structure to identify the second letter based upon the identified first letter, the nodal data structure comprising a set of nodes where each node represents a letter, each node connected to at least one other node, wherein connection of a first node to a second node corresponds to a probability that a letter corresponding to the second node is used in a word subsequent to a letter corresponding to the first node.

Classes IPC  ?

  • G06N 3/082 - Méthodes d'apprentissage modifiant l’architecture, p. ex. par ajout, suppression ou mise sous silence de nœuds ou de connexions
  • G06N 3/04 - Architecture, p. ex. topologie d'interconnexion
  • G06V 10/82 - Dispositions pour la reconnaissance ou la compréhension d’images ou de vidéos utilisant la reconnaissance de formes ou l’apprentissage automatique utilisant les réseaux neuronaux
  • G06V 30/146 - Alignement ou centrage du capteur d’image ou du champ d’image
  • G06V 30/19 - Reconnaissance utilisant des moyens électroniques
  • G06V 30/226 - Reconnaissance de caractères caractérisés par le type d’écriture de l’écriture cursive
  • G06V 30/412 - Analyse de mise en page de documents structurés avec des lignes imprimées ou des zones de saisie, p. ex. de formulaires ou de tableaux d’entreprise
  • G06V 30/413 - Classification de contenu, p. ex. de textes, de photographies ou de tableaux
  • G06V 40/30 - Reconnaissance d’auteurLecture et vérification des signatures

13.

MA MAISON BMO

      
Numéro d'application 241573800
Statut En instance
Date de dépôt 2025-08-05
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Mortgage advisory services; mortgage banking; mortgage financing services; mortgage information services; mortgage lending services; mortgage planning; mortgage refinancing services; online banking services; providing advice relating to the arranging of mortgages

14.

SYSTEMS AND METHODS FOR ALERT SERVICES

      
Numéro d'application 19185008
Statut En instance
Date de dépôt 2025-04-21
Date de la première publication 2025-07-31
Propriétaire Bank of Montreal (Canada)
Inventeur(s)
  • Liu, Yishi
  • Wan, Ching Leong

Abrégé

Embodiments relate to systems, processes and devices for an information delivery platform or data hub with an alert processor that can be configured to receive a request to generate an alert configuration at the data hub, the request indicating a target unit; generate and store an alert rule corresponding to the alert configuration, the alert rule having a trigger and an action; detect an event at the data hub based on a set of data of the data stored at the data hub, the event having event data; convert the event data to an alert trigger at the data hub based on the trigger of the alert rule; generate an alert notification for the alert trigger based on the action of the alert rule; and transmit the alert notification to the target unit.

Classes IPC  ?

  • H04L 12/18 - Dispositions pour la fourniture de services particuliers aux abonnés pour la diffusion ou les conférences
  • G06F 16/735 - Filtrage basé sur des données supplémentaires, p. ex. sur des profils d'utilisateurs ou de groupes
  • G06F 16/783 - Recherche de données caractérisée par l’utilisation de métadonnées, p. ex. de métadonnées ne provenant pas du contenu ou de métadonnées générées manuellement utilisant des métadonnées provenant automatiquement du contenu
  • G06F 16/9535 - Adaptation de la recherche basée sur les profils des utilisateurs et la personnalisation
  • H04W 68/00 - Avertissement aux utilisateurs, p. ex. alerte ou messagerie, sur l'arrivée d'une communication, un changement de service ou similaires

15.

Method and system for improving machine learning operation by reducing machine learning bias

      
Numéro d'application 18807491
Numéro de brevet 12340292
Statut Délivré - en vigueur
Date de dépôt 2024-08-16
Date de la première publication 2025-06-24
Date d'octroi 2025-06-24
Propriétaire Bank of Montreal (Canada)
Inventeur(s) Zhang, Baiwu

Abrégé

A network operation system and method accesses a training dataset for a network operation predictive model including historical network operation records and historical decision records, generates an inferred protected class dataset by executing a protected class demographic model, executes an algorithmic bias model using as input the historical decision records and the inferred protected class dataset to generate one or more fairness metrics, executes, based on the fairness metrics, a bias adjustment model using as input the historical decision records and the inferred protected class dataset to generate an adjusted training dataset, trains the network operation predictive model using as input the adjusted training dataset, receives an electronic request for a network operation, executes the network operation predictive model using as input at least one attribute of the electronic request for the network operation, and executes the network operation based on a prediction of the network operation predictive model.

Classes IPC  ?

16.

MACHINE LEARNING MODELING TO PREDICT CONTENT TO EXTRACT FROM A DOCUMENT

      
Numéro d'application 18970843
Statut En instance
Date de dépôt 2024-12-05
Date de la première publication 2025-06-12
Propriétaire Bank of Montreal (Canada)
Inventeur(s)
  • Mai, Yanming
  • Wan, Bo
  • Tang, Yongbo
  • Wu, Bo
  • Wang, Jon
  • Wan, Ching Leong
  • Whittington, Graeme

Abrégé

A server may automatically determine a classification for document text of an electronic document and display a graphical indication of the classification of document text in a first graphical region of a first graphical user interface. In response to the server receiving an approval of the classification, the server may generate a label for the document text based on the classification and train a machine learning (ML) model using the label and the electronic document. Furthermore, the server may execute the trained ML model for a second electronic document. For at least one field of a form on a webpage, the server may automatically complete a widget embedded in the web page, using the trained ML model display a second graphical indication of text in the second electronic document providing data for the at least one field.

Classes IPC  ?

  • G06F 40/174 - Remplissage de formulairesFusion
  • G06V 10/774 - Génération d'ensembles de motifs de formationTraitement des caractéristiques d’images ou de vidéos dans les espaces de caractéristiquesDispositions pour la reconnaissance ou la compréhension d’images ou de vidéos utilisant la reconnaissance de formes ou l’apprentissage automatique utilisant l’intégration et la réduction de données, p. ex. analyse en composantes principales [PCA] ou analyse en composantes indépendantes [ ICA] ou cartes auto-organisatrices [SOM]Séparation aveugle de source méthodes de Bootstrap, p. ex. "bagging” ou “boosting”
  • G06V 30/413 - Classification de contenu, p. ex. de textes, de photographies ou de tableaux

17.

SYSTEMS AND METHODS FOR GENERATING FLOOD HAZARD ESTIMATION USING MACHINE LEARNING MODEL AND ELEVATION DATA

      
Numéro d'application 19061626
Statut En instance
Date de dépôt 2025-02-24
Date de la première publication 2025-06-12
Propriétaire BANK OF MONTREAL (Canada)
Inventeur(s)
  • Kenyon-Dean, Kian
  • Zhao, Bo
  • Kasiri, Keyvan
  • Vahlis, Yevgeniy
  • Fraser, Todd
  • Morrison, Lyndsay
  • Torrance, Michael
  • Wu, Stella

Abrégé

A system and method for flood hazard estimation inputs a satellite elevation map and applies a machine learning model to output a geographic map representing flood hazard areas. The machine learning model is trained to produce an output of a deterministic hazard mapping algorithm. The method retrieves a DEM topography file representing elevation data of an identified terrain, and applies a sink-filling algorithm to detect and fill sinks in the DEM topography. The algorithm subtracts the DEM elevation data to generate a filled topography, and identifies flattest regions of the filled topography. The algorithm then generates a flood hazard map by merging the filled topography and the DEM elevation data, using a weighting function that balances the detected sinks and the flattest regions of the filled topography.

Classes IPC  ?

  • G06T 11/40 - Remplissage d'une surface plane par addition d'attributs de surface, p. ex. de couleur ou de texture
  • G06N 3/045 - Combinaisons de réseaux
  • G06N 3/088 - Apprentissage non supervisé, p. ex. apprentissage compétitif
  • G06T 7/40 - Analyse de la texture
  • G06V 10/94 - Architectures logicielles ou matérielles spécialement adaptées à la compréhension d’images ou de vidéos
  • G06V 30/422 - Dessins techniquesCartes géographiques

18.

BMO M DESTINATION DIGITAL

      
Numéro d'application 238643300
Statut En instance
Date de dépôt 2025-03-18
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 41 - Éducation, divertissements, activités sportives et culturelles

Produits et services

(1) Arranging and conducting of in-person educational forums in the field of financial services, innovation, developing business solutions and problem solving; Providing employment training in the field of financial services, innovation, developing business solutions and problem solving solutions, technology development; Simulation-based training services in the field of financial services, innovation, developing business solutions and problem solving; Organizing competitions in the field of innovation, technological solutions and problem solving; Educational services in the fields of financial services, innovation, technological solutions, problem solving and developing business solutions

19.

BMO BM DESTINATION NUMÉRIQUE

      
Numéro d'application 238643400
Statut En instance
Date de dépôt 2025-03-18
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 41 - Éducation, divertissements, activités sportives et culturelles

Produits et services

(1) Arranging and conducting of in-person educational forums in the field of financial services, innovation, developing business solutions and problem solving; Providing employment training in the field of financial services, innovation, developing business solutions and problem solving solutions, technology development; Simulation-based training services in the field of financial services, innovation, developing business solutions and problem solving; Organizing competitions in the field of innovation, technological solutions and problem solving; Educational services in the fields of financial services, innovation, technological solutions, problem solving and developing business solutions

20.

SYSTEMS AND METHODS FOR AUTOMATED DIGITAL ENROLLMENT

      
Numéro d'application 18951360
Statut En instance
Date de dépôt 2024-11-18
Date de la première publication 2025-03-06
Propriétaire Bank of Montreal (Canada)
Inventeur(s)
  • Aun, Muhammad
  • Maheswaramoothy, Subashan
  • Lucic, Romulus
  • Hewitt, Devin

Abrégé

Disclosed herein are embodiments of systems, methods, and products comprising an analytic server for automated digital account/application enrollment. The analytic server may open a new account for a user during a registration process. The analytic server may facilitate automated digital enrollment to allow the user to manage the new account in a mobile application on the user's mobile device. The analytic server may send a text message comprising a direct link to the user's mobile device. The link may direct the user to the app store, where the user can download and install the mobile application automatically. The analytic server may also display a button that allows the user to activate a QR code and scan the QR code using the camera of the user's mobile device. Upon the mobile device scanning the QR code, the analytic server may automatically launch the mobile application and sign the user in.

Classes IPC  ?

  • G06F 8/61 - Installation
  • G06F 9/54 - Communication interprogramme
  • H04L 67/02 - Protocoles basés sur la technologie du Web, p. ex. protocole de transfert hypertexte [HTTP]
  • H04L 67/146 - Marqueurs pour l'identification sans ambiguïté d'une session particulière, p. ex. mouchard de session ou encodage d'URL
  • H04L 67/148 - Migration ou transfert de sessions

21.

SYSTEMS AND METHODS FOR CARBON-RELATED DATA MANAGEMENT

      
Numéro d'application 18807774
Statut En instance
Date de dépôt 2024-08-16
Date de la première publication 2025-02-20
Propriétaire BANK OF MONTREAL (Canada)
Inventeur(s)
  • Thumlert, Brent
  • Hilliker, Ryan

Abrégé

Disclosed herein are methods to create data objects for efficient database management. In response to receiving an audit request from an electronic device associated with a project, one or more processors query a set of data records using a project attribute. At least one data record includes a data object organized according to a carbon-related protocol. The processors generate a tree structure for the queried data records, reflecting the hierarchical organization of the project and the horizontal and vertical relationships of devices and locations associated with various carbon protocols. This tree structure is then exported to the electronic device, providing access to the queried data records.

