Goods & Services

Downloadable computer software for banks, credit unions, and financial institutions to provide banking services; downloadable computer software for providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check, and electronic payments; downloadable computer software for point-of-sale services; downloadable computer software for merchant business management; computer hardware; downloadable computer operating software; downloadable computer software development tools. Banking services; online banking services; credit union services; credit and loan services; financing and loan services; issuing of credit cards; issuing of debit cards; issuing of stored value cards; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; providing a website featuring information in the field of banking (term considered too vague by the International Bureau pursuant to Rule 13 (2) (b) of the Regulations); bill payment services; financial data analysis; financial information processing. Software-as-a-Service (SAAS) services featuring software for banks, credit unions, and financial institutions to provide banking services; Software-as-a-Service (SAAS) services featuring software for providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check, and electronic payments; Software-as-a-Service (SAAS) services featuring software for point-of-sale services; Software-as-a-Service (SAAS) services featuring software for business management; rental of computer hardware; rental of computer software for financial management; electronic monitoring of credit card activity to detect fraud via the internet; Software-as-a-Service (SAAS) services featuring software for data security, user authentication, and fraud detection.

Goods & Services

Downloadable computer software for banks, credit unions, and financial institutions to perform banking processes and manage financial accounts; Downloadable software for banks, credit unions, and financial institutions to initiate, manage, and support lending services, deposits, withdrawals, transfers, payments, and financial record keeping; Downloadable computer software for banks, credit unions, and financial institutions to provide customer support services to their customers and account holders Banking services; Online banking services; Credit union services Providing temporary use of on-line non-downloadable cloud computing software for banks, credit unions, and financial institutions to perform banking processes and manage financial accounts; Providing temporary use of on-line non-downloadable software for banks, credit unions, and financial institutions to initiate, manage, and support lending services, deposits, withdrawals, transfers, payments, and financial record keeping; Providing temporary use of on-line non-downloadable software for banks, credit unions, and financial institutions to provide customer support services to their customers and account holders

Goods & Services

Providing and updating a financial index (Term considered too vague by the International Bureau pursuant to Rule 13(2)(b) of the Regulations).

Abstract

A system and method include determining, by a point of sale (POS) device, that new data is available at the POS device, in response to determining that new data is available, sending the new data to a cloud server, in response to determining that the new data is successfully transmitted to the cloud server, generating a synchronization request indicating availability of new data at the cloud server, identifying one or more kitchen display systems (KDS) to send the synchronization request to, and sending the synchronization request to each of the identified KDS. Each identified KDS retrieves the new data from the cloud server in response to receiving the synchronization request, and at least one of the KDS performs an action based on the new data in response to retrieving the new data. Each KDS follows a similar procedure when new data for the POS device is available at the KDS.

IPC Classes  ?

• G07G 1/14 - Systems including one or more distant stations co-operating with a central processing unit
• G06F 16/27 - Replication, distribution or synchronisation of data between databases or within a distributed database systemDistributed database system architectures therefor

Abstract

A system and method include determining, by a point of sale (POS) device, that new data is available at the POS device, in response to determining that new data is available, sending the new data to a cloud server, in response to determining that the new data is successfully transmitted to the cloud server, generating a synchronization request indicating availability of new data at the cloud server, identifying one or more kitchen display systems (KDS) to send the synchronization request to, and sending the synchronization request to each of the identified KDS. Each identified KDS retrieves the new data from the cloud server in response to receiving the synchronization request, and at least one of the KDS performs an action based on the new data in response to retrieving the new data. Each KDS follows a similar procedure when new data for the POS device is available at the KDS.

IPC Classes  ?

• G06Q 50/12 - Hotels or restaurants
• G06Q 20/20 - Point-of-sale [POS] network systems
• H04L 67/1095 - Replication or mirroring of data, e.g. scheduling or transport for data synchronisation between network nodes
• H04L 67/51 - Discovery or management thereof, e.g. service location protocol [SLP] or web services
• G06Q 30/0601 - Electronic shopping [e-shopping]
• G06F 3/147 - Digital output to display device using display panels

Abstract

Systems and methods involving secure connections between security meshes are disclosed herein. One disclosed device includes a first security processor located within a first security mesh, a first casing having a connector and supporting the first security mesh and the applications processor, a second security processor located within a second security mesh, and a second casing connected to the first casing via the connector and supporting the second security mesh. The first security processor and second security processor are programmed to generate a unique pre-shared key independently on both the first security processor and the second security processor using an elliptic key exchange and establish a secure connection between the first security processor and the second security processor using the unique pre-shared key.

IPC Classes  ?

