09 - Scientific and electric apparatus and instruments
36 - Financial, insurance and real estate services
42 - Scientific, technological and industrial services, research and design
Goods & Services
Advertising and marketing services, namely, promoting the goods and services of others in the field of financial services; Promoting the goods and services of others, namely, providing information regarding coupons, rebates, discounts, incentives, special offers for the goods and services of others in the field of financial services; Promoting the goods and services of others by providing credit cards and debit cards, consumer and commercial lending and loyalty programs information Downloadable computer software for providing, accessing, processing, handling, performing, managing and verifying financial transactions; Downloadable computer software for use in banking, finance and lending; Downloadable computer software for use with unmanned payment kiosk systems and automated teller machines (atm); Downloadable computer software for providing, accessing, processing, handling, performing, managing and verifying electronic funds transfer, bill payment, gift card transaction, payment and funds, electronic funds disbursement, prepaid card transaction, electronic funds transfer services for purchasing of stored value in the form of gift cards, prepaid cards, and adding funds to digital wallets, mobile payments, loyalty reward card transactions, loyalty program payment and bill payment transactions with retailers, merchants, and vendors; Downloadable computer software that enables financial institutions to integrate the delivery of services to customers by mobile devices, branch financial institutions, worldwide web portals, call centers, tellers, kiosks, and automated teller machines (atm); Downloadable computer software for use in connection with the electronic storage, transmission, presentation, verification, authentication, and redemption of coupons, rebates, discounts, incentives, special offers, credit cards and debit cards, consumer and commercial lending and loyalty programs; Downloadable computer software for use in connection with consumer loyalty programs and loyalty cards used to access and use loyalty points; Automated teller machines (atm); Interactive computer kiosks comprising computers, computer hardware, computer peripherals, computer touchscreens and computer operating software, for use in automated teller machines (atm) transaction processing Electronic funds transfer services; Bill payment services; Gift card transaction processing services; Payment and funds verification services; Electronic funds disbursement services; Prepaid card transaction processing services; Electronic funds transfer services for purchasing of stored value in the form of gift cards, prepaid cards, and adding funds to digital wallets; Providing financial information; Financial services, namely, providing, processing, verifying, and authenticating mobile payments, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; Loyalty program payment processing services; Providing payment services and payment systems, namely, providing secure commercial transactions and payment options; Bill payment services provided via wireless telecommunications apparatus and devices; Financing services; Automated teller machine (atm) services; Debit card transaction processing services; Processing of debit card payments Software as a service (saas) services featuring software for providing, accessing, processing, handling, performing, managing and verifying financial transactions; Software as a service (saas) services featuring software for use in banking, finance and lending; Software as a service (saas) services featuring software for use with unmanned payment kiosk systems and automated teller machines (atm); Software as a service (saas) services featuring software for providing, accessing, processing, handling, performing, managing and verifying electronic funds transfer, bill payment, gift card transaction, payment and funds, electronic funds disbursement, prepaid card transaction, electronic funds transfer services for purchasing of stored value in the form of gift cards, prepaid cards, and adding funds to digital wallets, mobile payments, loyalty reward card transactions, loyalty program payment and bill payment transactions with retailers, merchants, and vendors; Software as a service (saas) services featuring software that enables financial institutions to integrate the delivery of services to customers by mobile devices, branch financial institutions, worldwide web portals, kiosks, and automated teller machines (atm); Software as a service (saas) services featuring software for use in connection with the electronic storage, transmission, presentation, verification, authentication, and redemption of coupons, rebates, discounts, incentives, special offers, credit cards and debit cards, consumer and commercial lending and loyalty programs; Software as a service (saas) services featuring software for use in connection with consumer loyalty programs and loyalty cards used to access and use loyalty points
09 - Scientific and electric apparatus and instruments
36 - Financial, insurance and real estate services
42 - Scientific, technological and industrial services, research and design
Goods & Services
Advertising and marketing services, namely, promoting the goods and services of others in the field of financial services; Promoting the goods and services of others, namely, providing information regarding coupons, rebates, discounts, incentives, special offers for the goods and services of others in the field of financial services; Promoting the goods and services of others by providing credit cards and debit cards, consumer and commercial lending and loyalty programs information Downloadable computer software for providing, accessing, processing, handling, performing, managing and verifying financial transactions; Downloadable computer software for use in banking, finance and lending; Downloadable computer software for use with unmanned payment kiosk systems and automated teller machines (atm); Downloadable computer software for providing, accessing, processing, handling, performing, managing and verifying electronic funds transfer, bill payment, gift card transaction, payment and funds, electronic funds disbursement, prepaid card transaction, electronic funds transfer services for purchasing of stored value in the form of gift cards, prepaid cards, and adding funds to digital wallets, mobile payments, loyalty reward card transactions, loyalty program payment and bill payment transactions with retailers, merchants, and vendors; Downloadable computer software that enables financial institutions to integrate the delivery of services to customers by mobile devices, branch financial institutions, worldwide web portals, call