Classes IPC  ?

  • G06Q 30/018 - Certification d’entreprises ou de produits

22.

SYSTEMS AND METHODS FOR CARBON-RELATED DATA MANAGEMENT

      
Numéro d'application 18807761
Statut En instance
Date de dépôt 2024-08-16
Date de la première publication 2025-02-20
Propriétaire BANK OF MONTREAL (Canada)
Inventeur(s)
  • Thumlert, Brent
  • Hilliker, Ryan

Abrégé

Disclosed herein are methods to create data objects for efficient database management. During a first electronic session, a device, using one or more processors, collects carbon-related data including attributes of protocols performed by an entity. This data is used to create an immutable data object organized according to a hierarchical tree structure, representing relationships between devices and locations involved in the protocols. The immutable data object is then stored as a record in a dynamic field of a relational database. In a subsequent electronic session, upon receiving a request related to the entity, the device queries this record. The query accesses the data via the hierarchical structure to retrieve protocol attributes. Finally, based on this retrieved data, the device generates one or more carbon credits.

Classes IPC  ?

  • G06F 16/22 - IndexationStructures de données à cet effetStructures de stockage
  • G06F 16/248 - Présentation des résultats de requêtes
  • G06Q 30/018 - Certification d’entreprises ou de produits

23.

ROVR

      
Numéro d'application 238087800
Statut En instance
Date de dépôt 2025-02-19
Propriétaire Bank Of Montreal (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Advisory services relating to insurance and reinsurance; consultancy in the field of insurance benefits, group benefits, employee benefits, pension benefits, retirement benefits and financial benefits; insurance consultancy; insurance risk management; insurance underwriting services; providing financial administration information, consultancy and advisory services in the fields of insurance and reinsurance; providing financial evaluation information, consultancy and advisory services for insurance and reinsurance purposes; providing financial information management consultancy and advisory services in the field of insurance and reinsurance; providing information about life insurance; providing insurance services and information in the field of insurance products and services via the Internet, websites and a web-based portal

24.

ROVR AI

      
Numéro d'application 238087700
Statut En instance
Date de dépôt 2025-02-19
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Advisory services relating to insurance and reinsurance; consultancy in the field of insurance benefits, group benefits, employee benefits, pension benefits, retirement benefits and financial benefits; insurance consultancy; insurance risk management; insurance underwriting services; providing financial administration information, consultancy and advisory services in the fields of insurance and reinsurance; providing financial evaluation information, consultancy and advisory services for insurance and reinsurance purposes; providing financial information management consultancy and advisory services in the field of insurance and reinsurance; providing information about life insurance; providing insurance services and information in the field of insurance products and services via the Internet, websites and a web-based portal

25.

SYSTEMS AND METHODS FOR DATA STORAGE AND PROCESSING

      
Numéro d'application 18923496
Statut En instance
Date de dépôt 2024-10-22
Date de la première publication 2025-02-06
Propriétaire Bank of Montreal (Canada)
Inventeur(s)
  • Wan, Ching Leong
  • Wang, Jun

Abrégé

Systems and methods for processing data are provided. The system may include at least a processor and a non-transient data memory storage, the data memory storage containing machine-readable instructions for execution by the processor, the machine-readable instructions configured to, when executed by the processor, provide an information delivery platform configured to: extract raw data from a plurality of source systems; load and store the raw data at a non-transient data store; receive a request to generate data for consumption for a specific purpose; in response to the request, select a set of data from the raw data based on a data map; transform the selected set of data into a curated set of data based on the data map; and transmit the curated set of data to a channel for consumption.

Classes IPC  ?

  • G06F 16/25 - Systèmes d’intégration ou d’interfaçage impliquant les systèmes de gestion de bases de données
  • G06N 20/00 - Apprentissage automatique

26.

MY FINANCIAL PROGRESS

      
Numéro d'application 236989200
Statut En instance
Date de dépôt 2024-12-19
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 36 - Services financiers, assurances et affaires immobilières
  • 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

(1) Mobile application software for use in accessing and managing financial services in the field of financial planning (1) Financial advisory services relating to financial goal planning; financial investment counselling and financial planning; financial planning and financial management services; financial planning services; providing financial planning services on-line from a computer database and the internet; providing information in the field of financial planning; providing information in the field of financial planning and financial investments via a website; providing information in the field of investment management, financial management, and financial planning delivered via a global computer network (2) Software as a service (SaaS) featuring software for financial management and financial planning

27.

SYSTEM AND PROCESS FOR ELECTRONIC CALENDAR PAYMENTS

      
Numéro d'application 18819888
Statut En instance
Date de dépôt 2024-08-29
Date de la première publication 2024-12-19
Propriétaire Bank of Montreal (Canada)
Inventeur(s)
  • Chan, Brian
  • Arshad, Kashif
  • Poon, Peter Hing-Cheong

Abrégé

A platform and process for electronic payment processing using electronic calendars and communications from a set of connected servers with logic code to automate machine operations relating to electronic payments. The system and process can generate alerts using fraud detection and verify payment requests using historical data and pattern recognition. The electronic calendar can be integrated into an electronic wallet application.

Classes IPC  ?

  • G06Q 30/04 - Facturation
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails

28.

BMO M DESTINATION DIGITAL

      
Numéro de série 98901393
Statut En instance
Date de dépôt 2024-12-13
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 41 - Éducation, divertissements, activités sportives et culturelles

Produits et services

Arranging and conducting of in-person educational forums in the field of financial services featuring activities involving collaboration, team building and developing innovative technological and business solutions to problems related to financial services; Providing employment training in the field of financial services featuring activities involving collaboration, team building and developing innovative technological and business solutions to problems related to financial services; Education services, namely, providing seminars and workshops in the field of financial services featuring activities involving collaboration, team building and developing innovative technological and business solutions to problems related to financial services.

29.

SYSTEMS AND METHODS FOR RISK FACTOR PREDICTIVE MODELING WITH DOCUMENT SUMMARIZATION

      
Numéro d'application 18809152
Statut En instance
Date de dépôt 2024-08-19
Date de la première publication 2024-12-12
Propriétaire BANK OF MONTREAL (Canada)
Inventeur(s)
  • Galow, Drew R.
  • Das, Meera

Abrégé

A system and method for document summarization generates summarized articles and risk factor categorizations for display at a graphical user interface (GUI) dashboard. A transaction monitoring system includes an adverse media dashboard pipeline for processing risk factor alerts and generating document summarizations for display at a user device. Document summarization extracts several sentences from a source text and stacks the sentences to create a summary. The method creates a vector representation of each sentence using a machine learning word embedding model and generates a sentence similarity matrix by computing cosine similarity values. A sentence graph creation algorithm creates a graph corresponding to the sentence similarity matrix and calculates importance scores used in selecting sentences for the document summary. The GUI dashboard includes first, second, third and fourth dashboard regions for displaying alert report records, media records, and graphical user interface layouts of document summaries and risk factor visualizations.

Classes IPC  ?

  • G06Q 10/0635 - Analyse des risques liés aux activités d’entreprises ou d’organisations
  • G06F 16/34 - NavigationVisualisation à cet effet
  • G06F 40/295 - Reconnaissance de noms propres
  • G06F 40/40 - Traitement ou traduction du langage naturel

30.

SYSTEMS AND METHODS FOR DIGITIZATION SERVICES

      
Numéro d'application 18674158
Statut En instance
Date de dépôt 2024-05-24
Date de la première publication 2024-11-21
Propriétaire Bank of Montreal (Canada)
Inventeur(s)
  • Przada, Zbigniew
  • Wang, Jun
  • Wan, Ching

Abrégé

Embodiments relate to systems and processes for digital document services, having at least a processor and a non-transient data memory storage, the data memory storage containing machine-readable instructions for execution by the processor, the machine-readable instructions configured to, when executed by the processor, provide a document service. The document service can extract data from a plurality of source systems; load and store the data at a data hub implemented by a non-transient data store; receive a request to generate a document package at the data hub, the request indicating a target unit; generate and store the document package using a subset of data from the data at the data hub, the document package having at least one electronic signature request; detect a signature event at the data hub; and transmit the document package to the target unit.

Classes IPC  ?

  • G06Q 10/10 - BureautiqueGestion du temps
  • G06V 30/32 - Encre numérique
  • H04N 1/00 - Balayage, transmission ou reproduction de documents ou similaires, p. ex. transmission de fac-similésLeurs détails

31.

BMO MyHome

      
Numéro d'application 236307700
Statut En instance
Date de dépôt 2024-11-20
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Mortgage advisory services; mortgage banking; mortgage financing services; mortgage information services; mortgage lending services; mortgage planning; mortgage refinancing services; online banking services; providing advice relating to the arranging of mortgages

32.

SYSTEM, METHODS, AND DEVICES FOR DATA STORAGE AND PROCESSING WITH IDENTITY MANAGEMENT

      
Numéro d'application 18657734
Statut En instance
Date de dépôt 2024-05-07
Date de la première publication 2024-08-29
Propriétaire Bank of Montreal (Canada)
Inventeur(s)
  • Mikhailov, Iouri
  • Wan, Ching Leong

Abrégé

Embodiments relate to data storage systems and data processing systems using a data hub, connector grid, and channel services. The systems can extract raw data from a plurality of source systems, and load and store the raw data at a data hub implemented by a non-transient data store. The systems can receive request to generate data for consumption and, in response, transmit generates data sets to channel services. The system can implement event detection and logging. The system can implement policy enforcement and identity management with access controls.

Classes IPC  ?

  • G06F 21/62 - Protection de l’accès à des données via une plate-forme, p. ex. par clés ou règles de contrôle de l’accès
  • G06F 16/25 - Systèmes d’intégration ou d’interfaçage impliquant les systèmes de gestion de bases de données
  • G06N 20/00 - Apprentissage automatique

33.

SYSTEMS AND METHODS FOR GENERATING A SNAPSHOT VIEW OF NETWORK INFRASTRUCTURE

      
Numéro d'application 18640612
Statut En instance
Date de dépôt 2024-04-19
Date de la première publication 2024-08-08
Propriétaire Bank of Montreal (Canada)
Inventeur(s) Rakhimov, Rinat

Abrégé

A computer may receive a request to generate a snapshot view of the enterprise network infrastructure. The computer may implement a multithread process to contemporaneously query a plurality of blade servers and server enclosures within the entire network infrastructure. The computer may contemporaneously receive a plurality of information files from the queried network resources (e.g. the blade servers, server enclosures). An information file for a network resource may contain information of the network resource such as the operating status, currency (also referred to as assembly date), hardware serial number, firmware version, and/or other information of the network resources. Integrating the information in the received files, the computer may generate snapshot view file. The snapshot view file may be in hypertext markup language (HTML) format. The computer may transmit a selectable link to the snapshot view file to multiple user devices to be displayed in the respective web browsers.

Classes IPC  ?

  • G06F 11/34 - Enregistrement ou évaluation statistique de l'activité du calculateur, p. ex. des interruptions ou des opérations d'entrée–sortie
  • H04L 9/40 - Protocoles réseaux de sécurité
  • H04L 67/12 - Protocoles spécialement adaptés aux environnements propriétaires ou de mise en réseau pour un usage spécial, p. ex. les réseaux médicaux, les réseaux de capteurs, les réseaux dans les véhicules ou les réseaux de mesure à distance

34.