• G06Q 20/20 - Point-of-sale [POS] network systems
• H04L 9/08 - Key distribution
• H04L 9/32 - Arrangements for secret or secure communicationsNetwork security protocols including means for verifying the identity or authority of a user of the system

Goods & Services

(1) Downloadable computer software for banks, credit unions, and financial institutions to provide banking services; downloadable computer software for providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check, and electronic payments; downloadable computer software for point-of-sale services; downloadable computer software for merchant business management; computer hardware; downloadable computer operating software; downloadable computer software development tools. (1) Banking services; online banking services; credit union services; credit and loan services; financing and loan services; issuing of credit cards; issuing of debit cards; issuing of stored value cards; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; providing a website featuring information in the field of banking (term considered too vague by the International Bureau pursuant to Rule 13 (2) (b) of the Regulations); bill payment services; financial data analysis; financial information processing. (2) Software-as-a-Service (SAAS) services featuring software for banks, credit unions, and financial institutions to provide banking services; Software-as-a-Service (SAAS) services featuring software for providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check, and electronic payments; Software-as-a-Service (SAAS) services featuring software for point-of-sale services; Software-as-a-Service (SAAS) services featuring software for business management; rental of computer hardware; rental of computer software for financial management; electronic monitoring of credit card activity to detect fraud via the internet; Software-as-a-Service (SAAS) services featuring software for data security, user authentication, and fraud detection.

Goods & Services

Downloadable computer software for banks, credit unions, and financial institutions to provide banking services; downloadable computer software for providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check, and electronic payments; downloadable computer software for point-of-sale services; downloadable computer software for merchant business management; computer hardware; downloadable computer operating software; downloadable computer software development tools Banking services; online banking services; credit union services; credit and loan services; financing and loan services; issuing of credit cards; issuing of debit cards; issuing of stored value cards; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; providing a website featuring information in the field of banking; bill payment services; financial data analysis; financial information processing Software-as-a-Service (SAAS) services featuring software for banks, credit unions, and financial institutions to provide banking services; Software-as-a-Service (SAAS) services featuring software for providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check, and electronic payments; Software-as-a-Service (SAAS) services featuring software for point-of-sale services; Software-as-a-Service (SAAS) services featuring software for business management; rental of computer hardware; rental of computer software for financial management; electronic monitoring of credit card activity to detect fraud via the internet; Software-as-a-Service (SAAS) services featuring software for data security, user authentication, and fraud detection

Goods & Services

Downloadable computer software for banks, credit unions, and financial institutions to provide banking services; downloadable computer software for providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check, and electronic payments; downloadable computer software for point-of-sale services; downloadable computer software for merchant business management; computer hardware; downloadable computer operating software; downloadable computer software development tools Banking services; online banking services; credit union services; credit and loan services; financing and loan services; issuing of credit cards; issuing of debit cards; issuing of stored value cards; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; providing a website featuring information in the field of banking; bill payment services; financial data analysis; financial information processing Software-as-a-Service (SAAS) services featuring software for banks, credit unions, and financial institutions to provide banking services; Software-as-a-Service (SAAS) services featuring software for providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check, and electronic payments; Software-as-a-Service (SAAS) services featuring software for point-of-sale services; Software-as-a-Service (SAAS) services featuring software for business management; rental of computer hardware; rental of computer software for financial management; electronic monitoring of credit card activity to detect fraud via the internet; Software-as-a-Service (SAAS) services featuring software for data security, user authentication, and fraud detection

Abstract

Systems and methods for forming a verified secure wireless connection are disclosed. One system includes a first device with a first transceiver and a second device with a second transceiver. The second device does not include a display or any other means for providing high resolution visible light information. The system also includes a visible light signal source on the second device. The first and second devices store computer-readable instructions to initialize a secure wireless connection using the first transceiver and the second transceiver. The second device also stores computer-readable instructions to generate a visible light signal using the visible light source. The first device stores computer-readable instructions to verify the secure wireless connection using the visible light signal.

IPC Classes  ?

• H04B 10/116 - Visible light communication
• H04L 9/08 - Key distribution
• H04W 12/037 - Protecting confidentiality, e.g. by encryption of the control plane, e.g. signalling traffic
• H04W 12/50 - Secure pairing of devices
• H04W 76/10 - Connection setup

Abstract

An apparatus may include a gantry including an arm configured to affix a transaction card to a card carrier, a conveyor configured to convey the card carrier to the gantry in a first direction, and a controller configured to receive inputs comprising at least a desired location on the card carrier where the transaction card is to be affixed and a desired orientation of the transaction card on the card carrier, move the arm of the gantry based on the inputs in a second direction perpendicular to the first direction and in a third direction perpendicular to the first direction and the second direction, rotate the arm based on the inputs in a fourth direction perpendicular to the second direction and the third direction, and affix the transaction card to the card carrier by the arm of the gantry.

IPC Classes  ?