centers, tellers, kiosks, and automated teller machines (atm); Downloadable computer software for use in connection with the electronic storage, transmission, presentation, verification, authentication, and redemption of coupons, rebates, discounts, incentives, special offers, credit cards and debit cards, consumer and commercial lending and loyalty programs; Downloadable computer software for use in connection with consumer loyalty programs and loyalty cards used to access and use loyalty points; Automated teller machines (atm); Interactive computer kiosks comprising computers, computer hardware, computer peripherals, computer touchscreens and computer operating software, for use in automated teller machines (atm) transaction processing Electronic funds transfer services; Bill payment services; Gift card transaction processing services; Payment and funds verification services; Electronic funds disbursement services; Prepaid card transaction processing services; Electronic funds transfer services for purchasing of stored value in the form of gift cards, prepaid cards, and adding funds to digital wallets; Providing financial information; Financial services, namely, providing, processing, verifying, and authenticating mobile payments, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; Loyalty program payment processing services; Providing payment services and payment systems, namely, providing secure commercial transactions and payment options; Bill payment services provided via wireless telecommunications apparatus and devices; Financing services; Automated teller machine (atm) services; Debit card transaction processing services; Processing of debit card payments Software as a service (saas) services featuring software for providing, accessing, processing, handling, performing, managing and verifying financial transactions; Software as a service (saas) services featuring software for use in banking, finance and lending; Software as a service (saas) services featuring software for use with unmanned payment kiosk systems and automated teller machines (atm); Software as a service (saas) services featuring software for providing, accessing, processing, handling, performing, managing and verifying electronic funds transfer, bill payment, gift card transaction, payment and funds, electronic funds disbursement, prepaid card transaction, electronic funds transfer services for purchasing of stored value in the form of gift cards, prepaid cards, and adding funds to digital wallets, mobile payments, loyalty reward card transactions, loyalty program payment and bill payment transactions with retailers, merchants, and vendors; Software as a service (saas) services featuring software that enables financial institutions to integrate the delivery of services to customers by mobile devices, branch financial institutions, worldwide web portals, kiosks, and automated teller machines (atm); Software as a service (saas) services featuring software for use in connection with the electronic storage, transmission, presentation, verification, authentication, and redemption of coupons, rebates, discounts, incentives, special offers, credit cards and debit cards, consumer and commercial lending and loyalty programs; Software as a service (saas) services featuring software for use in connection with consumer loyalty programs and loyalty cards used to access and use loyalty points
3.
Error code history collection with quick response codes
A method for collecting error code history includes detecting a fault caused by errors in a machine, initiating a dispatch request from the machine to a service location, generating a first quick response code in response to a first input signal from a technician, where the first quick response code encodes first configuration items that describe the machine and first error codes that characterize the detected errors, presenting a first graphical image of the first quick response code on a display, performing a self-test in the machine in response to a second input signal, generating a second quick response code after the self-test has been completed, where the second quick response code encodes second configuration items that describe the machine and second error codes, and presenting a second graphical image of the second quick response code on the display.
G06K 7/10 - Methods or arrangements for sensing record carriers by electromagnetic radiation, e.g. optical sensingMethods or arrangements for sensing record carriers by corpuscular radiation
An automatic teller machine includes a controller and a cash dispenser unit. The controller is in electronic communication with dispense authorization parties. The controller is configured to generate a requested transaction in response to a manual entry of a requested cash value, and send a withdrawal request to a given dispense authorization party. The withdrawal request includes a unique nonce. The controller is configured to receive a withdrawal authorization from the given dispense authorization party. The withdrawal authorization includes a secure dispense token and a dispense nonce. The cash dispenser unit is configured to generate the unique nonce in response to the requested transaction, verify that the secure dispense token and the dispense nonce are valid, and dispense a currency matching the requested cash value in response to the secure dispense token and the dispense nonce being valid.
G06Q 20/10 - Payment architectures specially adapted for electronic funds transfer [EFT] systemsPayment architectures specially adapted for home banking systems
G06Q 20/40 - Authorisation, e.g. identification of payer or payee, verification of customer or shop credentialsReview and approval of payers, e.g. check of credit lines or negative lists
H04L 9/32 - Arrangements for secret or secure communicationsNetwork security protocols including means for verifying the identity or authority of a user of the system
H04L 9/00 - Arrangements for secret or secure communicationsNetwork security protocols
A cash cassette includes a housing, a pick-up module, a push plate, and one or more separator modules. The housing has a dispense end, a floor, and a size suitable to store multiple notes. Each note has a particular note edge. The pick-up module is disposed at the dispense end of the housing and is configured to transfer one note at a time out of the housing. The push plate is movably disposed inside the housing and is configured to bias the notes against the pick-up module. The separator modules are disposed on the floor of the housing proximate to the pick-up module. Each separator module has a rough surface that engages the particular note edges as the notes are pushed onto the separator modules by the push plate. The rough surface loosens individual notes from each other as the notes move across the separator modules toward the pick-up module.
