Abstract

A system for modeling a roof of a structure comprising a first database, a second database and a processor in communication with the first database and the second database. The processor selects one or more images and the respective metadata thereof from the first database based on a received a geospatial region of interest. The processor generates two-dimensional line segment geometries in pixel space based on two-dimensional outputs generated by a neural network in pixel space of at least one roof structure present in the selected one or more images. The processor classifies the generated two-dimensional line segment geometries into at least one contour graph based on three-dimensional data received from the second database and generates a three-dimensional representation of the at least one roof structure based on the at least one contour graph and the received three-dimensional data.

IPC Classes  ?

• G06F 30/13 - Architectural design, e.g. computer-aided architectural design [CAAD] related to design of buildings, bridges, landscapes, production plants or roads
• G06N 3/08 - Learning methods
• G06T 15/10 - Geometric effects
• G06T 17/10 - Volume description, e.g. cylinders, cubes or using CSG [Constructive Solid Geometry]
• G06V 10/25 - Determination of region of interest [ROI] or a volume of interest [VOI]
• G06V 10/44 - Local feature extraction by analysis of parts of the pattern, e.g. by detecting edges, contours, loops, corners, strokes or intersectionsConnectivity analysis, e.g. of connected components
• G06V 10/764 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using classification, e.g. of video objects
• G06V 20/10 - Terrestrial scenes

Abstract

Systems and methods for detection and localization of image and document forgery. The method can include the step of receiving a dataset having a plurality of authentic images and a plurality of manipulated images. The method can also include the step of benchmarking a plurality of image forgery algorithms using the dataset. The method can further include the step of generating a plurality of receiver operating characteristic (ROC) curves for each of the plurality of image forgery algorithms. The method also includes the step of calculating a plurality of area under curve metrics for each of the plurality of ROC curves. The method further includes the step of training a neural network for image forgery based on the plurality of area under curve metrics.

IPC Classes  ?

• G06V 10/82 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using neural networks
• G06F 16/583 - Retrieval characterised by using metadata, e.g. metadata not derived from the content or metadata generated manually using metadata automatically derived from the content
• G06F 18/2413 - Classification techniques relating to the classification model, e.g. parametric or non-parametric approaches based on distances to training or reference patterns
• G06F 18/2415 - Classification techniques relating to the classification model, e.g. parametric or non-parametric approaches based on parametric or probabilistic models, e.g. based on likelihood ratio or false acceptance rate versus a false rejection rate
• G06N 3/04 - Architecture, e.g. interconnection topology
• G06N 3/08 - Learning methods
• G06Q 50/26 - Government or public services
• G06V 10/774 - Generating sets of training patternsBootstrap methods, e.g. bagging or boosting
• G06V 20/00 - ScenesScene-specific elements
• G06V 30/19 - Recognition using electronic means

Abstract

Systems and methods for fine adjustment of computerized roof models are provided. The system generates a 3D roof structure model based on at least one image obtained from an aerial imagery database. Alternatively, the system could retrieve at least one stored 3D roof structure model from a 3D roof structure model database. The system weighs (e.g., scores) each 3D roof structure model candidate and determines an optimal 3D roof structure model by applying a variable neighborhood search to a 3D roof structure model candidate having a highest confidence score among the weighed 3D roof structure model candidates.

IPC Classes  ?

• G06T 17/05 - Geographic models
• G06F 16/41 - IndexingData structures thereforStorage structures
• G06T 7/60 - Analysis of geometric attributes
• G06T 19/00 - Manipulating 3D models or images for computer graphics
• G06T 19/20 - Editing of 3D images, e.g. changing shapes or colours, aligning objects or positioning parts

Abstract

Systems and methods for rapidly developing annotated computer models of structures and properties is provided. The system generates three-dimensional (3D) models of structures and property using a wide variety of digital imagery, and/or can process existing 3D models created by other systems. The system processes the 3D models to automatically identify candidate objects within the 3D models that may be suitable for annotation, such as roof faces, chimneys, windows, gutters, etc., using computer vision techniques to automatically identify such objects. Once the candidate objects have been identified, the system automatically generates user interface screens which gather relevant information related to the candidate objects, so as to rapidly obtain, associate, and store annotation information related to the candidate objects. When all relevant annotation information has been gathered and associated with model objects, the system can create a list of materials that can be used for future purposes, such as repair and/or reconstruction of real-world structures and property. The system also allows for modeling of water damage of a structure, as well as generating lists of tasks for mitigating the water damage and associated costs.

IPC Classes  ?

• G06F 30/13 - Architectural design, e.g. computer-aided architectural design [CAAD] related to design of buildings, bridges, landscapes, production plants or roads
• G06F 3/04815 - Interaction with a metaphor-based environment or interaction object displayed as three-dimensional, e.g. changing the user viewpoint with respect to the environment or object
• G06F 3/0482 - Interaction with lists of selectable items, e.g. menus
• G06F 30/12 - Geometric CAD characterised by design entry means specially adapted for CAD, e.g. graphical user interfaces [GUI] specially adapted for CAD
• G06Q 30/0283 - Price estimation or determination
• G06Q 40/08 - Insurance
• G06T 11/60 - Editing figures and textCombining figures or text
• G06V 20/10 - Terrestrial scenes
• G06V 20/20 - ScenesScene-specific elements in augmented reality scenes

Abstract

Systems and methods for generating simulated scenes from open map data for machine learning are presented. The system includes an automatic scene generative pipeline that uses freely-available map information and random texture maps to create large-scale 3D urban scene layouts for supervised learning methods. The system generates synthetic datasets that have improved generalization capabilities with respect to a given target domain of interest using data from open maps and texture map from the same geographic locations. Data from the generation pipeline of the system improves a model's generalization to real image sets beyond arbitrarily-simulated sets or labeled real data from other geographical regions.

IPC Classes  ?

• G06T 17/20 - Wire-frame description, e.g. polygonalisation or tessellation
• G06F 18/214 - Generating training patternsBootstrap methods, e.g. bagging or boosting
• G06F 18/40 - Software arrangements specially adapted for pattern recognition, e.g. user interfaces or toolboxes therefor
• G06T 15/04 - Texture mapping
• G06T 15/20 - Perspective computation
• G06T 17/05 - Geographic models
• G06V 30/262 - Techniques for post-processing, e.g. correcting the recognition result using context analysis, e.g. lexical, syntactic or semantic context

Abstract

Systems and methods for generating augmented reality environments from 2D drawings are provided. The system performs a camera calibration process to determine how a camera transforms images from the real world into a 2D image plane. The system calculates a camera pose and determines an object position and an object orientation relative to a known coordinate system. The system detects and processes a 2D drawing/illustration and generates a 3D model from the 2D drawing/illustration. The system performs a rendering process, wherein the system generates an augmented reality environment which includes the 3D model superimposed on an image of the 2D drawing/illustration. The system can generate the augmented reality environment in real time, allowing the system to provide immediate feedback to the user. The images processed by the system can be from a video, from multiple image photography, etc.

IPC Classes  ?

• G06T 17/10 - Volume description, e.g. cylinders, cubes or using CSG [Constructive Solid Geometry]
• G06T 7/536 - Depth or shape recovery from perspective effects, e.g. by using vanishing points
• G06T 7/70 - Determining position or orientation of objects or cameras
• G06T 7/80 - Analysis of captured images to determine intrinsic or extrinsic camera parameters, i.e. camera calibration
• G06T 19/00 - Manipulating 3D models or images for computer graphics

Abstract

Systems and methods for weather radar processing, comprising a processor in communication with a first database and a second database and computer system code executed by the processor. The computer system code causes the processor to ingest radar data from the first database and ingest numerical weather prediction data from the second database. The processor further processes the radar data and the numerical weather prediction data to generate weather products on defined tiles. The processor further processes the weather products on the defined tiles to generate full domain (stitch-tile) data and generates time aggregation data based on the stitch-tile data. The processor further generates a final model using the time aggregation data.

IPC Classes  ?

• G01S 13/95 - Radar or analogous systems, specially adapted for specific applications for meteorological use
• G01S 7/02 - Details of systems according to groups , , of systems according to group
• G01S 7/41 - Details of systems according to groups , , of systems according to group using analysis of echo signal for target characterisationTarget signatureTarget cross-section
• G01S 13/53 - Discriminating between fixed and moving objects or between objects moving at different speeds using transmissions of interrupted pulse modulated waves based upon the phase or frequency shift resulting from movement of objects, with reference to the transmitted signals, e.g. coherent MTi performing filtering on a single spectral line and associated with one or more range gates with a phase detector or a frequency mixer to extract the Doppler information, e.g. pulse Doppler radar
• G01W 1/10 - Devices for predicting weather conditions
• G06N 7/02 - Computing arrangements based on specific mathematical models using fuzzy logic

Abstract

Systems and methods for machine learning of medical records are provided. The system can execute multiple machine learning models on the medical records in parallel using multi-threaded approach wherein each machine learning model executes using its own, dedicated computational thread in order to significantly speed up the time with which relevant information can be identified from documents by the system. The multi-threaded machine learning models can include, but are not limited to, sentence classification models, comorbidity models, ICD models, body parts models, prescription models, and provider name models. The system can also utilize combined convolutional neural networks and long short-term models (CNN+LSTMs) as well as ensemble machine learning models to categorize sentences in medical records. The system can also extract senice provider, medical specializations, and dates of service information from medical records.

IPC Classes  ?

• G06F 40/114 - Pagination
• G06F 40/216 - Parsing using statistical methods
• G06F 40/279 - Recognition of textual entities
• G06F 40/284 - Lexical analysis, e.g. tokenisation or collocates
• G06F 40/295 - Named entity recognition

Goods & Services

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Providing an interactive website featuring information and analysis, namely, information in the fields of insurance and real estate; Providing an interactive website featuring information and analysis, namely, information in the fields of insurance and financial risk assessment, insurance and financial risk detection, insurance and financial risk analysis, and financial risk management; Providing databases and information in the field of insurance, insurance services, insurance analytics, insurance claims, insurance management and analysis, namely, claims assessment, claims adjustment, actuarial information, insurance underwriting information, insurance claim appraisal history and asset valuation appraisal history, insurance coverage verification, financial risk management and analysis, financial risk analytics, financial risk calculation, financial risk mitigation, financial risk forecasting, financial risk assessment, financial and investment analysis; Providing databases and information in the field of claims assessment, claims adjustment, actuarial information, insurance claim appraisal history and asset valuation appraisal history insurance coverage verification, and real estate, all to assist with insurance underwriting; Insurance underwriting information services; Insurance analysis services, namely, assessing insurance claims, and analyzing insurance information for purposes of financial risk assessment; Providing online databases using predictive modeling to allow insurance carriers and insurance underwriters to rate and underwrite insurance policies; Providing information and analytics on financial risk relating to specific geographic regions, weather, climate and environmental events, other catastrophes, world events, and other loss events; Providing insurance and financial risk analysis information and information for investors, manufacturers, insurance carriers, commodities traders, investors, and those in the supply chain, in the field of climate, environment, world events, and disaster risk management; Providing financial risk and investment data regarding climate, environment, world events, and disasters for use in the insurance and financial fields; Consulting and advisory services and providing information in the field of insurance; Providing information and analytics regarding property locations and characteristics, namely, insurance risks derived from property locations for purposes of insurance and financial risk assessment; Providing insurance ratings information, namely, insurance data analyzing insurance loss history and financial information used to evaluate insurance and financial risk; Consulting and advisory services in the fields of financial risk assessment, financial and investment analysis; Financial consultancy and financial risk management; Providing an online database that contains a glossary of technical terms in the field of insurance, covering loss, damage or theft of heavy construction equipment and that is offered via a global communications network for use by insurance companies; Insurance claims administration; Services to insurance companies, Intermediaries and sellers in the nature of assessment and management of medical insurance underwriting risk, and claims adjustments on insurance products; Providing information about vehicle insurance and underwriting risks, risk assessment and evaluation, and risk management; Providing information about vehicles, namely, information about damage and repair appraisal and repair cost, for insurance and financial purposes; Providing vehicle history reports, namely, providing reports about damage and repair appraisal for insurance risk evaluation purposes; Providing information on and analysis of fire protection efforts, namely, insurance and financial risk associated with fire ratings of local communities, to assist in underwriting of insurance and financial services products; Providing ratings information relating to fire protection efforts, namely, insurance risk assessment information used to evaluate insurance and financial risk; Providing information on and analysis of wildfires and risk associated with wildfires, namely, insurance risk information, and ratings information relating to wildfires, namely, insurance risk assessment information, used to evaluate risk, all of the foregoing used to evaluate insurance and financial risk; Providing information in the field of insurance claims risk management, namely, information on weather and natural hazards; Insurance risk assessment relating to the effects of weather and natural hazards; Providing information in the field of insurance, namely, risk analysis information on weather and other perils; Providing on-line computer databases featuring risk analysis information about perils in the nature of financial loss events; Providing information over a global computer network in the field of financial risk analysis information about weather and other perils; Providing insurance underwriting and insurance rating data, namely, insurance and financial risk rating data for insurance use via an online database; Compilation and analysis of data for financial purposes to assist in financial risk assessment, and financial and investment analysis; Providing insurance and financial risk information, namely, information related to weather events and other catastrophes in the nature of information about the effects and potential effects of such events on premiums, and estimates of insured loss and actual insured loss resulting from catastrophic events, to assist in insurance claims management and analysis, financial risk management and analysis, financial risk assessment, and financial and investment analysis, and for assessing insurance and financial risk; Providing insurance to value portfolio analysis; Providing estimates of the costs of building repair, namely, repair cost evaluation; Compilation and analysis of financial data in the fields of energy and natural resources, agriculture, mining, transportation, supply chain logistics, engineering, weather, environment and climate, insurance, finance, construction, real estate, law enforcement, emergency services, real estate, and geopolitics, all for financial analysis; Compilation and analysis of ratings information, namely, insurance risk assessment in the field of wildfires, used to evaluate risk; Providing risk analysis ratings information, namely, insurance risk assessment, to the insurance industry relating to wildfires used to evaluate risk; Consulting and services related thereto in the nature of consultation in the fields of insurance; Providing online websites and information in the field of insurance, namely, insurance and financial risk management and analysis, insurance and financial risk analytics, insurance and financial risk calculation, insurance and financial risk mitigation, insurance and financial risk forecasting, insurance and financial risk assessment and insurance and financial and investment analysis; Providing online information in the field of property and casualty insurance loss, namely, claims auditing information; Providing on-line information in the field of real estate appraisal and valuation for real estate property assessment and creation of real property valuation reports for others; Providing on-line information in the field of claims administration for managing workers compensation claims; Providing on-line information, namely, providing online financial calculators for use in executing residential insurance and valuation calculations; Providing on-line information in the field of personal and real estate appraisals and repair cost evaluation to receive, track, document and manage insurance claims, property valuations, repair estimates and property replacement costs; Providing on-line information in the fields of insurance, insurance claims processing and administration used in insurance claims handling and that allows for collaboration among insurance underwriters, insurance claims personnel and insurance policyholders; Providing on-line information in the field of repair cost evaluation for cost estimating in the building, construction, repair, restoration, maintenance and remodeling industries; Providing on-line information in the field of insurance claims assessment; Providing information about insurance and prospective insureds and reports relating to insurance, namely, information about insurance claims assessment, claims adjustment, actuarial information, insurance underwriting information, insurance claims history information, asset valuation and history, and insurance coverage verification; Providing estimates of the costs of building repair, restoration, and reconstruction, namely, providing replacement cost valuation; Providing information and online databases in the field of insurance, namely, insurance risk assessment and insurance claims appraisals for real property; Providing on-line information in the field of replacement cost valuation for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries; Providing information about insurance and potential insureds, namely, assessment of insurance claims; Providing information and analytics in the field of cyber insurance and cybersecurity risks; Consulting and advisory services in the field of cyber insurance and cybersecurity risks; Providing information and analytics about health data to assist in life insurance underwriting, life insurance and pension analytics, insurance claim insights, insurance compliance and fraud detection, and actuarial and portfolio modeling; Insurance consulting services in the field of workers' compensation, liability and no-fault insurance, Medicare set asides, Medicare insurance reporting, conditional payment management, Medicare and insurance compliance audits, and Medicaid compliance; Insurance rating services using credit data; Providing information in the nature of insurance statistics related to motor vehicles for determining insurance premiums and for other insurance rating purposes; Insurance underwriting and administration services, namely, analysis of statistics and data concerning risks to assist with premium underwriting and pricing; Providing insurance information and analytics relating to vehicles, performance of vehicles and vehicle operators, location of vehicles, and frequency of vehicle use; Providing information and analytics regarding insureds and potential insureds for purposes of insurance and risk assessment; Predictive modeling services in the field of insurance; Providing analytics in the field of insurance, namely, analysis of financial risk used to make decisions about insurance underwriting and insurance claims; Providing on-line databases in the field of insurance, for insurance risk assessment; Providing information and analysis on aerial, terrestrial, and satellite imagery, photographic data, and geospatial data, for insurance risk assessment; Providing insurance and financial assessments of loss and potential loss resulting from catastrophes, to assist in insurance claims management and analysis, insurance risk management and analysis, financial risk assessment, and financial and investment analysis; Providing information, namely, appraisal information for insurance claims and insurance underwriting, to assist in insurance underwriting and the analysis of insurance risk; Technical data analysis, namely, statistical data analysis of the financial impacts of weather and catastrophic events, all for use in the fields of insurance; Providing information and databases with information in the field of insurance for analysis of insurance risk, insurance underwriting, insurance coverage, property valuation, for estimation of replacement, restoration and repair costs of property and structures, for insurance quotes, for evaluation of insurance policy information, and for evaluation of insurance claims; Providing information and databases with information about real property, personal property, and owners and occupants of real property, in the field of insurance; Data verification and validation services provided to insurance companies, namely, providing data to verify the accuracy and status of information about real property, personal property, owners and occupants of real property, and insureds; Providing insurance and financial information to assist insurers with insurance and regulatory compliance requirements; Providing medical data via an online portal and API interface, to assist in insurance claims management and analysis, and for use by independent medical exam entities, group health insurers, and law firms; all specifically excluding investment advisory, investment consulting, asset allocation, wealth management, mutual fund management, or financial planning services, including annuities, stocks, bonds, and mutual funds; Providing insurance information; consulting, advisory, and analysis services in the fields of insurance, reinsurance, financial risk management, insurance and reinsurance portfolio risk, financial modeling and actuarial ratings, finance, and financial investment; providing information in the field of insurance risk management, namely, providing an on-line searchable database featuring location and site analytics for insurance risk management. Providing online computer databases and information, featuring information on construction of buildings, and restoration and repair of buildings and automobiles; Providing information and analysis in the field of building construction, building inspection in the course of construction, roofs, other features of building structures, structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement, for use in building inspections, risk assessment, hazard assessment, and reconstruction assessment; Providing an interactive website featuring information and analysis relating to construction, namely, information about building construction, building damage repair, and building repair; Providing information and analysis in the field of construction of building structures, roofs, other features of building structures; Consulting in the fields of building in the nature of building construction and repair of damages to buildings caused by catastrophes; Providing online information in the field of building construction information, for detecting, identifying, measuring and analyzing roofs, building structures, property, terrain, and other objects and conditions; Providing online information in the field of rebuilding and repair of building structures, roofs, and other features of property, for creating drawings, floorplans, and schematics of property; Providing online information in the field of building inspection in the course of construction for use in inspection, evaluation and assessment of buildings. Automatic electronic transmission of notifications of changes in automobile liability insurance policies to state motor vehicle departments; Providing access over a global computer network to databases and information for use in insurance, risk management, risk assessment, and risk analysis, all relating to loss prevention; Providing access to a database with information and analysis concerning the natural hazards that have occurred at property addresses or locations; Electronic transmittal of information and analysis concerning the natural hazards that have occurred at property addresses or locations. Providing an interactive website featuring information in the field of transportation; Providing information in the field of transportation; Providing information about the transport of commodities. Educational services, namely, conducting seminars, lectures, workshops and web seminars, for the insurance, insurance premium audit, law enforcement, and fraud detection fields, and providing training manuals in connection therewith; Providing online publications, namely, newsletters in the field of property and casualty insurance claim; Providing on-line information circulars containing actuarial data and analysis for use in insurance rate-making and other actuarial processes; Educational services, namely, providing in-person and on-line training courses, seminars and workshops and providing round table and panel discussions, in the fields of insurance, building and construction, climate, environment, catastrophes, weather events and issues, geopolitics, and agriculture; Online non-downloadable white papers, research papers, instruction books, and tutorials, all in the fields of insurance, real estate, building and construction, catastrophes, climate, environment, weather events and issues, geopolitics, and agriculture; Providing online publications in the nature of reports, briefs, and newsletters in the field of insurance, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment and financial and investment analysis; Developing educational programs for use by law enforcement agencies to deter theft and find stolen property; Providing online non-downloadable electronic publications in the nature of maps featuring information and analytics relating to wildfires and risk associated with wildfires; Providing online non-downloadable publications in the nature of electronic reports with information on and analysis of wildfires via a global computer network; Educational services, namely, conducting conferences in the fields of catastrophe insurance and catastrophe response; Providing news in the nature of current event reporting related to weather catastrophes; Providing in person educational forums in the fields of insurance, building and construction, catastrophes, climate, environment and weather events and issues, geopolitics, and agriculture; Providing on-line webinars in the fields of insurance, building and construction, climate, environment, catastrophes, weather events and issues, surveillance, geopolitics, and agriculture; Providing non-downloadable electronic publications, namely, electronic reports with information on and analysis of fire protection efforts via a global computer network; Providing an online non-downloadable publication, namely, glossary of technical terms regarding the loss and theft of heavy construction equipment for use by insurance companies, manufacturers and law enforcement; Providing in-person educational forums in the fields of insurance, building and construction, catastrophes, climate, environment and weather events and issues, geopolitics, and agriculture; Providing an interactive website featuring imagery in the nature of non-downloadable photographs in the fields of insurance; Providing an interactive website featuring imagery in the nature of non-downloadable photographs in the fields of insurance and financial risk assessment, insurance and financial risk detection, insurance and financial risk analysis, and financial risk management; Providing a website featuring non-downloadable imagery in the nature of photographs in the field of property and terrain; Providing a website featuring non-downloadable imagery in the nature of videos and photographs in the field of weather, environmental analysis, climate science, and forensic analysis; Providing a website featuring non-downloadable imagery in the nature of photographs in the field of insurance claims investigations; Providing on-line non-downloadable publications in the nature of electronic reports with information and analytics relating to insurance data; Arranging and conducting business conferences for persons in the business of insurance and risk management. Providing online, non-downloadable software for use in profiling healthcare provider billing activity in order to identify and prevent fraud, waste, and abuse; Providing on-line non-downloadable software programs for use in analyzing property and casualty insurance loss information; Providing on-line non-downloadable software programs for use as an automated valuation model for real estate property assessment and creation of real property valuation reports for others; Providing on-line non-downloadable software for accessing, storing, retrieving and updating driver and motor vehicle records; Providing on-line non-downloadable software for managing workers compensation claims; Providing on-line non-downloadable software for use by the insurance industry to electronically pre-fill insurance applications with applicant information; Providing on-line non-downloadable software for use in executing residential insurance and valuation calculations; Providing on-line non-downloadable software featuring a spatial assessment tool that offers geographic maps displaying insurance risk assessment data and information, namely, risk addresses, risk assessment, exposure concentrations, and information regarding target areas for underwriting new business; Providing on-line non-downloadable software for conducting insurance premium audits, for outsourcing insurance premium audits and for linking users of insurance premium audit services to high-quality vendors; Providing on-line non-downloadable software for providing real-time claims management reports to insurance carriers and restoration contractors via a secure on-line website; Providing on-line non-downloadable software to receive, track, document and manage insurance claims, property valuations, repair estimates and property replacement costs; Providing on-line non-downloadable software used in insurance claims handling for collaboration among insurance underwriters, insurance claims personnel and insurance policyholders; Providing on-line non-downloadable software for weather-related simulations, forecasts and modeling, to insurance companies and farmers, concerning the risk of weather-related losses; Providing on-line non-downloadable software for screening candidates for employment for criminal records and verification of education, credentials, and employment history; Providing on-line databases featuring weather-related catastrophic events; Application service provider featuring software for providing an on-line computer database that facilitates audits of insurance premiums; Providing climate forecast information; Providing an interactive website featuring technology that allows users to view, annotate and manipulate geospatial data related to properties, structures and characteristics of the earth and objects upon the earth; Providing information and analysis, namely, measurements of building structures, roofs, other features of building structures, property, terrain, and structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement, using imagery and remote sensing technologies; Providing geographic information and measurement information through the collection, manipulation, processing, and/or formatting of images and geographic measurements of geographic locations, namely, photography taken from aerial vehicles, aerial surveying using remote sensing technologies; Providing computer representations of geographic locations, namely, computer mapping and modeling services created from aerial, terrestrial, satellite and geospatial imagery and other imagery and remote sensing technologies; Providing three-dimensional imagery using computer modeling, and computer modeling with measurements and images of building structures, roofs, other features of building structures, property, terrain and structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Obtaining information and imagery, and providing information, imagery, and analysis, namely, computer modeling and computer electronic imaging of building structures, roofs, other features of building structures, property, terrain, other objects and conditions, weather, natural hazards, climate, environment, and natural disasters, for use in building inspections, risk assessment, hazard assessment, reconstruction assessment, and to assist in insurance claims management and analysis; Providing on-line non-downloadable software for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries; Providing on-line non-downloadable software a for detecting, identifying, analyzing roofs, building structures, property, terrain, and other objects and conditions; Providing on-line non-downloadable software for accessing, analyzing, managing and organizing data and generating reports for use with aerial, terrestrial, satellite and geospatial imagery and other imagery and remote sensing technologies, and with photographic data, geospatial data, locational data, and other information and data from remote sensing technologies; Providing on-line non-downloadable software for creating drawings, floorplans, and schematics of building structures, roofs, other features of building structures, property, terrain and other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Providing on-line non-downloadable software for integrating electronic data and other information with real world environments; Providing on-line non-downloadable software for use in detection, inspection, evaluation and assessment of buildings and other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Providing on-line non-downloadable software for risk assessment, analysis and management and hazard assessment, analysis and management; Providing on-line non-downloadable software to assist in insurance claims assessment, analysis and management; Providing on-line non-downloadable software for capturing, storing, management, processing and transmitting photos, videos and other sensory and detection information; Providing on-line non-downloadable software used for capturing, storing and accessing images and geographic, locational and other data regarding the captured, stored and accessed images; Providing an interactive website featuring information and analysis, namely, engineering information in the field of building structures, roofs, other features of building structures, property, terrain, other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement, weather, environment, climate, and natural disasters; Providing an interactive website featuring information and analysis, namely, provision of information in the fields of weather, environmental analysis, and climate science; Providing an interactive website featuring information, and analysis, namely, provision of information in the field of forensic analysis; Providing information, and analysis in the fields of weather, environmental analysis, climate science, and forensic analysis; Providing on-line non-downloadable software for use in analysis, predictive modeling, and creating reports, relating to property damages, loss information, climate, environment, weather events, catastrophes, and other events and conditions; Providing information and analysis, namely, scientific information in the fields of landscape conditions, climate science, and environmental analysis, and changes and risks associated therewith using aerial, terrestrial, satellite and other imagery and remote sensing technologies; Providing on-line non-downloadable software for controlling imaging and other sensory and detection apparatus and technologies; Providing an interactive website featuring technology that allows users to access, review, comment on, receive training on, and provide feedback on, software and services in the field of insurance and conduct interactive discussions in the field of insurance; Providing on-line non-downloadable software for use in valuations of real estate, buildings, fixtures, personal property and other objects; Providing on-line non-downloadable software for documenting, inventorying, and monitoring personal, commercial, and industrial property and any damage thereto and status, condition, value and location thereof; Providing on-line non-downloadable software for communicating with insurance policyholders and insurance industry professionals, for providing and tracking customer surveys and for estimating the costs of insurance, construction, engineering, remodeling or replacement of residential, commercial, industrial and agricultural buildings and the fixtures and contents thereof; Providing on-line non-downloadable software, namely, graphic based construction estimation software to estimate the cost of building or repairing structures and other objects in the nature of structural material and contents of buildings and land; Providing on-line non-downloadable software, namely, non-downloadable cost estimation, project management and analytic reporting software; Providing on-line non-downloadable software for identifying, estimating and valuing insuring, remodeling, replacement and construction costs; Providing on-line non-downloadable software for analytics regarding weather, hazards and other events and conditions in the nature of climates, environment, and catastrophes; Providing a database featuring information and analysis about weather, environmental assessments, climate science and natural hazards in the nature of weather and geological event modeling and simulation; Providing on-line non-downloadable software for creating reports about weather, environment, climate, and natural hazards; Electronic storage services, namely, storing data for others; Providing on-line non-downloadable software for education and training in the fields of insurance cost valuation and residential construction and remodeling; Providing on-line non-downloadable software for identifying documenting, inventorying, and monitoring personal, commercial, and industrial property and any damage thereto and status, condition, value and location thereof; Providing on-line non-downloadable software for calculating the costs of repairs and for monitoring of claims under home warranties and building insurance policies; Providing on-line non-downloadable software for calculating the costs of, tracking the progress and payments of, and reporting personal property claims; Providing on-line databases and preparation of customized reports and analytical documents delivered electronically featuring scientific research and analysis, computer modeling, simulations, and forecasting, on weather, environment, climate and natural hazards, terrorist threats, and pandemics; Providing on-line, non-downloadable software for creating and viewing reports and maps about weather, environment, climate and natural hazards; Providing a website featuring temporary use of non-downloadable software for creating and viewing reports and maps; Obtaining and providing information and imagery, namely, scientific research information, computer modeling, simulations, and forecasting, on weather events, catastrophes, environment, and climate, terrorist threats and pandemics, to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis, and real estate valuation, and real estate risk management and analysis; Providing on-line non-downloadable software for risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Providing on-line non-downloadable software for accessing information on risk in specific geographic regions, catastrophic events, weather events, world events, and other potential loss events; Providing on-line non-downloadable software for accessing information on risk relating to human rights, political stability, security, corruption, safety, conflicts, terrorism, food security, water security, energy security, climate change and poverty; Providing on-line non-downloadable risk modeling software for analyzing business and financial risk, and software for climate, environment and disaster risk management; Providing on-line non-downloadable software for use in analysis, predictive modeling, and creating reports, relating to catastrophic loss information, weather events, other catastrophes, and world events; Hosting on-line databases featuring information and analytics on risk in particular geographic regions, weather and natural hazards, weather-related events, other catastrophic events, world events, other loss events; Hosting on-line databases featuring information and analytics on risk relating to human rights, political stability, security, corruption, safety, conflicts, terrorism, food security, water security, energy security, climate change and poverty; Hosting of a website featuring information and analytics in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Consultancy services in the field of simulation software for the modeling of natural and man-made events, catastrophe modeling software, weather modeling software, environment modeling software, climate modeling software, consultancy services in the field of risk management software, loss modeling software, software to model rebuild and replacement costs for damaged structures; Providing on-line databases featuring weather information and weather reporting; Providing on-line non-downloadable software for use in analysis, predictive modeling, and creating reports, relating to catastrophic loss information, weather events and other catastrophes, terrorist threats, and pandemics; Reporting services, namely, weather reporting; Providing on-line non-downloadable software for analyzing risk relating to weather and other perils; Weather forecasting information services; Research in the field of weather, climate and the environment; Consulting and advisory services in the field of weather, climate, and environmental risk; Providing on-line non-downloadable searchable computer databases featuring geographic information derived from scientific research on wildfires, and featuring scientific research information about wildfire risk factors for risk analysis purposes; Providing a website featuring information in the nature of geographic information derived from scientific research on wildfires, and featuring scientific research information about wildfire risk factors, and technology that enables users to analyze the risk associated with wildfires for insurance purposes; Providing on-line non-downloadable software for analyzing risk analysis information relating to residential and commercial property; Providing an interactive website featuring technology that allows users to access and download information, analysis and reports on fire protection efforts to assist communities with evaluating fire risk; Data validation services provided to insurance companies, law enforcement agencies and equipment owners, namely, providing customized computer search and retrieval based on specific customer requests in the field of data to verify the accuracy and status of the Product Identification Number for equipment electronically or via the telephone; Developing databases and investigative resources, namely, development of investigative databases containing information about assets and theft of assets for use by law enforcement agencies to deter theft; Providing on-line, non-downloadable software for use in insurance, risk management, risk assessment, and risk analysis, all relating to loss prevention; Providing on-line, non-downloadable software for insurance claims management and case management and reviewing, analyzing, and tracking of insurance claims data; Providing on-line, non-downloadable software for incident investigating and reporting; Providing on-line, non-downloadable software for identifying and investigating theft and fraud; Providing on-line, non-downloadable software for insurance investigations; Providing on-line, non-downloadable software for providing estimates of loss to assist in settlement of insurance claims; Providing on-line, non-downloadable software for data collection, analytics, and providing alerts, on crimes, accidents, other safety events in the workplace and brand protection issues; Providing on-line, non-downloadable software to assist property owners and law enforcement to investigate and recover stolen or damaged property, to share and analyze information regarding crimes, and for reporting of criminal activity; Providing on-line, non-downloadable software for monitoring employee compliance; Providing on-line, non-downloadable software for screening employees and candidates for employment for criminal records and verification of education, credentials, and employment history; Providing on-line, non-downloadable software for use in risk mitigation arising from weather events and for using weather forecasting information to make decisions regarding merchandising; Providing on-line, non-downloadable software for analyzing data and creating reports relating to risk and loss prevention; Electronic storage services, namely, storing data for use in insurance, risk management, risk assessment, and risk analysis, all relating to loss prevention; Providing on-line non-downloadable software to access information about insurance and prospective insureds and to order reports relating to insurance; Providing on-line non-downloadable computer software for screening employees and candidates for employment concerning criminal records, driving records, for verification of social security numbers, education and employment history, and for managing, monitoring and analyzing information about drivers; Providing on-line, non-downloadable software for identifying damage to vehicles; Compilation and analysis of scientific research data in the fields of energy and natural resources, agriculture, mining, transportation, engineering, weather, environment and climate; Providing temporary use of on-line, non-downloadable software for automated claims administration management, tracking, and monitoring of all stages of insurance claims handling; Providing information and analysis, namely, information in the field of land evaluation surveying of terrain; Providing an interactive website featuring technology through which data about vehicles that have been in accidents can be uploaded, information about vehicle insurers can be located, and insurers can be alerted about vehicles in accidents; Providing on-line computer databases featuring risk analysis information in the nature of computer modeling, simulation and forecasting about weather; Providing information and analysis, namely, land and geological surveying information and analysis, and providing home inspection information and analysis for repair, restoration and renovation, all relating to building structures, roofs, other features of building structures, structural material and contents of buildings, and land and conditions in the nature of damage and need for repair or replacement, for use in building inspections, risk assessment, hazard assessment, reconstruction assessment, and to assist in insurance claims management and analysis; Providing an interactive website featuring information, imagery, and analysis in the field of cartography, and geographical information systems; Providing information, imagery, and analysis in the field of cartography, and geographical information systems; Obtaining and providing information on agriculture, namely, agricultural research, to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis, and real estate valuation, and real estate risk management and analysis; Hosting an interactive website featuring technologies that allows users to send and receive notifications about information regarding theft of assets via electronic message alerts; Providing an interactive website featuring information and analysis in the field of natural resources, namely, environmental risk assessments; Providing information on and analysis of fire protection efforts, namely, provision of mapping as it pertains to fire prevention, to assist in underwriting of insurance and financial services products; Providing ratings information, namely, calculation and simulation of wildfire risk factors; Providing information on agriculture, namely, predictive modeling information on weather to estimate agricultural crop losses, to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis, and real estate valuation, and real estate risk management and analysis; Providing an interactive website featuring information and analysis relating to agriculture, namely, predictive modeling information on weather to estimate agricultural crop losses; On-line non-downloadable software for claims estimation, claims analysis, underwriting analysis, insurance rating, data analysis, loss analysis, data acquisition, storage and retrieval, mapping, reconstruction cost analysis, replacement cost generation and analysis, exposure analysis, data processing, fraud detection, network analysis, imagery analysis, text recognition, object identification, risk identification, lead verification and risk analysis in the field of insurance; Consulting services in the field of design, selection, implementation and use of computer hardware and software systems for others; Computer services associated with unique identifiers of lead events, namely, providing customized on-line non-downloadable software for the analysis, tracking, monitoring, authentication, certification, verification, and validation of lead events; Computer services, namely, on-line non-downloadable software for identifying, tracking, capturing, and analyzing consumer events before, during, and after the creation of a lead; Computer services, namely, on-line non-downloadable software for identifying, tracking, capturing, and analyzing consumer events before a consumer purchases one or more goods or services; Providing on-line non-downloadable risk modeling software for analyzing cyber risks; Providing risk modeling information relating to computers and computer networks in the field of cybersecurity and cyber risks; Providing on-line non-downloadable software for use in insurance policy management and valuations of real estate, buildings, fixtures, automobiles, and personal property; Providing on-line non-downloadable software for building construction and building construction cost estimating; Providing on-line non-downloadable software for tracking, documenting, monitoring, analyzing, managing, and reporting of insurance policies, inspections and valuations of real estate, buildings, fixtures, automobiles and personal property; Providing on-line non-downloadable software for uploading photos and videos, for streaming and recording videos, and for communicating with and sharing information with insurance policyholders and insurance industry professionals; Computer services, namely, providing a search engine on the Internet for others to search public real estate property history, including construction permit data, construction inspection data, building contractor data; Insurance software installation; Software as a service (SAAS ) services, featuring software for insurance claim management, insurance broking and insurance underwriting; Platform as a Service (PAAS) services, namely, providing software platforms for insurance claim management, insurance broking and insurance underwriting; Information, advice or consultancy services relating to the aforesaid; Providing on-line non-downloadable software for managing, monitoring and analyzing information about drivers and driving activities; Providing on-line non-downloadable software for assisting with predictive modeling and analysis of insurance data, insurance underwriting and assessment of insurance risk; Providing on-line non-downloadable software to access information about insurance and prospective insureds; Providing on-line non-downloadable software for pre-populating insurance documents with data about real property, personal property, and owners and occupants of real property; Providing on-line non-downloadable software for creating insurance forms and documents relating to real property, personal property, and owners and occupants of real property; Providing on-line non-downloadable software for accessing information for the analysis of insurance risk, insurance underwriting, and insurance coverage; Providing on-line non-downloadable software for accessing information on and analysis of real property and personal property valuation, and estimation of replacement, restoration and repair costs of property and structures; Providing on-line non-downloadable software for accessing information about real property, personal property, and owners and occupants of real property; Providing on-line non-downloadable software for accessing information for insurance quotes, for evaluating insurance policy information, and for evaluating insurance claims; Providing on-line non-downloadable software for risk management, risk assessment, and risk analysis; Providing a website featuring technology that enables users to prepare insurance applications and forms; Providing on-line non-downloadable software that prepares insurance applications and forms; Software as a service (SAAS) services featuring software for providing contract management and analytics, namely, providing an on-line contract document repository and management of visibility, performance, lifecycle and compliance with contractual obligations; On-line non-downloadable software for use in identifying, investigating and analyzing insurance fraud; Providing on-line non-downloadable software for managing insurance transactions; Providing on-line non-downloadable software for managing and validating insurance transactions using smart contracts; Software as a service (SAAS) services featuring software for creating smart contract templates in the field of insurance; Providing on-line non-downloadable software for managing and validating transactions using smart contracts; Providing subscription-based temporary use of on-line non-downloadable software for providing information relating to changes in insurance coverages and policies and for completing insurance applications with applicant information from existing databases for the insurance industry; Providing online, non-downloadable software to retrieve, review, analyze, upload and organize data from medical records, and to create reports from such data, for use in insurance claims management and analysis and for use by independent medical exam entities, group health insurers, and law firms; Providing an on-line database of downloadable and non-downloadable computer simulation software and non-downloadable models for use in the insurance, reinsurance, risk management and portfolio management fields, namely, computer software and models for risk analysis and loss estimate calculations relating to natural and man-made events, catastrophes, cyber events, weather and climate; Consultancy services in the field of models and simulation software relating to natural and man-made events, catastrophe modeling, cyber event modeling, weather modeling, and climate modeling; Consultancy services in the field of risk management software, portfolio loss modeling software and models, and software and models relating to rebuild and replacement costs for damaged structures; Software as a service, namely, providing software as a service for insurance policy and portfolio management; Computer services, namely, cloud hosting provider services; Providing online, non-downloadable software and modeling platforms for the modeling of natural and man-made events, catastrophe modeling, cyber event modeling, weather modeling, climate modeling, risk management, loss modeling, portfolio management, and modeling rebuild and replacement costs for damaged structures; Providing online, non-downloadable software platforms for insurance claims management and insurance underwriting, all relating to claims arising from natural and man-made events, catastrophes, cyber events, weather and climate, for viewing information about real-time catastrophic events and risk related thereto, and for providing real time loss estimates before and after catastrophic events; Providing online, non-downloadable data files and reports with information about business intelligence, risk exposure, natural and man-made events, catastrophes, weather, cyber events, climate, and risks related thereto; Providing online, non-downloadable software for viewing information about natural and man-made events, catastrophes, weather, cyber events, and climate, and risk related thereto; Providing online, non-downloadable application programming interface (API) software for managing workflow, transferring data and for creating efficiencies in managing data, all in the field of risk analysis and loss estimates relating to natural and man-made events, catastrophes, cyber events, weather and climate; Providing online, non-downloadable models for simulating natural and man-made disasters, catastrophes, cyber events, weather, and climate, and other loss events, and for use in risk assessment, emergency preparedness, and investment and financial analysis; Providing online, non-downloadable models designed to represent the impact of events such as earthquakes, hurricanes, floods, wildfires, cyber events, and terrorist attacks on physical, economic and other systems and portfolios; Providing online, non-downloadable software for analyzing and generating insurance, risk, and exposure data; Providing online, non-downloadable software for use in locating information pertaining to, and managing, a database, calculating the costs of risks or losses, and generating models and making catastrophe risk analysis, all in the fields of insurance, risk management and risk analysis. Providing information on agriculture, namely, agronomic information about crop yield and pest control to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis, and real estate valuation, and real estate risk management and analysis; Providing an interactive website featuring information and analysis relating to agriculture, namely, agronomic information about crop yield and pest control; Providing medical data via an online portal and API interface for use in medical care by medical exam entities. Compiling and analyzing healthcare billing data in order to uncover and identify and prevent fraud, waste and abuse; Pre-employment background verification of a person's credentials and screening services, namely, pre-employment background screening, verifying professional credentials for employment purposes, and automatic monitoring of public records regarding active employees for criminal activity; Providing a searchable online database to assist property owners and law enforcement to investigate and recover stolen or damaged property; Providing online information about fire prevention and fire ratings of local communities, namely, emergency response statistics, and information, namely, emergency response information about buildings and real property surveys and maps as it pertains to fire prevention; Investigation services in the field of health care insurance claims to detect fraud; Reviewing standards and practices of building departments of municipalities to determine and evaluate their compliance with building codes, for the benefit of the insurance industry; Data validation services provided to insurance companies, law enforcement agencies and equipment owners, namely, providing data in the nature of assigned identification numbers for theft protection verifying the accuracy and status of Product Identification Numbers for equipment electronically or via the telephone; Providing reports for hiring companies, employers, and potential employers, containing information for background screening; Providing information on motor vehicle violations of drivers and insurance policyholders to others; Licensing of computer software and software programs; Providing information and an interactive website featuring information and analysis relating to insurance claims investigations, workers compensation fraud investigations; Providing pre-employment background screening services, namely, providing online information on employment histories, verification of education, credentials, and prior employment for security purposes, criminal background checks, and automatic monitoring of active employees for criminal activity through a global information network; Providing news related to laws and regulations impacting the insurance industry; Providing information on and analysis of wildfires to assist communities with evaluating risk; Providing ratings information, namely, review of fire prevention measures used to evaluate risk; Providing information on and analysis of fire protection efforts to evaluate fire risk; Providing on-line databases to insurers, truckers, shippers and law enforcement agencies featuring identification numbers, descriptions of assets, asset location information, other asset identifying factors and investigative recovery information, to aid in the identification and recovery of stolen goods; Providing an online database featuring investigative recovery information about lost or stolen heavy construction equipment for use by insurance companies, manufacturers and law enforcement; Providing an online searchable database accessible via a global communication network that contains descriptions of heavy equipment in the field of construction, namely, assigned numbers for identification and tracking, descriptions of assets, asset location information, other asset identifying factors and investigative recovery information, to assist owners and law enforcement, in the case of theft, to hasten the possibility of recovery; Providing a database via a global communications network with information and analysis of theft of assets; Providing information regarding theft of assets distributed electronically by email and fax; Providing a website featuring information and analysis of theft of assets; Providing a website featuring online notifications for individuals about information regarding theft of assets sent via electronic message alerts; Background investigation and research services, namely, screening and monitoring employees and candidates for employment for criminal records, driving records, social security number verification and verification of education and employment history; Employment and pre-employment background investigation, namely, providing on-line information for employers about employees and candidates for employment concerning criminal records, driving records, and verification of social security numbers, education, and employment history; Fraud detection services, namely, investigation in the field of insurance claims investigations; Security threat analysis, namely, for protecting commercial property; Providing information regarding theft of assets distributed electronically through downloadable mobile applications; Providing and analyzing statistical health data to uncover and identify healthcare fraud and healthcare claims errors; Business investigations for fraud prevention; Compilation and analysis of fraud and security data in the fields of insurance, banking, finance, law enforcement, and geopolitics, all for detecting fraud and security threats; Preparation of reports with information in the field of wildfire prevention and wildfire-fighting and safety risk associated with wildfires, and ratings information relating to wildfires used to evaluate safety risk; Compilation and analysis of information, namely, safety risk information in the field of wildfires and analysis of safety risk associated with wildfires; Compilation and analysis of ratings information, namely, fire prevention information relating to wildfires, used to evaluate risk; Providing risk analysis ratings information, namely, fire prevention information in the field of wildfires to the insurance industry used to evaluate risk; Providing a database that contains investigation results, namely, claims investigations for fraud prevention regarding the loss, damage or theft of insured property for use by insurance companies; Providing information in the field of insurance claims, namely, investigation of insurance claims; Providing databases and information in the field of insurance claims investigations and insurance fraud investigation information; Providing information and analytics regarding property locations and characteristics, namely, compiling crime occurrence data for purposes of insurance and financial risk assessment; Providing a database that contains investigation results in the field of insurance claims investigations of loss, damage or theft of heavy construction equipment and that is offered via a global communications network for use by insurance companies; Providing vehicle history reports, namely, vehicle safety history reports; Providing on-line computer databases featuring risk analysis information about perils in the nature of acts of terrorism, civil unrest, and theft; Providing information and analysis, namely, safety inspection information and analysis relating to building structures, roofs, other features of building structures, structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement, for use in risk assessment and hazard assessment; Providing an interactive website featuring information and analysis relating to construction, namely, information about safety at construction sites; Providing on-line information in the field of fraud investigations for managing workers compensation claims; Providing on-line information in the field of screening candidates for employment for criminal records; Providing information about insurance and prospective insureds and reports relating to insurance, namely, insurance claims investigation information and insurance fraud information; Providing a database that contains insurance fraud investigation results regarding loss, damage, and theft of insured property for use by insurance companies; Providing information in the field of fraud detection investigations relating to insurance claims; Providing information about vehicles, namely, information about vehicle safety risks and accident investigations for insurance and financial purposes; Providing information on and analysis of fire protection efforts, namely, fire prevention to assist in underwriting of insurance and financial services products; Providing on-line computer databases featuring risk analysis information about perils in the nature of terrorism and theft; Compilation and analysis of information in the field of fire protection efforts for use in the fields of insurance and financial services; Providing theft, fraud, and recovery information and analysis in the field of supply chain logistics, namely, about supply chain security, cargo theft trends and recovery assistance to aid motor carriers, manufacturers, retailers, and insurance and logistics companies in mitigating cargo theft and fraud, and monitoring and tracking of cargo, inventory, vehicles, and equipment for supply chain theft prevention purposes; Providing information and analysis relating to emergency services, namely, information about fire-fighting services used to analyze risk; Providing a database that contains investigation results, namely, insurance claim investigations, regarding the loss, damage or theft of insured property for use by insurance companies; Providing information and analytics on insurance-related court decisions; Providing medical data via an online portal and API interface for use by law firms for legal purposes.