• B65G 43/10 - Sequence control of conveyors operating in combination
• B65G 17/12 - Conveyors having an endless traction element, e.g. a chain, transmitting movement to a continuous or substantially-continuous load-carrying surface or to a series of individual load-carriersEndless-chain conveyors in which the chains form the load-carrying surface comprising a series of individual load-carriers fixed, or normally fixed, relative to traction element

Abstract

A system may include a transaction card reader configured to detect an identifier of a transaction card to be affixed to a card carrier, a card carrier reader configured to detect an identifier of the card carrier, a transaction card stager comprising a plurality of compartments each configured to hold a transaction card, and a processor. The processor may receive, from the transaction card reader, the identifier of the transaction card, receive, from the card carrier reader, the identifier of the card carrier, and determine whether the identifier of the transaction card corresponds to the identifier of the card carrier. Based on the determination that the identifier of the transaction card corresponds to the identifier of the card carrier, the processor may select a first compartment of the plurality of compartments to place the transaction card.

IPC Classes  ?

• B65G 43/10 - Sequence control of conveyors operating in combination
• B65G 17/12 - Conveyors having an endless traction element, e.g. a chain, transmitting movement to a continuous or substantially-continuous load-carrying surface or to a series of individual load-carriersEndless-chain conveyors in which the chains form the load-carrying surface comprising a series of individual load-carriers fixed, or normally fixed, relative to traction element

Abstract

A system may include a folding apparatus configured to fold a card carrier for affixing a transaction card to the card carrier and a processor which can receive a first input from a user regarding a number of folds desired in the card carrier and a location of the folds on the card carrier, receive a second input regarding one or more directions of the folds to be made on the card carrier, and transmit a signal to a positioner motor configured to position the card carrier based on the first input and the second input such that the folding apparatus folds the card carrier according to the first input and the second input.

IPC Classes  ?

• B42F 5/00 - Sheets and objects temporarily attached togetherMeans thereforAlbums
• B65H 43/00 - Use of control, checking, or safety devices, e.g. automatic devices comprising an element for sensing a variable
• B65H 45/30 - Folding in combination with creasing, smoothing, or application of adhesive

Abstract

An apparatus may include a gantry including an arm configured to affix a transaction card to a card carrier, a conveyor configured to convey the card carrier to the gantry in a first direction, and a controller configured to receive inputs comprising at least a desired location on the card carrier where the transaction card is to be affixed and a desired orientation of the transaction card on the card carrier, move the arm of the gantry based on the inputs in a second direction perpendicular to the first direction and in a third direction perpendicular to the first direction and the second direction, rotate the arm based on the inputs in a fourth direction perpendicular to the second direction and the third direction, and affix the transaction card to the card carrier by the arm of the gantry.

IPC Classes  ?

• B42D 5/02 - Form sets
• B65H 39/06 - Associating, collating, or gathering articles from several sources from delivery streams

Abstract

A high-integrity opaque-inset panel envelope includes a front panel formed from a printable material, one or more apertures being defined therethrough, one or more flaps extending from the edges of the front panel, and one or more opaque inset panels/labels disposed on an inner surface of the front panel to cover the one or more apertures. Opaque inset panels can have an optical brightness about 1-6% greater than the optical brightness of the printable material. The envelope can be formed by removing portions of a printable material to form one or more flaps about a front panel and one or more apertures through the front panel and disposing one or more opaque inset panels to an inner surface of the front panel, such that the one or more opaque inset panels covers the one or more apertures.

IPC Classes  ?

• B65D 27/16 - Closures using adhesive applied to integral parts, e.g. flaps using pressure-sensitive adhesive
• B65D 27/00 - Envelopes or like essentially-rectangular flexible containers for postal or other purposes having no structural provision for thickness of contents
• B65D 27/04 - Envelopes or like essentially-rectangular flexible containers for postal or other purposes having no structural provision for thickness of contents with apertures or windows for viewing contents

Goods & Services

Providing on-line non-downloadable software for financial institutions using artificial intelligence for querying, analyzing, tracking, and displaying financial data from financial institution databases; Providing online non-downloadable software for a financial institution to use in compiling and organizing business intelligence related to the potential offer of products and services for the financial institution's customers; Providing subscription-based temporary use of on-line non-downloadable software for delivering financial data, analytics and performance metrics to a dashboard for use by financial institutions to determine what products and services to provide their customers and methods for delivering the products and services to those customers; Providing temporary use of online non- downloadable simulation software for financial institutions to engage in modeling business performance of financial institution products and services; Software as a service (SAAS) services featuring software for financial institutions to engage in querying, integrating, managing, analyzing, and displaying financial data from financial institution databases

Goods & Services

Providing and updating a financial index

Goods & Services

Accounts payable debiting services; Bill payment services; Bill payment services provided through a website; Electronic funds transfer; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Financial information provided by electronic means in the field of bill payment, invoicing, and receivables; Payment processing services in the field of invoice and digital bill payments; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments Software as a service (SAAS) services featuring software for bill payment, accounts payable services, invoicing services, accounts receivable services, payment processing, designation of payment methods, tracking spending, and reviewing transaction information