NEW ISSUE MANAGEMENT SYSTEM

      
Numéro d'application 18602485
Statut En instance
Date de dépôt 2024-03-12
Date de la première publication 2024-08-01
Propriétaire Bank of Montreal (Canada)
Inventeur(s)
  • Lee, Duane Elliott
  • Cox, Emily Marguerite

Abrégé

A new issue management (NIMS) platform configured to track and report on New Issue data and generate visual elements, alerts and reports for interface applications. The NIMS platform provides a data capture and normalization solution. The NIMS platform can streamline data capture and dissemination processes and procedures by reducing duplicative data entry and manual input. The NIMS platform can improve data consistency by establishing automated systems across various lines of business for an organization. The NIMS platform can implement data capture, remediation and migration of current and historical data.

Classes IPC  ?

35.

SYSTEMS AND METHODS FOR VALIDATING LOADING OF CONTENT ON USER INTERFACE

      
Numéro d'application 18218993
Statut En instance
Date de dépôt 2023-07-06
Date de la première publication 2024-07-11
Propriétaire Bank of Montreal (Canada)
Inventeur(s)
  • Ivanov, Deian
  • Malashenko, Andrey

Abrégé

Disclosed herein are systems and methods for validating loading of complete electronic form on a user interface of an electronic device. When the electronic form is displayed on the user interface, a server obtains current pixel data from the electronic device. The server then compares the current pixel data with prior pixel data determined from a pixel map. The pixel map is associated with the electronic form and the electronic device. When the current pixel data does not match with the prior pixel data, the server concludes that the electronic form is not fully displayed on the user interface. The server then executes a protocol for display of complete electronic form on the user interface.

Classes IPC  ?

  • G06F 9/451 - Dispositions d’exécution pour interfaces utilisateur
  • G06F 3/14 - Sortie numérique vers un dispositif de visualisation
  • G06F 11/30 - Surveillance du fonctionnement
  • G06F 16/957 - Optimisation de la navigation, p. ex. mise en cache ou distillation de contenus
  • G06F 16/958 - Organisation ou gestion de contenu de sites Web, p. ex. publication, conservation de pages ou liens automatiques

36.

BMO MAXIFLEX

      
Numéro d'application 232952100
Statut En instance
Date de dépôt 2024-05-28
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Credit card services

37.

Systems and methods for monitoring user activities

      
Numéro d'application 18545950
Numéro de brevet 12328328
Statut Délivré - en vigueur
Date de dépôt 2023-12-19
Date de la première publication 2024-05-16
Date d'octroi 2025-06-10
Propriétaire Bank of Montreal (Canada)
Inventeur(s) Niazi, Razieh

Abrégé

Disclosed herein are embodiments of systems, methods, and products comprises a server for monitoring and tracking user activities based on different events in a security log. The server may retrieve the security log and parse the security log to identify a set of predetermined events for a user based on the event IDs, including logon events, logoff events, and privileged events. Based on the time point when privileged events occur at least partially during the pattern of having more logon events than logoff events, the server may determine when the user starts to work. Based on the time point when the logoff events and logon event starts to show the pattern that there are more logoff events than logon events and the difference increasing into a threshold, the server may determine when the user stops working. The server may generate a heat map indicating different users' work time length.

Classes IPC  ?

  • H04L 9/40 - Protocoles réseaux de sécurité
  • G06F 16/182 - Systèmes de fichiers distribués
  • G06F 21/55 - Détection d’intrusion locale ou mise en œuvre de contre-mesures

38.

SYSTEM AND PROCESS FOR ELECTRONIC PAYMENTS

      
Numéro d'application 18403546
Statut En instance
Date de dépôt 2024-01-03
Date de la première publication 2024-04-25
Propriétaire Bank of Montreal (Canada)
Inventeur(s)
  • Chan, Brian
  • Arshad, Kashif
  • Poon, Peter Hing-Cheong
  • Pal, Vikram

Abrégé

A platform and process for electronic payment processing using electronic communications from different communication channels or bands. The system and process can generate alerts using fraud detection and verify payment requests using historical data and pattern recognition. The system and process can categorize images and extract payment data.

Classes IPC  ?

  • G06Q 20/14 - Architectures de paiement spécialement adaptées aux systèmes de facturation
  • G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails
  • G06Q 20/40 - Autorisation, p. ex. identification du payeur ou du bénéficiaire, vérification des références du client ou du magasinExamen et approbation des payeurs, p. ex. contrôle des lignes de crédit ou des listes négatives
  • G06Q 20/42 - Confirmation, p. ex. contrôle ou autorisation de paiement par le débiteur légal

39.

BMO V-PAYO

      
Numéro d'application 232257300
Statut En instance
Date de dépôt 2024-04-19
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ?
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Administration, billing and reconciliation of accounts on behalf of others (2) Electronic bill payment; electronic financial services, namely, monetary services for receiving and disbursing payments and gifts in fiat currencies over a computer network; electronic payment, namely, electronic processing and transmission of bill payment data; electronic transmission of bill payment data via a global computer network; financial management of reimbursement payments for others; financial services in the nature of payment processing services; mobile bill payments services; online bill and fee payment services; payment verification services; processing and transmission of bills and payments thereof; providing bill payment and tracking services; providing electronic processing of electronic funds transfer, automated clearing house (ach), credit card, debit card, electronic check and electronic payments; providing financial information in the field of payment validation services for dynamic peer-to-peer payments channels; reconciling of financial transactions; reimbursement payment processing

40.

BMO ESCAPE

      
Numéro de série 98499871
Statut En instance
Date de dépôt 2024-04-15
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

Credit card authorization services; Credit card payment processing services; Credit card transaction processing services; Issuing credit cards; Issuing prepaid credit cards; Providing electronic processing of credit card transactions and electronic payments via a global computer network

41.

PARTAGE-PARTS

      
Numéro d'application 231721300
Statut Enregistrée
Date de dépôt 2024-03-21
Date d'enregistrement 2025-09-29
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 36 - Services financiers, assurances et affaires immobilières
  • 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

(1) Computer programs for use in electronic commerce for processing electronic payments and authenticating the identity of payers; computer software to allow users to perform electronic payment transactions (1) Cash management, namely, facilitating transfers of electronic cash equivalents; electronic financial services, namely, monetary services for receiving and disbursing payments and gifts in fiat currencies over a computer network; electronic funds transfer services; financial services in the nature of payment processing services; mobile payment services; money transfer services; processing of electronic payments made through online money transfers; providing electronic processing of credit and debit card transactions and electronic payments via mobile phone; providing electronic processing of electronic funds transfer, automated clearing house (ach), credit card, debit card, electronic check and electronic payments (2) Providing temporary use of on-line non-downloadable software for processing electronic payments; software as a Service (SAAS) services featuring software for payment processing

42.

SPLITSHARE

      
Numéro d'application 231721200
Statut Enregistrée
Date de dépôt 2024-03-21
Date d'enregistrement 2025-09-29
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 36 - Services financiers, assurances et affaires immobilières
  • 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

(1) Computer programs for use in electronic commerce for processing electronic payments and authenticating the identity of payers; computer software to allow users to perform electronic payment transactions (1) Cash management, namely, facilitating transfers of electronic cash equivalents; electronic financial services, namely, monetary services for receiving and disbursing payments and gifts in fiat currencies over a computer network; electronic funds transfer services; financial services in the nature of payment processing services; mobile payment services; money transfer services; processing of electronic payments made through online money transfers; providing electronic processing of credit and debit card transactions and electronic payments via mobile phone; providing electronic processing of electronic funds transfer, automated clearing house (ach), credit card, debit card, electronic check and electronic payments (2) Providing temporary use of on-line non-downloadable software for processing electronic payments; software as a Service (SAAS) services featuring software for payment processing

43.

SYSTEMS AND METHODS FOR RISK FACTOR PREDICTIVE MODELING WITH DOCUMENT SUMMARIZATION

      
Numéro d'application 17943900
Statut En instance
Date de dépôt 2022-09-13
Date de la première publication 2024-03-14
Propriétaire BANK OF MONTREAL (Canada)
Inventeur(s)
  • Galow, Drew R.
  • Das, Meera

Abrégé

A system and method for document summarization generates summarized articles and risk factor categorizations for display at a graphical user interface (GUI) dashboard. A transaction monitoring system includes an adverse media dashboard pipeline for processing risk factor alerts and generating document summarizations for display at a user device. Document summarization extracts several sentences from a source text and stacks the sentences to create a summary. The method creates a vector representation of each sentence using a machine learning word embedding model and generates a sentence similarity matrix by computing cosine similarity values. A sentence graph creation algorithm creates a graph corresponding to the sentence similarity matrix and calculates importance scores used in selecting sentences for the document summary. The GUI dashboard includes first, second, third and fourth dashboard regions for displaying alert report records, media records, and graphical user interface layouts of document summaries and risk factor visualizations.

Classes IPC  ?

  • G06Q 10/06 - Ressources, gestion de tâches, des ressources humaines ou de projetsPlanification d’entreprise ou d’organisationModélisation d’entreprise ou d’organisation
  • G06F 16/34 - NavigationVisualisation à cet effet
  • G06F 16/35 - PartitionnementClassement
  • G06F 40/40 - Traitement ou traduction du langage naturel

44.

Systems and methods for risk factor predictive modeling with document summarization

      
Numéro d'application 17943909
Numéro de brevet 12159252
Statut Délivré - en vigueur
Date de dépôt 2022-09-13
Date de la première publication 2024-03-14
Date d'octroi 2024-12-03
Propriétaire BANK OF MONTREAL (Canada)
Inventeur(s)
  • Galow, Drew R.
  • Das, Meera

Abrégé

A system and method for document summarization generates summarized articles and risk factor categorizations for display at a graphical user interface (GUI) dashboard. A transaction monitoring system includes an adverse media dashboard pipeline for processing risk factor alerts and generating document summarizations for display at a user device. Document summarization extracts several sentences from a source text and stacks the sentences to create a summary. The method creates a vector representation of each sentence using a machine learning word embedding model and generates a sentence similarity matrix by computing cosine similarity values. A sentence graph creation algorithm creates a graph corresponding to the sentence similarity matrix and calculates importance scores used in selecting sentences for the document summary. The GUI dashboard includes first, second, third and fourth dashboard regions for displaying alert report records, media records, and graphical user interface layouts of document summaries and risk factor visualizations.

Classes IPC  ?

  • G06Q 10/0635 - Analyse des risques liés aux activités d’entreprises ou d’organisations
  • G06F 16/34 - NavigationVisualisation à cet effet
  • G06F 40/295 - Reconnaissance de noms propres
  • G06F 40/40 - Traitement ou traduction du langage naturel

45.

BMO V-PAYO

      
Numéro de série 98442939
Statut Enregistrée
Date de dépôt 2024-03-11
Date d'enregistrement 2025-01-07
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 42 - Services scientifiques, technologiques et industriels, recherche et conception

Produits et services

Platform as a service (PAAS) featuring computer software platforms for MANAGING AND PROCESSING ACCOUNT PAYABLES, PAYMENT APPROVALS, PAYMENT DECISIONS AND REPORTING

46.