Abstract

Computer vision systems and methods for automatic parcel alignment are provided. The system receives a geotagged aerial image, parcel information, and semantic information where each of the parcel and semantic information are overlaid on the geotagged aerial image. The system cleans the parcel information and the semantic information. The system optimizes the parcel information by grouping geo-registered parcels present in the geotagged aerial image into a plurality of islands and generating a plurality of parcel alignment solutions for each island of the plurality of islands. The system refines the plurality of parcel alignment solutions for each island and regularizes each island. The system generates a composite parcel alignment solution based on the refined plurality of parcel alignment solutions for each regularized island to align the geo-registered parcels of each regularized island with the geotagged aerial image.

IPC Classes  ?

• G06T 7/33 - Determination of transform parameters for the alignment of images, i.e. image registration using feature-based methods
• G06T 7/30 - Determination of transform parameters for the alignment of images, i.e. image registration
• G06V 20/10 - Terrestrial scenes

Goods & Services

(1) Downloadable reports about property damage, loss, climate, environment, weather events, and catastrophes; Downloadable images in the fields of engineering, weather, environment and climate, insurance, construction, law enforcement, and emergency services; Downloadable software for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries; Downloadable software for detecting, identifying, and analyzing roofs, building structures, property, terrain and other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Downloadable software for capturing, viewing, storing, editing, arranging, annotating, transmitting, processing, analyzing, searching, managing, displaying, detecting, reproducing, modifying and otherwise interacting with or utilizing information, data, and aerial, terrestrial, satellite, and geospatial imagery and other imagery and outputs from sensory and detection technologies; Downloadable software for creating drawings, floorplans, and schematics of building structures, roofs, other features of building structures, property, terrain and other objects and conditions; Downloadable software for integrating electronic data and other information with real world environments; Downloadable software for use in detection, inspection, evaluation and assessment of buildings and other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Downloadable and recorded software for risk assessment, analysis and management and hazard assessment, analysis and management; Downloadable and recorded software to assist in insurance claims assessment, analysis and management; Downloadable software for capturing, storing, managing, processing and transmitting photos, videos and other sensory and detection information; Downloadable software used for capturing, storing and accessing images and geographic, locational and other data regarding the captured, stored and accessed images; Downloadable and recorded software for use in analysis, predictive modeling, and creating reports, relating to property damages, loss information, climate, environment, weather events, and catastrophes, pandemics, and terrorism threats; Downloadable software for controlling imaging apparatus and technologies and other sensory and detection apparatus and technologies; Downloadable software for use in valuations of real estate, buildings, fixtures, personal property and other objects; Downloadable software for identifying, documenting, inventorying, and monitoring personal, commercial, and industrial property and any damage thereto and status, condition, value and location thereof; Downloadable software, namely, graphic based construction estimation software, which estimates the cost of building or repairing structures and other objects; Downloadable and recorded software, namely, cost estimation, project management and analytic reporting software; Downloadable and recorded software for identifying, estimating and valuing insuring, remodeling, replacement and construction costs; Downloadable reports, data files and software for underwriting and risk analysis, all in the field of information and analytics regarding weather, climate, environment, hazards and other events and conditions; Downloadable electronic maps featuring information and analytics regarding weather, climate, environment, hazards and other conditions; Downloadable and recorded software for risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Downloadable software for accessing information on risk for specific geographic regions, catastrophic events, weather, climate, and environmental events, world events, and other potential loss events; Downloadable and recorded software for providing insurance data; Downloadable and recorded software for use in insurance, insurance services, insurance underwriting, and insurance rating information, and for computing, estimating, and analyzing insurance risk information; Downloadable and recorded risk modeling software for analyzing business and financial risk; Downloadable and recorded software for climate, environment and disaster risk management; Downloadable electronic publications in the nature of reports, briefs and data files featuring information regarding risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, financial and investment analysis, and insurance hazard assessment; Downloadable electronic publications in the nature of reports, briefs and data files for use by insurance companies in the fields of corporate social responsibility, compliance, risk management and strategy, and audits; Downloadable electronic publications in the nature of reports, briefs and data files featuring information regarding risk for specific geographic regions, catastrophic events, weather, climate, and environmental events, world events, and other potential loss events; Downloadable electronic publications in the nature of reports, briefs and data files featuring information on risk relating to human rights, political stability, security, corruption, safety, conflicts, terrorism, food security, water security, energy security, climate change and poverty; Downloadable electronic publications in the nature of reports, briefs and data files featuring insurance data, insurance risk information, information about insurance services, insurance underwriting, insurance rating, insurance claims, insurance fraud and abuse, and insurance risk, business risk and financial risk; Downloadable electronic publications in the nature of reports, briefs and data files featuring information on climate, environment and disaster risk management; Downloadable computer software for accessing, capturing, managing and organizing data and generating reports for use in analysis, and risk management, and downloadable software for identifying, tracking, capturing, and analyzing consumer events for marketing in the financial services field data; Downloadable and recorded simulation software for the modeling of natural and man-made events, terrorism threats and pandemics; Downloadable and recorded catastrophe modeling software; Downloadable and recorded weather modeling software; Downloadable and recorded climate and environment modeling software; Downloadable and recorded software for accessing, capturing analyzing, managing and organizing data and generating reports for use in risk management; Downloadable and recorded loss modeling software; Downloadable and recorded software to model rebuild and replacement costs for damaged structures; Downloadable computer software for use with product regulatory compliance, namely, for use in data collection, database management, analytics, regulatory reporting, and providing information to customers on compliance with customer, industry and/or regulatory obligations; Downloadable electronic reports, data files and databases with information on and analysis of wildfires and risk associated with wildfires, and ratings information relating to wildfires used to evaluate risk; Downloadable electronic reports with information on and analysis of fire protection efforts; Downloadable electronic reports with ratings information relating to fire protection efforts used to evaluate risk; Downloadable data files in the fields of merchant risk assessment and merchant compliance with customer, industry and/or regulatory obligations; Downloadable software for detection of fraudulent activity; Downloadable software for identifying damage to vehicles; Downloadable electronic reports with bankruptcy information; Downloadable electronic reports regarding theft of assets; Downloadable and recorded software for metrics tracking, retail transaction analytics and profit enhancement all relating to loss prevention for use in insurance, risk management, risk assessment, and risk analysis; Downloadable software for insurance claims management, retail incident and case management and reviewing, analyzing, and tracking of insurance claims and retail data; Downloadable software for incident reporting; Downloadable software for identifying theft and fraud; Downloadable software for identifying, investigating and analyzing data for use in insurance fraud investigations; Downloadable software for providing estimates of loss to assist in settlement of retail fraud incidents, and insurance claims; Downloadable software for data collection, analytics, and providing alerts pertaining to retailer transaction and other retailer data, crimes, accidents, other safety events in the workplace and brand protection issues; Downloadable software to assist retailers, property owners and law enforcement to investigate and recover stolen or damaged property, to share and analyze information regarding crimes, and for reporting of criminal activity; Downloadable and recorded software for use in risk mitigation arising from weather, climate and environmental events; Downloadable software for analyzing data and creating reports relating to risk, metrics tracking, retail transaction analytics, profit enhancement and loss prevention; GPS tracking devices; Downloadable and recorded software for providing information and analytics about insurance, reinsurance, and insurance claims; Downloadable and recorded software used to analyze and manage risk, to compile insurance claim information, to analyze and manage insurance information and insurance claim information, to track and manage financial information relating to insurance, to identify and detect fraud and abuse and to provide downloadable reports related thereto; Downloadable reports, data files, and electronic maps, featuring information and analytics regarding weather and natural hazards; Downloadable software for creating and viewing reports and maps about weather and natural hazards that have occurred at geographic locations; Downloadable and recorded computer software for accessing downloadable databases for analyzing risk relating to weather and other perils; Downloadable and recorded software for accessing information on estimates of insured loss and actual insured loss resulting from catastrophic events, for accessing information on weather events and other catastrophic events, for risk management and analysis, for financial risk assessment, for financial and investment analysis, for providing insurance claims data, for facilitating interaction and engagement between insurers and claims adjusters, and for providing feedback about insurance claims; Downloadable databases and electronic publications in the nature of articles and reports with information on estimates of insured loss and actual insured loss resulting from catastrophic events; Downloadable databases and electronic publications in the nature of articles and reports with information about weather events and other catastrophes; Downloadable databases and electronic publications in the nature of articles and reports with information in the insurance industry; Databases recorded on computer media with information in the field of business strategic and operational risk management and analysis, business strategic and operational risk analytics, business strategic and operational risk calculation, business strategic and operational risk mitigation, business strategic and operational risk forecasting; Downloadable electronic reports with research and analytics in the fields of cybersecurity and cyber risks; Downloadable software for use in insurance inspection, management and valuations of real estate, buildings, fixtures, automobiles and personal property; Downloadable software for use in personal property replacement cost valuation; Downloadable software for uploading photos and videos, for streaming and recording videos, and for communicating with and sharing information with insurance policyholders and insurance industry professionals; Downloadable software for collaboration and communication among multiple users, in particular for voice and video conferencing, messaging, calendaring, task managing, document and information exchange, and providing feedback; Downloadable insurance broking software; Downloadable reports featuring insurance information; Downloadable reports featuring insurance loss history information to assist with insurance underwriting and ratings; Downloadable software for collecting data about vehicles, performance of vehicles and vehicle operators, location of vehicles, and frequency of vehicle use; Downloadable software for assisting with predictive modeling and analysis of insurance data, insurance underwriting and assessment of insurance risk; Downloadable software for mobile devices, namely, software for collecting data about performance of vehicles and vehicle operators, location of vehicles, and frequency of vehicle use; Downloadable electronic reports and data files relating to insurance, insurance underwriting, risk assessment, risk management and analysis, hazard assessment, catastrophic events, and aerial, terrestrial, and satellite imagery, photographic data, and geospatial data; Downloadable software for pre-populating insurance documents with data about real property, personal property, and owners and occupants of real property; Downloadable and recorded software for creating insurance forms and documents relating to real property, personal property, and owners and occupants of real property; Downloadable and recorded software for accessing information for the analysis of insurance risk, insurance underwriting, and insurance coverage; Downloadable and recorded software for accessing information on and analysis of real property and personal property valuation, and estimation of replacement, restoration and repair costs of property and structures; Downloadable and recorded software for accessing information about real property and ownership and usage of real property; Downloadable software for accessing information about consumer usage of physical property obtained through electronic monitoring, and information about personal property and ownership of personal property; Downloadable and recorded software for accessing information for insurance quotes, for evaluating insurance policy information, and for evaluating insurance claims; Downloadable electronic reports, data files, and white papers, with information on real property, personal property, and property valuation, ownership and usage, and estimation of replacement, restoration and repair costs of property and structures; Downloadable electronic reports and data files with information for insurance quotes, for evaluating insurance policy information, and for evaluating insurance claims; Downloadable software for use in identifying, investigating and analyzing insurance fraud; Downloadable software to retrieve, review, analyze, upload and organize data from medical records, and to create reports from such data, for use in insurance claims management and analysis, and for use by independent medical exam entities, group health insurers, and law firms; providing medical data via downloadable data files and downloadable reports, to assist in insurance claims management and analysis, and for use by independent medical exam entities, group health insurers, and law firms; all specifically excluding investment advisory, investment consulting, asset allocation, wealth management, mutual fund management, or financial planning services, including annuities, stocks, bonds, and mutual funds; Downloadable software to assist in the collection of data relating to customer identity resolution and consumer intelligence; Downloadable software to assist with lead intelligence; Downloadable software to assist with TCPA consent verification; Downloadable software to assist with marketing personalization; Downloadable data files and reports with information about business intelligence, risk exposure, natural and man-made events, catastrophes, weather, cyber events, climate, and risks related thereto. (1) Providing business risk assessment information to insurance carriers; Providing information in the field of property and casualty insurance claims auditing; Providing referral services for building improvement, remodeling, and repair service providers; Providing building and construction cost assessments and cost-estimating services; Providing healthcare cost review regarding cost reduction services to insurance organizations and other payors of healthcare claims; Providing an online cost modeling database featuring replacement cost estimates for building structures used in the insurance field for contracting work; Analyzing computer data, and preparing reports of information generated during the operation of vehicles, instruments and machinery for business purposes; Providing estimates of the costs of building repair, restoration, and reconstruction, namely, estimating contracting work; Providing pricing information for use in estimating and valuing the costs of construction, remodeling, repair or replacement of residential, commercial, industrial and agricultural structures and the fixtures and contents thereof; Compilation and analysis of business data in the fields of agriculture, transportation, supply chain logistics, engineering, weather, environment and climate, insurance, construction, real estate, law enforcement, emergency services, government, real estate, and geopolitics; Insurance claims auditing services; Providing business information in the fields of imagery and geospatial data, agriculture, natural resources, and geopolitical issues; Providing in-person promotional forums in the fields of insurance, building and construction, catastrophes, climate, environment and weather events and issues, natural resources, geopolitics, and agriculture; Providing an interactive website featuring information and analysis relating to business risk management in the field of insurance; Providing information and analysis relating to business risk management in field of insurance; Trade information in the field of insurance; Compilation and analysis of business information to assist in risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, financial and investment analysis; Preparing electronic reports for business or commercial purposes in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Providing online databases with information in the field of business strategic and operational risk management and analytics, risk calculation, risk mitigation, risk forecasting; Risk management services; Preparing electronic reports for business strategic and operational purposes in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Business data analysis for measuring the effectiveness of advertisements and targeting consumers; Business research; Providing data in the field of consumer behavior, namely, marketing information about consumer behavior; Maintaining a registry in the field of heavy machinery with information on ownership and theft of assets; Maintaining a database in the nature of a registry that provides data on the ownership of construction equipment for use by the insurance industry and law enforcement; Maintaining a registry of investigators of stolen equipment; Compiling and analyzing data, namely, business data for use in the insurance and financial industries; Compilation and analysis of information, namely, data compiling and analyzing in the field of insurance, relating to wildfires and analysis of risk associated with wildfires; Compilation and analysis of ratings information, namely, business risk assessment in the field of wildfires, used to evaluate risk; Business consulting in the fields of weather, climate and environmental risk; Compilation and analysis of data to assist in insurance claims management and analysis, and business risk management and analysis; Providing business information and online databases featuring business information, namely, business information related to weather-related events, other catastrophic events, and business information related to estimates of insured loss and actual insured loss resulting from catastrophic events; Providing databases in the field of insurance claims auditing; Compilation and analysis of insurance data in the fields of agriculture, transportation, supply chain logistics, engineering, weather, environment and climate, insurance, construction, real estate, law enforcement, emergency services, government, and geopolitics, all for insurance analysis; Compiling and analyzing data for insurance analysis purposes; Consulting in the fields of natural resources management and geopolitics; Providing online websites in the field of insurance claims auditing, business risk management and analysis, business risk analytics, business risk calculation, business risk mitigation, and business risk forecasting; Providing on-line information in the field of property and casualty insurance loss, namely, claims auditing; Providing on-line information in the field of insurance premium audits, for outsourcing insurance premium audits and for linking users of insurance premium audit services to high-quality vendors; Providing on-line information in the field of estimating contracting work to receive, track, document and manage repair estimates and property replacement costs; Providing on-line information in the field of screening candidates for verification of education, credentials, and employment history for business purposes; Providing on-line information in the field of estimating contracting work for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries; Providing information about insurance and potential insured, namely, providing statistical evaluation of insurance claims performance measures for others; Consulting about managing business risk relating to catastrophes; Providing in person promotional forums in the fields of technology in insurance, real estate, building and construction, catastrophes, climate, environment and weather events and issues, natural resources, geopolitics, and agriculture; Providing lead certification services associated with unique identifiers, and services related to lead events, namely, the analysis, tracking, monitoring, authentication, verification, and validation of lead events; Providing business risk information relating to cybersecurity and cyber risks; Compilation and analysis of business data in the field of cybersecurity and cyber risk assessment; Compiling, providing and updating an index of building construction remodeling activities; Providing business information about agricultural commodities, namely, production yield information via a global computer network; Providing a web site featuring a searchable database of business information related to agricultural commodities; Business information services, namely, reporting of information and data about the transport of commodities; Providing computer databases, information, and analytics about characteristics, components, loss experience, loss propensity, history, pricing and insurance claims associated with motor vehicles for business purposes; Providing analytics in the field of insurance, namely, analysis of business risk used to make decisions about insurance underwriting and insurance claims; Business data analysis of the effects of weather and catastrophic events on business performance, in the fields of insurance; Providing information and analytics on consumer spending; Providing information and analytics about consumer behavior and consumer response to marketing, products and services; Providing information and analytics about market conditions; Providing data in the field of identity resolution and consumer intelligence; Providing consumer intelligence data, lead intelligence data, TCPA consent verification, data and marketing personalization data; Business consultancy services in the fields of natural and man-made risks, property and casualty risks, catastrophic risks, weather-related risks, cyber risks, climate risks, insurance, reinsurance, insurance portfolio management, insurance linked securities, and risk management; Business consultancy services; Providing business information. (2) Providing information about property and casualty insurance and underwriting risks, risk and evaluation, and risk management, for use by insurance companies in handling insurance claims and insurance investigations, about pending and historical insurance claims, and the adequacy of insurance coverage; Providing insurance information relating to changes in automobile insurance policies; Insurance rating services and information relative thereto, namely, benchmarking expected loss for financial risk assessment purposes, and computing and providing information about computation of insurance premium information; Providing insurance appraisals and evaluations, namely, appraisals of personal and real property insurance claims, and repair cost appraisal; Providing real-time insurance claims processing reports to insurance carriers and restoration contractors; Providing insurance claims processing featuring automated claims administration management, tracking, and monitoring of all stages of insurance claims handling; Insurance consulting in the nature of evaluating issued insurance policy information in conjunction with third party data libraries and proprietary databases and assessing rating factor errors in premium auditing to enhance actuarial analysis, and determining for others the accuracy and validity of insurance policyholders data used for the calculation of insurance policy premiums; Providing reports for mortgage originators and lenders containing information in making decisions about loans; Providing insurance information regarding the data of insurance policy transactions to comply with requirements to notify lien holders, secured parties, or mortgagees of changes in insurance coverage or policies; Providing information in the field of insurance claims, namely, assessment of insurance claims; Providing information on property damage and terrain, namely, financial appraisal of damages and information about insurance and financial risks relating to damage to property and terrain, to assist in insurance claims administration and analysis, insurance and financial risk management and analysis, financial risk assessment, and financial and investment analysis, and real estate valuation, and real estate risk management and analysis; Providing an interactive website featuring information and analysis, namely, information in the fields of insurance and real estate; Providing an interactive website featuring information and analysis, namely, information in the fields of insurance and financial risk assessment, insurance and financial risk detection, insurance and financial risk analysis, and financial risk management; Providing databases and information in the field of insurance, insurance services, insurance analytics, insurance claims, insurance management and analysis, namely, claims assessment, claims adjustment, actuarial information, insurance underwriting information, insurance claim appraisal history and asset valuation appraisal history, insurance coverage verification, financial risk management and analysis, financial risk analytics, financial risk calculation, financial risk mitigation, financial risk forecasting, financial risk assessment, financial and investment analysis; Providing databases and information in the field of claims assessment, claims adjustment, actuarial information, insurance claim appraisal history and asset valuation appraisal history insurance coverage verification, and real estate, all to assist with insurance underwriting; Insurance underwriting information services; Insurance analysis services, namely, assessing insurance claims, and analyzing insurance information for purposes of financial risk assessment; Providing online databases using predictive modeling to allow insurance carriers and insurance underwriters to rate and underwrite insurance policies; Providing information and analytics on financial risk relating to specific geographic regions, weather, climate and environmental events, other catastrophes, world events, and other loss events; Providing insurance and financial risk analysis information and information for investors, manufacturers, insurance carriers, commodities traders, investors, and those in the supply chain, in the field of climate, environment, world events, and disaster risk management; Providing financial risk and investment data regarding climate, environment, world events, and disasters for use in the insurance and financial fields; Consulting and advisory services and providing information in the field of insurance; Providing information and analytics regarding property locations and characteristics, namely, insurance risks derived from property locations for purposes of insurance and financial risk assessment; Providing insurance ratings information, namely, insurance data analyzing insurance loss history and financial information used to evaluate insurance and financial risk; Consulting and advisory services in the fields of financial risk assessment, financial and investment analysis; Financial consultancy and financial risk management; Providing an online database that contains a glossary of technical terms in the field of insurance, covering loss, damage or theft of heavy construction equipment and that is offered via a global communications network for use by insurance companies; Insurance claims administration; Services to insurance companies, Intermediaries and sellers in the nature of assessment and management of medical insurance underwriting risk, and claims adjustments on insurance products; Providing information about vehicle insurance and underwriting risks, risk assessment and evaluation, and risk management; Providing information about vehicles, namely, information about damage and repair appraisal and repair cost, for insurance and financial purposes; Providing vehicle history reports, namely, providing reports about damage and repair appraisal for insurance risk evaluation purposes; Providing information on and analysis of fire protection efforts, namely, insurance and financial risk associated with fire ratings of local communities, to assist in underwriting of insurance and financial services products; Providing ratings information relating to fire protection efforts, namely, insurance risk assessment information used to evaluate insurance and financial risk; Providing information on and analysis of wildfires and risk associated with wildfires, namely, insurance risk information, and ratings information relating to wildfires, namely, insurance risk assessment information, used to evaluate risk, all of the foregoing used to evaluate insurance and financial risk; Providing information in the field of insurance claims risk management, namely, information on weather and natural hazards; Insurance risk assessment relating to the effects of weather and natural hazards; Providing information in the field of insurance, namely, risk analysis information on weather and other perils; Providing on-line computer databases featuring risk analysis information about perils in the nature of financial loss events; Providing information over a global computer network in the field of financial risk analysis information about weather and other perils; Providing insurance underwriting and insurance rating data, namely, insurance and financial risk rating data for insurance use via an online database; Compilation and analysis of data for financial purposes to assist in financial risk assessment, and financial and investment analysis; Providing insurance and financial risk information, namely, information related to weather events and other catastrophes in the nature of information about the effects and potential effects of such events on premiums, and estimates of insured loss and actual insured loss resulting from catastrophic events, to assist in insurance claims management and analysis, financial risk management and analysis, financial risk assessment, and financial and investment analysis, and for assessing insurance and financial risk; Providing insurance to value portfolio analysis; Providing estimates of the costs of building repair, namely, repair cost evaluation; Compilation and analysis of financial data in the fields of energy and natural resources, agriculture, mining, transportation, supply chain logistics, engineering, weather, environment and climate, insurance, finance, construction, real estate, law enforcement, emergency services, real estate, and geopolitics, all for financial analysis; Compilation and analysis of ratings information, namely, insurance risk assessment in the field of wildfires, used to evaluate risk; Providing risk analysis ratings information, namely, insurance risk assessment, to the insurance industry relating to wildfires used to evaluate risk; Consulting and services related thereto in the nature of consultation in the fields of insurance; Providing online websites and information in the field of insurance, namely, insurance and financial risk management and analysis, insurance and financial risk analytics, insurance and financial risk calculation, insurance and financial risk mitigation, insurance and financial risk forecasting, insurance and financial risk assessment and insurance and financial and investment analysis; Providing online information in the field of property and casualty insurance loss, namely, claims auditing information; Providing on-line information in the field of real estate appraisal and valuation for real estate property assessment and creation of real property valuation reports for others; Providing on-line information in the field of claims administration for managing workers compensation claims; Providing on-line information, namely, providing online financial calculators for use in executing residential insurance and valuation calculations; Providing on-line information in the field of personal and real estate appraisals and repair cost evaluation to receive, track, document and manage insurance claims, property valuations, repair estimates and property replacement costs; Providing on-line information in the fields of insurance, insurance claims processing and administration used in insurance claims handling and that allows for collaboration among insurance underwriters, insurance claims personnel and insurance policyholders; Providing on-line information in the field of repair cost evaluation for cost estimating in the building, construction, repair, restoration, maintenance and remodeling industries; Providing on-line information in the field of insurance claims assessment; Providing information about insurance and prospective insureds and reports relating to insurance, namely, information about insurance claims assessment, claims adjustment, actuarial information, insurance underwriting information, insurance claims history information, asset valuation and history, and insurance coverage verification; Providing estimates of the costs of building repair, restoration, and reconstruction, namely, providing replacement cost valuation; Providing information and online databases in the field of insurance, namely, insurance risk assessment and insurance claims appraisals for real property; Providing on-line information in the field of replacement cost valuation for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries; Providing information about insurance and potential insureds, namely, assessment of insurance claims; Providing information and analytics in the field of cyber insurance and cybersecurity risks; Consulting and advisory services in the field of cyber insurance and cybersecurity risks; Providing information and analytics about health data to assist in life insurance underwriting, life insurance and pension analytics, insurance claim insights, insurance compliance and fraud detection, and actuarial and portfolio modeling; Insurance consulting services in the field of workers' compensation, liability and no-fault insurance, Medicare set asides, Medicare insurance reporting, conditional payment management, Medicare and insurance compliance audits, and Medicaid compliance; Insurance rating services using credit data; Providing information in the nature of insurance statistics related to motor vehicles for determining insurance premiums and for other insurance rating purposes; Insurance underwriting and administration services, namely, analysis of statistics and data concerning risks to assist with premium underwriting and pricing; Providing insurance information and analytics relating to vehicles, performance of vehicles and vehicle operators, location of vehicles, and frequency of vehicle use; Providing information and analytics regarding insureds and potential insureds for purposes of insurance and risk assessment; Predictive modeling services in the field of insurance; Providing analytics in the field of insurance, namely, analysis of financial risk used to make decisions about insurance underwriting and insurance claims; Providing on-line databases in the field of insurance, for insurance risk assessment; Providing information and analysis on aerial, terrestrial, and satellite imagery, photographic data, and geospatial data, for insurance risk assessment; Providing insurance and financial assessments of loss and potential loss resulting from catastrophes, to assist in insurance claims management and analysis, insurance risk management and analysis, financial risk assessment, and financial and investment analysis; Providing information, namely, appraisal information for insurance claims and insurance underwriting, to assist in insurance underwriting and the analysis of insurance risk; Technical data analysis, namely, statistical data analysis of the financial impacts of weather and catastrophic events, all for use in the fields of insurance; Providing information and databases with information in the field of insurance for analysis of insurance risk, insurance underwriting, insurance coverage, property valuation, for estimation of replacement, restoration and repair costs of property and structures, for insurance quotes, for evaluation of insurance policy information, and for evaluation of insurance claims; Providing information and databases with information about real property, personal property, and owners and occupants of real property, in the field of insurance; Data verification and validation services provided to insurance companies, namely, providing data to verify the accuracy and status of information about real property, personal property, owners and occupants of real property, and insureds; Providing insurance and financial information to assist insurers with insurance and regulatory compliance requirements; Providing medical data via an online portal and API interface, to assist in insurance claims management and analysis, and for use by independent medical exam entities, group health insurers, and law firms; all specifically excluding investment advisory, investment consulting, asset allocation, wealth management, mutual fund management, or financial planning services, including annuities, stocks, bonds, and mutual funds; Providing insurance information; consulting, advisory, and analysis services in the fields of insurance, reinsurance, financial risk management, insurance and reinsurance portfolio risk, financial modeling and actuarial ratings, finance, and financial investment; providing information in the field of insurance risk management, namely, providing an on-line searchable database featuring location and site analytics for insurance risk management. (3) Providing online computer databases and information, featuring information on construction of buildings, and restoration and repair of buildings and automobiles; Providing information and analysis in the field of building construction, building inspection in the course of construction, roofs, other features of building structures, structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement, for use in building inspections, risk assessment, hazard assessment, and reconstruction assessment; Providing an interactive website featuring information and analysis relating to construction, namely, information about building construction, building damage repair, and building repair; Providing information and analysis in the field of construction of building structures, roofs, other features of building structures; Consulting in the fields of building in the nature of building construction and repair of damages to buildings caused by catastrophes; Providing online information in the field of building construction information, for detecting, identifying, measuring and analyzing roofs, building structures, property, terrain, and other objects and conditions; Providing online information in the field of rebuilding and repair of building structures, roofs, and other features of property, for creating drawings, floorplans, and schematics of property; Providing online information in the field of building inspection in the course of construction for use in inspection, evaluation and assessment of buildings. (4) Automatic electronic transmission of notifications of changes in automobile liability insurance policies to state motor vehicle departments; Providing access over a global computer network to databases and information for use in insurance, risk management, risk assessment, and risk analysis, all relating to loss prevention; Providing access to a database with information and analysis concerning the natural hazards that have occurred at property addresses or locations; Electronic transmittal of information and analysis concerning the natural hazards that have occurred at property addresses or locations. (5) Providing an interactive website featuring information in the field of transportation; Providing information in the field of transportation; Providing information about the transport of commodities. (6) Educational services, namely, conducting seminars, lectures, workshops and web seminars, for the insurance, insurance premium audit, law enforcement, and