Goods & Services

(1) Software-as-a-Service (SaaS) services featuring software for customizing marketing campaigns; Software-as-a-Service (SaaS) services featuring software for customizing customer communications; Software-as-a-Service (SaaS) services featuring software for identifying customer needs and producing targeted marketing communications; Software-as-a-Service (SaaS) services featuring software to allow a user to define business rules for its marketing collateral and communications; Software-as-a-Service (SaaS) services featuring software for conducting analytics on customers and marketing campaigns; Software-as-a-Service (SaaS) services featuring software for generating plastic cards, cardholder correspondence, and account statements for use by credit, debit, stored value, and smart card issuers in connection with direct mailings and marketing campaigns

Goods & Services

Providing and updating a financial index

Abstract

Systems and methods for automated product recommendation are disclosed herein. This can include generating an entry, the entry corresponding to an item selected for purchase, in a mirror-cart linked with a user account and identifying a recipe associated with the selected item. This can include comparing items identified in the recipe to items contained in the mirror-cart to identify a missing item that is not in the mirror-cart, and then prompting the user to purchase the missing item. Automated product recommendation can include generating an entry in the mirror-cart linked to the missing item when the user selects the missing item for purchase, updating an invoice with price information for the selected missing item, and transferring the invoice to a point of sale terminal at the retail location.

IPC Classes  ?

• G06Q 30/0601 - Electronic shopping [e-shopping]
• G06N 20/00 - Machine learning

Goods & Services

Software-as-a-Service (SaaS) services featuring software for customizing marketing campaigns; Software-as-a-Service (SaaS) services featuring software for customizing customer communications; Software-as-a-Service (SaaS) services featuring software for identifying customer needs and producing targeted marketing communications; Software-as-a-Service (SaaS) services featuring software to allow a user to define business rules for its marketing collateral and communications; Software-as-a-Service (SaaS) services featuring software for conducting analytics on customers and marketing campaigns; Software-as-a-Service (SaaS) services featuring software for generating plastic cards, cardholder correspondence, and account statements for use by credit, debit, stored value, and smart card issuers in connection with direct mailings and marketing campaigns

Abstract

Systems and methods for forming a verified secure wireless connection are disclosed. One system includes a first device with a first transceiver and a second device with a second transceiver. The second device does not include a display or any other means for providing high resolution visible light information. The system also includes a visible light signal source on the second device. The first and second devices store computer-readable instructions to initialize a secure wireless connection using the first transceiver and the second transceiver. The second device also stores computer-readable instructions to generate a visible light signal using the visible light source. The first device stores computer-readable instructions to verify the secure wireless connection using the visible light signal.

IPC Classes  ?

• H04B 10/116 - Visible light communication
• H04L 9/08 - Key distribution
• H04W 12/037 - Protecting confidentiality, e.g. by encryption of the control plane, e.g. signalling traffic
• H04W 12/50 - Secure pairing of devices
• H04W 76/10 - Connection setup

Abstract

A high-integrity opaque-inset panel envelope includes a front panel formed from a printable material, one or more apertures being defined therethrough, one or more flaps extending from the edges of the front panel, and one or more opaque inset panels/labels disposed on an inner surface of the front panel to cover the one or more apertures. Opaque inset panels can have an optical brightness about 1-6% greater than the optical brightness of the printable material. The envelope can be formed by removing portions of a printable material to form one or more flaps about a front panel and one or more apertures through the front panel and disposing one or more opaque inset panels to an inner surface of the front panel, such that the one or more opaque inset panels covers the one or more apertures.

IPC Classes  ?

• B65D 27/16 - Closures using adhesive applied to integral parts, e.g. flaps using pressure-sensitive adhesive
• B65D 27/00 - Envelopes or like essentially-rectangular flexible containers for postal or other purposes having no structural provision for thickness of contents
• B65D 27/04 - Envelopes or like essentially-rectangular flexible containers for postal or other purposes having no structural provision for thickness of contents with apertures or windows for viewing contents