Artificial intelligence modeling to predict electronic account data

      
Numéro d'application 18488938
Numéro de brevet 12299727
Statut Délivré - en vigueur
Date de dépôt 2023-10-17
Date de la première publication 2024-02-08
Date d'octroi 2025-05-13
Propriétaire BANK OF MONTREAL (Canada)
Inventeur(s)
  • Nosrati, Seyed Masoud
  • Vahlis, Evgene
  • Shahir, Seyed Hamed Yaghoubi
  • Zhao, Bo
  • Langballe, Nicole
  • Poon, Peter

Abrégé

Disclosed methods and system describe a server that uses AI modeling to predict negative cash flow at a user level. The server periodically retrieves data associated with the user, the data comprising monetary attributes associated with one or more accounts of the user; executes a deep neural network model trained based upon historical data associated with at least a subset of the users configured to predict a negative cash flow in one or more accounts of the user, a depth of the negative cash flow, and a duration of the negative cash flow; transmits, to a second server, the predicted values, whereby when the second server determines that a likelihood of account needs satisfies a threshold, the second server establishes an electronic communication session with an electronic device of the user; trains the deep neural network when the second server establishes the electronic communication session.

Classes IPC  ?

47.

BRAVO

      
Numéro d'application 230970700
Statut En instance
Date de dépôt 2024-02-08
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Clearing trades for commodities, futures and foreign exchange; conducting foreign exchange transactions for others; currency and foreign exchange services; electronic financial services, namely, monetary services for exchanging fiat currencies over a computer network; electronic financial services, namely, monetary services for receiving and disbursing payments and gifts in fiat currencies over a computer network; electronic foreign exchange payment processing; financial portfolio management; providing information relating to foreign exchange transactions

48.

PAYSMART

      
Numéro de série 98355288
Statut En instance
Date de dépôt 2024-01-12
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

Issuing of credit cards with an installment payment feature

49.

Systems and methods for dynamic generation of digital documents

      
Numéro d'application 18327537
Numéro de brevet 12373630
Statut Délivré - en vigueur
Date de dépôt 2023-06-01
Date de la première publication 2023-12-07
Date d'octroi 2025-07-29
Propriétaire Bank of Montreal (Canada)
Inventeur(s)
  • Wan, Ching Leong
  • Robertson, Stuart

Abrégé

Disclosed herein are methods and systems to retrieve and analyze data using customized machine-readable instructions. A method comprises identifying a set of computer-executable commands to satisfy an electronic request; identifying one or more dependencies within the set of computer-executable commands; generating a machine-readable instruction using at least a subset of the computer-executable commands in accordance with at least one dependency; and transmitting the machine-readable instruction to a second processor.

Classes IPC  ?

50.

Les marchés privés. Simplifiés.

      
Numéro d'application 229345800
Statut Enregistrée
Date de dépôt 2023-11-16
Date d'enregistrement 2025-06-06
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ?
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Income tax consulting services (2) Alternative asset funds management; asset and portfolio management services; brokerage, distribution and investment services relating to investment funds and mutual funds; consultancy concerning financing of energy projects; consultancy in the field of private equity investment; debt investment services; financial advice relating to tax; financial affairs management and private equity fund investment services; financial analysis; financial analysis consultation services; financial asset management services; financial investment advisory; financial investment analysis and research; financial investment services in the fields of mutual funds; financial investments in the fields of private equity; financial investments in the fields of real estate; financial management in the field of investment funds, private equity products, real estate and infrastructure; financial research services; financial risk management; investment management services; management of investment funds; management of private equity funds; merchant banking and investment banking services; providing investment management services and customized investment portfolios to private clients; providing private equity and investment funding; venture capital funding services

51.

SYSTEMS AND METHODS FOR PUSHING FIRMWARE BINARIES USING NESTED MULTI-THREADER OPERATIONS

      
Numéro d'application 18227014
Statut En instance
Date de dépôt 2023-07-27
Date de la première publication 2023-11-16
Propriétaire Bank of Montreal (Canada)
Inventeur(s) Rakhimov, Rinat

Abrégé

A computer may receive a request to generate a snapshot view of the enterprise network infrastructure. The computer may implement a multithread process to contemporaneously query a plurality of blade servers and server enclosures within the entire network infrastructure. The computer may contemporaneously receive a plurality of information files from the queried network resources (e.g. the blade servers, server enclosures). In active state modes, the computer may push firmware update binaries to the network resources. In a server processing and an active state mode, the computer may implement a multithreaded process to push the firmware update binaries to standalone servers or blade servers that can be accessed directly. In a blade enclosure processing and an active state mode, the computer may implemented a nested multi-threader, using child threads nested within a parent thread to a blade server enclosure to push firmware update binaries to blade servers in the enclosure.

Classes IPC  ?

  • G06F 8/656 - Mises à jour pendant le fonctionnement
  • G06F 9/48 - Lancement de programmes Commutation de programmes, p. ex. par interruption
  • H04L 9/40 - Protocoles réseaux de sécurité
  • G06F 16/953 - Requêtes, p. ex. en utilisant des moteurs de recherche du Web
  • G06F 16/11 - Administration des systèmes de fichiers, p. ex. détails de l’archivage ou d’instantanés

52.

Private Markets. Simplified.

      
Numéro d'application 229345700
Statut Enregistrée
Date de dépôt 2023-11-16
Date d'enregistrement 2025-06-06
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ?
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Income tax consulting services (2) Alternative asset funds management; asset and portfolio management services; brokerage, distribution and investment services relating to investment funds and mutual funds; consultancy concerning financing of energy projects; consultancy in the field of private equity investment; debt investment services; financial advice relating to tax; financial affairs management and private equity fund investment services; financial analysis; financial analysis consultation services; financial asset management services; financial investment advisory; financial investment analysis and research; financial investment services in the fields of mutual funds; financial investments in the fields of private equity; financial investments in the fields of real estate; financial management in the field of investment funds, private equity products, real estate and infrastructure; financial research services; financial risk management; investment management services; management of investment funds; management of private equity funds; merchant banking and investment banking services; providing investment management services and customized investment portfolios to private clients; providing private equity and investment funding; venture capital funding services

53.

BRAVO

      
Numéro de série 98253776
Statut En instance
Date de dépôt 2023-11-03
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 36 - Services financiers, assurances et affaires immobilières

Produits et services

Computer software platforms, downloadable, for use by financial institutions in managing and conducting foreign exchange transactions Foreign exchange transactions for financial institutions via computer software platforms

54.

Systems and methods for secure storage and retrieval of trade data

      
Numéro d'application 18338147
Numéro de brevet 12216691
Statut Délivré - en vigueur
Date de dépôt 2023-06-20
Date de la première publication 2023-11-02
Date d'octroi 2025-02-04
Propriétaire Bank of Montreal (Canada)
Inventeur(s) Ding, Jian

Abrégé

Disclosed herein are embodiments of systems, methods, and products comprising a data power server for secure storage and retrieval of trade data. The server receives a request from a user to review or confirm one or more trade documents via a webserver. The server communicates with a connector grid server to retrieve the user's accessible documents. The connector grid server determines the electronic file IDs that are accessible to the user based on the accessibility policy. The server instructs a digital library server to download the electronic files containing the requested trade data. The digital library server retrieves and downloads the electronic files based on the file IDs. The webserver renders a GUI displaying the electronic files on an electronic client device operated by the user. Upon receiving the confirmation response from the user, the server instructs the digital library server to update the trade status.

Classes IPC  ?

  • G06F 16/33 - Requêtes
  • G06F 16/332 - Formulation de requêtes
  • G06F 16/338 - Présentation des résultats des requêtes
  • G06F 21/31 - Authentification de l’utilisateur
  • G06F 21/62 - Protection de l’accès à des données via une plate-forme, p. ex. par clés ou règles de contrôle de l’accès
  • H04L 67/01 - Protocoles

55.

Deep-learning-based system and process for image recognition

      
Numéro d'application 18345627
Numéro de brevet 12314860
Statut Délivré - en vigueur
Date de dépôt 2023-06-30
Date de la première publication 2023-10-26
Date d'octroi 2025-05-27
Propriétaire Bank of Montreal (Canada)
Inventeur(s)
  • Wu, Bo
  • Wan, Ching Leong
  • Zhu, Yuefei
  • Wan, Bo
  • Shahir, Seyed Hamed Yaghoubi

Abrégé

Disclosed are methods and systems for using artificial intelligence (AI) for image recognition by using predefined coordinates to extract a portion of a received image, the extracted portion comprising a word to be identified having at least a first letter and a second letter; executing an image recognition protocol to identify the first letter; when the server is unable to identify the second letter, the server executes an AI model having a nodal data structure to identify the second letter based upon the identified first letter, the nodal data structure comprising a set of nodes where each node represents a letter, each node connected to at least one other node, wherein connection of a first node to a second node corresponds to a probability that a letter corresponding to the second node is used in a word subsequent to a letter corresponding to the first node.

Classes IPC  ?

  • G06N 3/082 - Méthodes d'apprentissage modifiant l’architecture, p. ex. par ajout, suppression ou mise sous silence de nœuds ou de connexions
  • G06N 3/04 - Architecture, p. ex. topologie d'interconnexion
  • G06V 10/82 - Dispositions pour la reconnaissance ou la compréhension d’images ou de vidéos utilisant la reconnaissance de formes ou l’apprentissage automatique utilisant les réseaux neuronaux
  • G06V 30/146 - Alignement ou centrage du capteur d’image ou du champ d’image
  • G06V 30/19 - Reconnaissance utilisant des moyens électroniques
  • G06V 30/226 - Reconnaissance de caractères caractérisés par le type d’écriture de l’écriture cursive
  • G06V 30/412 - Analyse de mise en page de documents structurés avec des lignes imprimées ou des zones de saisie, p. ex. de formulaires ou de tableaux d’entreprise
  • G06V 30/413 - Classification de contenu, p. ex. de textes, de photographies ou de tableaux
  • G06V 40/30 - Reconnaissance d’auteurLecture et vérification des signatures

56.

Network capacity planning systems and methods

      
Numéro d'application 18345648
Numéro de brevet 12143272
Statut Délivré - en vigueur
Date de dépôt 2023-06-30
Date de la première publication 2023-10-26
Date d'octroi 2024-11-12
Propriétaire Bank of Montreal (Canada)
Inventeur(s) Gagula, Feliks

Abrégé

A network capacity planning system for forecasting and scheduling of network capacity for electronic devices is provided. A server monitors usage of a network associated with the electronic devices. The server analyzes a frequency of a transmission of data packets between the electronic devices and the network, and a time duration of a network busy time based on predetermined thresholds. The server uses results of the analysis to drive a dynamic mechanism, which identifies when a bandwidth associated with the network needs to be upgraded to support the growing network bandwidth requirements. The server adjusts a network capacity value of a network routing device associated with the network to support the required bandwidth for an operation of the electronic devices.

Classes IPC  ?