fraud detection fields, and providing training manuals in connection therewith; Providing online publications, namely, newsletters in the field of property and casualty insurance claim; Providing on-line information circulars containing actuarial data and analysis for use in insurance rate-making and other actuarial processes; Educational services, namely, providing in-person and on-line training courses, seminars and workshops and providing round table and panel discussions, in the fields of insurance, building and construction, climate, environment, catastrophes, weather events and issues, geopolitics, and agriculture; Online non-downloadable white papers, research papers, instruction books, and tutorials, all in the fields of insurance, real estate, building and construction, catastrophes, climate, environment, weather events and issues, geopolitics, and agriculture; Providing online publications in the nature of reports, briefs, and newsletters in the field of insurance, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment and financial and investment analysis; Developing educational programs for use by law enforcement agencies to deter theft and find stolen property; Providing online non-downloadable electronic publications in the nature of maps featuring information and analytics relating to wildfires and risk associated with wildfires; Providing online non-downloadable publications in the nature of electronic reports with information on and analysis of wildfires via a global computer network; Educational services, namely, conducting conferences in the fields of catastrophe insurance and catastrophe response; Providing news in the nature of current event reporting related to weather catastrophes; Providing in person educational forums in the fields of insurance, building and construction, catastrophes, climate, environment and weather events and issues, geopolitics, and agriculture; Providing on-line webinars in the fields of insurance, building and construction, climate, environment, catastrophes, weather events and issues, surveillance, geopolitics, and agriculture; Providing non-downloadable electronic publications, namely, electronic reports with information on and analysis of fire protection efforts via a global computer network; Providing an online non-downloadable publication, namely, glossary of technical terms regarding the loss and theft of heavy construction equipment for use by insurance companies, manufacturers and law enforcement; Providing in-person educational forums in the fields of insurance, building and construction, catastrophes, climate, environment and weather events and issues, geopolitics, and agriculture; Providing an interactive website featuring imagery in the nature of non-downloadable photographs in the fields of insurance; Providing an interactive website featuring imagery in the nature of non-downloadable photographs in the fields of insurance and financial risk assessment, insurance and financial risk detection, insurance and financial risk analysis, and financial risk management; Providing a website featuring non-downloadable imagery in the nature of photographs in the field of property and terrain; Providing a website featuring non-downloadable imagery in the nature of videos and photographs in the field of weather, environmental analysis, climate science, and forensic analysis; Providing a website featuring non-downloadable imagery in the nature of photographs in the field of insurance claims investigations; Providing on-line non-downloadable publications in the nature of electronic reports with information and analytics relating to insurance data; Arranging and conducting business conferences for persons in the business of insurance and risk management. (7) Providing online, non-downloadable software for use in profiling healthcare provider billing activity in order to identify and prevent fraud, waste, and abuse; Providing on-line non-downloadable software programs for use in analyzing property and casualty insurance loss information; Providing on-line non-downloadable software programs for use as an automated valuation model for real estate property assessment and creation of real property valuation reports for others; Providing on-line non-downloadable software for accessing, storing, retrieving and updating driver and motor vehicle records; Providing on-line non-downloadable software for managing workers compensation claims; Providing on-line non-downloadable software for use by the insurance industry to electronically pre-fill insurance applications with applicant information; Providing on-line non-downloadable software for use in executing residential insurance and valuation calculations; Providing on-line non-downloadable software featuring a spatial assessment tool that offers geographic maps displaying insurance risk assessment data and information, namely, risk addresses, risk assessment, exposure concentrations, and information regarding target areas for underwriting new business; Providing on-line non-downloadable software for conducting insurance premium audits, for outsourcing insurance premium audits and for linking users of insurance premium audit services to high-quality vendors; Providing on-line non-downloadable software for providing real-time claims management reports to insurance carriers and restoration contractors via a secure on-line website; Providing on-line non-downloadable software to receive, track, document and manage insurance claims, property valuations, repair estimates and property replacement costs; Providing on-line non-downloadable software used in insurance claims handling for collaboration among insurance underwriters, insurance claims personnel and insurance policyholders; Providing on-line non-downloadable software for weather-related simulations, forecasts and modeling, to insurance companies and farmers, concerning the risk of weather-related losses; Providing on-line non-downloadable software for screening candidates for employment for criminal records and verification of education, credentials, and employment history; Providing on-line databases featuring weather-related catastrophic events; Application service provider featuring software for providing an on-line computer database that facilitates audits of insurance premiums; Providing climate forecast information; Providing an interactive website featuring technology that allows users to view, annotate and manipulate geospatial data related to properties, structures and characteristics of the earth and objects upon the earth; Providing information and analysis, namely, measurements of building structures, roofs, other features of building structures, property, terrain, and structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement, using imagery and remote sensing technologies; Providing geographic information and measurement information through the collection, manipulation, processing, and/or formatting of images and geographic measurements of geographic locations, namely, photography taken from aerial vehicles, aerial surveying using remote sensing technologies; Providing computer representations of geographic locations, namely, computer mapping and modeling services created from aerial, terrestrial, satellite and geospatial imagery and other imagery and remote sensing technologies; Providing three-dimensional imagery using computer modeling, and computer modeling with measurements and images of building structures, roofs, other features of building structures, property, terrain and structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Obtaining information and imagery, and providing information, imagery, and analysis, namely, computer modeling and computer electronic imaging of building structures, roofs, other features of building structures, property, terrain, other objects and conditions, weather, natural hazards, climate, environment, and natural disasters, for use in building inspections, risk assessment, hazard assessment, reconstruction assessment, and to assist in insurance claims management and analysis; Providing on-line non-downloadable software for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries; Providing on-line non-downloadable software a for detecting, identifying, analyzing roofs, building structures, property, terrain, and other objects and conditions; Providing on-line non-downloadable software for accessing, analyzing, managing and organizing data and generating reports for use with aerial, terrestrial, satellite and geospatial imagery and other imagery and remote sensing technologies, and with photographic data, geospatial data, locational data, and other information and data from remote sensing technologies; Providing on-line non-downloadable software for creating drawings, floorplans, and schematics of building structures, roofs, other features of building structures, property, terrain and other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Providing on-line non-downloadable software for integrating electronic data and other information with real world environments; Providing on-line non-downloadable software for use in detection, inspection, evaluation and assessment of buildings and other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Providing on-line non-downloadable software for risk assessment, analysis and management and hazard assessment, analysis and management; Providing on-line non-downloadable software to assist in insurance claims assessment, analysis and management; Providing on-line non-downloadable software for capturing, storing, management, processing and transmitting photos, videos and other sensory and detection information; Providing on-line non-downloadable software used for capturing, storing and accessing images and geographic, locational and other data regarding the captured, stored and accessed images; Providing an interactive website featuring information and analysis, namely, engineering information in the field of building structures, roofs, other features of building structures, property, terrain, other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement, weather, environment, climate, and natural disasters; Providing an interactive website featuring information and analysis, namely, provision of information in the fields of weather, environmental analysis, and climate science; Providing an interactive website featuring information, and analysis, namely, provision of information in the field of forensic analysis; Providing information, and analysis in the fields of weather, environmental analysis, climate science, and forensic analysis; Providing on-line non-downloadable software for use in analysis, predictive modeling, and creating reports, relating to property damages, loss information, climate, environment, weather events, catastrophes, and other events and conditions; Providing information and analysis, namely, scientific information in the fields of landscape conditions, climate science, and environmental analysis, and changes and risks associated therewith using aerial, terrestrial, satellite and other imagery and remote sensing technologies; Providing on-line non-downloadable software for controlling imaging and other sensory and detection apparatus and technologies; Providing an interactive website featuring technology that allows users to access, review, comment on, receive training on, and provide feedback on, software and services in the field of insurance and conduct interactive discussions in the field of insurance; Providing on-line non-downloadable software for use in valuations of real estate, buildings, fixtures, personal property and other objects; Providing on-line non-downloadable software for documenting, inventorying, and monitoring personal, commercial, and industrial property and any damage thereto and status, condition, value and location thereof; Providing on-line non-downloadable software for communicating with insurance policyholders and insurance industry professionals, for providing and tracking customer surveys and for estimating the costs of insurance, construction, engineering, remodeling or replacement of residential, commercial, industrial and agricultural buildings and the fixtures and contents thereof; Providing on-line non-downloadable software, namely, graphic based construction estimation software to estimate the cost of building or repairing structures and other objects in the nature of structural material and contents of buildings and land; Providing on-line non-downloadable software, namely, non-downloadable cost estimation, project management and analytic reporting software; Providing on-line non-downloadable software for identifying, estimating and valuing insuring, remodeling, replacement and construction costs; Providing on-line non-downloadable software for analytics regarding weather, hazards and other events and conditions in the nature of climates, environment, and catastrophes; Providing a database featuring information and analysis about weather, environmental assessments, climate science and natural hazards in the nature of weather and geological event modeling and simulation; Providing on-line non-downloadable software for creating reports about weather, environment, climate, and natural hazards; Electronic storage services, namely, storing data for others; Providing on-line non-downloadable software for education and training in the fields of insurance cost valuation and residential construction and remodeling; Providing on-line non-downloadable software for identifying documenting, inventorying, and monitoring personal, commercial, and industrial property and any damage thereto and status, condition, value and location thereof; Providing on-line non-downloadable software for calculating the costs of repairs and for monitoring of claims under home warranties and building insurance policies; Providing on-line non-downloadable software for calculating the costs of, tracking the progress and payments of, and reporting personal property claims; Providing on-line databases and preparation of customized reports and analytical documents delivered electronically featuring scientific research and analysis, computer modeling, simulations, and forecasting, on weather, environment, climate and natural hazards, terrorist threats, and pandemics; Providing on-line, non-downloadable software for creating and viewing reports and maps about weather, environment, climate and natural hazards; Providing a website featuring temporary use of non-downloadable software for creating and viewing reports and maps; Obtaining and providing information and imagery, namely, scientific research information, computer modeling, simulations, and forecasting, on weather events, catastrophes, environment, and climate, terrorist threats and pandemics, to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis, and real estate valuation, and real estate risk management and analysis; Providing on-line non-downloadable software for risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Providing on-line non-downloadable software for accessing information on risk in specific geographic regions, catastrophic events, weather events, world events, and other potential loss events; Providing on-line non-downloadable software for accessing information on risk relating to human rights, political stability, security, corruption, safety, conflicts, terrorism, food security, water security, energy security, climate change and poverty; Providing on-line non-downloadable risk modeling software for analyzing business and financial risk, and software for climate, environment and disaster risk management; Providing on-line non-downloadable software for use in analysis, predictive modeling, and creating reports, relating to catastrophic loss information, weather events, other catastrophes, and world events; Hosting on-line databases featuring information and analytics on risk in particular geographic regions, weather and natural hazards, weather-related events, other catastrophic events, world events, other loss events; Hosting on-line databases featuring information and analytics on risk relating to human rights, political stability, security, corruption, safety, conflicts, terrorism, food security, water security, energy security, climate change and poverty; Hosting of a website featuring information and analytics in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Consultancy services in the field of simulation software for the modeling of natural and man-made events, catastrophe modeling software, weather modeling software, environment modeling software, climate modeling software, consultancy services in the field of risk management software, loss modeling software, software to model rebuild and replacement costs for damaged structures; Providing on-line databases featuring weather information and weather reporting; Providing on-line non-downloadable software for use in analysis, predictive modeling, and creating reports, relating to catastrophic loss information, weather events and other catastrophes, terrorist threats, and pandemics; Reporting services, namely, weather reporting; Providing on-line non-downloadable software for analyzing risk relating to weather and other perils; Weather forecasting information services; Research in the field of weather, climate and the environment; Consulting and advisory services in the field of weather, climate, and environmental risk; Providing on-line non-downloadable searchable computer databases featuring geographic information derived from scientific research on wildfires, and featuring scientific research information about wildfire risk factors for risk analysis purposes; Providing a website featuring information in the nature of geographic information derived from scientific research on wildfires, and featuring scientific research information about wildfire risk factors, and technology that enables users to analyze the risk associated with wildfires for insurance purposes; Providing on-line non-downloadable software for analyzing risk analysis information relating to residential and commercial property; Providing an interactive website featuring technology that allows users to access and download information, analysis and reports on fire protection efforts to assist communities with evaluating fire risk; Data validation services provided to insurance companies, law enforcement agencies and equipment owners, namely, providing customized computer search and retrieval based on specific customer requests in the field of data to verify the accuracy and status of the Product Identification Number for equipment electronically or via the telephone; Developing databases and investigative resources, namely, development of investigative databases containing information about assets and theft of assets for use by law enforcement agencies to deter theft; Providing on-line, non-downloadable software for use in insurance, risk management, risk assessment, and risk analysis, all relating to loss prevention; Providing on-line, non-downloadable software for insurance claims management and case management and reviewing, analyzing, and tracking of insurance claims data; Providing on-line, non-downloadable software for incident investigating and reporting; Providing on-line, non-downloadable software for identifying and investigating theft and fraud; Providing on-line, non-downloadable software for insurance investigations; Providing on-line, non-downloadable software for providing estimates of loss to assist in settlement of insurance claims; Providing on-line, non-downloadable software for data collection, analytics, and providing alerts, on crimes, accidents, other safety events in the workplace and brand protection issues; Providing on-line, non-downloadable software to assist property owners and law enforcement to investigate and recover stolen or damaged property, to share and analyze information regarding crimes, and for reporting of criminal activity; Providing on-line, non-downloadable software for monitoring employee compliance; Providing on-line, non-downloadable software for screening employees and candidates for employment for criminal records and verification of education, credentials, and employment history; Providing on-line, non-downloadable software for use in risk mitigation arising from weather events and for using weather forecasting information to make decisions regarding merchandising; Providing on-line, non-downloadable software for analyzing data and creating reports relating to risk and loss prevention; Electronic storage services, namely, storing data for use in insurance, risk management, risk assessment, and risk analysis, all relating to loss prevention; Providing on-line non-downloadable software to access information about insurance and prospective insureds and to order reports relating to insurance; Providing on-line non-downloadable computer software for screening employees and candidates for employment concerning criminal records, driving records, for verification of social security numbers, education and employment history, and for managing, monitoring and analyzing information about drivers; Providing on-line, non-downloadable software for identifying damage to vehicles; Compilation and analysis of scientific research data in the fields of energy and natural resources, agriculture, mining, transportation, engineering, weather, environment and climate; Providing temporary use of on-line, non-downloadable software for automated claims administration management, tracking, and monitoring of all stages of insurance claims handling; Providing information and analysis, namely, information in the field of land evaluation surveying of terrain; Providing an interactive website featuring technology through which data about vehicles that have been in accidents can be uploaded, information about vehicle insurers can be located, and insurers can be alerted about vehicles in accidents; Providing on-line computer databases featuring risk analysis information in the nature of computer modeling, simulation and forecasting about weather; Providing information and analysis, namely, land and geological surveying information and analysis, and providing home inspection information and analysis for repair, restoration and renovation, all relating to building structures, roofs, other features of building structures, structural material and contents of buildings, and land and conditions in the nature of damage and need for repair or replacement, for use in building inspections, risk assessment, hazard assessment, reconstruction assessment, and to assist in insurance claims management and analysis; Providing an interactive website featuring information, imagery, and analysis in the field of cartography, and geographical information systems; Providing information, imagery, and analysis in the field of cartography, and geographical information systems; Obtaining and providing information on agriculture, namely, agricultural research, to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis, and real estate valuation, and real estate risk management and analysis; Hosting an interactive website featuring technologies that allows users to send and receive notifications about information regarding theft of assets via electronic message alerts; Providing an interactive website featuring information and analysis in the field of natural resources, namely, environmental risk assessments; Providing information on and analysis of fire protection efforts, namely, provision of mapping as it pertains to fire prevention, to assist in underwriting of insurance and financial services products; Providing ratings information, namely, calculation and simulation of wildfire risk factors; Providing information on agriculture, namely, predictive modeling information on weather to estimate agricultural crop losses, to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis, and real estate valuation, and real estate risk management and analysis; Providing an interactive website featuring information and analysis relating to agriculture, namely, predictive modeling information on weather to estimate agricultural crop losses; On-line non-downloadable software for claims estimation, claims analysis, underwriting analysis, insurance rating, data analysis, loss analysis, data acquisition, storage and retrieval, mapping, reconstruction cost analysis, replacement cost generation and analysis, exposure analysis, data processing, fraud detection, network analysis, imagery analysis, text recognition, object identification, risk identification, lead verification and risk analysis in the field of insurance; Consulting services in the field of design, selection, implementation and use of computer hardware and software systems for others; Computer services associated with unique identifiers of lead events, namely, providing customized on-line non-downloadable software for the analysis, tracking, monitoring, authentication, certification, verification, and validation of lead events; Computer services, namely, on-line non-downloadable software for identifying, tracking, capturing, and analyzing consumer events before, during, and after the creation of a lead; Computer services, namely, on-line non-downloadable software for identifying, tracking, capturing, and analyzing consumer events before a consumer purchases one or more goods or services; Providing on-line non-downloadable risk modeling software for analyzing cyber risks; Providing risk modeling information relating to computers and computer networks in the field of cybersecurity and cyber risks; Providing on-line non-downloadable software for use in insurance policy management and valuations of real estate, buildings, fixtures, automobiles, and personal property; Providing on-line non-downloadable software for building construction and building construction cost estimating; Providing on-line non-downloadable software for tracking, documenting, monitoring, analyzing, managing, and reporting of insurance policies, inspections and valuations of real estate, buildings, fixtures, automobiles and personal property; Providing on-line non-downloadable software for uploading photos and videos, for streaming and recording videos, and for communicating with and sharing information with insurance policyholders and insurance industry professionals; Computer services, namely, providing a search engine on the Internet for others to search public real estate property history, including construction permit data, construction inspection data, building contractor data; Insurance software installation; Software as a service (SAAS ) services, featuring software for insurance claim management, insurance broking and insurance underwriting; Platform as a Service (PAAS) services, namely, providing software platforms for insurance claim management, insurance broking and insurance underwriting; Information, advice or consultancy services relating to the aforesaid; Providing on-line non-downloadable software for managing, monitoring and analyzing information about drivers and driving activities; Providing on-line non-downloadable software for assisting with predictive modeling and analysis of insurance data, insurance underwriting and assessment of insurance risk; Providing on-line non-downloadable software to access information about insurance and prospective insureds; Providing on-line non-downloadable software for pre-populating insurance documents with data about real property, personal property, and owners and occupants of real property; Providing on-line non-downloadable software for creating insurance forms and documents relating to real property, personal property, and owners and occupants of real property; Providing on-line non-downloadable software for accessing information for the analysis of insurance risk, insurance underwriting, and insurance coverage; Providing on-line non-downloadable software for accessing information on and analysis of real property and personal property valuation, and estimation of replacement, restoration and repair costs of property and structures; Providing on-line non-downloadable software for accessing information about real property, personal property, and owners and occupants of real property; Providing on-line non-downloadable software for accessing information for insurance quotes, for evaluating insurance policy information, and for evaluating insurance claims; Providing on-line non-downloadable software for risk management, risk assessment, and risk analysis; Providing a website featuring technology that enables users to prepare insurance applications and forms; Providing on-line non-downloadable software that prepares insurance applications and forms; Software as a service (SAAS) services featuring software for providing contract management and analytics, namely, providing an on-line contract document repository and management of visibility, performance, lifecycle and compliance with contractual obligations; On-line non-downloadable software for use in identifying, investigating and analyzing insurance fraud; Providing on-line non-downloadable software for managing insurance transactions; Providing on-line non-downloadable software for managing and validating insurance transactions using smart contracts; Software as a service (SAAS) services featuring software for creating smart contract templates in the field of insurance; Providing on-line non-downloadable software for managing and validating transactions using smart contracts; Providing subscription-based temporary use of on-line non-downloadable software for providing information relating to changes in insurance coverages and policies and for completing insurance applications with applicant information from existing databases for the insurance industry; Providing online, non-downloadable software to retrieve, review, analyze, upload and organize data from medical records, and to create reports from such data, for use in insurance claims management and analysis and for use by independent medical exam entities, group health insurers, and law firms; Providing an on-line database of downloadable and non-downloadable computer simulation software and non-downloadable models for use in the insurance, reinsurance, risk management and portfolio management fields, namely, computer software and models for risk analysis and loss estimate calculations relating to natural and man-made events, catastrophes, cyber events, weather and climate; Consultancy services in the field of models and simulation software relating to natural and man-made events, catastrophe modeling, cyber event modeling, weather modeling, and climate modeling; Consultancy services in the field of risk management software, portfolio loss modeling software and models, and software and models relating to rebuild and replacement costs for damaged structures; Software as a service, namely, providing software as a service for insurance policy and portfolio management; Computer services, namely, cloud hosting provider services; Providing online, non-downloadable software and modeling platforms for the modeling of natural and man-made events, catastrophe modeling, cyber event modeling, weather modeling, climate modeling, risk management, loss modeling, portfolio management, and modeling rebuild and replacement costs for damaged structures; Providing online, non-downloadable software platforms for insurance claims management and insurance underwriting, all relating to claims arising from natural and man-made events, catastrophes, cyber events, weather and climate, for viewing information about real-time catastrophic events and risk related thereto, and for providing real time loss estimates before and after catastrophic events; Providing online, non-downloadable data files and reports with information about business intelligence, risk exposure, natural and man-made events, catastrophes, weather, cyber events, climate, and risks related thereto; Providing online, non-downloadable software for viewing information about natural and man-made events, catastrophes, weather, cyber events, and climate, and risk related thereto; Providing online, non-downloadable application programming interface (API) software for managing workflow, transferring data and for creating efficiencies in managing data, all in the field of risk analysis and loss estimates relating to natural and man-made events, catastrophes, cyber events, weather and climate; Providing online, non-downloadable models for simulating natural and man-made disasters, catastrophes, cyber events, weather, and climate, and other loss events, and for use in risk assessment, emergency preparedness, and investment and financial analysis; Providing online, non-downloadable models designed to represent the impact of events such as earthquakes, hurricanes, floods, wildfires, cyber events, and terrorist attacks on physical, economic and other systems and portfolios; Providing online, non-downloadable software for analyzing and generating insurance, risk, and exposure data; Providing online, non-downloadable software for use in locating information pertaining to, and managing, a database, calculating the costs of risks or losses, and generating models and making catastrophe risk analysis, all in the fields of insurance, risk management and risk analysis. (8) Providing information on agriculture, namely, agronomic information about crop yield and pest control to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis, and real estate valuation, and real estate risk management and analysis; Providing an interactive website featuring information and analysis relating to agriculture, namely, agronomic information about crop yield and pest control; Providing medical data via an online portal and API interface for use in medical care by medical exam entities. (9) Compiling and analyzing healthcare billing data in order to uncover and identify and prevent fraud, waste and abuse; Pre-employment background verification of a person's credentials and screening services, namely, pre-employment background screening, verifying professional credentials for employment purposes, and automatic monitoring of public records regarding active employees for criminal activity; Providing a searchable online database to assist property owners and law enforcement to investigate and recover stolen or damaged property; Providing online information about fire prevention and fire ratings of local communities, namely, emergency response statistics, and information, namely, emergency response information about buildings and real property surveys and maps as it pertains to fire prevention; Investigation services in the field of health care insurance claims to detect fraud; Reviewing standards and practices of building departments of municipalities to determine and evaluate their compliance with building codes, for the benefit of the insurance industry; Data validation services provided to insurance companies, law enforcement agencies and equipment owners, namely, providing data in the nature of assigned identification numbers for theft protection verifying the accuracy and status of Product Identification Numbers for equipment electronically or via the telephone; Providing reports for hiring companies, employers, and potential employers, containing information for background screening; Providing information on motor vehicle violations of drivers and insurance policyholders to others; Licensing of computer software and software programs; Providing information and an interactive website featuring information and analysis relating to insurance claims investigations, workers compensation fraud investigations; Providing pre-employment background screening services, namely, providing online information on employment histories, verification of education, credentials, and prior employment for security purposes, criminal background checks, and automatic monitoring of active employees for criminal activity through a global information network; Providing news related to laws and regulations impacting the insurance industry; Providing information on and analysis of wildfires to assist communities with evaluating risk; Providing ratings information, namely, review of fire prevention measures used to evaluate risk; Providing information on and analysis of fire protection efforts to evaluate fire risk; Providing on-line databases to insurers, truckers, shippers and law enforcement agencies featuring identification numbers, descriptions of assets, asset location information, other asset identifying factors and investigative recovery information, to aid in the identification and recovery of stolen goods; Providing an online database featuring investigative recovery information about lost or stolen heavy construction equipment for use by insurance companies, manufacturers and law enforcement; Providing an online searchable database accessible via a global communication network that contains descriptions of heavy equipment in the field of construction, namely, assigned numbers for identification and tracking, descriptions of assets, asset location information, other asset identifying factors and investigative recovery information, to assist owners and law enforcement, in the case of theft, to hasten the possibility of recovery; Providing a database via a global communications network with information and analysis of theft of assets; Providing information regarding theft of assets distributed electronically by email and fax; Providing a website featuring information and analysis of theft of assets; Providing a website featuring online notifications for individuals about information regarding theft of assets sent via electronic message alerts; Background investigation and research services, namely, screening and monitoring employees and candidates for employment for criminal records, driving records, social security number verification and verification of education and employment history; Employment and pre-employment background investigation, namely, providing on-line information for employers about employees and candidates for employment concerning criminal records, driving records, and verification of social security numbers, education, and employment history; Fraud detection services, namely, investigation in the field of insurance claims investigations; Security threat analysis, namely, for protecting commercial property; Providing information regarding theft of assets distributed electronically through downloadable mobile applications; Providing and analyzing statistical health data to uncover and identify healthcare fraud and healthcare claims errors; Business investigations for fraud prevention; Compilation and analysis of fraud and security data in the fields of insurance, banking, finance, law enforcement, and geopolitics, all for detecting fraud and security threats; Preparation of reports with information in the field of wildfire prevention and wildfire-fighting and safety risk associated with wildfires, and ratings information relating to wildfires used to evaluate safety risk; Compilation and analysis of information, namely, safety risk information in the field of wildfires and analysis of safety risk associated with wildfires; Compilation and analysis of ratings information, namely, fire prevention information relating to wildfires, used to evaluate risk; Providing risk analysis ratings information, namely, fire prevention information in the field of wildfires to the insurance industry used to evaluate risk; Providing a database that contains investigation results, namely, claims investigations for fraud prevention regarding the loss, damage or theft of insured property for use by insurance companies; Providing information in the field of insurance claims, namely, investigation of insurance claims; Providing databases and information in the field of insurance claims investigations and insurance fraud investigation information; Providing information and analytics regarding property locations and characteristics, namely, compiling crime occurrence data for purposes of insurance and financial risk assessment; Providing a database that contains investigation results in the field of insurance claims investigations of loss, damage or theft of heavy construction equipment and that is offered via a global communications network for use by insurance companies; Providing vehicle history reports, namely, vehicle safety history reports; Providing on-line computer databases featuring risk analysis information about perils in the nature of acts of terrorism, civil unrest, and theft; Providing information and analysis, namely, safety inspection information and analysis relating to building structures, roofs, other features of building structures, structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement, for use in risk assessment and hazard assessment; Providing an interactive website featuring information and analysis relating to construction, namely, information about safety at construction sites; Providing on-line information in the field of fraud investigations for managing workers compensation claims; Providing on-line information in the field of screening candidates for employment for criminal records; Providing information about insurance and prospective insureds and reports relating to insurance, namely, insurance claims investigation information and insurance fraud information; Providing a database that contains insurance fraud investigation results regarding loss, damage, and theft of insured property for use by insurance companies; Providing information in the field of fraud detection investigations relating to insurance claims; Providing information about vehicles, namely, information about vehicle safety risks and accident investigations for insurance and financial purposes; Providing information on and analysis of fire protection efforts, namely, fire prevention to assist in underwriting of insurance and financial services products; Providing on-line computer databases featuring risk analysis information about perils in the nature of terrorism and theft; Compilation and analysis of information in the field of fire protection efforts for use in the fields of insurance and financial services; Providing theft, fraud, and recovery information and analysis in the field of supply chain logistics, namely, about supply chain security, cargo theft trends and recovery assistance to aid motor carriers, manufacturers, retailers, and insurance and logistics companies in mitigating cargo theft and fraud, and monitoring and tracking of cargo, inventory, vehicles, and equipment for supply chain theft prevention purposes; Providing information and analysis relating to emergency services, namely, information about fire-fighting services used to analyze risk; Providing a database that contains investigation results, namely, insurance claim investigations, regarding the loss, damage or theft of insured property for use by insurance companies; Providing information and analytics on insurance-related court decisions; Providing medical data via an online portal and API interface for use by law firms for legal purposes.