Goods & Services

Point-of-sale terminals; downloadable computer software for point-of-sale services, namely, for managing and validating payment transactions; downloadable computer software for merchant services, namely for processing payments; downloadable computer software for inventory management; downloadable computer software for placing, managing, and fulfilling orders; downloadable computer software for customer relationship management; magnetically or digitally encoded credit, debit and prepaid cards for use in point-of-sale transactions and payment processing; downloadable computer software for financial risk management; downloadable computer software for cash management; downloadable computer software for enterprise performance management; downloadable computer software for enterprise content management; downloadable computer software for loan origination; downloadable computer software for loan servicing; downloadable computer software for use in financial services, accounting services, banking services, and management of financial, accounting, and banking services; downloadable computer software for use by entities offering financial services to their customers, namely, software to perform new account processing, teller transaction processing, loan processing, accounting functions, and management information reporting; downloadable computer software for conducting online banking services; downloadable computer software used for facilitating secure transactions on mobile applications; downloadable computer software to enable users to initiate banking and financial transactions via a wireless communication device, namely, software to initiate electronic funds transfers, electronic payments, person-to person money transfers, and person-to-person electronic payments; downloadable computer software to enable users to access transaction and account information in connection with electronic funds transfers and electronic payments Payment processing services, namely, credit card, debit card, prepaid cards, electronic funds transfer, ACH, and digital wallet transaction processing services; credit, debit, and prepaid card control services, namely, card authorization, setting card purchase limits, card purchase authorization, and card activation and deactivation; mobile banking services; financial services, namely, money lending services; merchant services, namely, card acquiring services, merchant banking services, and point of sale financial transaction processing services; card issuing services; cash advance services for businesses, consumers, and merchants; check processing, namely, check verification, authorization, and acceptance services; electronic check cashing services; automatic teller machine (ATM) services; financial management services, namely, account management and debt collection services; financial research services; currency exchange services; financial information processing in the nature of core account processing services; financial risk management services; financial information services, namely, presentation of electronic statements; cash management services; Financial management services, namely, enterprise financial performance management servicesandenterprise financial content management services; Financial information processing, in the nature of financial data processing services; online banking services, namely, providing bank, deposit, credit, checking account balance information via a global communications network, online funds transfer services, online bill payment services, online bank, deposit, credit, and checking account opening services Software as a Service (SaaS) services featuring software for payment processing; Software as a Service (SaaS) services featuring software for analyzing credit and debit card expenditures; data encryption and data security services; Software as a Service (SaaS) services featuring software for data processing and financial services; Software as a Service (SaaS) services featuring software for conducting financial and business data analysis; Software as a Service (SaaS) services featuring software for inventory management; Software as a Service (SaaS) services featuring software for placing, managing, and fulfilling orders; Software as a Service (SaaS) services featuring software for merchant services, namely, for processing payments; Software as a Service (SaaS) services featuring software for customer relationship management; Software as a Service (SaaS) services featuring software for financial risk management; Software as a Service (SaaS) services featuring software for cash management; Software as a Service (SaaS) services featuring software for enterprise performance management; Software as a Service (SaaS) services featuring software for enterprise content management; Software as a Service (SaaS) services featuring software for loan origination; Software as a Service (SaaS) services featuring software for loan servicing

Goods & Services

Downloadable software for the operational management and control of physical and electronic cards; downloadable software for opening and managing card accounts; downloadable software for creating, submitting, and reviewing expense reports and management reports; downloadable software for payment processing; downloadable software for conducting data analytics. Credit card management services, namely, services for the operational management and control of physical and electronic cards; card services, namely, card account opening and card account management services; payment processing services. Software-as-a-Service (SAAS) services for the operational management and control of physical and electronic cards; Software-as-a-Service (SAAS) services for opening and managing card accounts; Software-as-a-Service (SAAS) services for creating, submitting, and reviewing expense reports and management reports; Software-as-a-Service (SAAS) services for payment processing; Software-as-a-Service (SAAS) services for conducting data analytics.

Abstract

A device and associated methods for entering a PIN via tapping are disclosed. The device can be configured to determine a number of taps provided by a PIN holder on a touch sensor in representation of a PIN digit and to store the number of taps as a digit in a sequence that represents the PIN. Indications for interaction with the device can be provided to PIN holders in the form of auditory cues. A visually impaired PIN holder may be able to complete a PIN entry process by following the indications for interaction, tapping on a touch sensor a number of times equal to the value of the digit of the PIN to be entered, and performing gestures mapped to commands for the device.

IPC Classes  ?

• G06F 3/048 - Interaction techniques based on graphical user interfaces [GUI]
• G06Q 20/40 - Authorisation, e.g. identification of payer or payee, verification of customer or shop credentialsReview and approval of payers, e.g. check of credit lines or negative lists
• G06F 3/01 - Input arrangements or combined input and output arrangements for interaction between user and computer
• G06F 3/0488 - Interaction techniques based on graphical user interfaces [GUI] using specific features provided by the input device, e.g. functions controlled by the rotation of a mouse with dual sensing arrangements, or of the nature of the input device, e.g. tap gestures based on pressure sensed by a digitiser using a touch-screen or digitiser, e.g. input of commands through traced gestures
• G09B 21/00 - Teaching, or communicating with, the blind, deaf or mute

