42 - Scientific, technological and industrial services, research and design
Goods & Services
Providing a website featuring online non-downloadable software for claim administration that enables users to view benefits, access claim forms, submit claim forms, view processed claim forms for accident, critical illness and hospital indemnity insurance.
36 - Financial, insurance and real estate services
Goods & Services
Financial retirement plan consulting services, namely, providing employee financial wellness tools that employers can provide to employees to help create a personalized plan for financial wellness
36 - Financial, insurance and real estate services
Goods & Services
Retirement financial services, namely, financial administration of retirement plans in the nature of providing an investment option available within a group or individual annuity in the nature of an in-plan guaranteed lifetime benefit option for defined contribution retirement plan participants
36 - Financial, insurance and real estate services
Goods & Services
Underwriting, issuance, and administration of universal life insurance, namely, bank-owned universal life insurance and corporate-owned universal life insurance
36 - Financial, insurance and real estate services
Goods & Services
BUSINESS MANAGEMENT CONSULTING; STRATEGIC BUSINESS PLANNING, BRANDING AND MARKETING CONSULTING SERVICES PROVIDED TO BROKER-DEALERS AND THEIR ASSOCIATED REGISTERED INVESTMENT ADVISORS FINANCIAL CONSULTATION SERVICES; FINANCIAL SERVICES, NAMELY, SECURITIES BROKERAGE, CLEARING AND CUSTODY SERVICES FOR REGISTERED INVESTMENT ADVISORS; INVESTMENT TRADE EXECUTION SERVICES FOR REGISTERED INVESTMENT ADVISORS; PROVIDING AN INTERNET WEBSITE PORTAL OFFERING INFORMATION IN THE FIELD OF FINANCIAL INVESTMENTS AND FEATURING WEALTH MANAGEMENT AND ANALYSIS TOOLS; PROVIDING INFORMATION AND ADVICE REGARDING FINANCIAL INVESTMENT SERVICES AND INVESTMENT PRODUCTS
36 - Financial, insurance and real estate services
Goods & Services
providing online information relating to life insurance, disability plans, and administration of employee financial benefit programs pertaining to leaves of absence from the workplace
36 - Financial, insurance and real estate services
Goods & Services
Financial services, namely, providing retirement plan sponsors with financial portfolio administration and management, portfolio design in the nature of financial investment consulting, and portfolio monitoring services in the nature of coordination of a single account's investment portfolio maintenance and rebalancing
36 - Financial, insurance and real estate services
Goods & Services
Financial services in the field of retirement, namely, financial modeling relating to personal financial management during the time period preceding retirement
42 - Scientific, technological and industrial services, research and design
Goods & Services
Providing an online internet website featuring technology for conducting virtual meetings between retirement plan participants and retirement plan advisors to conduct an annual review of a retirement plan
42 - Scientific, technological and industrial services, research and design
Goods & Services
Providing an online internet website featuring technology for conducting virtual meetings between retirement plan participants and retirement plan advisors to conduct an annual review of a retirement plan
36 - Financial, insurance and real estate services
Goods & Services
Insurance services, namely, providing insurance and financial information to assist with the application, underwriting, processing and administration of insurance policies via the internet
41 - Education, entertainment, sporting and cultural services
Goods & Services
Business consulting services in business leadership development and business management; general business networking referral services, namely, promoting the goods and services of others by passing business leads and referrals among group members; advertising, marketing and promotional services related to investment advisory services for the purpose of facilitating networking and socializing opportunities for business purposes Education services, namely, providing mentoring, seminars and workshops in the field of investment advisory services
36 - Financial, insurance and real estate services
Goods & Services
Business management consulting; strategic business planning, branding and marketing consulting services provided to broker-dealers and their associated registered investment advisors Financial consultation services; financial services, namely, securities brokerage, clearing and custody services for registered investment advisors; investment trade execution services for registered investment advisors; providing an internet website portal offering information in the field of financial investments and featuring wealth management and analysis tools; providing information and advice regarding financial investment services and investment products
36 - Financial, insurance and real estate services
42 - Scientific, technological and industrial services, research and design
45 - Legal and security services; personal services for individuals.