Abstract

Systems and methods for automatically detecting, classifying, and processing objects captured in an images or videos are provided. In one embodiment, the system receives an image from an image source and detects one or more objects in the image. The system performs a high-level classification of the one or more objects in the image. The system performs a specific classification of the one or more objects, determines a price of the one or more objects, and generates a pricing report comprising a price of the one or more objects. In another embodiment, the system captures at least one image or video frame and classifies an object present in the image or video frame using a neural network. The system adds the classified object and an assigned object code to an inventory and processes the inventory to assign the classified object a price.

IPC Classes  ?

• G06Q 30/02 - MarketingPrice estimation or determinationFundraising
• G06N 3/08 - Learning methods
• G06Q 30/0283 - Price estimation or determination
• G06V 10/25 - Determination of region of interest [ROI] or a volume of interest [VOI]
• G06V 10/764 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using classification, e.g. of video objects
• G06V 10/82 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using neural networks
• G06V 20/10 - Terrestrial scenes
• G06V 20/40 - ScenesScene-specific elements in video content

Abstract

Systems and methods for detecting and aligning land property boundaries on aerial imagery are provided. The system receives an aerial imagery having land properties. The system applies a feature encoder having a plurality of levels to the aerial imagery. A first level of the plurality of levels includes a convolution block and a discrete wavelet transform layer. The discrete wavelet transform layer decomposes an input feature tensor to the first level into a low-frequency band and a high-frequency band. The high-frequency band is cached and processed with side-convolutional blocks before the high-frequency band are passed to a feature decoder. The system applies the feature decoder to an output of the feature encoder based at least in part on one of inverse discrete wavelet transform layers. The system determines boundaries of the one or more land properties based at least in part on a boundary cross-entropy loss function.

IPC Classes  ?

• G06V 20/10 - Terrestrial scenes
• G06V 10/46 - Descriptors for shape, contour or point-related descriptors, e.g. scale invariant feature transform [SIFT] or bags of words [BoW]Salient regional features
• G06V 10/52 - Scale-space analysis, e.g. wavelet analysis

Goods & Services

Downloadable data files and reports with information about business intelligence, risk exposure, natural and man-made events, catastrophes, weather, cyber events, climate, and risks related thereto. Business consultancy services in the fields of natural and man-made risks, property and casualty risks, catastrophic risks, weather- related risks, cyber risks, climate risks, insurance, reinsurance, insurance portfolio management, insurance linked securities, and risk management; business consultancy services; providing business information; providing business information and reports in the fields of business intelligence, risk exposure, natural and man-made events, catastrophes, weather, cyber events, climate, and risks related thereto. Providing insurance information; consulting, advisory, and analysis services in the fields of insurance, reinsurance, financial risk management, insurance and reinsurance portfolio risk, financial modeling and actuarial ratings, finance, and financial investment; providing information in the field of insurance risk management, namely, providing an on-line searchable database featuring location and site analytics for insurance risk management. Providing an on-line database of downloadable and non-downloadable computer-simulation software and non-downloadable computer-simulation models for use in the insurance, reinsurance, risk management and portfolio management fields, namely, computer software and models for risk analysis and loss estimate calculations relating to natural and man-made events, catastrophes, cyber events, weather and climate; consultancy services in the field of computer-simulation models and simulation software relating to natural and man-made events, catastrophe modeling, cyber event modeling, weather modeling, and climate modeling; consultancy services in the field of risk management software, portfolio loss modeling software and computer-simulation models, and software and computer-simulation models relating to rebuild and replacement costs for damaged structures; software as a service, namely, providing software as a service for insurance policy and portfolio management; computer services, namely, cloud hosting provider services; providing online, non-downloadable software and modeling platforms for the modeling of natural and man-made events, catastrophe modeling, cyber event modeling, weather modeling, climate modeling, risk management, loss modeling, portfolio management, and modeling rebuild and replacement costs for damaged structures; providing online, non-downloadable software platforms for insurance claims management and insurance underwriting, all relating to claims arising from natural and man-made events, catastrophes, cyber events, weather and climate, for viewing information about real-time catastrophic events and risk related thereto, and for providing real time loss estimates before and after catastrophic events; providing online, non-downloadable software for viewing information about natural and man-made events, catastrophes, weather, cyber events, and climate, and risk related thereto; providing online, non-downloadable application programming interface (API) software for managing workflow, transferring data and for creating efficiencies in managing data, all in the field of risk analysis and loss estimates relating to natural and man-made events, catastrophes, cyber events, weather and climate; providing online, non-downloadable computer-simulation models for simulating natural and man-made disasters, catastrophes, cyber events, weather, and climate, and other loss events, and for use in risk assessment, emergency preparedness, and investment and financial analysis; providing online, non-downloadable computer-simulation models designed to represent the impact of events such as earthquakes, hurricanes, floods, wildfires, cyber events, and terrorist attacks on physical, economic and other systems and portfolios; providing online, non-downloadable software for analyzing and generating insurance, risk, and exposure data; providing online, non-downloadable software for use in locating information pertaining to, and managing, a database, calculating the costs of risks or losses, and generating models and making catastrophe risk analysis, all in the fields of insurance, risk management and risk analysis.

Goods & Services

(1) Downloadable data files and reports with information about business intelligence, risk exposure, natural and man-made events, catastrophes, weather, cyber events, climate, and risks related thereto. (1) Business consultancy services in the fields of natural and man-made risks, property and casualty risks, catastrophic risks, weather-related risks, cyber risks, climate risks, insurance, reinsurance, insurance portfolio management, insurance linked securities, and risk management; business consultancy services; providing business information. (2) Providing insurance information; consulting, advisory, and analysis services in the fields of insurance, reinsurance, financial risk management, insurance and reinsurance portfolio risk, financial modeling and actuarial ratings, finance, and financial investment; providing information in the field of insurance risk management, namely, providing an on-line searchable database featuring location and site analytics for insurance risk management. (3) Providing an on-line database of downloadable and non-downloadable computer simulation software and non-downloadable models for use in the insurance, reinsurance, risk management and portfolio management fields, namely, computer software and models for risk analysis and loss estimate calculations relating to natural and man-made events, catastrophes, cyber events, weather and climate; consultancy services in the field of models and simulation software relating to natural and man-made events, catastrophe modeling, cyber event modeling, weather modeling, and climate modeling; consultancy services in the field of risk management software, portfolio loss modeling software and models, and software and models relating to rebuild and replacement costs for damaged structures; software as a service, namely, providing software as a service for insurance policy and portfolio management; computer services, namely, cloud hosting provider services; providing online, non-downloadable software and modeling platforms for the modeling of natural and man-made events, catastrophe modeling, cyber event modeling, weather modeling, climate modeling, risk management, loss modeling, portfolio management, and modeling rebuild and replacement costs for damaged structures; providing online, non-downloadable software platforms for insurance claims management and insurance underwriting, all relating to claims arising from natural and man-made events, catastrophes, cyber events, weather and climate, for viewing information about real-time catastrophic events and risk related thereto, and for providing real time loss estimates before and after catastrophic events; providing online, non-downloadable data files and reports with information about business intelligence, risk exposure, natural and man-made events, catastrophes, weather, cyber events, climate, and risks related thereto; providing online, non-downloadable software for viewing information about natural and man-made events, catastrophes, weather, cyber events, and climate, and risk related thereto; providing online, non-downloadable application programming interface (API) software for managing workflow, transferring data and for creating efficiencies in managing data, all in the field of risk analysis and loss estimates relating to natural and man-made events, catastrophes, cyber events, weather and climate; providing online, non-downloadable models for simulating natural and man-made disasters, catastrophes, cyber events, weather, and climate, and other loss events, and for use in risk assessment, emergency preparedness, and investment and financial analysis; providing online, non-downloadable models designed to represent the impact of events such as earthquakes, hurricanes, floods, wildfires, cyber events, and terrorist attacks on physical, economic and other systems and portfolios; providing online, non-downloadable software for analyzing and generating insurance, risk, and exposure data; providing online, non-downloadable software for use in locating information pertaining to, and managing, a database, calculating the costs of risks or losses, and generating models and making catastrophe risk analysis, all in the fields of insurance, risk management and risk analysis.

Abstract

Computer vision systems and methods for detecting structures using aerial imagery and heightmap data are provided. The system receives aerial imagery and at least one heightmap, and merges the aerial imagery and the heightmap to create a combined image. The system determines one or more structures of the land property based at least in part on the combined image and a computer vision model, which can detect one or more objects in the combined image. The system can generate and place a bounding box or a polygon around each of the detected objects, and generate and assign a structure classification to the bounding box or the polygon to indicate the structure of the object. The system can also determine a geographic location of each structure using the two-dimensional (2D) spatial information of the aerial imagery and the depth information of the heightmap.

IPC Classes  ?

• G06V 20/17 - Terrestrial scenes taken from planes or by drones
• G06V 20/10 - Terrestrial scenes
• G06V 20/13 - Satellite images
• G06V 10/82 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using neural networks
• G06V 10/26 - Segmentation of patterns in the image fieldCutting or merging of image elements to establish the pattern region, e.g. clustering-based techniquesDetection of occlusion
• G06V 10/764 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using classification, e.g. of video objects
• G06V 10/80 - Fusion, i.e. combining data from various sources at the sensor level, preprocessing level, feature extraction level or classification level
• G06T 7/11 - Region-based segmentation

Abstract

Computer vision systems and methods for detecting structures using aerial imagery and heightmap data are provided. The system receives aerial imagery and at least one heightmap, and merges the aerial imagery and the heightmap to create a combined image. The system determines one or more structures of the land property based at least in part on the combined image and a computer vision model, which can detect one or more objects in the combined image. The system can generate and place a bounding box or a polygon around each of the detected objects, and generate and assign a structure classification to the bounding box or the polygon to indicate the structure of the object. The system can also determine a geographic location of each structure using the two-dimensional (2D) spatial information of the aerial imagery and the depth information of the heightmap.

IPC Classes  ?

• G06T 7/73 - Determining position or orientation of objects or cameras using feature-based methods
• G06T 11/60 - Editing figures and textCombining figures or text
• G06V 10/82 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using neural networks
• G06V 20/13 - Satellite images
• G06V 20/17 - Terrestrial scenes taken from planes or by drones

Abstract

Systems and methods for machine learning of medical records are provided. The system can execute multiple machine learning models on the medical records in parallel using multi-threaded approach wherein each machine learning model executes using its own, dedicated computational thread in order to significantly speed up the time with which relevant information can be identified from documents by the system. The multi-threaded machine learning models can include, but are not limited to, sentence classification models, comorbidity models, ICD models, body parts models, prescription models, and provider name models. The system can also utilize combined convolutional neural networks and long short-term models (CNN+LSTMs) as well as ensemble machine learning models to categorize sentences in medical records. The system can also extract service provider, medical specializations, and dates of service information from medical records.

IPC Classes  ?

• G06F 40/166 - Editing, e.g. inserting or deleting
• G16H 10/60 - ICT specially adapted for the handling or processing of patient-related medical or healthcare data for patient-specific data, e.g. for electronic patient records
• G16H 50/70 - ICT specially adapted for medical diagnosis, medical simulation or medical data miningICT specially adapted for detecting, monitoring or modelling epidemics or pandemics for mining of medical data, e.g. analysing previous cases of other patients

Abstract

Computer vision systems and methods for determining roof age and life are provided. The system processes newer and older images of an area of interest that includes a structure having a roof using computer vision to detect changes in roof conditions over time, and calculates a ground truth model of roof age and roof condition based on the detected changes. An initial linear regression model is calculated by the system, and noise is filtered from the model. A final linear regression model is then calculated by the system and validated. Using the final linear regression model, the system determines an age of the roof in the area of interest as well as the remaining life of the roof.

IPC Classes  ?

• G05B 23/02 - Electric testing or monitoring
• G06V 20/10 - Terrestrial scenes

Abstract

Computer vision systems and methods for determining roof age and life are provided. The system processes newer and older images of an area of interest that includes a structure having a roof using computer vision to detect changes in roof conditions over time, and calculates a ground truth model of roof age and roof condition based on the detected changes. An initial linear regression model is calculated by the system, and noise is filtered from the model. A final linear regression model is then calculated by the system and validated. Using the final linear regression model, the system determines an age of the roof in the area of interest as well as the remaining life of the roof.

IPC Classes  ?

• G06V 20/10 - Terrestrial scenes
• G06V 10/766 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using regression, e.g. by projecting features on hyperplanes
• G06T 7/00 - Image analysis

Abstract

A system and method for generating a parametric model of a roof structure comprising a processor in communication with a memory. The system receives a plurality of parameters of each roof component composing the roof structure and performs a geometry creation based on the received plurality of parameters. The system generates a constrained three-dimensional geometry based on an output of the geometry creation, and displays a three-dimensional model of the roof structure based on the constrained three-dimensional geometry.

IPC Classes  ?

• G06F 30/13 - Architectural design, e.g. computer-aided architectural design [CAAD] related to design of buildings, bridges, landscapes, production plants or roads
• G06F 3/04815 - Interaction with a metaphor-based environment or interaction object displayed as three-dimensional, e.g. changing the user viewpoint with respect to the environment or object
• G06F 3/04845 - Interaction techniques based on graphical user interfaces [GUI] for the control of specific functions or operations, e.g. selecting or manipulating an object, an image or a displayed text element, setting a parameter value or selecting a range for image manipulation, e.g. dragging, rotation, expansion or change of colour
• G06F 30/17 - Mechanical parametric or variational design
• G06F 111/20 - Configuration CAD, e.g. designing by assembling or positioning modules selected from libraries of predesigned modules

Abstract

Computer vision systems and methods for generating building models using three-dimensional sensing and augmented reality (AR) techniques are provided. Image frames including images of a structure to be modeled are captured by a camera of a mobile device such as a smart phone, as well as three-dimensional data corresponding to the image frames. An object of interest, such as a structural feature of the building, is detected using both the image frames and the three-dimensional data. An AR icon is determined based upon the type of object detected, and is displayed on the mobile device superimposed on the image frames. The user can manipulate the AR icon to better fit or match the object of interest in the image frames, and can capture the object of interest using a capture icon displayed on the display of the mobile device.

IPC Classes  ?

• G06T 17/05 - Geographic models
• G06T 19/00 - Manipulating 3D models or images for computer graphics
• G06V 10/147 - Details of sensors, e.g. sensor lenses
• G06V 20/64 - Three-dimensional objects

Abstract

A system for modeling a three-dimensional structure utilizing two-dimensional segments comprising a memory and a processor in communication with the memory. The processor extracts a plurality of two-dimensional segments corresponding to the three-dimensional structure from a plurality of images indicative of different views of the three-dimensional structure. The processor determines a plurality of three-dimensional candidate segments based on the extracted plurality of two-dimensional segments and adds the plurality of three-dimensional candidate segments to a three-dimensional segment cloud. The processor transforms the three-dimensional segment cloud into a wireframe indicative of the three-dimensional structure by performing a wireframe extraction process on the three-dimensional segment cloud.

IPC Classes  ?

• G06T 17/10 - Volume description, e.g. cylinders, cubes or using CSG [Constructive Solid Geometry]
• G06F 9/38 - Concurrent instruction execution, e.g. pipeline or look ahead
• G06T 15/20 - Perspective computation
• G06T 17/05 - Geographic models
• G06T 17/20 - Wire-frame description, e.g. polygonalisation or tessellation
• G06V 10/75 - Organisation of the matching processes, e.g. simultaneous or sequential comparisons of image or video featuresCoarse-fine approaches, e.g. multi-scale approachesImage or video pattern matchingProximity measures in feature spaces using context analysisSelection of dictionaries
• G06V 20/10 - Terrestrial scenes
• G06V 20/13 - Satellite images
• G06V 20/64 - Three-dimensional objects

Abstract

Computer vision systems and methods for text classification are provided. The system detects a plurality of text regions in an image and generates a bounding box for each detected text region. The system utilizes a neural network to recognize text present within each bounding box and classifies the recognized text, based on at least one extracted feature of each bounding box and the recognized text present within each bounding box, according to a plurality of predefined tags. The system can associate a key with a value and return a key-value pair for each predefined tag.

IPC Classes  ?

• G06V 20/62 - Text, e.g. of license plates, overlay texts or captions on TV images
• G06F 18/20 - Analysing
• G06F 18/2413 - Classification techniques relating to the classification model, e.g. parametric or non-parametric approaches based on distances to training or reference patterns
• G06V 30/10 - Character recognition
• G06V 30/18 - Extraction of features or characteristics of the image
• G06V 30/19 - Recognition using electronic means
• G06V 30/413 - Classification of content, e.g. text, photographs or tables
• G06V 30/414 - Extracting the geometrical structure, e.g. layout treeBlock segmentation, e.g. bounding boxes for graphics or text

Abstract

Systems and methods for detecting, extracting, and categorizing structure data from aerial imagery following a major weather event are provided. The system processes digital images and weather data to automatically detect, extract, and categorize structure data following a major weather event. After receiving an indication of a region of interest (“ROI”) from a user, the system retrieves weather mapping data for the ROI and retrieves information related to attributes of structures within the ROI from a machine learning subsystem. The system then cross-references the property data, the weather data, and the structure attributes and assigns a risk rating to the structures within the ROI. Finally, the system generates and delivers a data package to the user.

IPC Classes  ?

• G06Q 40/08 - Insurance
• G06F 16/29 - Geographical information databases
• G06N 20/00 - Machine learning
• G06T 7/00 - Image analysis
• G06V 20/10 - Terrestrial scenes

Abstract

Computer vision systems and methods for end-to end training of neural networks are provided. The system generates a fixed point algorithm for dual-decomposition of a maximum-a-posteriori inference problem and trains the convolutional neural network and a conditional random field with the fixed point algorithm and a plurality of images of a dataset to learn to perform semantic image segmentation. The system can segment an attribute of an image of the dataset by the trained neural network and the conditional random field.

IPC Classes  ?

• G06T 7/10 - SegmentationEdge detection
• G06F 18/20 - Analysing
• G06F 18/21 - Design or setup of recognition systems or techniquesExtraction of features in feature spaceBlind source separation
• G06N 3/08 - Learning methods
• G06N 5/046 - Forward inferencingProduction systems
• G06T 7/11 - Region-based segmentation
• G06V 10/26 - Segmentation of patterns in the image fieldCutting or merging of image elements to establish the pattern region, e.g. clustering-based techniquesDetection of occlusion
• G06V 10/84 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using probabilistic graphical models from image or video features, e.g. Markov models or Bayesian networks
• G06V 30/19 - Recognition using electronic means
• G06V 30/262 - Techniques for post-processing, e.g. correcting the recognition result using context analysis, e.g. lexical, syntactic or semantic context

Abstract

Machine learning systems and methods for image splicing detection and localization are provided. The system receives an image (e.g., a still digital image, an image frame from a video file, etc.) and divides the image into a set of patches using a patch partitioning algorithm. The system then processes the patches a point set in a high-dimensional feature space, and extracts features from the patches. The system then performs deep learning on the point sets by performing image-level manipulation classification and localization.

IPC Classes  ?