  • G06F 15/173 - Communication entre processeurs utilisant un réseau d'interconnexion, p. ex. matriciel, de réarrangement, pyramidal, en étoile ou ramifié
  • H04L 41/0896 - Gestion de la bande passante ou de la capacité des réseaux, c.-à-d. augmentation ou diminution automatique des capacités
  • H04L 41/22 - Dispositions pour la maintenance, l’administration ou la gestion des réseaux de commutation de données, p. ex. des réseaux de commutation de paquets comprenant des interfaces utilisateur graphiques spécialement adaptées [GUI]
  • H04L 43/0876 - Utilisation du réseau, p. ex. volume de charge ou niveau de congestion
  • H04L 43/106 - Surveillance active, p. ex. battement de cœur, utilitaire Ping ou trace-route en utilisant des informations liées au temps dans des paquets, p. ex. en ajoutant des horodatages
  • H04L 43/16 - Surveillance de seuil

57.

BANQUE DU SOCCER

      
Numéro d'application 228743300
Statut Enregistrée
Date de dépôt 2023-10-18
Date d'enregistrement 2024-08-09
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ?
  • 09 - Appareils et instruments scientifiques et électriques
  • 21 - Ustensiles, récipients, matériaux pour le ménage; verre; porcelaine; faience
  • 25 - Vêtements; chaussures; chapellerie
  • 28 - Jeux, jouets, articles de sport
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières
  • 41 - Éducation, divertissements, activités sportives et culturelles

Produits et services

(1) Cameras; computer hardware; computer video games; decorative fridge magnets; decorative magnets; digital music downloadable from internet; downloadable animated cartoons; downloadable digital content in the form of electronic publications of books; downloadable digital content in the form of electronic publications of brochures; downloadable digital content in the form of electronic publications of magazines; downloadable digital content in the form of electronic publications of newsletters; downloadable digital content in the form of electronic publications of pamphlets; downloadable electronic books; downloadable television shows and movies; electronic books; pedometers; personal digital assistants [PDAs]; pre-recorded DVDs featuring musical sound recordings; pre-recorded optical discs featuring topics related to the game of soccer; smart watches; smartphones; sports eyewear; sports glasses; sunglasses; wearable activity tracker; wearable activity trackers for use during sport activities (2) Cups; mugs; water bottles (3) Caps; hats; soccer uniforms (4) Bags adapted for soccer balls; soccer balls (1) Advertising the goods and services of others; business networking services; promoting the goods and services of others by arranging for sponsors to affiliate their goods and services with soccer competitions; promoting the goods and services of others by arranging for sponsors to affiliate their goods and services with sports competitions (2) Financial sponsorship of charitable and non-profit organizations; financial sponsorship of cultural events; financial sponsorship of sporting activities; financing of investments; fundraising services (3) Arranging and conducting of soccer training programs; coaching in the field of sports; entertainment in the nature of soccer games; entertainment ticket agency services; organization and staging of soccer competitions; organization of soccer tournaments; providing sports arena facilities; soccer camp services

58.

FUNDSNOW

      
Numéro de série 98219346
Statut En instance
Date de dépôt 2023-10-11
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

Banking services, namely, mobile deposit and checking account services for providing expedited withdrawal capability to bank depositors

59.

BMO SMARTFLEX

      
Numéro d'application 227415000
Statut Enregistrée
Date de dépôt 2023-08-09
Date d'enregistrement 2024-10-04
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Credit card services

60.

Systems and methods for monitoring user activities

      
Numéro d'application 18070879
Numéro de brevet 11848759
Statut Délivré - en vigueur
Date de dépôt 2022-11-29
Date de la première publication 2023-06-29
Date d'octroi 2023-12-19
Propriétaire BANK OF MONTREAL (Canada)
Inventeur(s) Niazi, Razieh

Abrégé

Disclosed herein are embodiments of systems, methods, and products comprises a server for monitoring and tracking user activities based on different events in a security log. The server may retrieve the security log and parse the security log to identify a set of predetermined events for a user based on the event IDs, including logon events, logoff events, and privileged events. Based on the time point when privileged events occur at least partially during the pattern of having more logon events than logoff events, the server may determine when the user starts to work. Based on the time point when the logoff events and logon event starts to show the pattern that there are more logoff events than logon events and the difference increasing into a threshold, the server may determine when the user stops working. The server may generate a heat map indicating different users' work time length.

Classes IPC  ?

61.

Systems and methods for executing models based on metadata

      
Numéro d'application 17890903
Numéro de brevet 12307512
Statut Délivré - en vigueur
Date de dépôt 2022-08-18
Date de la première publication 2023-06-15
Date d'octroi 2025-05-20
Propriétaire Bank of Montreal (Canada)
Inventeur(s)
  • Cai, Yangming Chris
  • Rajaram, Sriram

Abrégé

A system may include one or more processors configured to receive a set of data containing relational database metadata, model data, and customer loan data, configure a first model and a second model based on the model data and the metadata, and partition, based on the relational database metadata, the customer loan data into first data and second data. The one or more processors may execute, by executing a first execution unit, execute the first model using the first data to output a first credit risk score, execute, by executing a second execution unit different from the first execution unit, the second model using the second data to output a second credit risk score, generate a third credit risk score based on the first credit risk score and the second credit risk score, and transmit a notification based on the third credit risk score.

Classes IPC  ?

62.

SYSTEMS AND METHODS FOR GENERATING VISUAL REPRESENTATIONS OF CLIMATE HAZARD RISKS

      
Numéro d'application 17959143
Statut En instance
Date de dépôt 2022-10-03
Date de la première publication 2023-05-11
Propriétaire Bank of Montreal (Canada)
Inventeur(s)
  • Kenyon-Dean, Kian
  • Torrance, Michael

Abrégé

A system and method for generating visual representations of climate hazard risk identifies geographic regions associated with flood hazard risks or risks of other extreme weather events. Disclosed embodiments may identify geographic regions associated with climate hazard risk using geolocation data such as geo-coordinates or postal zones. In a climate hazard risk platform, a climate hazard dashboard generates dashboards and reports providing visual representations of climate hazards and real estate assets within a selected geographic region. These dashboards and reports enable users to understand risk in different scenarios, such as projections over various time frames, physical climate hazard types, current and future time frames, and probabilities of occurrence. The platform includes a cloud data warehouse and a business intelligence (BI) analytics component. A climate hazard risk map may overlay a map of estimated climate hazard and a map of real estate assets within the selected geographic region.

Classes IPC  ?

  • G06Q 50/26 - Services gouvernementaux ou services publics
  • G06Q 50/16 - Immobilier
  • G06F 3/04847 - Techniques d’interaction pour la commande des valeurs des paramètres, p. ex. interaction avec des règles ou des cadrans

63.

Systems and methods for alert services

      
Numéro d'application 18075382
Numéro de brevet 12284050
Statut Délivré - en vigueur
Date de dépôt 2022-12-05
Date de la première publication 2023-04-13
Date d'octroi 2025-04-22
Propriétaire Bank of Montreal (Canada)
Inventeur(s)
  • Liu, Yishi
  • Wan, Ching Leong

Abrégé

Embodiments relate to systems, processes and devices for an information delivery platform or data hub with an alert processor that can be configured to receive a request to generate an alert configuration at the data hub, the request indicating a target unit; generate and store an alert rule corresponding to the alert configuration, the alert rule having a trigger and an action; detect an event at the data hub based on a set of data of the data stored at the data hub, the event having event data; convert the event data to an alert trigger at the data hub based on the trigger of the alert rule; generate an alert notification for the alert trigger based on the action of the alert rule; and transmit the alert notification to the target unit.

Classes IPC  ?

  • G06F 16/735 - Filtrage basé sur des données supplémentaires, p. ex. sur des profils d'utilisateurs ou de groupes
  • G06F 16/783 - Recherche de données caractérisée par l’utilisation de métadonnées, p. ex. de métadonnées ne provenant pas du contenu ou de métadonnées générées manuellement utilisant des métadonnées provenant automatiquement du contenu
  • G06F 16/9535 - Adaptation de la recherche basée sur les profils des utilisateurs et la personnalisation
  • H04L 12/18 - Dispositions pour la fourniture de services particuliers aux abonnés pour la diffusion ou les conférences
  • H04W 68/00 - Avertissement aux utilisateurs, p. ex. alerte ou messagerie, sur l'arrivée d'une communication, un changement de service ou similaires

64.

METHOD AND SYSTEM FOR RATING APPLICANTS

      
Numéro d'application 17492520
Statut En instance
Date de dépôt 2021-10-01
Date de la première publication 2023-04-06
Propriétaire Bank of Montreal (Canada)
Inventeur(s) Zhang, Baiwu

Abrégé

An application selection system and method accesses a training dataset including historical application records, applicant records, and decision records. The system generates an inferred protected class dataset based upon applicant profile data, such as last name and postal code. The inferred protected class dataset may include one or more of race, color, religion, national origin, gender and sexual orientation. An algorithmic bias model inputs the training dataset and inferred protected class dataset to determine fairness metrics for decisions whether to approve an application. The fairness metrics may include demographic parity and equalized odds. The system adjusts an application selection model to mitigate algorithmic bias by increasing the fairness metrics for the decisions whether to approve an application. Measures for mitigating algorithmic bias may include removing discriminatory features; and determining a metric of disparate impact and adjusting the application selection model if the metric of disparate impact exceeds a predetermined limit.

Classes IPC  ?

  • G06Q 40/02 - Opérations bancaires, p. ex. calcul d'intérêts ou tenue de compte
  • G06N 20/20 - Techniques d’ensemble en apprentissage automatique
  • G06Q 30/02 - MarketingEstimation ou détermination des prixCollecte de fonds

65.

Network capacity planning systems and methods

      
Numéro d'application 17740233
Numéro de brevet 11695638
Statut Délivré - en vigueur
Date de dépôt 2022-05-09
Date de la première publication 2023-03-30
Date d'octroi 2023-07-04
Propriétaire BANK OF MONTREAL (Canada)
Inventeur(s) Gagula, Feliks

Abrégé

A network capacity planning system for forecasting and scheduling of network capacity for electronic devices is provided. A server monitors usage of a network associated with the electronic devices. The server analyzes a frequency of a transmission of data packets between the electronic devices and the network, and a time duration of a network busy time based on predetermined thresholds. The server uses results of the analysis to drive a dynamic mechanism, which identifies when a bandwidth associated with the network needs to be upgraded to support the growing network bandwidth requirements. The server adjusts a network capacity value of a network routing device associated with the network to support the required bandwidth for an operation of the electronic devices.

Classes IPC  ?

  • H04L 12/24 - Dispositions pour la maintenance ou la gestion
  • H04L 41/22 - Dispositions pour la maintenance, l’administration ou la gestion des réseaux de commutation de données, p. ex. des réseaux de commutation de paquets comprenant des interfaces utilisateur graphiques spécialement adaptées [GUI]
  • H04L 43/106 - Surveillance active, p. ex. battement de cœur, utilitaire Ping ou trace-route en utilisant des informations liées au temps dans des paquets, p. ex. en ajoutant des horodatages
  • H04L 41/0896 - Gestion de la bande passante ou de la capacité des réseaux, c.-à-d. augmentation ou diminution automatique des capacités
  • H04L 43/16 - Surveillance de seuil
  • H04L 43/0876 - Utilisation du réseau, p. ex. volume de charge ou niveau de congestion

66.

BMO SMART PORTFOLIO

      
Numéro de série 97840019
Statut Enregistrée
Date de dépôt 2023-03-15
Date d'enregistrement 2024-10-01
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

Investment advisory services; financial administration of personal investments and retirement funds through electronic means; financial planning and investment advisory services; financial planning for retirement; investment management in the fields of personal investments and retirement funds through electronic means; providing information and advice in the field of finance, financial investments, and the financial aspects of retirement

67.