Goods & Services

(1) Downloadable software to issue and manage credit cards, debit cards, and digital wallets; downloadable software for credit card, debit card, and digital wallet management services, namely, services to support issuance and management of credit cards, debit cards, and digital wallets; downloadable software for electronic protection of cardholder information being data tokenization and encryption services for providing security and anonymity for electronically transmitted credit card, debit card, and digital wallet transactions; downloadable software for providing electronic alerts to alert credit card, debit card, and digital wallet regarding card or wallet use (1) Credit card, debit card, and digital wallet management services to support issuance and management of credit cards, debit cards, and digital wallets; financial administration of credit card, debit card, and digital wallet accounts, namely, card account opening, digital and physical card issuance, implementing card controls in the nature of allowing card usage to be activated, deactivated, or constrained, providing electronic alerts that alert credit card, debit card, and digital wallet users when a transaction exceeds a certain amount; card payment processing services; and card usage analytics in the nature of financial analysis, namely, compiling and analyzing statistics, data and other sources of information for financial purposes (2) Software as a service (SaaS) services featuring software to issue and manage credit cards, debit cards, and digital wallets; Software as a Service (SaaS) featuring software for credit card, debit card, and digital wallet management services, namely, services to support issuance and management of credit cards, debit cards, and digital wallets; Software as a Service (SaaS) services featuring software for electronic protection of cardholder information being data tokenization and encryption services for providing security and anonymity for electronically transmitted credit card, debit card, and digital wallet transactions; and electronic monitoring of credit card, debit card, and digital wallet activity to detect fraud via the internet

Goods & Services

(1) Security and fraud detection, namely, services to verify financial transactions (2) SaaS services, namely, payment gateway software for linking e-commerce websites to charge card and credit card transaction processing networks; security and fraud detection, namely, data security services, services for protecting data confidentiality, services for protecting data integrity, and electronic monitoring and verification of payment transactions and financial transactions to detect fraud (3) Security and fraud detection, namely, services for identity protection, fraud and identity theft protection services, fraud detection services in the field of banking, fraud detection services in the field of credit cards

Goods & Services

Downloadable computer software for the operational management and control of physical and electronic cards; downloadable computer software for opening and managing card accounts; downloadable computer software for creating, submitting, and reviewing expense reports and management reports; downloadable computer software for payment processing; downloadable computer software for conducting data analytics Credit card management services, namely, services for the operational management and control of physical and electronic cards in the nature of listing, authorizing, and processing of payments; financial administration of credit and debit card accounts, namely, card account opening and card account management services; credit card, debit card, prepaid card, and ACH payment processing services Software-as-a-Service (SAAS) services featuring software for the operational management and control of physical and electronic cards; Software-as-a-Service (SAAS) services featuring software for opening and managing card accounts; Software-as-a-Service (SAAS) services featuring software for creating, submitting, and reviewing expense reports and management reports; Software-as-a-Service (SAAS) services featuring software for payment processing; Software-as-a-Service (SAAS) services featuring software for conducting data analytics

Goods & Services

(1) Computer hardware and software systems for point of sale systems (1) Electronic payment, namely, electronic processing and transmission of payment data utilizing mobile devices; merchant services, namely, payment transaction processing services (2) Software as a Service (SaaS) featuring computer software for point-of-sale services, not including any such services relating to amusement arcades or casinos and not including the services in this class in the field of transport and logistics

Goods & Services

Computer hardware and software systems for point of sale systems comprised primarily of point-of-sale terminals, bar code readers, touchscreen monitors, keyboards, document printers, scanners, and recorded or downloadable operating software Electronic payment, namely, electronic processing and transmission of payment data utilizing mobile devices; merchant services, namely, payment transaction processing services Software as a Service (SaaS) featuring computer software for point-of-sale services, not including any such services relating to amusement arcades or casinos and not including the services in this class in the field of transport and logistics

Goods & Services

Payment processing services in the field of card-present and card-not-present transactions in the nature of credit cards, debit cards, prepaid cards, gift cards, and digital wallets; payment processing services for credit card, debit card, gift card, and digital wallet payments; payment authorization services, namely, credit card, debit card, gift card, and digital wallet authorization services; financial data analysis

Goods & Services

Financial and banking services, namely, payment verification services using credit cards, debit cards, gift cards, ewallets, and mobile apps as payment acceptance methods; financial services, namely, banking transactions, electronic funds transfer, electronic payment processing services involving electronic processing and subsequent transmission of payment data, electronic commerce payment processing services, featuring payment transactions using credit card, debit card, gift card, ewallet, and/or mobile app, merchant payment transaction processing services, payment acceptance transactions using credit cards, debit cards, gift cards, e-wallets and mobile apps; electronic payment services, namely, electronic debit card processing and transmission of payment data; electronic payment transaction processing services accessible by means of downloadable mobile applications; financial services, namely, disbursements processing in the nature of check processing, and financial data analytics