• G06V 10/50 - Extraction of image or video features by performing operations within image blocksExtraction of image or video features by using histograms, e.g. histogram of oriented gradients [HoG]Extraction of image or video features by summing image-intensity valuesProjection analysis
• G06V 10/82 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using neural networks
• G06V 20/90 - Identifying an image sensor based on its output data
• G06V 20/00 - ScenesScene-specific elements

Abstract

Computer vision systems and methods for object detection with reinforcement learning are provided. The system includes a reinforcement learning agent configured to detect an object pertaining to a target object class and a plurality of objects pertaining to different target object classes, such that the reinforcement learning agent determines a bounding box for each of the detected of objects. The system first sets parameters of the reinforcement learning agent. The system then detects an object and/or objects in an image based on the set parameters. Finally, the system determines a bounding box and/or bounding boxes for each of the detected objects.

IPC Classes  ?

• G06T 11/00 - 2D [Two Dimensional] image generation
• G06F 18/2431 - Multiple classes
• G06N 20/00 - Machine learning
• G06T 11/20 - Drawing from basic elements, e.g. lines or circles
• G06V 10/25 - Determination of region of interest [ROI] or a volume of interest [VOI]
• G06V 10/764 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using classification, e.g. of video objects
• G06V 20/64 - Three-dimensional objects

Abstract

Machine learning systems and methods for image splicing detection and localization are provided. The system receives an image (e.g., a still digital image, an image frame from a video file, etc.) and divides the image into a set of patches using a patch partitioning algorithm. The system then processes the patches a point set in a high-dimensional feature space, and extracts features from the patches. The system then performs deep learning on the point sets by performing image-level manipulation classification and localization.

IPC Classes  ?

• G06V 20/00 - ScenesScene-specific elements
• G06V 10/26 - Segmentation of patterns in the image fieldCutting or merging of image elements to establish the pattern region, e.g. clustering-based techniquesDetection of occlusion
• G06V 10/764 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using classification, e.g. of video objects
• G06V 10/77 - Processing image or video features in feature spacesArrangements for image or video recognition or understanding using pattern recognition or machine learning using data integration or data reduction, e.g. principal component analysis [PCA] or independent component analysis [ICA] or self-organising maps [SOM]Blind source separation
• G06V 10/771 - Feature selection, e.g. selecting representative features from a multi-dimensional feature space
• G06V 10/98 - Detection or correction of errors, e.g. by rescanning the pattern or by human interventionEvaluation of the quality of the acquired patterns

Abstract

Computer vision systems and methods for generating building models using three-dimensional sensing and augmented reality (AR) techniques are provided. Image frames including images of a structure to be modeled are captured by a camera of a mobile device such as a smart phone, as well as three-dimensional data corresponding to the image frames. An object of interest, such as a structural feature of the building, is detected using both the image frames and the three-dimensional data. An AR icon is determined based upon the type of object detected, and is displayed on the mobile device superimposed on the image frames. The user can manipulate the AR icon to better fit or match the object of interest in the image frames, and can capture the object of interest using a capture icon displayed on the display of the mobile device.

IPC Classes  ?

• G06T 17/00 - 3D modelling for computer graphics
• G06F 3/04817 - Interaction techniques based on graphical user interfaces [GUI] based on specific properties of the displayed interaction object or a metaphor-based environment, e.g. interaction with desktop elements like windows or icons, or assisted by a cursor's changing behaviour or appearance using icons
• G06F 3/04845 - Interaction techniques based on graphical user interfaces [GUI] for the control of specific functions or operations, e.g. selecting or manipulating an object, an image or a displayed text element, setting a parameter value or selecting a range for image manipulation, e.g. dragging, rotation, expansion or change of colour
• G06T 7/13 - Edge detection
• G06T 7/60 - Analysis of geometric attributes
• G06T 19/00 - Manipulating 3D models or images for computer graphics

Goods & Services

Providing online computer databases and information, featuring information on construction of buildings, and restoration and repair of buildings and automobiles; Providing information and analysis in the field of building construction, building inspection in the course of construction, roofs, other features of building structures, structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement, for use in building inspections, risk assessment, hazard assessment, and reconstruction assessment; Providing an interactive website featuring information and analysis relating to construction, namely, information about building construction, building damage repair, and building repair; Providing information and analysis in the field of construction of building structures, roofs, other features of building structures; Consulting in the fields of building in the nature of building construction and repair of damages to buildings caused by catastrophes; Providing online information in the field of building construction information, for detecting, identifying, measuring and analyzing roofs, building structures, property, terrain, and other objects and conditions; Providing online information in the field of rebuilding and repair of building structures, roofs, and other features of property, for creating drawings, floorplans, and schematics of property; Providing online information in the field of building inspection in the course of construction for use in inspection, evaluation and assessment of buildings.

Goods & Services

Automatic electronic transmission of notifications of changes in automobile liability insurance policies to state motor vehicle departments; Providing access over a global computer network to databases and information for use in insurance, risk management, risk assessment, and risk analysis, all relating to loss prevention; Providing access to a database with information and analysis concerning the natural hazards that have occurred at property addresses or locations; Electronic transmittal of information and analysis concerning the natural hazards that have occurred at property addresses or locations.

Goods & Services

Providing an interactive website featuring information in the field of transportation; Providing information in the field of transportation; Providing information about the transport of commodities.

Goods & Services

Educational services, namely, conducting seminars, lectures, workshops and web seminars, for the insurance, insurance premium audit, law enforcement, and fraud detection fields, and providing training manuals in connection therewith; Providing online publications, namely, newsletters in the field of property and casualty insurance claim; Providing on-line information circulars containing actuarial data and analysis for use in insurance rate-making and other actuarial processes; Educational services, namely, providing in-person and on-line training courses, seminars and workshops and providing round table and panel discussions, in the fields of insurance, building and construction, climate, environment, catastrophes, weather events and issues, geopolitics, and agriculture; Online non-downloadable white papers, research papers, instruction books, and tutorials, all in the fields of insurance, real estate, building and construction, catastrophes, climate, environment, weather events and issues, geopolitics, and agriculture; Providing online publications in the nature of reports, briefs, and newsletters in the field of insurance, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment and financial and investment analysis; Developing educational programs for use by law enforcement agencies to deter theft and find stolen property; Providing online non-downloadable electronic publications in the nature of maps featuring information and analytics relating to wildfires and risk associated with wildfires; Providing online non-downloadable publications in the nature of electronic reports with information on and analysis of wildfires via a global computer network; Educational services, namely, conducting conferences in the fields of catastrophe insurance and catastrophe response; Providing news in the nature of current event reporting related to weather catastrophes; Providing in person educational forums in the fields of insurance, building and construction, catastrophes, climate, environment and weather events and issues, geopolitics, and agriculture; Providing on-line webinars in the fields of insurance, building and construction, climate, environment, catastrophes, weather events and issues, surveillance, geopolitics, and agriculture; Providing non-downloadable electronic publications, namely, electronic reports with information on and analysis of fire protection efforts via a global computer network; Providing an online non-downloadable publication, namely, glossary of technical terms regarding the loss and theft of heavy construction equipment for use by insurance companies, manufacturers and law enforcement; Providing in-person educational forums in the fields of insurance, building and construction, catastrophes, climate, environment and weather events and issues, geopolitics, and agriculture; Providing an interactive website featuring imagery in the nature of non-downloadable photographs in the fields of insurance; Providing an interactive website featuring imagery in the nature of non-downloadable photographs in the fields of insurance and financial risk assessment, insurance and financial risk detection, insurance and financial risk analysis, and financial risk management; Providing a website featuring non-downloadable imagery in the nature of photographs in the field of property and terrain; Providing a website featuring non-downloadable imagery in the nature of videos and photographs in the field of weather, environmental analysis, climate science, and forensic analysis; Providing a website featuring non-downloadable imagery in the nature of photographs in the field of insurance claims investigations; Providing on-line non-downloadable publications in the nature of electronic reports with information and analytics relating to insurance data; Arranging and conducting business conferences for persons in the business of insurance and risk management.

Goods & Services

Compiling and analyzing healthcare billing data in order to uncover and identify and prevent fraud, waste and abuse; Pre-employment background verification of a person's credentials and screening services, namely, pre-employment background screening, verifying professional credentials for employment purposes, and automatic monitoring of public records regarding active employees for criminal activity; Providing a searchable online database to assist property owners and law enforcement to investigate and recover stolen or damaged property; Providing online information about fire prevention and fire ratings of local communities, namely, emergency response statistics, and information, namely, emergency response information about buildings and real property surveys and maps as it pertains to fire prevention; Investigation services in the field of health care insurance claims to detect fraud; Reviewing standards and practices of building departments of municipalities to determine and evaluate their compliance with building codes, for the benefit of the insurance industry; Data validation services provided to insurance companies, law enforcement agencies and equipment owners, namely, providing data in the nature of assigned identification numbers for theft protection verifying the accuracy and status of Product Identification Numbers for equipment electronically or via the telephone; Providing reports for hiring companies, employers, and potential employers, containing information for background screening; Providing information on motor vehicle violations of drivers and insurance policyholders to others; Licensing of computer software and software programs; Providing information and an interactive website featuring information and analysis relating to insurance claims investigations, workers compensation fraud investigations; Providing pre-employment background screening services, namely, providing online information on employment histories, verification of education, credentials, and prior employment for security purposes, criminal background checks, and automatic monitoring of active employees for criminal activity through a global information network; Providing news related to laws and regulations impacting the insurance industry; Providing information on and analysis of wildfires to assist communities with evaluating risk; Providing ratings information, namely, review of fire prevention measures used to evaluate risk; Providing information on and analysis of fire protection efforts to evaluate fire risk; Providing on-line databases to insurers, truckers, shippers and law enforcement agencies featuring identification numbers, descriptions of assets, asset location information, other asset identifying factors and investigative recovery information, to aid in the identification and recovery of stolen goods; Providing an online database featuring investigative recovery information about lost or stolen heavy construction equipment for use by insurance companies, manufacturers and law enforcement; Providing an online searchable database accessible via a global communication network that contains descriptions of heavy equipment in the field of construction, namely, assigned numbers for identification and tracking, descriptions of assets, asset location information, other asset identifying factors and investigative recovery information, to assist owners and law enforcement, in the case of theft, to hasten the possibility of recovery; Providing a database via a global communications network with information and analysis of theft of assets; Providing information regarding theft of assets distributed electronically by email and fax; Providing a website featuring information and analysis of theft of assets; Providing a website featuring online notifications for individuals about information regarding theft of assets sent via electronic message alerts; Background investigation and research services, namely, screening and monitoring employees and candidates for employment for criminal records, driving records, social security number verification and verification of education and employment history; Employment and pre-employment background investigation, namely, providing on-line information for employers about employees and candidates for employment concerning criminal records, driving records, and verification of social security numbers, education, and employment history; Fraud detection services, namely, investigation in the field of insurance claims investigations; Security threat analysis, namely, for protecting commercial property; Providing information regarding theft of assets distributed electronically through downloadable mobile applications; Providing and analyzing statistical health data to uncover and identify healthcare fraud and healthcare claims errors; Business investigations for fraud prevention; Compilation and analysis of fraud and security data in the fields of insurance, banking, finance, law enforcement, and geopolitics, all for detecting fraud and security threats; Preparation of reports with information in the field of wildfire prevention and wildfire-fighting and safety risk associated with wildfires, and ratings information relating to wildfires used to evaluate safety risk; Compilation and analysis of information, namely, safety risk information in the field of wildfires and analysis of safety risk associated with wildfires; Compilation and analysis of ratings information, namely, fire prevention information relating to wildfires, used to evaluate risk; Providing risk analysis ratings information, namely, fire prevention information in the field of wildfires to the insurance industry used to evaluate risk; Providing a database that contains investigation results, namely, claims investigations for fraud prevention regarding the loss, damage or theft of insured property for use by insurance companies; Providing information in the field of insurance claims, namely, investigation of insurance claims; Providing databases and information in the field of insurance claims investigations and insurance fraud investigation information; Providing information and analytics regarding property locations and characteristics, namely, compiling crime occurrence data for purposes of insurance and financial risk assessment; Providing a database that contains investigation results in the field of insurance claims investigations of loss, damage or theft of heavy construction equipment and that is offered via a global communications network for use by insurance companies; Providing vehicle history reports, namely, vehicle safety history reports; Providing on-line computer databases featuring risk analysis information about perils in the nature of acts of terrorism, civil unrest, and theft; Providing information and analysis, namely, safety inspection information and analysis relating to building structures, roofs, other features of building structures, structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement, for use in risk assessment and hazard assessment; Providing an interactive website featuring information and analysis relating to construction, namely, information about safety at construction sites; Providing on-line information in the field of fraud investigations for managing workers compensation claims; Providing on-line information in the field of screening candidates for employment for criminal records; Providing information about insurance and prospective insureds and reports relating to insurance, namely, insurance claims investigation information and insurance fraud information; Providing a database that contains insurance fraud investigation results regarding loss, damage, and theft of insured property for use by insurance companies; Providing information in the field of fraud detection investigations relating to insurance claims; Providing information about vehicles, namely, information about vehicle safety risks and accident investigations for insurance and financial purposes; Providing information on and analysis of fire protection efforts, namely, fire prevention to assist in underwriting of insurance and financial services products; Providing on-line computer databases featuring risk analysis information about perils in the nature of terrorism and theft; Compilation and analysis of information in the field of fire protection efforts for use in the fields of insurance and financial services; Providing theft, fraud, and recovery information and analysis in the field of supply chain logistics, namely, about supply chain security, cargo theft trends and recovery assistance to aid motor carriers, manufacturers, retailers, and insurance and logistics companies in mitigating cargo theft and fraud, and monitoring and tracking of cargo, inventory, vehicles, and equipment for supply chain theft prevention purposes; Providing information and analysis relating to emergency services, namely, information about fire-fighting services used to analyze risk; Providing a database that contains investigation results, namely, insurance claim investigations, regarding the loss, damage or theft of insured property for use by insurance companies; Providing information and analytics on insurance-related court decisions; Providing medical data via an online portal and API interface for use by law firms for legal purposes.

Goods & Services

Downloadable reports about property damage, loss, climate, environment, weather events, and catastrophes; Downloadable images in the fields of engineering, weather, environment and climate, insurance, construction, law enforcement, and emergency services; Downloadable software for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries; Downloadable software for detecting, identifying, and analyzing roofs, building structures, property, terrain and other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Downloadable software for capturing, viewing, storing, editing, arranging, annotating, transmitting, processing, analyzing, searching, managing, displaying, detecting, reproducing, modifying and otherwise interacting with or utilizing information, data, and aerial, terrestrial, satellite, and geospatial imagery and other imagery and outputs from sensory and detection technologies; Downloadable software for creating drawings, floorplans, and schematics of building structures, roofs, other features of building structures, property, terrain and other objects and conditions; Downloadable software for integrating electronic data and other information with real world environments; Downloadable software for use in detection, inspection, evaluation and assessment of buildings and other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Downloadable and recorded software for risk assessment, analysis and management and hazard assessment, analysis and management; Downloadable and recorded software to assist in insurance claims assessment, analysis and management; Downloadable software for capturing, storing, managing, processing and transmitting photos, videos and other sensory and detection information; Downloadable software used for capturing, storing and accessing images and geographic, locational and other data regarding the captured, stored and accessed images; Downloadable and recorded software for use in analysis, predictive modeling, and creating reports, relating to property damages, loss information, climate, environment, weather events, and catastrophes, pandemics, and terrorism threats; Downloadable software for controlling imaging apparatus and technologies and other sensory and detection apparatus and technologies; Downloadable software for use in valuations of real estate, buildings, fixtures, personal property and other objects; Downloadable software for identifying, documenting, inventorying, and monitoring personal, commercial, and industrial property and any damage thereto and status, condition, value and location thereof; Downloadable software, namely, graphic based construction estimation software, which estimates the cost of building or repairing structures and other objects; Downloadable and recorded software, namely, cost estimation, project management and analytic reporting software; Downloadable and recorded software for identifying, estimating and valuing insuring, remodeling, replacement and construction costs; Downloadable reports, data files and software for underwriting and risk analysis, all in the field of information and analytics regarding weather, climate, environment, hazards and other events and conditions; Downloadable electronic maps featuring information and analytics regarding weather, climate, environment, hazards and other conditions; Downloadable and recorded software for risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Downloadable software for accessing information on risk for specific geographic regions, catastrophic events, weather, climate, and environmental events, world events, and other potential loss events; Downloadable and recorded software for providing insurance data; Downloadable and recorded software for use in insurance, insurance services, insurance underwriting, and insurance rating information, and for computing, estimating, and analyzing insurance risk information; Downloadable and recorded risk modeling software for analyzing business and financial risk; Downloadable and recorded software for climate, environment and disaster risk management; Downloadable electronic publications in the nature of reports, briefs and data files featuring information regarding risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, financial and investment analysis, and insurance hazard assessment; Downloadable electronic publications in the nature of reports, briefs and data files for use by insurance companies in the fields of corporate social responsibility, compliance, risk management and strategy, and audits; Downloadable electronic publications in the nature of reports, briefs and data files featuring information regarding risk for specific geographic regions, catastrophic events, weather, climate, and environmental events, world events, and other potential loss events; Downloadable electronic publications in the nature of reports, briefs and data files featuring information on risk relating to human rights, political stability, security, corruption, safety, conflicts, terrorism, food security, water security, energy security, climate change and poverty; Downloadable electronic publications in the nature of reports, briefs and data files featuring insurance data, insurance risk information, information about insurance services, insurance underwriting, insurance rating, insurance claims, insurance fraud and abuse, and insurance risk, business risk and financial risk; Downloadable electronic publications in the nature of reports, briefs and data files featuring information on climate, environment and disaster risk management; Downloadable computer software for accessing, capturing, managing and organizing data and generating reports for use in analysis, and risk management, and downloadable software for identifying, tracking, capturing, and analyzing consumer events for marketing in the financial services field data; Downloadable and recorded simulation software for the modeling of natural and man-made events, terrorism threats and pandemics; Downloadable and recorded catastrophe modeling software; Downloadable and recorded weather modeling software; Downloadable and recorded climate and environment modeling software; Downloadable and recorded software for accessing, capturing analyzing, managing and organizing data and generating reports for use in risk management; Downloadable and recorded loss modeling software; Downloadable and recorded software to model rebuild and replacement costs for damaged structures; Downloadable computer software for use with product regulatory compliance, namely, for use in data collection, database management, analytics, regulatory reporting, and providing information to customers on compliance with customer, industry and/or regulatory obligations; Downloadable electronic reports, data files and databases with information on and analysis of wildfires and risk associated with wildfires, and ratings information relating to wildfires used to evaluate risk; Downloadable electronic reports with information on and analysis of fire protection efforts; Downloadable electronic reports with ratings information relating to fire protection efforts used to evaluate risk; Downloadable data files in the fields of merchant risk assessment and merchant compliance with customer, industry and/or regulatory obligations; Downloadable software for detection of fraudulent activity; Downloadable software for identifying damage to vehicles; Downloadable electronic reports with bankruptcy information; Downloadable electronic reports regarding theft of assets; Downloadable and recorded software for metrics tracking, retail transaction analytics and profit enhancement all relating to loss prevention for use in insurance, risk management, risk assessment, and risk analysis; Downloadable software for insurance claims management, retail incident and case management and reviewing, analyzing, and tracking of insurance claims and retail data; Downloadable software for incident reporting; Downloadable software for identifying theft and fraud; Downloadable software for identifying, investigating and analyzing data for use in insurance fraud investigations; Downloadable software for providing estimates of loss to assist in settlement of retail fraud incidents, and insurance claims; Downloadable software for data collection, analytics, and providing alerts pertaining to retailer transaction and other retailer data, crimes, accidents, other safety events in the workplace and brand protection issues; Downloadable software to assist retailers, property owners and law enforcement to investigate and recover stolen or damaged property, to share and analyze information regarding crimes, and for reporting of criminal activity; Downloadable and recorded software for use in risk mitigation arising from weather, climate and environmental events; Downloadable software for analyzing data and creating reports relating to risk, metrics tracking, retail transaction analytics, profit enhancement and loss prevention; GPS tracking devices; Downloadable and recorded software for providing information and analytics about insurance, reinsurance, and insurance claims; Downloadable and recorded software used to analyze and manage risk, to compile insurance claim information, to analyze and manage insurance information and insurance claim information, to track and manage financial information relating to insurance, to identify and detect fraud and abuse and to provide downloadable reports related thereto; Downloadable reports, data files, and electronic maps, featuring information and analytics regarding weather and natural hazards; Downloadable software for creating and viewing reports and maps about weather and natural hazards that have occurred at geographic locations; Downloadable and recorded computer software for accessing downloadable databases for analyzing risk relating to weather and other perils; Downloadable and recorded software for accessing information on estimates of insured loss and actual insured loss resulting from catastrophic events, for accessing information on weather events and other catastrophic events, for risk management and analysis, for financial risk assessment, for financial and investment analysis, for providing insurance claims data, for facilitating interaction and engagement between insurers and claims adjusters, and for providing feedback about insurance claims; Downloadable databases and electronic publications in the nature of articles and reports with information on estimates of insured loss and actual insured loss resulting from catastrophic events; Downloadable databases and electronic publications in the nature of articles and reports with information about weather events and other catastrophes; Downloadable databases and electronic publications in the nature of articles and reports with information in the insurance industry; Databases recorded on computer media with information in the field of business strategic and operational risk management and analysis, business strategic and operational risk analytics, business strategic and operational risk calculation, business strategic and operational risk mitigation, business strategic and operational risk forecasting; Downloadable electronic reports with research and analytics in the fields of cybersecurity and cyber risks; Downloadable software for use in insurance inspection, management and valuations of real estate, buildings, fixtures, automobiles and personal property; Downloadable software for use in personal property replacement cost valuation; Downloadable software for uploading photos and videos, for streaming and recording videos, and for communicating with and sharing information with insurance policyholders and insurance industry professionals; Downloadable software for collaboration and communication among multiple users, in particular for voice and video conferencing, messaging, calendaring, task managing, document and information exchange, and providing feedback; Downloadable insurance broking software; Downloadable reports featuring insurance information; Downloadable reports featuring insurance loss history information to assist with insurance underwriting and ratings; Downloadable software for collecting data about vehicles, performance of vehicles and vehicle operators, location of vehicles, and frequency of vehicle use; Downloadable software for assisting with predictive modeling and analysis of insurance data, insurance underwriting and assessment of insurance risk; Downloadable software for mobile devices, namely, software for collecting data about performance of vehicles and vehicle operators, location of vehicles, and frequency of vehicle use; Downloadable electronic reports and data files relating to insurance, insurance underwriting, risk assessment, risk management and analysis, hazard assessment, catastrophic events, and aerial, terrestrial, and satellite imagery, photographic data, and geospatial data; Downloadable software for pre-populating insurance documents with data about real property, personal property, and owners and occupants of real property; Downloadable and recorded software for creating insurance forms and documents relating to real property, personal property, and owners and occupants of real property; Downloadable and recorded software for accessing information for the analysis of insurance risk, insurance underwriting, and insurance coverage; Downloadable and recorded software for accessing information on and analysis of real property and personal property valuation, and estimation of replacement, restoration and repair costs of property and structures; Downloadable and recorded software for accessing information about real property and ownership and usage of real property; Downloadable software for accessing information about consumer usage of physical property obtained through electronic monitoring, and information about personal property and ownership of personal property; Downloadable and recorded software for accessing information for insurance quotes, for evaluating insurance policy information, and for evaluating insurance claims; Downloadable electronic reports, data files, and white papers, with information on real property, personal property, and property valuation, ownership and usage, and estimation of replacement, restoration and repair costs of property and structures; Downloadable electronic reports and data files with information for insurance quotes, for evaluating insurance policy information, and for evaluating insurance claims; Downloadable software for use in identifying, investigating and analyzing insurance fraud; Downloadable software to retrieve, review, analyze, upload and organize data from medical records, and to create reports from such data, for use in insurance claims management and analysis, and for use by independent medical exam entities, group health insurers, and law firms; providing medical data via downloadable data files and downloadable reports, to assist in insurance claims management and analysis, and for use by independent medical exam entities, group health insurers, and law firms; all specifically excluding investment advisory, investment consulting, asset allocation, wealth management, mutual fund management, or financial planning services, including annuities, stocks, bonds, and mutual funds; Downloadable software to assist in the collection of data relating to customer identity resolution and consumer intelligence; Downloadable software to assist with lead intelligence; Downloadable software to assist with TCPA consent verification; Downloadable software to assist with marketing personalization; Downloadable data files and reports with information about business intelligence, risk exposure, natural and man-made events, catastrophes, weather, cyber events, climate, and risks related thereto.

Goods & Services

Providing business risk assessment information to insurance carriers; Providing information in the field of property and casualty insurance claims auditing; Providing referral services for building improvement, remodeling, and repair service providers; Providing building and construction cost assessments and cost-estimating services; Providing healthcare cost review regarding cost reduction services to insurance organizations and other payors of healthcare claims; Providing an online cost modeling database featuring replacement cost estimates for building structures used in the insurance field for contracting work; Analyzing computer data, and preparing reports of information generated during the operation of vehicles, instruments and machinery for business purposes; Providing estimates of the costs of building repair, restoration, and reconstruction, namely, estimating contracting work; Providing pricing information for use in estimating and valuing the costs of construction, remodeling, repair or replacement of residential, commercial, industrial and agricultural structures and the fixtures and contents thereof; Compilation and analysis of business data in the fields of agriculture, transportation, supply chain logistics, engineering, weather, environment and climate, insurance, construction, real estate, law enforcement, emergency services, government, real estate, and geopolitics; Insurance claims auditing services; Providing business information in the fields of imagery and geospatial data, agriculture, natural resources, and geopolitical issues; Providing in-person promotional forums in the fields of insurance, building and construction, catastrophes, climate, environment and weather events and issues, natural resources, geopolitics, and agriculture; Providing an interactive website featuring information and analysis relating to business risk management in the field of insurance; Providing information and analysis relating to business risk management in field of insurance; Trade information in the field of insurance; Compilation and analysis of business information to assist in risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, financial and investment analysis; Preparing electronic reports for business or commercial purposes in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Providing online databases with information in the field of business strategic and operational risk management and analytics, risk calculation, risk mitigation, risk forecasting; Risk management services; Preparing electronic reports for business strategic and operational purposes in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Business data analysis for measuring the effectiveness of advertisements and targeting consumers; Business research; Providing data in the field of consumer behavior, namely, marketing information about consumer behavior; Maintaining a registry in the field of heavy machinery with information on ownership and theft of assets; Maintaining a database in the nature of a registry that provides data on the ownership of construction equipment for use by the insurance industry and law enforcement; Maintaining a registry of investigators of stolen equipment; Compiling and analyzing data, namely, business data for use in the insurance and financial industries; Compilation and analysis of information, namely, data compiling and analyzing in the field of insurance, relating to wildfires and analysis of risk associated with wildfires; Compilation and analysis of ratings information, namely, business risk assessment in the field of wildfires, used to evaluate risk; Business consulting in the fields of weather, climate and environmental risk; Compilation and analysis of data to assist in insurance claims management and analysis, and business risk management and analysis; Providing business information and online databases featuring business information, namely, business information related to weather-related events, other catastrophic events, and business information related to estimates of insured loss and actual insured loss resulting from catastrophic events; Providing databases in the field of insurance claims auditing; Compilation and analysis of insurance data in the fields of agriculture, transportation, supply chain logistics, engineering, weather, environment and climate, insurance, construction, real estate, law enforcement, emergency services, government, and geopolitics, all for insurance analysis; Compiling and analyzing data for insurance analysis purposes; Consulting in the fields of natural resources management and geopolitics; Providing online websites in the field of insurance claims auditing, business risk management and analysis, business risk analytics, business risk calculation, business risk mitigation, and business risk forecasting; Providing on-line information in the field of property and casualty insurance loss, namely, claims auditing; Providing on-line information in the field of insurance premium audits, for outsourcing insurance premium audits and for linking users of insurance premium audit services to high-quality vendors; Providing on-line information in the field of estimating contracting work to receive, track, document and manage repair estimates and property replacement costs; Providing on-line information in the field of screening candidates for verification of education, credentials, and employment history for business purposes; Providing on-line information in the field of estimating contracting work for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries; Providing information about insurance and potential insured, namely, providing statistical evaluation of insurance claims performance measures for others; Consulting about managing business risk relating to catastrophes; Providing in person promotional forums in the fields of technology in insurance, real estate, building and construction, catastrophes, climate, environment and weather events and issues, natural resources, geopolitics, and agriculture; Providing lead certification services associated with unique identifiers, and services related to lead events, namely, the analysis, tracking, monitoring, authentication, verification, and validation of lead events; Providing business risk information relating to cybersecurity and cyber risks; Compilation and analysis of business data in the field of cybersecurity and cyber risk assessment; Compiling, providing and updating an index of building construction remodeling activities; Providing business information about agricultural commodities, namely, production yield information via a global computer network; Providing a web site featuring a searchable database of business information related to agricultural commodities; Business information services, namely, reporting of information and data about the transport of commodities; Providing computer databases, information, and analytics about characteristics, components, loss experience, loss propensity, history, pricing and insurance claims associated with motor vehicles for business purposes; Providing analytics in the field of insurance, namely, analysis of business risk used to make decisions about insurance underwriting and insurance claims; Business data analysis of the effects of weather and catastrophic events on business performance, in the fields of insurance; Providing information and analytics on consumer spending; Providing information and analytics about consumer behavior and consumer response to marketing, products and services; Providing information and analytics about market conditions; Providing data in the field of identity resolution and consumer intelligence; Providing consumer intelligence data, lead intelligence data, TCPA consent verification, data and marketing personalization data; Business consultancy services in the fields of natural and man-made risks, property and casualty risks, catastrophic risks, weather-related risks, cyber risks, climate risks, insurance, reinsurance, insurance portfolio management, insurance linked securities, and risk management; Business consultancy services; Providing business information.