ProgressTracker

      
Numéro d'application 224503700
Statut Enregistrée
Date de dépôt 2023-03-12
Date d'enregistrement 2024-10-18
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Banking; banking services; investment banking; mortgage banking; financial banking; financial management services; investment management; project financing; insurance; brokerage services for capital investments; providing financial information in the field of mortgage investment, investment of funds and financial planning; credit counseling services; debt counseling services; advisory services relating to financial asset management; advisory services relating to financial planning; advisory services relating to investments and pensions; financial advisory services relating to financial goal planning; financial advisory services, namely financial planning and investment management services

68.

RealProgress

      
Numéro d'application 224504000
Statut Enregistrée
Date de dépôt 2023-03-12
Date d'enregistrement 2024-10-18
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Banking; banking services; investment banking; mortgage banking; financial banking; financial management services; investment management; project financing; insurance; brokerage services for capital investments; providing financial information in the field of mortgage investment, investment of funds and financial planning; credit counseling services; debt counseling services; advisory services relating to financial asset management; advisory services relating to financial planning; advisory services relating to investments and pensions; financial advisory services relating to financial goal planning; financial advisory services, namely financial planning and investment management services

69.

BMO Savings Goals

      
Numéro d'application 224504400
Statut Enregistrée
Date de dépôt 2023-03-12
Date d'enregistrement 2024-10-04
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Banking; banking services; investment banking; mortgage banking; financial banking; financial management services; investment management; project financing; insurance; brokerage services for capital investments; providing financial information in the field of mortgage investment, investment of funds and financial planning; credit counseling services; debt counseling services; advisory services relating to financial asset management; advisory services relating to financial planning; advisory services relating to investments and pensions; financial advisory services relating to financial goal planning; financial advisory services, namely financial planning and investment management services; administration of investment savings plans; administration of savings accounts; savings account services; tax-free savings accounts (TFSA)

70.

Zero Barriers to Business

      
Numéro d'application 224504700
Statut Enregistrée
Date de dépôt 2023-03-12
Date d'enregistrement 2024-10-25
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Banking; banking services; investment banking; mortgage banking; financial banking; financial management services; investment management; project financing; insurance; brokerage services for capital investments; providing financial information in the field of mortgage investment, investment of funds and financial planning; credit counseling services; debt counseling services; advisory services relating to financial asset management; advisory services relating to financial planning; advisory services relating to investments and pensions; financial advisory services relating to financial goal planning; financial advisory services, namely financial planning and investment management services

71.

Same Day Grace

      
Numéro d'application 224504300
Statut Enregistrée
Date de dépôt 2023-03-12
Date d'enregistrement 2025-09-08
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Banking; banking services; investment banking; mortgage banking; financial banking; financial management services; investment management; project financing; insurance; brokerage services for capital investments; providing financial information in the field of mortgage investment, investment of funds and financial planning; credit counseling services; debt counseling services; advisory services relating to financial asset management; advisory services relating to financial planning; advisory services relating to investments and pensions; financial advisory services relating to financial goal planning; financial advisory services, namely financial planning and investment management services; providing financial information regarding financial account balances via e-mail and text messages notification alerts

72.

BMO Savings Builder

      
Numéro d'application 224503800
Statut Enregistrée
Date de dépôt 2023-03-12
Date d'enregistrement 2024-09-23
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Banking; banking services; investment banking; mortgage banking; financial banking; financial management services; investment management; project financing; insurance; brokerage services for capital investments; providing financial information in the field of mortgage investment, investment of funds and financial planning; credit counseling services; debt counseling services; advisory services relating to financial asset management; advisory services relating to financial planning; advisory services relating to investments and pensions; financial advisory services relating to financial goal planning; financial advisory services, namely financial planning and investment management services; administration of investment savings plans; administration of savings accounts; savings account services; tax-free savings accounts (TFSA)

73.

BMO Global Money Transfer

      
Numéro d'application 224503900
Statut Enregistrée
Date de dépôt 2023-03-12
Date d'enregistrement 2024-10-04
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Banking; banking services; investment banking; mortgage banking; financial banking; financial management services; investment management; project financing; insurance; brokerage services for capital investments; providing financial information in the field of mortgage investment, investment of funds and financial planning; credit counseling services; debt counseling services; advisory services relating to financial asset management; advisory services relating to financial planning; advisory services relating to investments and pensions; financial advisory services relating to financial goal planning; financial advisory services, namely financial planning and investment management services; electronic transfer of money; money transfer services; cash management, namely, facilitating transfers of electronic cash equivalents; currency transfer services; electronic transfer of funds

74.

ProgressCheck

      
Numéro d'application 224504100
Statut Enregistrée
Date de dépôt 2023-03-12
Date d'enregistrement 2024-10-18
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Banking; banking services; investment banking; mortgage banking; financial banking; financial management services; investment management; project financing; insurance; brokerage services for capital investments; providing financial information in the field of mortgage investment, investment of funds and financial planning; credit counseling services; debt counseling services; advisory services relating to financial asset management; advisory services relating to financial planning; advisory services relating to investments and pensions; financial advisory services relating to financial goal planning; financial advisory services, namely financial planning and investment management services

75.

BMO Savings Amplifier

      
Numéro d'application 224504200
Statut Enregistrée
Date de dépôt 2023-03-12
Date d'enregistrement 2024-09-23
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Banking; banking services; investment banking; mortgage banking; financial banking; financial management services; investment management; project financing; insurance; brokerage services for capital investments; providing financial information in the field of mortgage investment, investment of funds and financial planning; credit counseling services; debt counseling services; advisory services relating to financial asset management; advisory services relating to financial planning; advisory services relating to investments and pensions; financial advisory services relating to financial goal planning; financial advisory services, namely financial planning and investment management services; administration of investment savings plans; administration of savings accounts; savings account services; tax-free savings accounts (TFSA)

76.

BMO Alerts

      
Numéro d'application 224504500
Statut Enregistrée
Date de dépôt 2023-03-12
Date d'enregistrement 2024-10-04
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Banking; banking services; investment banking; mortgage banking; financial banking; financial management services; investment management; project financing; insurance; brokerage services for capital investments; providing financial information in the field of mortgage investment, investment of funds and financial planning; credit counseling services; debt counseling services; advisory services relating to financial asset management; advisory services relating to financial planning; advisory services relating to investments and pensions; financial advisory services relating to financial goal planning; financial advisory services, namely financial planning and investment management services; providing financial information regarding financial account balances via e-mail and text messages notification alerts

77.

Progress Banking

      
Numéro d'application 224504600
Statut Enregistrée
Date de dépôt 2023-03-12
Date d'enregistrement 2024-10-25
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Banking; banking services; investment banking; mortgage banking; financial banking; financial management services; investment management; project financing; insurance; brokerage services for capital investments; providing financial information in the field of mortgage investment, investment of funds and financial planning; credit counseling services; debt counseling services; advisory services relating to financial asset management; advisory services relating to financial planning; advisory services relating to investments and pensions; financial advisory services relating to financial goal planning; financial advisory services, namely financial planning and investment management services

78.

REALPROGRESS

      
Numéro de série 97833577
Statut En instance
Date de dépôt 2023-03-10
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

banking services; checking account services; Debit card transaction processing services; Payment processing services, namely, credit card and debit card transaction processing services; Savings account services; Banking services featuring the provision of certificates of deposit; Cash and foreign exchange transactions; Charge card and credit card payment processing services; Credit and cash card payment processing services; Electronic funds transfer; Financial transaction services, namely, providing secure commercial transactions and payment options; Issuance of bank checks; Issuing of checks and letters of credit; Issuing of credit cards; Online banking; Paperless electronic checking account services; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; trust services, namely, investment and trust company services, and estate trust management services; financial services, namely, financial analysis and consultation, financial information processing, financial management and financial planning services; investment services, namely, investment of funds, investment advice, investment management, investment consultation, mutual fund investment and distribution services, and investment dealer services being dealing in securities and in trading commodities, securities, options, futures, equities, mutual funds and fixed income products in the Unites States and overseas market securities, broker-dealer financial services in the field of securities, stocks, bonds, mutual funds, securities, options, exchange traded funds and exchange traded notes; securities services, namely, financial investment in the field of securities, securities trading communication and information services being trading in securities, providing information in the field of securities trading; brokerage services, namely, full service financial investment brokerage, investment brokerage, mutual fund brokerage and discount financial investment brokerage services; and insurance brokerage services, all of the foregoing services provided through mobile applications, on-line, electronic and non-electronic means; Cash management

79.

ZERO BARRIERS TO BUSINESS

      
Numéro de série 97833722
Statut Enregistrée
Date de dépôt 2023-03-10
Date d'enregistrement 2024-11-26
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

Banking and financing services; commercial lending services; financial services, namely, microfinance lending services; financial services, namely, raising debt and equity capital for others; financial services, namely, wealth management services; financial advisory and consultancy services, namely, consulting with small businesses and entrepreneurs; financial information and advisory services; financial information provided by electronic means in the field of commercial lending and banking and financial services to small businesses and entrepreneurs; financing loans for small businesses and entrepreneurs; providing working capital financing to small businesses and small business owners

80.

BMO REAL FINANCIAL PROGRESS

      
Numéro de série 97827192
Statut En instance
Date de dépôt 2023-03-07
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 35 - Publicité; Affaires commerciales

Produits et services

Market research services in the field of economic issues and consumer sentiment

81.

System and process for electronic calendar payments

      
Numéro d'application 17983105
Numéro de brevet 12079850
Statut Délivré - en vigueur
Date de dépôt 2022-11-08
Date de la première publication 2023-03-02
Date d'octroi 2024-09-03
Propriétaire BANK OF MONTREAL (Canada)
Inventeur(s)
  • Chan, Brian
  • Arshad, Kashif
  • Poon, Peter Hing-Cheong

Abrégé

A platform and process for electronic payment processing using electronic calendars and communications from a set of connected servers with logic code to automate machine operations relating to electronic payments. The system and process can generate alerts using fraud detection and verify payment requests using historical data and pattern recognition. The electronic calendar can be integrated into an electronic wallet application.

Classes IPC  ?

  • G06Q 30/04 - Facturation
  • G06Q 20/32 - Architectures, schémas ou protocoles de paiement caractérisés par l'emploi de dispositifs spécifiques utilisant des dispositifs sans fil
  • G06Q 20/38 - Protocoles de paiementArchitectures, schémas ou protocoles de paiement leurs détails

82.

Systems and methods for data storage and processing

      
Numéro d'application 17850758
Numéro de brevet 12147446
Statut Délivré - en vigueur
Date de dépôt 2022-06-27
Date de la première publication 2023-03-02
Date d'octroi 2024-11-19
Propriétaire BANK OF MONTREAL (Canada)
Inventeur(s)
  • Wan, Ching Leong
  • Wang, Jun

Abrégé

Systems and methods for processing data are provided. The system may include at least a processor and a non-transient data memory storage, the data memory storage containing machine-readable instructions for execution by the processor, the machine-readable instructions configured to, when executed by the processor, provide an information delivery platform configured to: extract raw data from a plurality of source systems; load and store the raw data at a non-transient data store; receive a request to generate data for consumption for a specific purpose; In response to the request, select a set of data from the raw data based on a data map; transform the selected set of data into a curated set of data based on the data map; and transmit the curated set of data to a channel for consumption.