Goods & Services

Downloadable computer software to issue and manage credit cards, debit cards, and digital wallets; downloadable computer software for credit card, debit card, and digital wallet management services, namely, services to support issuance and management of credit cards, debit cards, and digital wallets; downloadable computer software for electronic protection of cardholder information being data tokenization and encryption services for providing security and anonymity for electronically transmitted credit card, debit card, and digital wallet transactions; downloadable computer software for providing electronic alerts to alert credit card, debit card, and digital wallet regarding card or wallet use Financial management via the internet, namely, credit card, debit card, and digital wallet management services to support issuance and management of credit cards, debit cards, and digital wallets; financial administration of credit card, debit card, and digital wallet accounts, namely, card account opening, digital and physical card issuance, implementing card controls in the nature of allowing card usage to be activated, deactivated, or constrained, providing electronic alerts that alert credit card, debit card, and digital wallet users when a transaction exceeds a certain amount; debit, credit, and prepaid card payment processing services; card usage analytics in the nature of financial analysis, namely, compiling and analyzing statistics, data and other sources of information for financial purposes Software as a service (SaaS) services featuring software to issue and manage credit cards, debit cards, and digital wallets; Software as a Service (SaaS) featuring software for credit card, debit card, and digital wallet management services, namely, services to support issuance and management of credit cards, debit cards, and digital wallets; Software as a Service (SaaS) services featuring software for electronic protection of cardholder information being data tokenization and encryption services for providing security and anonymity for electronically transmitted credit card, debit card, and digital wallet transactions; and electronic monitoring of credit card, debit card, digital wallet activity to detect fraud via the internet

Goods & Services

Financial and banking services, namely, payment services using credit cards, debit cards, gift cards, ewallets, and mobile apps as payment acceptance methods; financial services, namely, banking transactions and payments, electronic funds transfer, electronic payment processing services involving electronic processing and subsequent transmission of payment data, electronic commerce credit card, debit card, gift card, ewallet, and/or mobile app payment processing services, merchant payment transaction processing services, payment acceptance transactions using credit cards, debit cards, gift cards, e-wallets and mobile apps; electronic payment services, namely, electronic processing and transmission of payment data; electronic payment transaction processing services accessible by means of downloadable mobile applications; credit card, debit card, gift card, ewallet, and/or mobile app authorization optimization services; financial services, namely, disbursements processing, and financial data analytics. Software-as-a-service [SaaS] featuring payment gateway software for linking e-commerce website to card processing networks; data security services namely for protecting data confidentiality, data integrity, identity protection, verification of financial transactions, fraud mitigation, and electronic monitoring and verification of payment activity and financial transactions to detect fraud.

Abstract

A device and associated methods for entering a PIN via tapping are disclosed. The device can be configured to determine a number of taps provided by a PIN holder on a touch sensor in representation of a PIN digit and to store the number of taps as a digit in a sequence that represents the PIN. Indications for interaction with the device can be provided to PIN holders in the form of auditory cues. A visually impaired PIN holder may be able to complete a PIN entry process by following the indications for interaction, tapping on a touch sensor a number of times equal to the value of the digit of the PIN to be entered, and performing gestures mapped to commands for the device.

IPC Classes  ?

• G06F 3/048 - Interaction techniques based on graphical user interfaces [GUI]
• G06Q 20/40 - Authorisation, e.g. identification of payer or payee, verification of customer or shop credentialsReview and approval of payers, e.g. check of credit lines or negative lists
• G06F 3/01 - Input arrangements or combined input and output arrangements for interaction between user and computer
• G06F 3/0488 - Interaction techniques based on graphical user interfaces [GUI] using specific features provided by the input device, e.g. functions controlled by the rotation of a mouse with dual sensing arrangements, or of the nature of the input device, e.g. tap gestures based on pressure sensed by a digitiser using a touch-screen or digitiser, e.g. input of commands through traced gestures
• G09B 21/00 - Teaching, or communicating with, the blind, deaf or mute

Goods & Services

Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network Software-as-a-Service (SaaS) services featuring software for processing and routing payments through automated banking clearing house systems and networks

Abstract

A device and associated methods for entering a PIN via tapping are disclosed. The device can be configured to determine a number of taps provided by a PIN holder on a touch sensor in representation of a PIN digit and to store the number of taps as a digit in a sequence that represents the PIN. Indications for interaction with the device can be provided to PIN holders in the form of auditory cues. A visually impaired PIN holder may be able to complete a PIN entry process by following the indications for interaction, tapping on a touch sensor a number of times equal to the value of the digit of the PIN to be entered, and performing gestures mapped to commands for the device.

IPC Classes  ?

• G06F 3/041 - Digitisers, e.g. for touch screens or touch pads, characterised by the transducing means
• G06F 3/16 - Sound inputSound output

Abstract

A device and associated methods for entering a PIN via tapping are disclosed. The device can be configured to determine a number of taps provided by a PIN holder on a touch sensor in representation of a PIN digit and to store the number of taps as a digit in a sequence that represents the PIN. Indications for interaction with the device can be provided to PIN holders in the form of auditory cues. A visually impaired PIN holder may be able to complete a PIN entry process by following the indications for interaction, tapping on a touch sensor a number of times equal to the value of the digit of the PIN to be entered, and performing gestures mapped to commands for the device.

IPC Classes  ?