Goods & Services

Providing information about property and casualty insurance and underwriting risks, risk and evaluation, and risk management, for use by insurance companies in handling insurance claims and insurance investigations, about pending and historical insurance claims, and the adequacy of insurance coverage; Providing insurance information relating to changes in automobile insurance policies; Insurance rating services and information relative thereto, namely, benchmarking expected loss for financial risk assessment purposes, and computing and providing information about computation of insurance premium information; Providing insurance appraisals and evaluations, namely, appraisals of personal and real property insurance claims, and repair cost appraisal; Providing real-time insurance claims processing reports to insurance carriers and restoration contractors; Providing insurance claims processing featuring automated claims administration management, tracking, and monitoring of all stages of insurance claims handling; Insurance consulting in the nature of evaluating issued insurance policy information in conjunction with third party data libraries and proprietary databases and assessing rating factor errors in premium auditing to enhance actuarial analysis, and determining for others the accuracy and validity of insurance policyholders data used for the calculation of insurance policy premiums; Providing reports for mortgage originators and lenders containing information in making decisions about loans; Providing insurance information regarding the data of insurance policy transactions to comply with requirements to notify lien holders, secured parties, or mortgagees of changes in insurance coverage or policies; Providing information in the field of insurance claims, namely, assessment of insurance claims; Providing information on property damage and terrain, namely, financial appraisal of damages and information about insurance and financial risks relating to damage to property and terrain, to assist in insurance claims administration and analysis, insurance and financial risk management and analysis, financial risk assessment, and financial and investment analysis, and real estate valuation, and real estate risk management and analysis; Providing an interactive website featuring information and analysis, namely, information in the fields of insurance and real estate; Providing an interactive website featuring information and analysis, namely, information in the fields of insurance and financial risk assessment, insurance and financial risk detection, insurance and financial risk analysis, and financial risk management; Providing databases and information in the field of insurance, insurance services, insurance analytics, insurance claims, insurance management and analysis, namely, claims assessment, claims adjustment, actuarial information, insurance underwriting information, insurance claim appraisal history and asset valuation appraisal history, insurance coverage verification, financial risk management and analysis, financial risk analytics, financial risk calculation, financial risk mitigation, financial risk forecasting, financial risk assessment, financial and investment analysis; Providing databases and information in the field of claims assessment, claims adjustment, actuarial information, insurance claim appraisal history and asset valuation appraisal history insurance coverage verification, and real estate, all to assist with insurance underwriting; Insurance underwriting information services; Insurance analysis services, namely, assessing insurance claims, and analyzing insurance information for purposes of financial risk assessment; Providing online databases using predictive modeling to allow insurance carriers and insurance underwriters to rate and underwrite insurance policies; Providing information and analytics on financial risk relating to specific geographic regions, weather, climate and environmental events, other catastrophes, world events, and other loss events; Providing insurance and financial risk analysis information and information for investors, manufacturers, insurance carriers, commodities traders, investors, and those in the supply chain, in the field of climate, environment, world events, and disaster risk management; Providing financial risk and investment data regarding climate, environment, world events, and disasters for use in the insurance and financial fields; Consulting and advisory services and providing information in the field of insurance; Providing information and analytics regarding property locations and characteristics, namely, insurance risks derived from property locations for purposes of insurance and financial risk assessment; Providing insurance ratings information, namely, insurance data analyzing insurance loss history and financial information used to evaluate insurance and financial risk; Consulting and advisory services in the fields of financial risk assessment, financial and investment analysis; Financial consultancy and financial risk management; Providing an online database that contains a glossary of technical terms in the field of insurance, covering loss, damage or theft of heavy construction equipment and that is offered via a global communications network for use by insurance companies; Insurance claims administration; Services to insurance companies, Intermediaries and sellers in the nature of assessment and management of medical insurance underwriting risk, and claims adjustments on insurance products; Providing information about vehicle insurance and underwriting risks, risk assessment and evaluation, and risk management; Providing information about vehicles, namely, information about damage and repair appraisal and repair cost, for insurance and financial purposes; Providing vehicle history reports, namely, providing reports about damage and repair appraisal for insurance risk evaluation purposes; Providing information on and analysis of fire protection efforts, namely, insurance and financial risk associated with fire ratings of local communities, to assist in underwriting of insurance and financial services products; Providing ratings information relating to fire protection efforts, namely, insurance risk assessment information used to evaluate insurance and financial risk; Providing information on and analysis of wildfires and risk associated with wildfires, namely, insurance risk information, and ratings information relating to wildfires, namely, insurance risk assessment information, used to evaluate risk, all of the foregoing used to evaluate insurance and financial risk; Providing information in the field of insurance claims risk management, namely, information on weather and natural hazards; Insurance risk assessment relating to the effects of weather and natural hazards; Providing information in the field of insurance, namely, risk analysis information on weather and other perils; Providing on-line computer databases featuring risk analysis information about perils in the nature of financial loss events; Providing information over a global computer network in the field of financial risk analysis information about weather and other perils; Providing insurance underwriting and insurance rating data, namely, insurance and financial risk rating data for insurance use via an online database; Compilation and analysis of data for financial purposes to assist in financial risk assessment, and financial and investment analysis; Providing insurance and financial risk information, namely, information related to weather events and other catastrophes in the nature of information about the effects and potential effects of such events on premiums, and estimates of insured loss and actual insured loss resulting from catastrophic events, to assist in insurance claims management and analysis, financial risk management and analysis, financial risk assessment, and financial and investment analysis, and for assessing insurance and financial risk; Providing insurance to value portfolio analysis; Providing estimates of the costs of building repair, namely, repair cost evaluation; Compilation and analysis of financial data in the fields of energy and natural resources, agriculture, mining, transportation, supply chain logistics, engineering, weather, environment and climate, insurance, finance, construction, real estate, law enforcement, emergency services, real estate, and geopolitics, all for financial analysis; Compilation and analysis of ratings information, namely, insurance risk assessment in the field of wildfires, used to evaluate risk; Providing risk analysis ratings information, namely, insurance risk assessment, to the insurance industry relating to wildfires used to evaluate risk; Consulting and services related thereto in the nature of consultation in the fields of insurance; Providing online websites and information in the field of insurance, namely, insurance and financial risk management and analysis, insurance and financial risk analytics, insurance and financial risk calculation, insurance and financial risk mitigation, insurance and financial risk forecasting, insurance and financial risk assessment and insurance and financial and investment analysis; Providing online information in the field of property and casualty insurance loss, namely, claims auditing information; Providing on-line information in the field of real estate appraisal and valuation for real estate property assessment and creation of real property valuation reports for others; Providing on-line information in the field of claims administration for managing workers compensation claims; Providing on-line information, namely, providing online financial calculators for use in executing residential insurance and valuation calculations; Providing on-line information in the field of personal and real estate appraisals and repair cost evaluation to receive, track, document and manage insurance claims, property valuations, repair estimates and property replacement costs; Providing on-line information in the fields of insurance, insurance claims processing and administration used in insurance claims handling and that allows for collaboration among insurance underwriters, insurance claims personnel and insurance policyholders; Providing on-line information in the field of repair cost evaluation for cost estimating in the building, construction, repair, restoration, maintenance and remodeling industries; Providing on-line information in the field of insurance claims assessment; Providing information about insurance and prospective insureds and reports relating to insurance, namely, information about insurance claims assessment, claims adjustment, actuarial information, insurance underwriting information, insurance claims history information, asset valuation and history, and insurance coverage verification; Providing estimates of the costs of building repair, restoration, and reconstruction, namely, providing replacement cost valuation; Providing information and online databases in the field of insurance, namely, insurance risk assessment and insurance claims appraisals for real property; Providing on-line information in the field of replacement cost valuation for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries; Providing information about insurance and potential insureds, namely, assessment of insurance claims; Providing information and analytics in the field of cyber insurance and cybersecurity risks; Consulting and advisory services in the field of cyber insurance and cybersecurity risks; Providing information and analytics about health data to assist in life insurance underwriting, life insurance and pension analytics, insurance claim insights, insurance compliance and fraud detection, and actuarial and portfolio modeling; Insurance consulting services in the field of workers' compensation, liability and no-fault insurance, Medicare set asides, Medicare insurance reporting, conditional payment management, Medicare and insurance compliance audits, and Medicaid compliance; Insurance rating services using credit data; Providing information in the nature of insurance statistics related to motor vehicles for determining insurance premiums and for other insurance rating purposes; Insurance underwriting and administration services, namely, analysis of statistics and data concerning risks to assist with premium underwriting and pricing; Providing insurance information and analytics relating to vehicles, performance of vehicles and vehicle operators, location of vehicles, and frequency of vehicle use; Providing information and analytics regarding insureds and potential insureds for purposes of insurance and risk assessment; Predictive modeling services in the field of insurance; Providing analytics in the field of insurance, namely, analysis of financial risk used to make decisions about insurance underwriting and insurance claims; Providing on-line databases in the field of insurance, for insurance risk assessment; Providing information and analysis on aerial, terrestrial, and satellite imagery, photographic data, and geospatial data, for insurance risk assessment; Providing insurance and financial assessments of loss and potential loss resulting from catastrophes, to assist in insurance claims management and analysis, insurance risk management and analysis, financial risk assessment, and financial and investment analysis; Providing information, namely, appraisal information for insurance claims and insurance underwriting, to assist in insurance underwriting and the analysis of insurance risk; Technical data analysis, namely, statistical data analysis of the financial impacts of weather and catastrophic events, all for use in the fields of insurance; Providing information and databases with information in the field of insurance for analysis of insurance risk, insurance underwriting, insurance coverage, property valuation, for estimation of replacement, restoration and repair costs of property and structures, for insurance quotes, for evaluation of insurance policy information, and for evaluation of insurance claims; Providing information and databases with information about real property, personal property, and owners and occupants of real property, in the field of insurance; Data verification and validation services provided to insurance companies, namely, providing data to verify the accuracy and status of information about real property, personal property, owners and occupants of real property, and insureds; Providing insurance and financial information to assist insurers with insurance and regulatory compliance requirements; Providing medical data via an online portal and API interface, to assist in insurance claims management and analysis, and for use by independent medical exam entities, group health insurers, and law firms; all specifically excluding investment advisory, investment consulting, asset allocation, wealth management, mutual fund management, or financial planning services, including annuities, stocks, bonds, and mutual funds; Providing insurance information; consulting, advisory, and analysis services in the fields of insurance, reinsurance, financial risk management, insurance and reinsurance portfolio risk, financial modeling and actuarial ratings, finance, and financial investment; providing information in the field of insurance risk management, namely, providing an on-line searchable database featuring location and site analytics for insurance risk management.

Goods & Services

Providing online, non-downloadable software for use in profiling healthcare provider billing activity in order to identify and prevent fraud, waste, and abuse; Providing on-line non-downloadable software programs for use in analyzing property and casualty insurance loss information; Providing on-line non-downloadable software programs for use as an automated valuation model for real estate property assessment and creation of real property valuation reports for others; Providing on-line non-downloadable software for accessing, storing, retrieving and updating driver and motor vehicle records; Providing on-line non-downloadable software for managing workers compensation claims; Providing on-line non-downloadable software for use by the insurance industry to electronically pre-fill insurance applications with applicant information; Providing on-line non-downloadable software for use in executing residential insurance and valuation calculations; Providing on-line non-downloadable software featuring a spatial assessment tool that offers geographic maps displaying insurance risk assessment data and information, namely, risk addresses, risk assessment, exposure concentrations, and information regarding target areas for underwriting new business; Providing on-line non-downloadable software for conducting insurance premium audits, for outsourcing insurance premium audits and for linking users of insurance premium audit services to high-quality vendors; Providing on-line non-downloadable software for providing real-time claims management reports to insurance carriers and restoration contractors via a secure on-line website; Providing on-line non-downloadable software to receive, track, document and manage insurance claims, property valuations, repair estimates and property replacement costs; Providing on-line non-downloadable software used in insurance claims handling for collaboration among insurance underwriters, insurance claims personnel and insurance policyholders; Providing on-line non-downloadable software for weather-related simulations, forecasts and modeling, to insurance companies and farmers, concerning the risk of weather-related losses; Providing on-line non-downloadable software for screening candidates for employment for criminal records and verification of education, credentials, and employment history; Providing on-line databases featuring weather-related catastrophic events; Application service provider featuring software for providing an on-line computer database that facilitates audits of insurance premiums; Providing climate forecast information; Providing an interactive website featuring technology that allows users to view, annotate and manipulate geospatial data related to properties, structures and characteristics of the earth and objects upon the earth; Providing information and analysis, namely, measurements of building structures, roofs, other features of building structures, property, terrain, and structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement, using imagery and remote sensing technologies; Providing geographic information and measurement information through the collection, manipulation, processing, and/or formatting of images and geographic measurements of geographic locations, namely, photography taken from aerial vehicles, aerial surveying using remote sensing technologies; Providing computer representations of geographic locations, namely, computer mapping and modeling services created from aerial, terrestrial, satellite and geospatial imagery and other imagery and remote sensing technologies; Providing three-dimensional imagery using computer modeling, and computer modeling with measurements and images of building structures, roofs, other features of building structures, property, terrain and structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Obtaining information and imagery, and providing information, imagery, and analysis, namely, computer modeling and computer electronic imaging of building structures, roofs, other features of building structures, property, terrain, other objects and conditions, weather, natural hazards, climate, environment, and natural disasters, for use in building inspections, risk assessment, hazard assessment, reconstruction assessment, and to assist in insurance claims management and analysis; Providing on-line non-downloadable software for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries; Providing on-line non-downloadable software a for detecting, identifying, analyzing roofs, building structures, property, terrain, and other objects and conditions; Providing on-line non-downloadable software for accessing, analyzing, managing and organizing data and generating reports for use with aerial, terrestrial, satellite and geospatial imagery and other imagery and remote sensing technologies, and with photographic data, geospatial data, locational data, and other information and data from remote sensing technologies; Providing on-line non-downloadable software for creating drawings, floorplans, and schematics of building structures, roofs, other features of building structures, property, terrain and other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Providing on-line non-downloadable software for integrating electronic data and other information with real world environments; Providing on-line non-downloadable software for use in detection, inspection, evaluation and assessment of buildings and other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Providing on-line non-downloadable software for risk assessment, analysis and management and hazard assessment, analysis and management; Providing on-line non-downloadable software to assist in insurance claims assessment, analysis and management; Providing on-line non-downloadable software for capturing, storing, management, processing and transmitting photos, videos and other sensory and detection information; Providing on-line non-downloadable software used for capturing, storing and accessing images and geographic, locational and other data regarding the captured, stored and accessed images; Providing an interactive website featuring information and analysis, namely, engineering information in the field of building structures, roofs, other features of building structures, property, terrain, other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement, weather, environment, climate, and natural disasters; Providing an interactive website featuring information and analysis, namely, provision of information in the fields of weather, environmental analysis, and climate science; Providing an interactive website featuring information, and analysis, namely, provision of information in the field of forensic analysis; Providing information, and analysis in the fields of weather, environmental analysis, climate science, and forensic analysis; Providing on-line non-downloadable software for use in analysis, predictive modeling, and creating reports, relating to property damages, loss information, climate, environment, weather events, catastrophes, and other events and conditions; Providing information and analysis, namely, scientific information in the fields of landscape conditions, climate science, and environmental analysis, and changes and risks associated therewith using aerial, terrestrial, satellite and other imagery and remote sensing technologies; Providing on-line non-downloadable software for controlling imaging and other sensory and detection apparatus and technologies; Providing an interactive website featuring technology that allows users to access, review, comment on, receive training on, and provide feedback on, software and services in the field of insurance and conduct interactive discussions in the field of insurance; Providing on-line non-downloadable software for use in valuations of real estate, buildings, fixtures, personal property and other objects; Providing on-line non-downloadable software for documenting, inventorying, and monitoring personal, commercial, and industrial property and any damage thereto and status, condition, value and location thereof; Providing on-line non-downloadable software for communicating with insurance policyholders and insurance industry professionals, for providing and tracking customer surveys and for estimating the costs of insurance, construction, engineering, remodeling or replacement of residential, commercial, industrial and agricultural buildings and the fixtures and contents thereof; Providing on-line non-downloadable software, namely, graphic based construction estimation software to estimate the cost of building or repairing structures and other objects in the nature of structural material and contents of buildings and land; Providing on-line non-downloadable software, namely, non-downloadable cost estimation, project management and analytic reporting software; Providing on-line non-downloadable software for identifying, estimating and valuing insuring, remodeling, replacement and construction costs; Providing on-line non-downloadable software for analytics regarding weather, hazards and other events and conditions in the nature of climates, environment, and catastrophes; Providing a database featuring information and analysis about weather, environmental assessments, climate science and natural hazards in the nature of weather and geological event modeling and simulation; Providing on-line non-downloadable software for creating reports about weather, environment, climate, and natural hazards; Electronic storage services, namely, storing data for others; Providing on-line non-downloadable software for education and training in the fields of insurance cost valuation and residential construction and remodeling; Providing on-line non-downloadable software for identifying documenting, inventorying, and monitoring personal, commercial, and industrial property and any damage thereto and status, condition, value and location thereof; Providing on-line non-downloadable software for calculating the costs of repairs and for monitoring of claims under home warranties and building insurance policies; Providing on-line non-downloadable software for calculating the costs of, tracking the progress and payments of, and reporting personal property claims; Providing on-line databases and preparation of customized reports and analytical documents delivered electronically featuring scientific research and analysis, computer modeling, simulations, and forecasting, on weather, environment, climate and natural hazards, terrorist threats, and pandemics; Providing on-line, non-downloadable software for creating and viewing reports and maps about weather, environment, climate and natural hazards; Providing a website featuring temporary use of non-downloadable software for creating and viewing reports and maps; Obtaining and providing information and imagery, namely, scientific research information, computer modeling, simulations, and forecasting, on weather events, catastrophes, environment, and climate, terrorist threats and pandemics, to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis, and real estate valuation, and real estate risk management and analysis; Providing on-line non-downloadable software for risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Providing on-line non-downloadable software for accessing information on risk in specific geographic regions, catastrophic events, weather events, world events, and other potential loss events; Providing on-line non-downloadable software for accessing information on risk relating to human rights, political stability, security, corruption, safety, conflicts, terrorism, food security, water security, energy security, climate change and poverty; Providing on-line non-downloadable risk modeling software for analyzing business and financial risk, and software for climate, environment and disaster risk management; Providing on-line non-downloadable software for use in analysis, predictive modeling, and creating reports, relating to catastrophic loss information, weather events, other catastrophes, and world events; Hosting on-line databases featuring information and analytics on risk in particular geographic regions, weather and natural hazards, weather-related events, other catastrophic events, world events, other loss events; Hosting on-line databases featuring information and analytics on risk relating to human rights, political stability, security, corruption, safety, conflicts, terrorism, food security, water security, energy security, climate change and poverty; Hosting of a website featuring information and analytics in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Consultancy services in the field of simulation software for the modeling of natural and man-made events, catastrophe modeling software, weather modeling software, environment modeling software, climate modeling software, consultancy services in the field of risk management software, loss modeling software, software to model rebuild and replacement costs for damaged structures; Providing on-line databases featuring weather information and weather reporting; Providing on-line non-downloadable software for use in analysis, predictive modeling, and creating reports, relating to catastrophic loss information, weather events and other catastrophes, terrorist threats, and pandemics; Reporting services, namely, weather reporting; Providing on-line non-downloadable software for analyzing risk relating to weather and other perils; Weather forecasting information services; Research in the field of weather, climate and the environment; Consulting and advisory services in the field of weather, climate, and environmental risk; Providing on-line non-downloadable searchable computer databases featuring geographic information derived from scientific research on wildfires, and featuring scientific research information about wildfire risk factors for risk analysis purposes; Providing a website featuring information in the nature of geographic information derived from scientific research on wildfires, and featuring scientific research information about wildfire risk factors, and technology that enables users to analyze the risk associated with wildfires for insurance purposes; Providing on-line non-downloadable software for analyzing risk analysis information relating to residential and commercial property; Providing an interactive website featuring technology that allows users to access and download information, analysis and reports on fire protection efforts to assist communities with evaluating fire risk; Data validation services provided to insurance companies, law enforcement agencies and equipment owners, namely, providing customized computer search and retrieval based on specific customer requests in the field of data to verify the accuracy and status of the Product Identification Number for equipment electronically or via the telephone; Developing databases and investigative resources, namely, development of investigative databases containing information about assets and theft of assets for use by law enforcement agencies to deter theft; Providing on-line, non-downloadable software for use in insurance, risk management, risk assessment, and risk analysis, all relating to loss prevention; Providing on-line, non-downloadable software for insurance claims management and case management and reviewing, analyzing, and tracking of insurance claims data; Providing on-line, non-downloadable software for incident investigating and reporting; Providing on-line, non-downloadable software for identifying and investigating theft and fraud; Providing on-line, non-downloadable software for insurance investigations; Providing on-line, non-downloadable software for providing estimates of loss to assist in settlement of insurance claims; Providing on-line, non-downloadable software for data collection, analytics, and providing alerts, on crimes, accidents, other safety events in the workplace and brand protection issues; Providing on-line, non-downloadable software to assist property owners and law enforcement to investigate and recover stolen or damaged property, to share and analyze information regarding crimes, and for reporting of criminal activity; Providing on-line, non-downloadable software for monitoring employee compliance; Providing on-line, non-downloadable software for screening employees and candidates for employment for criminal records and verification of education, credentials, and employment history; Providing on-line, non-downloadable software for use in risk mitigation arising from weather events and for using weather forecasting information to make decisions regarding merchandising; Providing on-line, non-downloadable software for analyzing data and creating reports relating to risk and loss prevention; Electronic storage services, namely, storing data for use in insurance, risk management, risk assessment, and risk analysis, all relating to loss prevention; Providing on-line non-downloadable software to access information about insurance and prospective insureds and to order reports relating to insurance; Providing on-line non-downloadable computer software for screening employees and candidates for employment concerning criminal records, driving records, for verification of social security numbers, education and employment history, and for managing, monitoring and analyzing information about drivers; Providing on-line, non-downloadable software for identifying damage to vehicles; Compilation and analysis of scientific research data in the fields of energy and natural resources, agriculture, mining, transportation, engineering, weather, environment and climate; Providing temporary use of on-line, non-downloadable software for automated claims administration management, tracking, and monitoring of all stages of insurance claims handling; Providing information and analysis, namely, information in the field of land evaluation surveying of terrain; Providing an interactive website featuring technology through which data about vehicles that have been in accidents can be uploaded, information about vehicle insurers can be located, and insurers can be alerted about vehicles in accidents; Providing on-line computer databases featuring risk analysis information in the nature of computer modeling, simulation and forecasting about weather; Providing information and analysis, namely, land and geological surveying information and analysis, and providing home inspection information and analysis for repair, restoration and renovation, all relating to building structures, roofs, other features of building structures, structural material and contents of buildings, and land and conditions in the nature of damage and need for repair or replacement, for use in building inspections, risk assessment, hazard assessment, reconstruction assessment, and to assist in insurance claims management and analysis; Providing an interactive website featuring information, imagery, and analysis in the field of cartography, and geographical information systems; Providing information, imagery, and analysis in the field of cartography, and geographical information systems; Obtaining and providing information on agriculture, namely, agricultural research, to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis, and real estate valuation, and real estate risk management and analysis; Hosting an interactive website featuring technologies that allows users to send and receive notifications about information regarding theft of assets via electronic message alerts; Providing an interactive website featuring information and analysis in the field of natural resources, namely, environmental risk assessments; Providing information on and analysis of fire protection efforts, namely, provision of mapping as it pertains to fire prevention, to assist in underwriting of insurance and financial services products; Providing ratings information, namely, calculation and simulation of wildfire risk factors; Providing information on agriculture, namely, predictive modeling information on weather to estimate agricultural crop losses, to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis, and real estate valuation, and real estate risk management and analysis; Providing an interactive website featuring information and analysis relating to agriculture, namely, predictive modeling information on weather to estimate agricultural crop losses; On-line non-downloadable software for claims estimation, claims analysis, underwriting analysis, insurance rating, data analysis, loss analysis, data acquisition, storage and retrieval, mapping, reconstruction cost analysis, replacement cost generation and analysis, exposure analysis, data processing, fraud detection, network analysis, imagery analysis, text recognition, object identification, risk identification, lead verification and risk analysis in the field of insurance; Consulting services in the field of design, selection, implementation and use of computer hardware and software systems for others; Computer services associated with unique identifiers of lead events, namely, providing customized on-line non-downloadable software for the analysis, tracking, monitoring, authentication, certification, verification, and validation of lead events; Computer services, namely, on-line non-downloadable software for identifying, tracking, capturing, and analyzing consumer events before, during, and after the creation of a lead; Computer services, namely, on-line non-downloadable software for identifying, tracking, capturing, and analyzing consumer events before a consumer purchases one or more goods or services; Providing on-line non-downloadable risk modeling software for analyzing cyber risks; Providing risk modeling information relating to computers and computer networks in the field of cybersecurity and cyber risks; Providing on-line non-downloadable software for use in insurance policy management and valuations of real estate, buildings, fixtures, automobiles, and personal property; Providing on-line non-downloadable software for building construction and building construction cost estimating; Providing on-line non-downloadable software for tracking, documenting, monitoring, analyzing, managing, and reporting of insurance policies, inspections and valuations of real estate, buildings, fixtures, automobiles and personal property; Providing on-line non-downloadable software for uploading photos and videos, for streaming and recording videos, and for communicating with and sharing information with insurance policyholders and insurance industry professionals; Computer services, namely, providing a search engine on the Internet for others to search public real estate property history, including construction permit data, construction inspection data, building contractor data; Insurance software installation; Software as a service (SAAS ) services, featuring software for insurance claim management, insurance broking and insurance underwriting; Platform as a Service (PAAS) services, namely, providing software platforms for insurance claim management, insurance broking and insurance underwriting; Information, advice or consultancy services relating to the aforesaid; Providing on-line non-downloadable software for managing, monitoring and analyzing information about drivers and driving activities; Providing on-line non-downloadable software for assisting with predictive modeling and analysis of insurance data, insurance underwriting and assessment of insurance risk; Providing on-line non-downloadable software to access information about insurance and prospective insureds; Providing on-line non-downloadable software for pre-populating insurance documents with data about real property, personal property, and owners and occupants of real property; Providing on-line non-downloadable software for creating insurance forms and documents relating to real property, personal property, and owners and occupants of real property; Providing on-line non-downloadable software for accessing information for the analysis of insurance risk, insurance underwriting, and insurance coverage; Providing on-line non-downloadable software for accessing information on and analysis of real property and personal property valuation, and estimation of replacement, restoration and repair costs of property and structures; Providing on-line non-downloadable software for accessing information about real property, personal property, and owners and occupants of real property; Providing on-line non-downloadable software for accessing information for insurance quotes, for evaluating insurance policy information, and for evaluating insurance claims; Providing on-line non-downloadable software for risk management, risk assessment, and risk analysis; Providing a website featuring technology that enables users to prepare insurance applications and forms; Providing on-line non-downloadable software that prepares insurance applications and forms; Software as a service (SAAS) services featuring software for providing contract management and analytics, namely, providing an on-line contract document repository and management of visibility, performance, lifecycle and compliance with contractual obligations; On-line non-downloadable software for use in identifying, investigating and analyzing insurance fraud; Providing on-line non-downloadable software for managing insurance transactions; Providing on-line non-downloadable software for managing and validating insurance transactions using smart contracts; Software as a service (SAAS) services featuring software for creating smart contract templates in the field of insurance; Providing on-line non-downloadable software for managing and validating transactions using smart contracts; Providing subscription-based temporary use of on-line non-downloadable software for providing information relating to changes in insurance coverages and policies and for completing insurance applications with applicant information from existing databases for the insurance industry; Providing online, non-downloadable software to retrieve, review, analyze, upload and organize data from medical records, and to create reports from such data, for use in insurance claims management and analysis and for use by independent medical exam entities, group health insurers, and law firms; Providing an on-line database of downloadable and non-downloadable computer simulation software and non-downloadable models for use in the insurance, reinsurance, risk management and portfolio management fields, namely, computer software and models for risk analysis and loss estimate calculations relating to natural and man-made events, catastrophes, cyber events, weather and climate; Consultancy services in the field of models and simulation software relating to natural and man-made events, catastrophe modeling, cyber event modeling, weather modeling, and climate modeling; Consultancy services in the field of risk management software, portfolio loss modeling software and models, and software and models relating to rebuild and replacement costs for damaged structures; Software as a service, namely, providing software as a service for insurance policy and portfolio management; Computer services, namely, cloud hosting provider services; Providing online, non-downloadable software and modeling platforms for the modeling of natural and man-made events, catastrophe modeling, cyber event modeling, weather modeling, climate modeling, risk management, loss modeling, portfolio management, and modeling rebuild and replacement costs for damaged structures; Providing online, non-downloadable software platforms for insurance claims management and insurance underwriting, all relating to claims arising from natural and man-made events, catastrophes, cyber events, weather and climate, for viewing information about real-time catastrophic events and risk related thereto, and for providing real time loss estimates before and after catastrophic events; Providing online, non-downloadable data files and reports with information about business intelligence, risk exposure, natural and man-made events, catastrophes, weather, cyber events, climate, and risks related thereto; Providing online, non-downloadable software for viewing information about natural and man-made events, catastrophes, weather, cyber events, and climate, and risk related thereto; Providing online, non-downloadable application programming interface (API) software for managing workflow, transferring data and for creating efficiencies in managing data, all in the field of risk analysis and loss estimates relating to natural and man-made events, catastrophes, cyber events, weather and climate; Providing online, non-downloadable models for simulating natural and man-made disasters, catastrophes, cyber events, weather, and climate, and other loss events, and for use in risk assessment, emergency preparedness, and investment and financial analysis; Providing online, non-downloadable models designed to represent the impact of events such as earthquakes, hurricanes, floods, wildfires, cyber events, and terrorist attacks on physical, economic and other systems and portfolios; Providing online, non-downloadable software for analyzing and generating insurance, risk, and exposure data; Providing online, non-downloadable software for use in locating information pertaining to, and managing, a database, calculating the costs of risks or losses, and generating models and making catastrophe risk analysis, all in the fields of insurance, risk management and risk analysis.

Goods & Services

Providing information on agriculture, namely, agronomic information about crop yield and pest control to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis, and real estate valuation, and real estate risk management and analysis; Providing an interactive website featuring information and analysis relating to agriculture, namely, agronomic information about crop yield and pest control; Providing medical data via an online portal and API interface for use in medical care by medical exam entities.

Goods & Services

Business consultancy services in the fields of natural and man-made risks, property and casualty risks, catastrophic risks, weather-related risks, cyber risks, climate risks, insurance, reinsurance, insurance portfolio management, insurance linked securities, and risk management; business consultancy services; providing business information

Goods & Services

Downloadable data files and reports with information about business intelligence, risk exposure, natural and man-made events, catastrophes, weather, cyber events, climate, and risks related thereto

Goods & Services

Providing insurance information; consulting, advisory, and analysis services in the fields of insurance, reinsurance, financial risk management, insurance and reinsurance portfolio risk, financial modeling and actuarial ratings, finance, and financial investment; providing information in the field of insurance risk management, namely, providing an on-line searchable database featuring location and site analytics for insurance risk management

Goods & Services

Providing an on-line database of downloadable and non-downloadable computer simulation software and non-downloadable models for use in the insurance, reinsurance, risk management and portfolio management fields, namely, computer software and models for risk analysis and loss estimate calculations relating to natural and man-made events, catastrophes, cyber events, weather and climate; consultancy services in the field of models and simulation software relating to natural and man-made events, catastrophe modeling, cyber event modeling, weather modeling, and climate modeling; consultancy services in the field of risk management software, portfolio loss modeling software and models, and software and models relating to rebuild and replacement costs for damaged structures; software as a service, namely, providing software as a service for insurance policy and portfolio management; computer services, namely, cloud hosting provider services; providing online, non-downloadable software and modeling platforms for the modeling of natural and man-made events, catastrophe modeling, cyber event modeling, weather modeling, climate modeling, risk management, loss modeling, portfolio management, and modeling rebuild and replacement costs for damaged structures; providing online, non-downloadable software platforms for insurance claims management and insurance underwriting, all relating to claims arising from natural and man-made events, catastrophes, cyber events, weather and climate, for viewing information about real-time catastrophic events and risk related thereto, and for providing real time loss estimates before and after catastrophic events; providing online, non-downloadable data files and reports with information about business intelligence, risk exposure, natural and man-made events, catastrophes, weather, cyber events, climate, and risks related thereto; providing online, non-downloadable software for viewing information about natural and man-made events, catastrophes, weather, cyber events, and climate, and risk related thereto; providing online, non-downloadable application programming interface (API) software for managing workflow, transferring data and for creating efficiencies in managing data, all in the field of risk analysis and loss estimates relating to natural and man-made events, catastrophes, cyber events, weather and climate; providing online, non-downloadable models for simulating natural and man-made disasters, catastrophes, cyber events, weather, and climate, and other loss events, and for use in risk assessment, emergency preparedness, and investment and financial analysis; providing online, non-downloadable models designed to represent the impact of events such as earthquakes, hurricanes, floods, wildfires, cyber events, and terrorist attacks on physical, economic and other systems and portfolios; providing online, non-downloadable software for analyzing and generating insurance, risk, and exposure data; providing online, non-downloadable software for use in locating information pertaining to, and managing, a database, calculating the costs of risks or losses, and generating models and making catastrophe risk analysis, all in the fields of insurance, risk management and risk analysis

Abstract

Computer vision systems and methods for information extraction from inspection tag images are provided. The system receives an image of an inspection tag, detects one or more tags in the image, crops and aligns the image to focus on the detected one or more tags, and processes the cropped and aligned image to automatically extract information from the depicted inspection tag. Each tag identified by the system can be bounded by a tag-box that bounds the detected tag, and a tag quality score can be calculated for each tag-box. One or more visual features can be extracted after cropping of the image, and pixel-level prediction can be performed on the image to predict and/or correct an orientation of the image. Word-level and line-level optical character recognition (OCR) is then performed on the cropped and aligned image of the tag in order to extract a plurality of information from the tag.