G07F 19/00 - Complete banking systemsCoded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
6.
Risk-based biometric identification and authentication with trusted source for security access
A method including receiving, in a security device, a user object storing stored biometric data describing a biometric parameter of the user. Sensed biometric data is generating by sensing directly, using a sensor, the biometric parameter of the user. The stored biometric data is compared to the sensed biometric data. A confidence factor is determined using a first degree of trust, assigned to the object, combined with a second degree of match between the stored biometric data and the sensed biometric data. A user input is received indicating a desired activity. A risk factor is determined based on a combination of the confidence factor and the user input. The risk factor is compared to a selected pre-determined threshold. The user is granted a selected level of access to the security device from among different levels of access to the security device when the risk factor satisfies the selected pre-determined threshold.
G06Q 20/10 - Payment architectures specially adapted for electronic funds transfer [EFT] systemsPayment architectures specially adapted for home banking systems
G06Q 20/40 - Authorisation, e.g. identification of payer or payee, verification of customer or shop credentialsReview and approval of payers, e.g. check of credit lines or negative lists
G06K 7/00 - Methods or arrangements for sensing record carriers
A method including receiving, in a security device, a user object storing stored biometric data describing a biometric parameter of the user. Sensed biometric data is generating by sensing directly, using a sensor, the biometric parameter of the user. The stored biometric data is compared to the sensed biometric data. A confidence factor is determined using a first degree of trust, assigned to the object, combined with a second degree of match between the stored biometric data and the sensed biometric data. A user input is received indicating a desired activity. A risk factor is determined based on a combination of the confidence factor and the user input. The risk factor is compared to a selected pre-determined threshold. The user is granted a selected level of access to the security device from among different levels of access to the security device when the risk factor satisfies the selected pre-determined threshold.
A depository system operates in response to data bearing records. Information regarding planned future deposits is recorded, at least one record visible appearance feature is stored or generated, and data corresponding to the at least one record appearance feature is stored in associated relation with deposit data. The at least one record appearance feature is made visible on a deposit item. The deposit item is subsequently presented to a depository that includes an image sensor. The image sensor operates to read the at least one record appearance feature. At least one controller in the depository causes a determination to be made that at least one record appearance feature corresponds to a pre-registered deposit and such determination enables the deposit item to be received in the depository.
G07D 7/121 - Apparatus characterised by sensor details
G07F 19/00 - Complete banking systemsCoded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
A depository system operates in response to data bearing records. Information regarding planned future deposits is recorded, at least one record visible appearance feature is stored or generated, and data corresponding to the at least one record appearance feature is stored in associated relation with deposit data. The at least one record appearance feature is made visible on a deposit item. The deposit item is subsequently presented to a depository that includes an image sensor. The image sensor operates to read the at least one record appearance feature. At least one controller in the depository causes a determination to be made that at least one record appearance feature corresponds to a pre-registered deposit and such determination enables the deposit item to be received in the depository.
G07F 19/00 - Complete banking systemsCoded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
G07D 7/121 - Apparatus characterised by sensor details
A depository system operates in response to data bearing records. Information regarding planned future deposits is recorded, at least one record visible appearance feature is stored or generated, and data corresponding to the at least one record appearance feature is stored in associated relation with deposit data. The at least one record appearance feature is made visible on a deposit item. The deposit item is subsequently presented to a depository that includes an image sensor. The image sensor operates to read the at least one record appearance feature. At least one controller in the depository causes a determination to be made that at least one record appearance feature corresponds to a pre-registered deposit and such determination enables the deposit item to be received in the depository.
G07F 19/00 - Complete banking systemsCoded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
G07D 7/00 - Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency
A depository system operates in response to data bearing records. Information regarding planned future deposits is recorded, at least one record visible appearance feature is stored or generated, and data corresponding to the at least one record appearance feature is stored in associated relation with deposit data. The at least one record appearance feature is made visible on a deposit item. The deposit item is subsequently presented to a depository that includes an image sensor. The image sensor operates to read the at least one record appearance feature. At least one controller in the depository causes a determination to be made that at least one record appearance feature corresponds to a pre-registered deposit and such determination enables the deposit item to be received in the depository.
G07F 19/00 - Complete banking systemsCoded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
G07D 7/00 - Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency
G07G 1/08 - Details for indicating with rotating drums which display the money entered