Classes IPC  ?

  • G06F 17/00 - Équipement ou méthodes de traitement de données ou de calcul numérique, spécialement adaptés à des fonctions spécifiques
  • G06F 16/25 - Systèmes d’intégration ou d’interfaçage impliquant les systèmes de gestion de bases de données
  • G06N 20/00 - Apprentissage automatique

83.

SYSTEMS AND METHODS FOR PROCESSING INTER-DEPENDENT DATA FOR RISK MODELLING AND ANALYSIS

      
Numéro d'application 17890897
Statut En instance
Date de dépôt 2022-08-18
Date de la première publication 2023-03-02
Propriétaire Bank of Montreal (Canada)
Inventeur(s)
  • Cai, Yangming Chris
  • Rajaram, Sriram

Abrégé

A system for processing data items may include one or more memories and one or more processors. The one or more memories may be configured in a first logical table including a plurality of logical rows and a plurality of logical columns. A value of a data item in a first logical column in each logical row may be determined based on a dependency of the first logical column on a second logical column in another logical row. The one or more processors may configure at least the first and second logical columns of the first logical table into a first logical array of data items, determine, by executing a first execution unit, values of the data items in the first logical array using the dependency, and convert, by executing the first execution unit, the first logical array with the determined values into a second logical table.

Classes IPC  ?

  • G06Q 40/02 - Opérations bancaires, p. ex. calcul d'intérêts ou tenue de compte
  • G06F 16/28 - Bases de données caractérisées par leurs modèles, p. ex. des modèles relationnels ou objet
  • G06F 16/22 - IndexationStructures de données à cet effetStructures de stockage

84.

Groupe Avantage Courtiers en investissements de BMO

      
Numéro d'application 224184100
Statut Enregistrée
Date de dépôt 2023-02-24
Date d'enregistrement 2024-10-29
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Mortgage services; mortgage lending services; financial planning and financial management services; mortgage refinancing; mortgage brokerage services; mortgage refinancing services; mortgage planning

85.

BMO BrokerEdge Insurance Group

      
Numéro d'application 224184300
Statut Enregistrée
Date de dépôt 2023-02-24
Date d'enregistrement 2024-10-04
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Insurance services

86.

Groupe Avantage Courtiers assurance de dommages de BMO

      
Numéro d'application 224184500
Statut Enregistrée
Date de dépôt 2023-02-24
Date d'enregistrement 2024-10-04
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Insurance services

87.

BMO BrokerEdge

      
Numéro d'application 224184200
Statut Enregistrée
Date de dépôt 2023-02-24
Date d'enregistrement 2025-06-06
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ?
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Business marketing and business management consulting services; accounting services; tax advisory and consultation services; (2) Investment services relating to securities, investment of funds for others, investment management services; banking services of all kinds, including corporate banking; financial investment brokerage dealer services of all kinds; investment banking transactions; mergers and acquisitions advice; Financial capital investments advisory services; financial services, namely brokerage services for capital investments accounts and services; securities services, namely, brokerage, dealer and trading services in the field of securities; research and advisory services related to the foregoing; investment advisory services; investment advisory and investment management services; financial investment and brokerage services in the field of stocks, bonds, securities, mutual funds, retirement plans and trusts; financial investment brokerage services for the selling of investment funds, exchange-traded funds, mutual funds, pooled funds, hedge funds, wrap account products, segregated funds, and securities-based investment products by brokers, dealers and financial advisors; financial planning and financial management services; trading in financial instruments, namely commodity trading, currency trading, stock and bond trading, and mutual funds; mortgage services; mortgage lending services; financial planning and financial management services; mortgage refinancing; mortgage brokerage services; mortgage refinancing services; mortgage planning; insurance services; financial investment management and administration services, investment consultation, mutual fund investment and distribution services, the provision of full service brokerage and discount brokerage services namely for securities liquidation, bonds, shares, stocks, bonds, capital investments, financial investments and securities; investment and portfolio management services, including investment of funds for others; management of public and private investment funds services; mergers and acquisitions advice; securities investment services; financial portfolio management; investment and wealth management services; family office services, namely, financial planning; estate and trust management services; financial analysis and consultation services; financial and investment advisory services; insurance consulting services; financial asset protection consulting services; estate planning advisory services; credit card transaction processing services; succession planning, financial and retirement planning; philanthropic planning; insurance services

88.

BMO BrokerEdge Mortgage Group

      
Numéro d'application 224184600
Statut Enregistrée
Date de dépôt 2023-02-24
Date d'enregistrement 2024-10-04
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Mortgage services; mortgage lending services; financial planning and financial management services; mortgage refinancing; mortgage brokerage services; mortgage refinancing services; mortgage planning

89.

Groupe Avantage Courtiers hypothécaires de BMO

      
Numéro d'application 224184700
Statut Enregistrée
Date de dépôt 2023-02-24
Date d'enregistrement 2025-06-06
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ?
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Business marketing and business management consulting services; accounting services; tax advisory and consultation services; (2) Investment services relating to securities, investment of funds for others, investment management services; banking services of all kinds, including corporate banking; financial investment brokerage dealer services of all kinds; investment banking transactions; mergers and acquisitions advice; Financial capital investments advisory services; financial services, namely brokerage services for capital investments accounts and services; securities services, namely, brokerage, dealer and trading services in the field of securities; research and advisory services related to the foregoing; investment advisory services; investment advisory and investment management services; financial investment and brokerage services in the field of stocks, bonds, securities, mutual funds, retirement plans and trusts; financial investment brokerage services for the selling of investment funds, exchange-traded funds, mutual funds, pooled funds, hedge funds, wrap account products, segregated funds, and securities-based investment products by brokers, dealers and financial advisors; financial planning and financial management services; trading in financial instruments, namely commodity trading, currency trading, stock and bond trading, and mutual funds; mortgage services; mortgage lending services; financial planning and financial management services; mortgage refinancing; mortgage brokerage services; mortgage refinancing services; mortgage planning; insurance services; financial investment management and administration services, investment consultation, mutual fund investment and distribution services, the provision of full service brokerage and discount brokerage services namely for securities liquidation, bonds, shares, stocks, bonds, capital investments, financial investments and securities; investment and portfolio management services, including investment of funds for others; management of public and private investment funds services; mergers and acquisitions advice; securities investment services; financial portfolio management; investment and wealth management services; family office services, namely, financial planning; estate and trust management services; financial analysis and consultation services; financial and investment advisory services; insurance consulting services; financial asset protection consulting services; estate planning advisory services; credit card transaction processing services; succession planning, financial and retirement planning; philanthropic planning; insurance services

90.

BMO BrokerEdge Investment Group

      
Numéro d'application 224184800
Statut En instance
Date de dépôt 2023-02-24
Propriétaire BANK OF MONTREAL (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

(1) Investment services relating to securities, investment of funds for others, investment management services; banking services of all kinds, including corporate banking; investment dealer services of all kinds; investment banking transactions; mergers and acquisitions advice; financial advisory services; financial services, namely brokerage accounts and services; securities services, namely, brokerage, dealer and trading services in the field of securities; research and advisory services related to the foregoing; investment advisory services; investment advisory and investment management services; financial investment and brokerage services in the field of stocks, bonds, securities, mutual funds, retirement plans and trusts; financial investment brokerage services for the selling of investment funds, exchange-traded funds, mutual funds, pooled funds, hedge funds, wrap account products, segregated funds, and securities-based investment products by brokers, dealers and financial advisors; financial planning and financial management services; trading in financial instruments, namely commodity trading, currency trading, stock and bond trading, and mutual funds

91.

MAX

      
Numéro de série 97772683
Statut Enregistrée
Date de dépôt 2023-01-30
Date d'enregistrement 2025-07-08
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

Financial products services in the field of exchange traded notes, namely, financial administration of exchange traded notes in financial markets, management of exchange traded notes, and offering of exchange traded notes being brokerage of exchange traded notes

92.

MAX

      
Numéro de série 97772708
Statut Enregistrée
Date de dépôt 2023-01-30
Date d'enregistrement 2025-07-01
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ? 36 - Services financiers, assurances et affaires immobilières

Produits et services

Financial products services in the field of exchange traded notes, namely, financial administration of exchange traded notes in financial markets, management of exchange traded notes, and offering of exchange traded notes being brokerage of exchange traded notes

93.

BMO RADICLE

      
Numéro d'application 223468800
Statut En instance
Date de dépôt 2023-01-19
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ?
  • 05 - Produits pharmaceutiques, vétérinaires et hygièniques
  • 07 - Machines et machines-outils
  • 09 - Appareils et instruments scientifiques et électriques
  • 11 - Appareils de contrôle de l'environnement
  • 31 - Produits agricoles; animaux vivants
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières
  • 40 - Traitement de matériaux; recyclage, purification de l'air et traitement de l'eau
  • 41 - Éducation, divertissements, activités sportives et culturelles
  • 42 - Services scientifiques, technologiques et industriels, recherche et conception
  • 44 - Services médicaux, services vétérinaires, soins d'hygiène et de beauté; services d'agriculture, d'horticulture et de sylviculture.