IPC Classes  ?

• G06V 30/41 - Analysis of document content
• G06V 10/764 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using classification, e.g. of video objects
• G06V 30/12 - Detection or correction of errors, e.g. by rescanning the pattern
• G06V 30/146 - Aligning or centering of the image pick-up or image-field
• G06V 30/148 - Segmentation of character regions
• G06V 30/18 - Extraction of features or characteristics of the image
• G06V 30/42 - Document-oriented image-based pattern recognition based on the type of document

Abstract

Computer vision systems and methods for information extraction from inspection tag images are provided. The system receives an image of an inspection tag, detects one or more tags in the image, crops and aligns the image to focus on the detected one or more tags, and processes the cropped and aligned image to automatically extract information from the depicted inspection tag. Each tag identified by the system can be bounded by a tag-box that bounds the detected tag, and a tag quality score can be calculated for each tag-box. One or more visual features can be extracted after cropping of the image, and pixel-level prediction can be performed on the image to predict and/or correct an orientation of the image. Word-level and line-level optical character recognition (OCR) is then performed on the cropped and aligned image of the tag in order to extract a plurality of information from the tag.

IPC Classes  ?

• G06V 20/62 - Text, e.g. of license plates, overlay texts or captions on TV images
• G06V 30/10 - Character recognition

Abstract

Systems and methods for computerized loss scenario modeling and data analytics are provided herein. The systems and methods provide customized claim loss analytics to identify questionable insurance claims that require further investigation and include a database for storing claims data related to one or more loss events, a front-end processor configured to generate a user interface with elements configured to allow a user to select one or more business rules and one or more data points for a custom loss scenario rule, and a primary claims analytics processor in communication with the front-end processor that implements the custom loss scenario rule into a production data flow process, thereby impacting the results of data analytics performed by the primary processor.

IPC Classes  ?

• G06Q 40/08 - Insurance
• G06Q 10/0635 - Risk analysis of enterprise or organisation activities

Abstract

Systems and methods for lossless compression of tabular numeric data are provided. The system can include one or more data compression servers executing data compression system code to compress the tabular numeric data, a storage database to store the compressed tabular numeric data, and one or more data decompression servers to decompress the tabular numeric data for use. The one or more data compression servers, the storage database, and the one or more data decompression servers can communicate via a communication network. The system can receive the uncompressed tabular numeric data from one or more data generation systems, processes the uncompressed tabular numeric data with the data compression system code, and generate a compressed table of numeric information, which can be stored in the database, or later decompressed by the one or more data decompression servers.

IPC Classes  ?

• H03M 7/30 - CompressionExpansionSuppression of unnecessary data, e.g. redundancy reduction
• G06F 3/06 - Digital input from, or digital output to, record carriers

Abstract

Systems and methods for detecting and localizing manipulations of portable document format (PDF) files are provided. The system receives one or more PDF files and processes each PDF file using a plurality of check processes. Each check process includes a defined or learned weight that determines that process's level of influence on any document's overall suspicion score, as well as an opinion score for each PDF file based on unique logic and a plurality of factors related to the particular PDF file. The system can generate an overall suspicion score for the PDF file based on the results of the check processes, which can be calculated by aggregating the weight and an opinion score associated with each check process and file. The system can then determine whether the PDF file is a suspicious file using the overall suspicion score.

IPC Classes  ?

• G06F 21/64 - Protecting data integrity, e.g. using checksums, certificates or signatures
• G06Q 30/018 - Certifying business or products

Abstract

Systems and methods for detecting and localizing manipulations of portable document format (PDF) files are provided. The system receives one or more PDF files and processes each PDF file using a plurality of check processes. Each check process includes a defined or learned weight that determines that process's level of influence on any document's overall suspicion score, as well as an opinion score for each PDF file based on unique logic and a plurality of factors related to the particular PDF file. The system can generate an overall suspicion score for the PDF file based on the results of the check processes, which can be calculated by aggregating the weight and an opinion score associated with each check process and file. The system can then determine whether the PDF file is a suspicious file using the overall suspicion score.

IPC Classes  ?

• G06F 21/56 - Computer malware detection or handling, e.g. anti-virus arrangements
• G06Q 40/08 - Insurance
• G06V 30/41 - Analysis of document content

Abstract

A system for modeling a roof structure comprising an aerial imagery database and a processor in communication with the aerial imagery database. The aerial imagery database stores a plurality of stereoscopic image pairs and the processor selects at least one stereoscopic image pair among the plurality of stereoscopic image pairs and related metadata from the aerial imagery database based on a geospatial region of interest. The processor identifies a target image and a reference image from the at least one stereoscopic pair and calculates a disparity value for each pixel of the identified target image to generate a disparity map. The processor generates a three dimensional point cloud based on the disparity map, the identified target image and the identified reference image. The processor optionally generates a texture map indicative of a three-dimensional representation of the roof structure based on the generated three dimensional point cloud.

IPC Classes  ?

• H04W 76/15 - Setup of multiple wireless link connections
• H04W 28/02 - Traffic management, e.g. flow control or congestion control
• H04W 72/0453 - Resources in frequency domain, e.g. a carrier in FDMA

Abstract

Systems and methods for machine learning of medical records are provided. The system can execute multiple machine learning models on the medical records in parallel using multi-threaded approach wherein each machine learning model executes using its own, dedicated computational thread in order to significantly speed up the time with which relevant information can be identified from documents by the system. The multi-threaded machine learning models can include, but are not limited to, sentence classification models, comorbidity models, ICD models, body parts models, prescription models, and provider name models. The system can also utilize combined convolutional neural networks and long short-term models (CNN+LSTMs) as well as ensemble machine learning models to categorize sentences in medical records. The system can also extract service provider, medical specializations, and dates of service information from medical records.

IPC Classes  ?

• G16H 50/20 - ICT specially adapted for medical diagnosis, medical simulation or medical data miningICT specially adapted for detecting, monitoring or modelling epidemics or pandemics for computer-aided diagnosis, e.g. based on medical expert systems
• G16H 10/20 - ICT specially adapted for the handling or processing of patient-related medical or healthcare data for electronic clinical trials or questionnaires

Abstract

Machine learning systems and methods for validating workflows are provided. The system receives one or more digital images of a work action being performed, and processes the image using a hierarchical modeling process that includes a filter model and a cascaded expert model. The filter model processes the image to ascertain whether the image is suitable for use in validating completion of the work action. If the system determines that the image is suitable, the image is then processed by the expert model to classify whether the image depicts a scene occurring before, during, or after performance of the work action. The hierarchical modeling process can be utilized to validate different workflows based upon a specified workflow type. A plurality of hierarchical modeling processes can be applied in parallel to an input image in the event that a type of workflow to be validated is not specified in advance.

IPC Classes  ?

• G06Q 10/0633 - Workflow analysis
• G06Q 10/0631 - Resource planning, allocation, distributing or scheduling for enterprises or organisations
• G06V 10/776 - ValidationPerformance evaluation
• G06V 20/40 - ScenesScene-specific elements in video content

Abstract

A system for modeling a roof of a structure comprising a first database, a second database and a processor in communication with the first database and the second database. The processor selects one or more images and the respective metadata thereof from the first database based on a received a geospatial region of interest. The processor generates two-dimensional line segment geometries in pixel space based on two-dimensional outputs generated by a neural network in pixel space of at least one roof structure present in the selected one or more images. The processor classifies the generated two-dimensional line segment geometries into at least one contour graph based on three-dimensional data received from the second database and generates a three-dimensional representation of the at least one roof structure based on the at least one contour graph and the received three-dimensional data.

IPC Classes  ?

• G06F 30/13 - Architectural design, e.g. computer-aided architectural design [CAAD] related to design of buildings, bridges, landscapes, production plants or roads
• G06N 3/08 - Learning methods
• G06T 15/10 - Geometric effects
• G06T 17/10 - Volume description, e.g. cylinders, cubes or using CSG [Constructive Solid Geometry]
• G06V 10/25 - Determination of region of interest [ROI] or a volume of interest [VOI]
• G06V 10/44 - Local feature extraction by analysis of parts of the pattern, e.g. by detecting edges, contours, loops, corners, strokes or intersectionsConnectivity analysis, e.g. of connected components
• G06V 10/764 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using classification, e.g. of video objects
• G06V 20/10 - Terrestrial scenes

Abstract

Machine learning systems and methods for validating workflows are provided. The system receives one or more digital images of a work action being performed, and processes the image using a hierarchical modeling process that includes a filter model and a cascaded expert model. The filter model processes the image to ascertain whether the image is suitable for use in validating completion of the work action. If the system determines that the image is suitable, the image is then processed by the expert model to classify whether the image depicts a scene occurring before, during, or after performance of the work action. The hierarchical modeling process can be utilized to validate different workflows based upon a specified workflow type. A plurality of hierarchical modeling processes can be applied in parallel to an input image in the event that a type of workflow to be validated is not specified in advance.

IPC Classes  ?

• G06Q 10/06 - Resources, workflows, human or project managementEnterprise or organisation planningEnterprise or organisation modelling
• G06Q 10/0633 - Workflow analysis
• G06V 10/20 - Image preprocessing
• G06V 10/82 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using neural networks
• G06N 3/08 - Learning methods
• G06N 20/00 - Machine learning
• G06Q 10/0631 - Resource planning, allocation, distributing or scheduling for enterprises or organisations

Abstract

Computer vision systems (10) and methods (100) for information extraction from floorplan images (200, 210) are provided. The system generates (116) a multi-attributed graph (250) representing an architectural floorplan image (200, 210) having nodes (252) representing rooms of the floorplan image and connecting edges (258) therebetween representing connectivity between the rooms. Each node (252) of the multi-attributed graph (250) can have multiple attributes (256) including a type (262) of the room, a room size (264), and the floor number (266) on which room lies. Each edge (258) can have attributes (260) to denote a type of connectivity, such as door-based, wall-based, wall-with-window-based, and vertical connectivity where one room is located beneath another room on a separate floor of the floorplan image (200, 210).

IPC Classes  ?

• G06V 30/422 - Technical drawingsGeographical maps
• G06V 30/18 - Extraction of features or characteristics of the image
• G06V 30/414 - Extracting the geometrical structure, e.g. layout treeBlock segmentation, e.g. bounding boxes for graphics or text
• G06V 30/148 - Segmentation of character regions

Abstract

Computer vision systems and methods for information extraction from floorplan images are provided. The system generates a multi-attributed graph representing an architectural floorplan image having nodes representing rooms of the floorplan image and connecting edges therebetween representing connectivity between the rooms. Each node of the multi-attributed graph can have multiple attributes including a type of the room, a room size, and the floor number on which room lies. Each edge can have attributes to denote a type of connectivity, such as door-based, wall-based, wall-with-window-based, and vertical connectivity where one room is located beneath another room on a separate floor of the floorplan image.

IPC Classes  ?

• G06T 11/20 - Drawing from basic elements, e.g. lines or circles
• G06F 16/51 - IndexingData structures thereforStorage structures
• G06F 16/583 - Retrieval characterised by using metadata, e.g. metadata not derived from the content or metadata generated manually using metadata automatically derived from the content
• G06F 40/295 - Named entity recognition
• G06V 30/14 - Image acquisition
• G06V 30/148 - Segmentation of character regions
• G06V 30/19 - Recognition using electronic means
• G06V 30/422 - Technical drawingsGeographical maps

Abstract

Systems and methods for detecting and aligning land property boundaries on aerial imagery are provided. The system receives an aerial imagery having land properties. The system applies a feature encoder having a plurality of levels to the aerial imagery. A first level of the plurality of levels includes a convolution block and a discrete wavelet transform layer. The discrete wavelet transform layer decomposes an input feature tensor to the first level into a low-frequency band and a high-frequency band. The high-frequency band is cached and processed with side-convolutional blocks before the high-frequency band are passed to a feature decoder. The system applies the feature decoder to an output of the feature encoder based at least in part on one of inverse discrete wavelet transform layers. The system determines boundaries of the one or more land properties based at least in part on a boundary cross-entropy loss function.

IPC Classes  ?

• G06V 10/52 - Scale-space analysis, e.g. wavelet analysis
• G06V 10/46 - Descriptors for shape, contour or point-related descriptors, e.g. scale invariant feature transform [SIFT] or bags of words [BoW]Salient regional features
• G06V 20/10 - Terrestrial scenes

Abstract

A system and method for lean ortho correction for computer models of structures. The system displays an image of a structure on a user interface and projects a structure model onto the image. Next, the system identifies a first world three-dimensional (“3D”) point in the image, a second world 3D point in the image, and a third world 3D point in the image. The system then transforms coordinates of the structure model using the first world 3D point, the second world 3D point, the third world 3D point, and a lean ortho correction algorithm.

IPC Classes  ?

• G06T 19/20 - Editing of 3D images, e.g. changing shapes or colours, aligning objects or positioning parts
• G06F 30/13 - Architectural design, e.g. computer-aided architectural design [CAAD] related to design of buildings, bridges, landscapes, production plants or roads
• G06T 17/05 - Geographic models
• G06T 17/20 - Wire-frame description, e.g. polygonalisation or tessellation

Abstract

Computer vision systems and methods for automatic parcel alignment are provided. The system receives a geotagged aerial image, parcel information, and semantic information where each of the parcel and semantic information are overlaid on the geotagged aerial image. The system cleans the parcel information and the semantic information. The system optimizes the parcel information by grouping geo-registered parcels present in the geotagged aerial image into a plurality of islands and generating a plurality of parcel alignment solutions for each island of the plurality of islands. The system refines the plurality of parcel alignment solutions for each island and regularizes each island. The system generates a composite parcel alignment solution based on the refined plurality of parcel alignment solutions for each regularized island to align the geo-registered parcels of each regularized island with the geotagged aerial image.

IPC Classes  ?

• G06T 7/30 - Determination of transform parameters for the alignment of images, i.e. image registration
• G06T 7/33 - Determination of transform parameters for the alignment of images, i.e. image registration using feature-based methods
• G06V 20/10 - Terrestrial scenes

Goods & Services

Business consultation services for detecting and addressing inequitable pricing in the field of insurance and compliance with laws, regulations and industry standards; data compiling and analyzing in the field of insurance. Providing data and analytics relating to detecting and addressing inequitable pricing in the field of insurance and compliance with laws, regulations and industry standards; providing insurance information and consultancy. Regulatory compliance consulting in the field of insurance.

Abstract

Computer vision systems and methods for generating building models using three-dimensional sensing and augmented reality (AR) techniques are provided. Image frames including images of a structure to be modeled are captured by a camera of a mobile device such as a smart phone, as well as three-dimensional data corresponding to the image frames. An object of interest, such as a structural feature of the building, is detected using both the image frames and the three-dimensional data. An AR icon is determined based upon the type of object detected, and is displayed on the mobile device superimposed on the image frames. The user can manipulate the AR icon to better fit or match the object of interest in the image frames, and can capture the object of interest using a capture icon displayed on the display of the mobile device.

IPC Classes  ?

• G06F 30/13 - Architectural design, e.g. computer-aided architectural design [CAAD] related to design of buildings, bridges, landscapes, production plants or roads

Abstract

A system and method for automatically detecting, classifying, and processing objects captured in an image. The system receives an image from the image source and detects one or more objects in the image. The system then performs a high-level classification of each of the one or more objects in the image and extracts each of the one or more objects from the image. The system then performs a specific classification of each of the one or more objects and determines a price of each of the one or more objects. Finally, the system generates a pricing report comprising a price of each of the one or more objects.

IPC Classes  ?

• G06Q 30/02 - MarketingPrice estimation or determinationFundraising
• G06F 18/24 - Classification techniques
• G06V 10/25 - Determination of region of interest [ROI] or a volume of interest [VOI]
• G06V 10/764 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using classification, e.g. of video objects
• G06V 10/82 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using neural networks
• G06V 20/10 - Terrestrial scenes
• G06V 20/40 - ScenesScene-specific elements in video content

Abstract

Computer vision systems and methods for detecting anomalous building models are provided. The systems and methods can detect anomalies in building models using one or more of an independent univariate Gaussian algorithm, a multivariate Gaussian algorithm, a combination of a multivariate Gaussian algorithm for continuous features and a frequency histogram algorithm for discrete features, and/or a bin frequency model. The system automatically processes computerized models to determine anomalies, and indicates whether the models are accurate and whether correction is required.

IPC Classes  ?

• G06F 30/13 - Architectural design, e.g. computer-aided architectural design [CAAD] related to design of buildings, bridges, landscapes, production plants or roads
• G01V 1/30 - Analysis
• G06F 18/2415 - Classification techniques relating to the classification model, e.g. parametric or non-parametric approaches based on parametric or probabilistic models, e.g. based on likelihood ratio or false acceptance rate versus a false rejection rate
• G06N 7/01 - Probabilistic graphical models, e.g. probabilistic networks

Abstract

Computer vision systems and methods for noisy contour alignment are provided. The system generates a loss function and trains a convolutional neural network with the loss function and a plurality of images of a dataset to learn to align contours with progressively increasing complex forward and backward transforms over increasing scales. The system can align an attribute of an image of the dataset by the trained neural network.

IPC Classes  ?

• G06T 7/33 - Determination of transform parameters for the alignment of images, i.e. image registration using feature-based methods
• G06N 3/088 - Non-supervised learning, e.g. competitive learning
• G06T 3/00 - Geometric image transformations in the plane of the image

Abstract

Computer vision systems and methods for text classification are provided. The system detects a plurality of text regions in an image and generates a bounding box for each detected text region. The system utilizes a neural network to recognize text present within each bounding box and classifies the recognized text, based on at least one extracted feature of each bounding box and the recognized text present within each bounding box, according to a plurality of predefined tags. The system can associate a key with a value and return a key-value pair for each predefined tag.

IPC Classes  ?

• G06V 20/62 - Text, e.g. of license plates, overlay texts or captions on TV images
• G06F 18/20 - Analysing
• G06F 18/2413 - Classification techniques relating to the classification model, e.g. parametric or non-parametric approaches based on distances to training or reference patterns
• G06V 30/10 - Character recognition
• G06V 30/18 - Extraction of features or characteristics of the image
• G06V 30/19 - Recognition using electronic means
• G06V 30/413 - Classification of content, e.g. text, photographs or tables
• G06V 30/414 - Extracting the geometrical structure, e.g. layout treeBlock segmentation, e.g. bounding boxes for graphics or text

Abstract

Systems and methods for automatically detecting, classifying, and processing objects captured in an images or videos are provided. In one embodiment, the system receives an image from an image source and detects one or more objects in the image. The system performs a high-level classification of the one or more objects in the image. The system performs a specific classification of the one or more objects, determines a price of the one or more objects, and generates a pricing report comprising a price of the one or more objects. In another embodiment, the system captures at least one image or video frame and classifies an object present in the image or video frame using a neural network. The system adds the classified object and an assigned object code to an inventory and processes the inventory to assign the classified object a price.

IPC Classes  ?

• G06Q 30/02 - MarketingPrice estimation or determinationFundraising
• G06N 3/08 - Learning methods
• G06Q 30/0283 - Price estimation or determination
• G06V 10/25 - Determination of region of interest [ROI] or a volume of interest [VOI]
• G06V 10/764 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using classification, e.g. of video objects
• G06V 10/82 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using neural networks
• G06V 20/10 - Terrestrial scenes
• G06V 20/40 - ScenesScene-specific elements in video content

Abstract

Computer vision systems and methods for generating building models using three-dimensional sensing and augmented reality (AR) techniques are provided. Image frames including images of a structure to be modeled are captured by a camera of a mobile device such as a smart phone, as well as three-dimensional data corresponding to the image frames. An object of interest, such as a structural feature of the building, is detected using both the image frames and the three-dimensional data. An AR icon is determined based upon the type of object detected, and is displayed on the mobile device superimposed on the image frames. The user can manipulate the AR icon to better fit or match the object of interest in the image frames, and can capture the object of interest using a capture icon displayed on the display of the mobile device.

IPC Classes  ?

• G06T 19/00 - Manipulating 3D models or images for computer graphics
• G06T 17/05 - Geographic models
• G06V 10/147 - Details of sensors, e.g. sensor lenses
• G06V 20/64 - Three-dimensional objects

Abstract

Systems and methods for generating augmented reality environments from 2D drawings are provided. The system performs a camera calibration process to determine how a camera transforms images from the real world into a 2D image plane. The system calculates a camera pose and determines an object position and an object orientation relative to a known coordinate system. The system detects and processes a 2D drawing/illustration and generates a 3D model from the 2D drawing/illustration. The system performs a rendering process, wherein the system generates an augmented reality environment which includes the 3D model superimposed on an image of the 2D drawing/illustration. The system can generate the augmented reality environment in real time, allowing the system to provide immediate feedback to the user. The images processed by the system can be from a video, from multiple image photography, etc.

IPC Classes  ?

• G06T 17/10 - Volume description, e.g. cylinders, cubes or using CSG [Constructive Solid Geometry]
• G06T 7/536 - Depth or shape recovery from perspective effects, e.g. by using vanishing points
• G06T 7/70 - Determining position or orientation of objects or cameras
• G06T 7/80 - Analysis of captured images to determine intrinsic or extrinsic camera parameters, i.e. camera calibration
• G06T 19/00 - Manipulating 3D models or images for computer graphics

Abstract

Computer vision systems and methods for property scene understanding from digital images, videos, media and/or sensor information are provided. The system obtains media content indicative of an asset, performs feature segmentation and material recognition, performs object detection on the features, performs hazard detection to detect one or more safety hazards, and performs damage detection to detect any visible damage, to develop a better understanding of the property using one or more features in the media content. The system can output the feature segmentation and material detection, the hazard detection, the content feature detection, and the damage detection, and all other available models to an adjuster or other user on a user interface.

IPC Classes  ?

• G06T 7/00 - Image analysis
• G06Q 10/0875 - Itemisation or classification of parts, supplies or services, e.g. bill of materials
• G06Q 40/06 - Asset managementFinancial planning or analysis
• G06F 18/24 - Classification techniques

Abstract

Computer vision systems and methods for hazard detection from digital images and videos are provided. The system obtains media content indicative of an asset, preprocesses the media content, and extracts, based at least in part on one or more feature extractors, features from the preprocessed media content. The system determines, based at least in part on one or more classifiers, a value associated with a hazard, which can indicate the likelihood of a media content having the hazard. The system determines that the media content includes the hazard based at least in part on a comparison of the value to a threshold value. The system can generate a visual indication in the image indicative of the hazard.

IPC Classes  ?

• E04D 13/00 - Special arrangements or devices in connection with roof coveringsRoof drainage
• G06F 18/241 - Classification techniques relating to the classification model, e.g. parametric or non-parametric approaches
• G06T 3/40 - Scaling of whole images or parts thereof, e.g. expanding or contracting
• G06T 7/136 - SegmentationEdge detection involving thresholding
• G06V 10/764 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using classification, e.g. of video objects
• G06V 20/10 - Terrestrial scenes
• G06V 20/40 - ScenesScene-specific elements in video content
• G06F 16/41 - IndexingData structures thereforStorage structures
• G06F 16/45 - ClusteringClassification
• G06F 16/483 - Retrieval characterised by using metadata, e.g. metadata not derived from the content or metadata generated manually using metadata automatically derived from the content
• G06F 16/51 - IndexingData structures thereforStorage structures
• G06F 16/55 - ClusteringClassification
• G06F 16/583 - Retrieval characterised by using metadata, e.g. metadata not derived from the content or metadata generated manually using metadata automatically derived from the content
• G06F 18/211 - Selection of the most significant subset of features

Abstract

Computer vision systems and methods for hazard detection from digital images and videos are provided. The system obtains media content indicative of an asset, preprocesses the media content, and extracts, based at least in part on one or more feature extractors, features from the preprocessed media content. The system determines, based at least in part on one or more classifiers, a value associated with a hazard, which can indicate the likelihood of a media content having the hazard. The system determines that the media content includes the hazard based at least in part on a comparison of the value to a threshold value. The system can generate a visual indication in the image indicative of the hazard.

IPC Classes  ?

• G06V 20/50 - Context or environment of the image
• G06V 10/82 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using neural networks
• G06V 10/764 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using classification, e.g. of video objects
• G06V 10/44 - Local feature extraction by analysis of parts of the pattern, e.g. by detecting edges, contours, loops, corners, strokes or intersectionsConnectivity analysis, e.g. of connected components
• G06V 10/774 - Generating sets of training patternsBootstrap methods, e.g. bagging or boosting

Abstract

Computer vision systems and methods for property scene understanding from digital images, videos, media and/or sensor information are provided. The system obtains media content indicative of an asset, performs feature segmentation and material recognition, performs object detection on the features, performs hazard detection to detect one or more safety hazards, and performs damage detection to detect any visible damage, to develop a better understanding of the property using one or more features in the media content. The system can output the feature segmentation and material detection, the hazard detection, the content feature detection, and the damage detection, and all other available models to an adjuster or other user on a user interface.

IPC Classes  ?

• G06Q 50/16 - Real estate
• G06V 20/10 - Terrestrial scenes
• G06T 7/246 - Analysis of motion using feature-based methods, e.g. the tracking of corners or segments

Abstract

Systems and methods for fine adjustment of computerized roof models are provided. The system generates a 3D roof structure model based on at least one image obtained from an aerial imagery database. Alternatively, the system could retrieve at least one stored 3D roof structure model from a 3D roof structure model database. The system weighs (e.g., scores) each 3D roof structure model candidate and determines an optimal 3D roof structure model by applying a variable neighborhood search to a 3D roof structure model candidate having a highest confidence score among the weighed 3D roof structure model candidates.

IPC Classes  ?

• G06T 17/05 - Geographic models
• G06F 16/41 - IndexingData structures thereforStorage structures
• G06T 7/60 - Analysis of geometric attributes
• G06T 19/00 - Manipulating 3D models or images for computer graphics
• G06T 19/20 - Editing of 3D images, e.g. changing shapes or colours, aligning objects or positioning parts

Abstract

Computer vision systems and methods for determining roof shapes from imagery using segmentation networks are provided. The system obtains an image of a structure from an image database, and determines a flat roof structure ratio and a sloped roof structure ratio of the roof structure using a neural network. Based on segmentation processing by the neural network, the system determines a flat roof structure ratio and a sloped roof structure ratio based on a portion of the roof structure classified as being flat and a portion of the roof structure classified as being sloped. Then, the system determines a ratio of each shape type of the roof structure using a neural network. The system generates a roof structure shape report indicative of a predominant shape of the roof structure and ratios of each shape type of the roof structure.

IPC Classes  ?

• G06T 7/60 - Analysis of geometric attributes
• G06T 7/11 - Region-based segmentation

Abstract

Systems and methods for detection and localization of image and document forgery. The method can include the step of receiving a dataset having a plurality of authentic images and a plurality of manipulated images. The method can also include the step of benchmarking a plurality of image forgery algorithms using the dataset. The method can further include the step of generating a plurality of receiver operating characteristic (ROC) curves for each of the plurality of image forgery algorithms. The method also includes the step of calculating a plurality of area under curve metrics for each of the plurality of ROC curves. The method further includes the step of training a neural network for image forgery based on the plurality of area under curve metrics.

IPC Classes  ?

• G06V 10/82 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using neural networks
• G06F 16/583 - Retrieval characterised by using metadata, e.g. metadata not derived from the content or metadata generated manually using metadata automatically derived from the content
• G06F 18/2413 - Classification techniques relating to the classification model, e.g. parametric or non-parametric approaches based on distances to training or reference patterns
• G06F 18/2415 - Classification techniques relating to the classification model, e.g. parametric or non-parametric approaches based on parametric or probabilistic models, e.g. based on likelihood ratio or false acceptance rate versus a false rejection rate
• G06N 3/04 - Architecture, e.g. interconnection topology
• G06N 3/08 - Learning methods
• G06V 10/774 - Generating sets of training patternsBootstrap methods, e.g. bagging or boosting
• G06V 20/00 - ScenesScene-specific elements
• G06V 30/19 - Recognition using electronic means
• G06Q 50/26 - Government or public services

Abstract

Computer vision systems and methods for segmenting and classifying building components, contents, materials or attributes are provided. The system obtains media content indicative of an asset. The system identifies and segments items of the asset based on one or more segmentation models. The system determines, based on one or more classification models, a value associated with material or other attribute classification for each of the segmented items. The value indicates how likely the segmented item belongs to a particular material or attribute type. The system determines a material or attribute type for each of the segmented items based on a comparison of the confidence value of the material or the attribute to pre-calculated threshold values. The threshold values define a cut-off indicative of a segmented item most likely to be a particular type of material or attribute.

IPC Classes  ?

• G06T 7/12 - Edge-based segmentation
• G06N 3/08 - Learning methods

Abstract

Computer vision systems and methods for segmenting and classifying building components, contents, materials or attributes are provided. The system obtains media content indicative of an asset. The system identifies and segments items of the asset based on one or more segmentation models. The system determines, based on one or more classification models, a value associated with material or other attribute classification for each of the segmented items. The value indicates how likely the segmented item belongs to a particular material or attribute type. The system determines a material or attribute type for each of the segmented items based on a comparison of the confidence value of the material or the attribute to pre-calculated threshold values. The threshold values define a cut-off indicative of a segmented item most likely to be a particular type of material or attribute.

IPC Classes  ?

• G06F 16/45 - ClusteringClassification
• G06F 16/43 - Querying
• G06N 3/0464 - Convolutional networks [CNN, ConvNet]
• G06N 3/09 - Supervised learning

Abstract

Systems and methods for automatic URL identification from data are provided. The system receives and processes one or more sources of data, such as merchant data, and processes the input data to identify one or more URLs present in the data. The identified URLs are automatically validated by the system using one or more fuzzy and/or exact matching algorithms. The validation could be performed by matching one or more non-URL data items, such as a business name, address, e-mail, country, zip code, or any other suitable non-URL data item, to ensure that only valid URLs are identified. Once the URLs are validated, a report is generated by the system.

IPC Classes  ?