Goods & Services
Providing referrals in the field of family services, namely, dependent care, adoption, parenting, marital resources, wellness programs, legal resources; referrals in the field of personal convenience services, namely, memorial and funeral planning Financial information of a conceptual nature provided by telephone regarding budgeting, debt consolidation, retirement considerations, estate planning and investments Providing temporary use of on-line, non-downloadable software for use in creating and printing wills, living wills, powers of attorney and legal documents Providing telephonic legal information and services; grief counseling
39 - Transport, packaging, storage and travel services
43 - Food and drink services, temporary accommodation
Goods & Services
Travel assistance services for critical illness policy claimants, namely, arranging for emergency medical transportation, travel information, and travel bookings for transportation Travel assistance services for critical illness policy claimants, namely, making reservations and bookings for temporary lodging
41 - Education, entertainment, sporting and cultural services
Goods & Services
Educational services, namely, conducting individual and group workshops for retirement plan participants in the field of retirement planning and distributing course materials in connection therewith
Providing an incentive award program to members of group dental insurance plans to promote good oral health through the utilization of preventive and diagnostic dental care
A method and system of administering a financial product having a volatility reduction feature comprises providing a life insurance policy having a cash surrender value, creating at least one subaccount associated with the policy, storing a number of accumulation units associated with the subaccount, storing a plurality of accumulation unit values, calculating an average of stored accumulation unit values and using the average to determine a target unit value. The surrender value of the subaccount is periodically determined by multiplying the number of accumulation units by the target unit value. The surrender value of the subaccount is used to periodically determine the cash surrender value of the insurance policy.
36 - Financial, insurance and real estate services
Goods & Services
Life insurance underwriting services, namely, employer-sponsored executive benefits which include variable universal life insurance, universal life insurance, bank owned life insurance and private placement variable universal life insurance
A computer-implemented method of administering income distributions from an employer-sponsored retirement plan having a participant account value provides an option to a plan participant to elect a lifetime payout funded by at least a portion of the participant's account value. The lifetime payout may be funded by a Plan Distributed Annuity (“PDA”) or through the plan. An access period may be provided in the latter case, during which a participant maintains access to, and control over, the account.
36 - Financial, insurance and real estate services
Goods & Services
Financial planning services, namely a wealth management program which enhances the planning process with customers to create more effective implementation strategies
36 - Financial, insurance and real estate services
Goods & Services
Financial planning services, namely a wealth management program which enhances the planning process with customers to create more effective implementation strategies
Systems and processes are provided for projecting, tracking and assessing the performance of and relative interests of the parties to one or more cooperatively-funded insurance policies, such as split-dollar or jointly-owned life insurance policies. Certain embodiments can also optimize the structure and function of existing insurance policies. Input data regarding actual and potential parties to an insurance contract, regulatory considerations, as well as the objectives that the parties intend to achieve, is used to propose, create, track, maintain, and implement an insurance policy or a group insurance plan. The input data is communicated to an enterprise platform via a web server. The enterprise platform includes applications which process the data. Data processing functions performed include proposal and policy generation, policy reevaluation and re-proposal, policy conversion, and report generation. The systems and processes optimize achievement of policy objectives and minimize tax consequences under applicable tax codes.
employer-sponsored retirement plan program services, namely, investment of funds for others that allows for open architecture investment selection; employer-sponsored retirement plan administration, including record keeping services for such plans and providing investment information to employees covered by the plans; employer-sponsored retirement plan program services, namely, trust and custodial account services, namely, investment trading, reconciliation and reporting for the plans
36 - Financial, insurance and real estate services
Goods & Services
financial services, namely providing a feature of an annuity through which account holders receive variable payments and which enables account holders to withdraw assets, change investment options and provides a death benefit
36 - Financial, insurance and real estate services
Goods & Services
Mutual fund, life insurance, and annuities distribution through intermediaries, namely, stock brokerage firms, banks, and independent insurance agencies
36 - Financial, insurance and real estate services
Goods & Services
underwriting and administering life insurance, [ health insurance, disability insurance, ] long-term care insurance, annuity plans [ and reinsurance ] ; administering pension plans and mutual funds; and providing investment counseling and financial planning services