Produits et services

(1) Feed additives and drugs that reduce enteric emissions in ruminants. (2) Energy storage and conversion equipment, namely power generators, namely, electric power generators, fuel cell power generators; Dewatering machines for filtration used in treatment of liquids including water, industrial effluent and sewage; Electrical energy from renewable resources, namely, solar energy in the nature of solar-powered electricity generators, wind energy in the nature of wind-powered electricity generators and geothermal energy in the nature of geothermal electric generators; Energy storage and conversion equipment namely thermal based electric power generators, and integrated thermal storage electric generators for electricity generation (3) Solar panels for generating electricity and solar trackers in the nature of photovoltaic solar modules that track the sun in order to optimize the production of energy from the solar light; Energy storage and conversion equipment, namely electric power converters (4) Gas heat pumps, heat recovery chillers, heat exchangers other than parts of machines; LED lighting fixtures; HVAC (Heating, Ventilating and Air-Conditioning) systems for commercial and residential buildings; Biodigesters, namely, slurry treatment units for stabilizing and sanitizing slurry; Energy storage and conversion equipment namely heat accumulators for temporary storage of energy; Co-generation heat and power (CHP) units comprised of block type thermal power stations for power generation, namely, CHP units that convert natural gas, propane, fuel and methane gas to heat and power simultaneously (5) Animal feed for livestock (1) Public policy consultancy services in the field of climate change and carbon footprints; consultation services in the field of household and business energy efficiency; Providing data management services to businesses in the field of carbon offsets by calculating their carbon offsets, and providing quantification and verification support services in the field of carbon offsets; Providing data management services to businesses in the field of water credits by calculating their water credits, and providing quantification and verification support services in the field of water credits; Providing data management services to businesses in the field of habitat credits by calculating their habitat credits, and providing quantification and verification support services in the field of habitat credits; land management; business management consultation in the field of clean energy, namely, solutions for using solar, wind, biodigester and combined heat and power systems; business consulting and project management services in the fields of industrial water use conservation; Business consulting services, namely, implementing processes and technologies to reduce methane emissions from anaerobic decomposition of biological waste, namely, converting bio-mass to energy, use of bio-digesters, gasification, land fill gas capture, sewage and manure lagoon capture, waste water management, manure management; Business consulting services, namely, implementing processes and technologies to reduce methane emissions from the oil and gas sector, namely, capture of fugitive mine methane; Business consulting services, namely, implementing processes and farm nitrogen management practices to reduce nitrous oxide emissions; Business consulting services, namely, implementing waste-to energy solution processes and technologies, namely, aerobic and anaerobic bio digesters, gasification, biomass processes using boilers and incineration. (2) Brokerage of carbon dioxide and other greenhouse gas emission credits, allowances and offsets on behalf of offset producers; brokerage of water pollution credits, allowances and offsets on behalf of pollution producers; brokerage of habitat destruction credits, allowances and offsets on behalf of habitat destroyers. (3) Waste management services, namely, lagoon waste management being destruction of waste; waste management services, namely, manure processing; environmental remediation services, namely, treatment of soil; production of animal feed for livestock; fertilizer manufacturing (4) Education, namely, training services in the field of mapping, measuring, verifying, reducing and offsetting greenhouse gas emissions, researching, data collecting, analyzing, and providing policy advice regarding climate change strategies, carbon footprints and the creation and registration of carbon offset credits, and improving household and business energy efficiency; education, namely, training services in the field of water conservation, and the creation and registration of water credits; education and training services in the field of wildlife habitat conservation, and the creation and registration of habitat credits. (5) Technical consulting services in the fields of mapping, measuring, verifying, reducing and offsetting greenhouse gas emissions; technical consulting services namely, scientific research in the field of water conservation; technical consulting services in the field of habitat conservation, namely, monitoring, testing and analyzing ecological success in the field of environmentally sensitive habitat conservation and preservation of native plants and wildlife; software as a service (SAAS) services featuring software in the field of carbon offsets, for calculating carbon offsets, and providing quantification and verification services in the field of carbon offsets, mapping, measuring, verifying, reducing and offsetting greenhouse gas emissions, researching, data collecting and analyzing, and facilitating policy advice regarding climate change strategies, carbon footprints, and the creation and registration of carbon offset credits, and improving household and business energy efficiency; software as a service (SAAS) services featuring software in the field of water credits, for calculating water credits, and providing quantification and verification services in the field of water credits, researching, data collecting and analyzing, and facilitating policy advice regarding the creation and registration of water credits; software as a service (SAAS) services featuring software in the field of habitat credits, for calculating habitat credits, and providing quantification and verification services in the field of habitat credits, researching, data collecting and analyzing, and facilitating policy advice regarding the creation and registration of habitat credits; Technical consultancy in the field of environmental science, namely analysis, measurement and reporting of the content, attributes and environmental benefits of forests, peat and soils use in agriculture; Providing environmental engineering consulting services in the field of carbon offset credits projects, namely, environmental advisory services to businesses with regard to calculating their greenhouse gas emission reductions, aggregating carbon offset credits, negotiating carbon credit transactions on their behalf; Providing technical environmental consultation in the field of water credit projects, namely, advisory services to businesses with regard to aggregating water credits and negotiating water credit transactions on their behalf; Providing technical environmental consultation in the field of habitat credit projects, namely, advisory services for businesses with regard to aggregating habitat credits and negotiating habitat credit transactions on their behalf; consultation services for determining energy efficiency of others by conducting energy use, reviews, and site and energy audits

94.

SYSTEMS AND METHODS FOR DATA MART RATIONALIZATION

      
Numéro d'application 17891684
Statut En instance
Date de dépôt 2022-08-19
Date de la première publication 2022-12-08
Propriétaire BANK OF MONTREAL (Canada)
Inventeur(s) Mao, Vinnie Wan Lei

Abrégé

Disclosed herein are embodiments of systems, methods, and products comprises an analytic server for data rationalization and migration. The server receives data from a plurality of electronic data sources and stores the received data into a database within a central hub. The server demobilizes the data and performs enhancement on the data to prepare the data for complex calculation. The server copies the enhanced data to an operational data store, performs various calculation functions that filer, rationalize the data, and create data linkage. The server copies back the calculation result to the database for further processing and downstream consumption. The calculation results provide a consolidated view of data from different source systems and satisfy the reporting needs for different consumers. The server uses common data model to generate reports for different consumers. After the data migration and consolidation into a central hub, the server decommissions legacy components.

Classes IPC  ?

  • G06Q 10/10 - BureautiqueGestion du temps
  • G06Q 30/02 - MarketingEstimation ou détermination des prixCollecte de fonds
  • G06F 16/22 - IndexationStructures de données à cet effetStructures de stockage
  • G06F 16/215 - Amélioration de la qualité des donnéesNettoyage des données, p. ex. déduplication, suppression des entrées non valides ou correction des erreurs typographiques
  • G06F 16/27 - Réplication, distribution ou synchronisation de données entre bases de données ou dans un système de bases de données distribuéesArchitectures de systèmes de bases de données distribuées à cet effet

95.

Systems and methods for authenticating user information

      
Numéro d'application 17816895
Numéro de brevet 12111911
Statut Délivré - en vigueur
Date de dépôt 2022-08-02
Date de la première publication 2022-11-24
Date d'octroi 2024-10-08
Propriétaire BANK OF MONTREAL (Canada)
Inventeur(s) Lucic, Romulus

Abrégé

Disclosed herein are efficient systems and methods for verification of user information in a timely manner. A background computer process for verification of the user information using a third-party authentication service is initiated. The third-party authentication service performs the verification of the information submitted by the user in response to some of the questions within the questionnaire at the same time as the user is replying to remaining questions within the electronic questionnaire. Accordingly, by the time the user is finished replying to all questions within the electronic questionnaire, the previously submitted information by the user is verified and a profile of the user is authenticated.

Classes IPC  ?

  • G06F 21/45 - Structures ou outils d’administration de l’authentification
  • G06F 16/951 - IndexationTechniques d’exploration du Web
  • G06F 16/958 - Organisation ou gestion de contenu de sites Web, p. ex. publication, conservation de pages ou liens automatiques
  • H04L 9/40 - Protocoles réseaux de sécurité
  • G06F 40/174 - Remplissage de formulairesFusion

96.

BMO BOSS TEAM

      
Numéro de série 97632219
Statut En instance
Date de dépôt 2022-10-14
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ?
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières

Produits et services

Business succession planning; tax planning Estate planning; estate trust planning, financial trust planning, developing charitable giving programs on behalf of high net worth individuals and families; financial asset management for business owners and high net worth individuals and families; wealth management services for business owners and high net worth individuals and families

97.

BOSS - BUSINESS OWNER STRATEGIES & SOLUTIONS

      
Numéro de série 97632231
Statut En instance
Date de dépôt 2022-10-14
Propriétaire Bank of Montreal (Canada)
Classes de Nice  ?
  • 35 - Publicité; Affaires commerciales
  • 36 - Services financiers, assurances et affaires immobilières

Produits et services

Business succession planning, tax planning Estate planning; estate trust planning, financial trust planning, developing charitable giving programs on behalf of high net worth individuals and families; financial asset management for business owners and high net worth individuals and families; wealth management services for business owners and high net worth individuals and families

98.

Managing configurations of mobile devices across mobility configuration environments

      
Numéro d'application 17726521
Numéro de brevet 12341660
Statut Délivré - en vigueur
Date de dépôt 2022-04-21
Date de la première publication 2022-10-13
Date d'octroi 2025-06-24
Propriétaire Bank of Montreal (Canada)
Inventeur(s)
  • Mladek, Martin
  • Momayezi, Shadia

Abrégé

Embodiments described herein provide for systems and methods for managing configurations of mobile devices. A server may receive an instruction inputted via a graphical control to translate configurations from a first device environment to a second device environment. The server may identify, via an interface, a resource accessible by a first plurality of mobile devices in the first device environment based on the instruction. The server may determine, from the first device environment, a first profile identifying a first plurality of attributes defining a first configuration for the first plurality of mobile devices. The server may generate, using the first profile, a second profile identifying a second plurality of attributes defining a second configuration for a second plurality of mobile devices in the second device environment. The server may transmit, via the interface, the second profile to the second plurality of mobile devices.

Classes IPC  ?

  • H04L 41/084 - Configuration en utilisant des informations préexistantes, p. ex. en utilisant des gabarits ou en copiant à partir d’autres éléments
  • H04L 41/0853 - Récupération de la configuration du réseauSuivi de l’historique de configuration du réseau en recueillant activement des informations de configuration ou en sauvegardant les informations de configuration
  • H04L 41/0859 - Récupération de la configuration du réseauSuivi de l’historique de configuration du réseau en conservant l'historique des différentes générations de configuration ou en revenant aux versions de configuration précédentes
  • H04L 41/0893 - Affectation de groupes logiques aux éléments de réseau
  • H04L 41/22 - Dispositions pour la maintenance, l’administration ou la gestion des réseaux de commutation de données, p. ex. des réseaux de commutation de paquets comprenant des interfaces utilisateur graphiques spécialement adaptées [GUI]
  • H04W 8/24 - Transfert des données du terminal

99.

MANAGING CONFIGURATIONS OF MOBILE DEVICES ACROSS MOBILITY CONFIGURATION ENVIRONMENTS

      
Numéro d'application 17719038
Statut En instance
Date de dépôt 2022-04-12
Date de la première publication 2022-10-13
Propriétaire Bank of Montreal (Canada)
Inventeur(s) Momayezi, Shadia

Abrégé

Embodiments described herein provide for systems and methods for managing configurations of mobile devices. A server may receive an instruction inputted via a graphical control to translate configurations from a first device environment to a second device environment. The server may identify, via an interface, a resource accessible by a first plurality of mobile devices in the first device environment based on the instruction. The server may determine, from the first device environment, a first profile identifying a first plurality of attributes defining a first configuration for the first plurality of mobile devices. The server may generate, using the first profile, a second profile identifying a second plurality of attributes defining a second configuration for a second plurality of mobile devices in the second device environment. The server may transmit, via the interface, the second profile to the second plurality of mobile devices.

Classes IPC  ?

  • H04W 8/24 - Transfert des données du terminal
  • H04L 41/0823 - Réglages de configuration caractérisés par les objectifs d’un changement de paramètres, p. ex. l’optimisation de la configuration pour améliorer la fiabilité

100.

System, methods, and devices for data storage and processing with identity management

      
Numéro d'application 17837817
Numéro de brevet 11977654
Statut Délivré - en vigueur
Date de dépôt 2022-06-10
Date de la première publication 2022-09-29
Date d'octroi 2024-05-07
Propriétaire BANK OF MONTREAL (Canada)
Inventeur(s)
  • Mikhailov, Iouri
  • Wan, Ching Leong

Abrégé

Embodiments relate to data storage systems and data processing systems using a data hub, connector grid, and channel services. The systems can extract raw data from a plurality of source systems, and load and store the raw data at a data hub implemented by a non-transient data store. The systems can receive request to generate data for consumption and, in response, transmit generates data sets to channel services. The system can implement event detection and logging. The system can implement policy enforcement and identity management with access controls.

Classes IPC  ?

  • G06F 21/62 - Protection de l’accès à des données via une plate-forme, p. ex. par clés ou règles de contrôle de l’accès
  • G06F 16/25 - Systèmes d’intégration ou d’interfaçage impliquant les systèmes de gestion de bases de données
  • G06N 20/00 - Apprentissage automatique
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