• G06N 3/043 - Architecture, e.g. interconnection topology based on fuzzy logic, fuzzy membership or fuzzy inference, e.g. adaptive neuro-fuzzy inference systems [ANFIS]

Abstract

Systems and methods for automatic URL identification from data are provided. The system receives and processes one or more sources of data, such as merchant data, and processes the input data to identify one or more URLs present in the data. The identified URLs are automatically validated by the system using one or more fuzzy and/or exact matching algorithms. The validation could be performed by matching one or more non-URL data items, such as a business name, address, e-mail, country, zip code, or any other suitable non-URL data item, to ensure that only valid URLs are identified. Once the URLs are validated, a report is generated by the system.

IPC Classes  ?

• G06F 16/955 - Retrieval from the web using information identifiers, e.g. uniform resource locators [URL]
• G06F 7/08 - Sorting, i.e. grouping record carriers in numerical or other ordered sequence according to the classification of at least some of the information they carry
• G06F 16/2458 - Special types of queries, e.g. statistical queries, fuzzy queries or distributed queries
• G06F 16/2457 - Query processing with adaptation to user needs

Abstract

Systems and methods for lossless compression of tabular numeric data are provided. The system can include one or more data compression servers executing data compression system code to compress the tabular numeric data, a storage database to store the compressed tabular numeric data, and one or more data decompression servers to decompress the tabular numeric data for use. The one or more data compression servers, the storage database, and the one or more data decompression servers can communicate via a communication network. The system can receive the uncompressed tabular numeric data from one or more data generation systems, processes the uncompressed tabular numeric data with the data compression system code, and generate a compressed table of numeric information, which can be stored in the database, or later decompressed by the one or more data decompression servers.

IPC Classes  ?

• H03M 7/00 - Conversion of a code where information is represented by a given sequence or number of digits to a code where the same information is represented by a different sequence or number of digits
• G06F 3/06 - Digital input from, or digital output to, record carriers
• H03M 7/30 - CompressionExpansionSuppression of unnecessary data, e.g. redundancy reduction

Abstract

Machine learning systems and methods for price list determination from free-form text data are provided. The system obtains a text description of an item, such as an item that is the subject of an insurance loss claim and processes the text description using a first machine learning model to identify an item being described by the text description. The system then processes the text description using a second machine learning model to identify one or more candidate matching items from a database. The system then automatically populates one or more user interface screens of a claims processing software application using the output of the first machine learning model and the output of the second machine learning model. The system electronically processes an insurance claim by the claims processing software application using the information automatically populated into the user interface, thereby greatly increasing the speed and accuracy with by which insurance claims data can be processed by the claims processing software application.

IPC Classes  ?

• G06Q 40/08 - Insurance

Abstract

Machine learning systems and methods for price list determination from free-form text data are provided. The system obtains a text description of an item, such as an item that is the subject of an insurance loss claim and processes the text description using a first machine learning model to identify an item being described by the text description. The system then processes the text description using a second machine learning model to identify one or more candidate matching items from a database. The system then automatically populates one or more user interface screens of a claims processing software application using the output of the first machine learning model and the output of the second machine learning model. The system electronically processes an insurance claim by the claims processing software application using the information automatically populated into the user interface, thereby greatly increasing the speed and accuracy with by which insurance claims data can be processed by the claims processing software application.

IPC Classes  ?

• G06N 20/00 - Machine learning

Goods & Services

Preparation of customized business reports delivered electronically featuring scientific research and analysis, computer modeling, simulations, and forecasting, on weather, environment, climate and natural hazards. Providing a website featuring non-downloadable photographs taken from aerial vehicles, aerial surveying of building structures, roofs, other features of building structures, property, terrain, and structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement, using remote sensing technologies. Providing on-line non-downloadable software programs for use in analyzing property and casualty insurance loss information; Providing on-line non-downloadable software programs for health care businesses, and others in the health care market, and to validate claim submissions and detect, investigate, audit and manage fraudulent claims and over-payment of claims; Providing on-line non-downloadable software for accessing, storing, retrieving and updating driver and motor vehicle records; Providing on-line non-downloadable software for managing workers compensation claims; Providing on-line non-downloadable software for use by the insurance industry to electronically pre-fill insurance applications with applicant information from existing databases; Providing on-line non-downloadable software for use in executing residential insurance and valuation calculations; Providing on-line non-downloadable software featuring a spatial assessment tool that offers geographic maps displaying insurance risk assessment data and information, namely, risk addresses, risk assessment, exposure concentrations, and information regarding target areas for underwriting new business; Providing on-line non-downloadable software for providing real-time claims management reports to insurance carriers and restoration contractors via a secure on-line website; Providing on-line non-downloadable software to receive, track, document and manage insurance claims, property valuations, repair estimates and property replacement costs; Providing on-line non-downloadable software used in insurance claims handling for collaboration among insurance underwriters, insurance claims personnel and insurance policyholders; Providing on-line non-downloadable software for weather-related simulations, forecasts and modeling, to insurance companies and farmers, concerning the risk of weather-related losses; Providing on-line non-downloadable software for screening candidates for employment for criminal records and verification of education, credentials, and employment history; Recovery of computer data generated during the operation of vehicles; Providing on-line computer databases in the field of weather-related catastrophic events; Computer software maintenance, technical support, namely, troubleshooting of computer software problems; Application service provider featuring application programming interface software for providing an online computer database that facilitates audits of insurance premiums; Providing scientific information in the field of climate forecast information; providing risk management information in the field of climate information; Electronic data storage services for others; Providing an interactive website featuring technology that allows users to view, annotate and manipulate geospatial data related to properties, structures and characteristics of the earth and objects upon the earth; Providing computer representations of geographic locations, namely, computer mapping and modeling services created from aerial, terrestrial, satellite and geospatial imagery; Providing computer modeling and providing online, non-downloadable images of building structures, roofs, other features of building structures, roofs, other features of building structures, property, terrain, other objects and conditions, weather, natural hazards, climate, environment, and natural disasters, for use in building inspections, risk assessment, hazard assessment, reconstruction assessment, and to assist in insurance claims management and analysis, and providing information and analysis related thereto; Providing online non-downloadable software for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries; Providing online non-downloadable software a for detecting, identifying and analyzing roofs, building structures, property, terrain, and other objects and conditions; Providing online non-downloadable software for processing, delivery, display, annotation, downloading, management, mapping and analysis, of aerial, terrestrial, satellite and geospatial imagery and other imagery and remote sensing technologies, and with photographic data, geospatial data and locational data; Providing online non-downloadable software for creating drawings, floorplans, and schematics of building structures, roofs, other features of building structures, property, terrain and other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Providing online non-downloadable software for integrating electronic data and other information with real world environments; Providing online non-downloadable software for integrating electronic data and other information with real world environments for the purpose of generating maps, representations of building structures, roofs, other features of building structures, property, terrain and other objects and conditions; Providing online non-downloadable software for use in providing information featuring aerial, terrestrial, satellite and geospatial imagery and other imagery and remote sensing technologies and photographic data, geospatial data, locational data, and other information and data generated from remote sensing technologies; Providing online non-downloadable software for use in detection, inspection, evaluation and assessment of buildings and other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Providing online non-downloadable software for risk assessment, analysis and management and hazard assessment, analysis and management; Providing online non-downloadable software for insurance claims assessment, analysis and management; Providing online non-downloadable software for capturing, storing, management, processing and transmitting photos, videos and other sensory and detection information; Providing online non-downloadable software used for capturing, storing and accessing images and geographic, locational and other data regarding the captured, stored and accessed images; Providing an interactive website featuring information and analysis, namely, engineering information in the field of building structures, roofs, other features of building structures, property, terrain, other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Providing an interactive website featuring information and analysis, namely, provision of information in the fields of weather, environmental scientific analysis, environmental risk analysis, and climate science; Providing information, and analysis in the fields of weather, environmental analysis, climate science, and forensic analysis; Providing online non-downloadable software for use in analysis, predictive modeling, and creating reports, relating to property damages, loss information, climate, environment, weather events, catastrophes, and other events and conditions; Providing online non-downloadable software for controlling imaging technologies in the nature of cameras, lidar and other imaging sensors; Providing online non-downloadable software for valuation, estimation, data processing, data compilation, data transmission, data analysis and data reporting, for use in valuations of buildings, fixtures, personal property and other objects; Providing online non-downloadable software for documenting, inventorying, and monitoring personal, commercial, and industrial property and any damage thereto and status, condition, value and location thereof; Providing online non-downloadable software for communicating with insurance policyholders and insurance industry professionals, for providing and tracking customer surveys and for estimating the costs of insurance, construction, engineering, remodeling or replacement of residential, commercial, industrial and agricultural buildings and the fixtures and contents thereof; Providing online non-downloadable software, namely, graphic based construction estimation software featuring software to estimate the cost of building or repairing structures and other objects in the nature of structural material and contents of buildings and land; Providing online non-downloadable software, namely, non-downloadable cost estimation, project management and analytic reporting software; Providing online non-downloadable software for identifying, estimating and valuing insuring, remodeling, replacement and construction costs; Providing online non-downloadable software for risk analytics, information analytics and data analytics regarding weather, hazards and other events and conditions in the nature of climates, environment, and catastrophes; Providing a database featuring information and analysis about weather, environmental assessments, climate science and natural hazards in the nature of weather and geological event modeling and simulation; Providing online non-downloadable software for creating reports about weather, environment, climate, and natural hazards; Electronic storage services, namely, storing data for others relating to insurance claims, home warranties, valuations of real estate, buildings, fixtures, and personal property, residential insurance valuation calculations, and construction, replacement and remodeling costs estimates, and insurance policies covering real estate; Electronic storage services, namely, storing data for others in the fields of residential, commercial, industrial and agricultural real estate valuations, construction, replacement and remodeling costs estimates; Providing online non-downloadable education and training software for education and training in the fields of insurance cost valuation and residential construction and remodeling; Providing online non-downloadable software for identifying documenting, inventorying, and monitoring personal, commercial, and industrial property and any damage thereto and status, condition, value and location thereof; Providing online non-downloadable software for calculating the costs of repairs and for monitoring of claims under home warranties and building insurance policies; Providing online non-downloadable software for calculating the costs of, tracking the progress and payments of, and reporting personal property claims; Providing on-line databases featuring scientific research and analysis, computer modeling, simulations, and forecasting, on weather, environment, climate and natural hazards; Providing on-line non-downloadable software for creating and viewing reports and maps about weather, environment, climate and natural hazards; Providing a website featuring temporary use of online non-downloadable software for creating and viewing reports and maps; Providing scientific research information in the field of weather events, catastrophes, environment, and climate to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis and analysis; Providing computer modeling information in the field of weather events, catastrophes, environment, and climate to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis and analysis; Providing weather forecasting information in the field of weather events, catastrophes, environment, and climate to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis and analysis; Providing online non-downloadable software for processing, organizing, visualizing, manipulating, analyzing, and simulating, data and information, for risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Providing online non-downloadable software for accessing information on risk in specific geographic regions, catastrophic events, weather events, world events, and other potential loss events; Providing online non-downloadable software for accessing information on risk relating to human rights, political stability, security, corruption, safety, conflicts, terrorism, food security, water security, energy security, climate change and poverty; Providing online non-downloadable risk modeling software for analyzing business and financial risk, and software for climate, environment and disaster risk management; Providing online non-downloadable software for processing, organizing, visualizing, manipulating, analyzing, and simulating, data and information, for use in analysis, predictive modeling, and creating reports, relating to catastrophic loss information, weather events, other catastrophes, and world events; Providing online non-downloadable computer software platforms for hosting online databases featuring information and analytics on risk in particular geographic regions, weather and natural hazards, weather-related events, other catastrophic events, world events, other loss events; Providing online non-downloadable computer software platforms for hosting online databases featuring information and analytics on risk relating to human rights, political stability, security, corruption, safety, conflicts, terrorism, food security, water security, energy security, climate change and poverty; Providing a website on a computer server for a global computer network featuring information and analytics in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Consultancy services in the field of computer simulation software for the modeling of natural and man-made events, catastrophe modeling software, weather modeling software, environment modeling software, climate modeling software, consultancy services in the field of risk management software, loss modeling software, software to model rebuild and replacement costs for damaged structures; Scientific research in the field of environmental protection; Providing on-line databases featuring weather information and weather reporting; Providing online non-downloadable software for processing, organizing, visualizing, manipulating, analyzing, and simulating, data and information, for use in analysis, predictive modeling, and creating reports, relating to catastrophic loss information, weather events and other catastrophes; Reporting services, namely, weather reporting; Providing on-line non-downloadable software for analyzing risk relating to weather and other perils; Weather forecasting information services; Research in the field of weather, climate and the environment; Consulting and advisory services in the field of weather information, climate change, and environmental risk science in the nature of environment risk; Scientific research; Scientific research in the field of space exploration; Providing on-line non-downloadable searchable computer databases featuring geographic information derived from scientific research on wildfires, and featuring scientific research information about wildfire risk factors for risk analysis purposes; Providing a website featuring information in the nature of geographic information derived from scientific research on wildfires, and featuring scientific research information about wildfire risk factors, and technology that enables users to analyze the risk associated with wildfires for insurance purposes; Providing online non-downloadable software for analyzing risk analysis information relating to residential and commercial property; Providing an interactive website featuring technology that allows users to access and download information, analysis and reports on fire protection efforts to assist communities with evaluating fire risk; Data validation services provided to insurance companies, law enforcement agencies and equipment owners, namely, providing customized computer search and retrieval based on specific customer requests in the field of data to verify the accuracy and status of the Product Identification Number for equipment electronically or via the telephone; Developing databases and investigative resources, namely, development of investigative databases containing information about assets and theft of assets for use by law enforcement agencies to deter theft; Providing on-line non-downloadable software for insurance claims management and case management and reviewing, analyzing, and tracking of insurance claims data; Providing online non-downloadable software for processing, organizing, visualizing, manipulating, analyzing, and simulating, data and information, for incident investigation and reporting; Providing online non-downloadable software for processing, organizing, visualizing, manipulating, analyzing, and simulating, data and information, for identifying and investigating theft and fraud; Providing online non-downloadable software for processing, organizing, visualizing, manipulating, analyzing, and simulating, data and information, for insurance investigations; Providing online non-downloadable software for processing, organizing, visualizing, manipulating, analyzing, and simulating, data and information, for providing estimates of loss to assist in settlement of insurance claims; Providing online non-downloadable software for processing, organizing, visualizing, manipulating, analyzing, and simulating, data and information, to assist property owners and law enforcement to investigate and recover stolen or damaged property, to share and analyze information regarding crimes, and for reporting of criminal activity; Providing online non-downloadable software for processing, organizing, visualizing, manipulating, analyzing, and simulating, data and information, for screening employees and candidates for employment for criminal records and verification of education, credentials, and employment history; Providing on-line non-downloadable software for analyzing data and creating reports relating to risk and loss prevention; Providing online non-downloadable software for processing, organizing, visualizing, manipulating, analyzing, and simulating, data and information, to access information about insurance and prospective insureds and to order reports relating to insurance; Providing online non-downloadable software for processing, organizing, visualizing, manipulating, analyzing, and simulating, data and information, and for screening employees and candidates for employment concerning criminal records, driving records, for verification of social security numbers, education and employment history, and for managing, monitoring and analyzing information about drivers; Providing online non-downloadable software for processing, organizing, visualizing, manipulating, analyzing, and simulating, data and information, and for automated claims administration management, tracking, and monitoring of all stages of insurance claims handling; Providing an interactive website featuring technology through which data about vehicles that have been in accidents can be uploaded, information about vehicle insurers can be located, and insurers can be alerted about vehicles in accidents; Providing on-line computer databases featuring risk analysis information in the nature of computer modeling, simulation and forecasting about weather; Providing an interactive website featuring information, and analysis in the field of geographical information systems; Providing information, and analysis in the field of geographical information systems; Providing a website featuring technology that enables users to share images in the field of geographic information systems; Providing information on agriculture, namely, agricultural research, to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis, and real estate valuation, and real estate risk management and analysis; Electronic monitoring and reporting of status and conditions, namely, vehicle driving history and performance and in vehicles using computers or sensors; Hosting an interactive computer website featuring technologies that allows users to send and receive notifications about information regarding theft of assets via electronic message alerts; Providing an interactive website featuring information and analysis in the field of natural resources, namely, environmental risk assessments; Providing information on and analysis of fire protection efforts, namely, provision of mapping as it pertains to fire prevention, to assist in underwriting of insurance and financial services products; Calculation and simulation of wildfire risk factors; Providing information on agriculture, namely, predictive computer modeling information on weather to estimate agricultural crop losses, to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis and analysis; Providing an interactive website featuring information and analysis relating to agriculture, namely, predictive computer modeling information on weather to estimate agricultural crop losses.

Abstract

A system for modeling a three-dimensional structure utilizing two-dimensional segments comprising a memory and a processor in communication with the memory. The processor extracts a plurality of two-dimensional segments corresponding to the three-dimensional structure from a plurality of images indicative of different views of the three-dimensional structure. The processor determines a plurality of three-dimensional candidate segments based on the extracted plurality of two-dimensional segments and adds the plurality of three-dimensional candidate segments to a three-dimensional segment cloud. The processor transforms the three-dimensional segment cloud into a wireframe indicative of the three-dimensional structure by performing a wireframe extraction process on the three-dimensional segment cloud.

IPC Classes  ?

• G06T 17/20 - Wire-frame description, e.g. polygonalisation or tessellation
• G06F 9/38 - Concurrent instruction execution, e.g. pipeline or look ahead
• G06T 15/20 - Perspective computation
• G06T 17/05 - Geographic models
• G06T 17/10 - Volume description, e.g. cylinders, cubes or using CSG [Constructive Solid Geometry]
• G06V 10/75 - Organisation of the matching processes, e.g. simultaneous or sequential comparisons of image or video featuresCoarse-fine approaches, e.g. multi-scale approachesImage or video pattern matchingProximity measures in feature spaces using context analysisSelection of dictionaries
• G06V 20/10 - Terrestrial scenes
• G06V 20/13 - Satellite images
• G06V 20/64 - Three-dimensional objects

Abstract

A system and method for lean ortho correction for computer models of structures. The system displays an image of a structure on a user interface and projects a structure model onto the image. Next, the system identifies a first world three-dimensional (“3D”) point in the image, a second world 3D point in the image, and a third world 3D point in the image. The system then transforms coordinates of the structure model using the first world 3D point, the second world 3D point, the third world 3D point, and a lean ortho correction algorithm.

IPC Classes  ?

• G06T 19/20 - Editing of 3D images, e.g. changing shapes or colours, aligning objects or positioning parts
• G06T 17/20 - Wire-frame description, e.g. polygonalisation or tessellation
• G06T 17/05 - Geographic models
• G06F 30/13 - Architectural design, e.g. computer-aided architectural design [CAAD] related to design of buildings, bridges, landscapes, production plants or roads

Abstract

Computer vision systems and methods for generating building models using three-dimensional sensing and augmented reality (AR) techniques are provided. Image frames including images of a structure to be modeled are captured by a camera of a mobile device such as a smart phone, as well as three-dimensional data corresponding to the image frames. An object of interest, such as a structural feature of the building, is detected using both the image frames and the three-dimensional data. An AR icon is determined based upon the type of object detected, and is displayed on the mobile device superimposed on the image frames. The user can manipulate the AR icon to better fit or match the object of interest in the image frames, and can capture the object of interest using a capture icon displayed on the display of the mobile device.

IPC Classes  ?

• G06T 19/00 - Manipulating 3D models or images for computer graphics
• G06F 3/04845 - Interaction techniques based on graphical user interfaces [GUI] for the control of specific functions or operations, e.g. selecting or manipulating an object, an image or a displayed text element, setting a parameter value or selecting a range for image manipulation, e.g. dragging, rotation, expansion or change of colour
• G06T 7/13 - Edge detection
• G06T 7/60 - Analysis of geometric attributes
• G06T 17/00 - 3D modelling for computer graphics
• G06F 3/04817 - Interaction techniques based on graphical user interfaces [GUI] based on specific properties of the displayed interaction object or a metaphor-based environment, e.g. interaction with desktop elements like windows or icons, or assisted by a cursor's changing behaviour or appearance using icons

Abstract

Systems and methods for dynamic computer modeling using incomplete data are provided. The system can yield a total score indicative of an accuracy and reliability of a model for a given application based on incomplete data. The system can receive one or more sets of datasets, classify each dataset among the set of datasets based on a classification component, and determine a normalized score for each dataset based on a value or values of each dataset. If a classification component does not comprise more than one dataset, then the system determines a classification component score for each dataset as the normalized score. If a classification component comprises more than one dataset, the system assigns a weighted data value to each dataset of the classification component. A classification component score is determined for each weighed dataset by applying the weighted data value to the normalized score for each weighed dataset. A final component score for each dataset is determined by applying a weighted classification component value to the classification component score for each dataset.

IPC Classes  ?

• G06F 16/28 - Databases characterised by their database models, e.g. relational or object models
• G06K 9/62 - Methods or arrangements for recognition using electronic means
• G06F 16/23 - Updating

Abstract

Systems and methods for aligning digital image datasets to a computer model of a structure. The system receives a plurality of reference images from an input image dataset and identifies common ground control points (“GCPs”) in the reference images. The system then calculates virtual three-dimensional (“3D”) coordinates of the measured GCPs. Next, the system calculates and projects two-dimensional (“2D”) image coordinates of the virtual 3D coordinates into all of the images. Finally, using the projected 2D image coordinates, the system performs spatial resection of all of the images in order to rapidly align all of the images.

IPC Classes  ?

• G06V 10/24 - Aligning, centring, orientation detection or correction of the image
• G06T 3/40 - Scaling of whole images or parts thereof, e.g. expanding or contracting
• G06T 7/30 - Determination of transform parameters for the alignment of images, i.e. image registration
• G06T 3/00 - Geometric image transformations in the plane of the image
• G06V 20/13 - Satellite images

Abstract

Systems and methods for rapidly developing annotated computer models of structures and properties is provided. The system generates three-dimensional (3D) models of structures and property using a wide variety of digital imagery, and/or can process existing 3D models created by other systems. The system processes the 3D models to automatically identify candidate objects within the 3D models that may be suitable for annotation, such as roof faces, chimneys, windows, gutters, etc., using computer vision techniques to automatically identify such objects. Once the candidate objects have been identified, the system automatically generates user interface screens which gather relevant information related to the candidate objects, so as to rapidly obtain, associate, and store annotation information related to the candidate objects.

IPC Classes  ?

• G06T 17/05 - Geographic models
• G06T 15/10 - Geometric effects
• G06V 20/20 - ScenesScene-specific elements in augmented reality scenes
• G06V 20/64 - Three-dimensional objects

Abstract

Systems and methods for computerized loss scenario modeling and data analytics are provided herein. The systems and methods provide customized claim loss analytics to identify questionable insurance claims that require further investigation and include a database for storing claims data related to one or more loss events, a front-end processor configured to generate a user interface with elements configured to allow a user to select one or more business rules and one or more data points for a custom loss scenario rule, and a primary claims analytics processor in communication with the front-end processor that implements the custom loss scenario rule into a production data flow process, thereby impacting the results of data analytics performed by the primary processor.

IPC Classes  ?

• G06Q 40/08 - Insurance
• G06Q 10/0635 - Risk analysis of enterprise or organisation activities

Abstract

Computer vision systems and methods for determining structure features from point cloud data using neural networks are provided. The system obtains point cloud data of a structure or a property parcel having a structure present therein from a database. The system can preprocess the obtained point cloud data to generate another point cloud or 3D representation derived from the point cloud data by spatial cropping and/or transformation, down sampling, up sampling, and filtering. The system can also preprocess point features to generate and/or obtain any new features thereof. Then, the system extracts a structure and/or feature of the structure from the point cloud data utilizing one or more neural networks. The system determines at least one attribute of the extracted structure and/or feature of the structure utilizing the one or more neural networks.

IPC Classes  ?

• G06T 7/00 - Image analysis
• G06V 10/00 - Arrangements for image or video recognition or understanding
• G06N 3/00 - Computing arrangements based on biological models

Abstract

Computer vision systems and methods for determining structure features from point cloud data using neural networks are provided. The system obtains point cloud data of a structure or a property parcel having a structure present therein from a database. The system can preprocess the obtained point cloud data to generate another point cloud or 3D representation derived from the point cloud data by spatial cropping and/or transformation, down sampling, up sampling, and filtering. The system can also preprocess point features to generate and/or obtain any new features thereof. Then, the system extracts a structure and/or feature of the structure from the point cloud data utilizing one or more neural networks. The system determines at least one attribute of the extracted structure and/or feature of the structure utilizing the one or more neural networks.

IPC Classes  ?

• G06T 17/05 - Geographic models
• G06V 10/42 - Global feature extraction by analysis of the whole pattern, e.g. using frequency domain transformations or autocorrelation
• G06V 10/82 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using neural networks
• G06V 20/10 - Terrestrial scenes
• G06F 16/587 - Retrieval characterised by using metadata, e.g. metadata not derived from the content or metadata generated manually using geographical or spatial information, e.g. location
• G06T 3/40 - Scaling of whole images or parts thereof, e.g. expanding or contracting

Abstract

A system and method for generating a parametric model of a roof structure comprising a processor in communication with a memory. The system receives a plurality of parameters of each roof component composing the roof structure and performs a geometry creation based on the received plurality of parameters. The system generates a constrained three-dimensional geometry based on an output of the geometry creation, and displays a three-dimensional model of the roof structure based on the constrained three-dimensional geometry.

IPC Classes  ?

• G06F 30/17 - Mechanical parametric or variational design
• G06F 3/04815 - Interaction with a metaphor-based environment or interaction object displayed as three-dimensional, e.g. changing the user viewpoint with respect to the environment or object
• G06F 3/04845 - Interaction techniques based on graphical user interfaces [GUI] for the control of specific functions or operations, e.g. selecting or manipulating an object, an image or a displayed text element, setting a parameter value or selecting a range for image manipulation, e.g. dragging, rotation, expansion or change of colour
• G06F 30/13 - Architectural design, e.g. computer-aided architectural design [CAAD] related to design of buildings, bridges, landscapes, production plants or roads
• G06F 111/20 - Configuration CAD, e.g. designing by assembling or positioning modules selected from libraries of predesigned modules

Abstract

Systems and methods for machine learning of medical records are provided. The system can execute multiple machine learning models on the medical records in parallel using multi-threaded approach wherein each machine learning model executes using its own, dedicated computational thread in order to significantly speed up the time with which relevant information can be identified from documents by the system. The multi-threaded machine learning models can include, but are not limited to, sentence classification models, comorbidity models, ICD models, body parts models, prescription models, and provider name models. The system can also utilize combined convolutional neural networks and long short-term models (CNN+LSTMs) as well as ensemble machine learning models to categorize sentences in medical records. The system can also extract service provider, medical specializations, and dates of service information from medical records.

IPC Classes  ?

• G16H 50/70 - ICT specially adapted for medical diagnosis, medical simulation or medical data miningICT specially adapted for detecting, monitoring or modelling epidemics or pandemics for mining of medical data, e.g. analysing previous cases of other patients
• G16H 50/20 - ICT specially adapted for medical diagnosis, medical simulation or medical data miningICT specially adapted for detecting, monitoring or modelling epidemics or pandemics for computer-aided diagnosis, e.g. based on medical expert systems
• G16H 10/60 - ICT specially adapted for the handling or processing of patient-related medical or healthcare data for patient-specific data, e.g. for electronic patient records

Abstract

Systems and methods for machine learning of medical records are provided. The system can execute multiple machine learning models on the medical records in parallel using multi-threaded approach wherein each machine learning model executes using its own, dedicated computational thread in order to significantly speed up the time with which relevant information can be identified from documents by the system. The multi-threaded machine learning models can include, but are not limited to, sentence classification models, comorbidity models, ICD models, body parts models, prescription models, and provider name models. The system can also utilize combined convolutional neural networks and long short-term models (CNN+LSTMs) as well as ensemble machine learning models to categorize sentences in medical records. The system can also extract service provider, medical specializations, and dates of service information from medical records.

IPC Classes  ?

• G06N 3/08 - Learning methods

Abstract

Computer vision systems and methods for determining roof shapes from imagery using segmentation networks are provided. The system obtains an image of a structure from an image database, and determines a flat roof structure ratio and a sloped roof structure ratio of the roof structure using a neural network. Based on segmentation processing by the neural network, the system determines a flat roof structure ratio and a sloped roof structure ratio based on a portion of the roof structure classified as being flat and a portion of the roof structure classified as being sloped. Then, the system determines a ratio of each shape type of the roof structure using a neural network. The system generates a roof structure shape report indicative of a predominant shape of the roof structure and ratios of each shape type of the roof structure.

IPC Classes  ?

• G06K 9/00 - Methods or arrangements for reading or recognising printed or written characters or for recognising patterns, e.g. fingerprints
• G06F 16/29 - Geographical information databases
• G06F 16/587 - Retrieval characterised by using metadata, e.g. metadata not derived from the content or metadata generated manually using geographical or spatial information, e.g. location
• G06N 20/00 - Machine learning
• G06Q 40/08 - Insurance

Abstract

Computer vision systems and methods for determining roof shapes from imagery using segmentation networks are provided. The system obtains an image of a structure from an image database, and determines a flat roof structure ratio and a sloped roof structure ratio of the roof structure using a neural network. Based on segmentation processing by the neural network, the system determines a flat roof structure ratio and a sloped roof structure ratio based on a portion of the roof structure classified as being flat and a portion of the roof structure classified as being sloped. Then, the system determines a ratio of each shape type of the roof structure using a neural network. The system generates a roof structure shape report indicative of a predominant shape of the roof structure and ratios of each shape type of the roof structure.

IPC Classes  ?

• G06T 7/60 - Analysis of geometric attributes
• G06T 7/11 - Region-based segmentation

Abstract

Computer vision systems and methods for generating building models using three-dimensional sensing and augmented reality (AR) techniques are provided. Image frames including images of a structure to be modeled are captured by a camera of a mobile device such as a smart phone, as well as three-dimensional data corresponding to the image frames. An object of interest, such as a structural feature of the building, is detected using both the image frames and the three-dimensional data. An AR icon is determined based upon the type of object detected, and is displayed on the mobile device superimposed on the image frames. The user can manipulate the AR icon to better fit or match the object of interest in the image frames, and can capture the object of interest using a capture icon displayed on the display of the mobile device.

IPC Classes  ?

• G06T 19/00 - Manipulating 3D models or images for computer graphics
• G06T 17/05 - Geographic models
• G06V 20/64 - Three-dimensional objects
• G06V 10/147 - Details of sensors, e.g. sensor lenses

Abstract

Computer vision systems and methods for generating building models using three- dimensional sensing and augmented reality (AR) techniques are provided. Image frames including images of a structure to be modeled are captured by a camera of a mobile device such as a smart phone, as well as three-dimensional data corresponding to the image frames. An object of interest, such as a structural feature of the building, is detected using both the image frames and the three- dimensional data. An AR icon is determined based upon the type of object detected, and is displayed on the mobile device superimposed on the image frames. The user can manipulate the AR icon to better fit or match the object of interest in the image frames, and can capture the object of interest using a capture icon displayed on the display of the mobile device.

IPC Classes  ?

• G01C 21/30 - Map- or contour-matching
• G06T 7/00 - Image analysis
• G06T 15/04 - Texture mapping
• G06T 17/05 - Geographic models