• G06F 3/041 - Digitisers, e.g. for touch screens or touch pads, characterised by the transducing means
• G06F 3/16 - Sound inputSound output

Abstract

Various embodiments are directed to systems and methods enabling cardless cash withdrawals from ATMs and/or other funds dispensing system. In various embodiments, a finite-duration access code is generated and associated with an account from which funds are to be withdrawn in response to a validated request generated at a mobile app operating on a user's mobile computing device. The access code is provided to the user (e.g., via the mobile app), who can then provide the finite-duration access code and an associated PIN to the funds dispensing system. The funds dispensing system transmits the received access code and/or PIN to servers to validate the request. The servers compare the transmitted data against stored data associated with the user's account, and generates a verification response to be transmitted to the funds dispensing system upon verification. The funds dispensing system then provides the requested cash to the user.

IPC Classes  ?

• G06Q 20/02 - Payment architectures, schemes or protocols involving a neutral third party, e.g. certification authority, notary or trusted third party [TTP]
• G06Q 20/10 - Payment architectures specially adapted for electronic funds transfer [EFT] systemsPayment architectures specially adapted for home banking systems
• G06Q 20/36 - Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes
• G07F 19/00 - Complete banking systemsCoded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
• H04L 9/32 - Arrangements for secret or secure communicationsNetwork security protocols including means for verifying the identity or authority of a user of the system
• G06Q 40/02 - Banking, e.g. interest calculation or account maintenance
• G06Q 20/32 - Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices
• H04L 9/08 - Key distribution

Goods & Services

(1) Credit card, debit card, and digital wallet management services for financial institutions, namely, services allowing financial institutions to support issuance and management of credit cards, debit cards, and digital wallets (2) Software-as-a-service (SaaS) services for financial institutions, namely, SaaS services permitting financial institutions to support issuance and management of credit cards, debit cards, and digital wallets

Abstract

Systems and methods for forming a verified secure wireless connection are disclosed. One system includes a first device with a first transceiver and a second device with a second transceiver. The second device does not include a display or any other means for providing high resolution visible light information. The system also includes a visible light signal source on the second device. The first and second devices store computer-readable instructions to initialize a secure wireless connection using the first transceiver and the second transceiver. The second device also stores computer-readable instructions to generate a visible light signal using the visible light source. The first device stores computer-readable instructions to verify the secure wireless connection using the visible light signal.

IPC Classes  ?

• G08B 1/08 - Systems for signalling characterised solely by the form of transmission of the signal using electric transmission

Abstract

Systems and methods for forming a verified secure wireless connection are disclosed. One system includes a first device with a first transceiver and a second device with a second transceiver. The second device does not include a display or any other means for providing high resolution visible light information. The system also includes a visible light signal source on the second device. The first and second devices store computer-readable instructions to initialize a secure wireless connection using the first transceiver and the second transceiver. The second device also stores computer-readable instructions to generate a visible light signal using the visible light source. The first device stores computer-readable instructions to verify the secure wireless connection using the visible light signal.

IPC Classes  ?

• H04B 10/116 - Visible light communication
• H04L 9/08 - Key distribution
• H04W 12/50 - Secure pairing of devices

Abstract

Systems and methods for forming a verified secure wireless connection are disclosed. One system includes a first device with a first transceiver and a second device with a second transceiver. The second device does not include a display or any other means for providing high resolution visible light information. The system also includes a visible light signal source on the second device. The first and second devices store computer-readable instructions to initialize a secure wireless connection using the first transceiver and the second transceiver. The second device also stores computer-readable instructions to generate a visible light signal using the visible light source. The first device stores computer-readable instructions to verify the secure wireless connection using the visible light signal.

IPC Classes  ?

• G08B 1/08 - Systems for signalling characterised solely by the form of transmission of the signal using electric transmission

Abstract

Systems and methods for forming a verified secure wireless connection are disclosed. One system includes a first device with a first transceiver and a second device with a second transceiver. The second device does not include a display or any other means for providing high resolution visible light information. The system also includes a visible light signal source on the second device. The first and second devices store computer-readable instructions to initialize a secure wireless connection using the first transceiver and the second transceiver. The second device also stores computer-readable instructions to generate a visible light signal using the visible light source. The first device stores computer-readable instructions to verify the secure wireless connection using the visible light signal.

IPC Classes  ?

• H04B 10/116 - Visible light communication
• H04W 76/10 - Connection setup
• H04L 9/08 - Key distribution
• H04W 12/037 - Protecting confidentiality, e.g. by encryption of the control plane, e.g. signalling traffic
• H04W 12/50 - Secure pairing of devices

Abstract

Systems and methods involving secure connections between security meshes are disclosed herein. One disclosed device includes a first security processor located within a first security mesh, a first casing having a connector and supporting the first security mesh and the applications processor, a second security processor located within a second security mesh, and a second casing connected to the first casing via the connector and supporting the second security mesh. The first security processor and second security processor are programmed to generate a unique pre-shared key independently on both the first security processor and the second security processor using an elliptic key exchange and establish a secure connection between the first security processor and the second security processor using the unique pre-shared key.

IPC Classes  ?

• G06Q 20/20 - Point-of-sale [POS] network systems

Abstract

Systems and methods involving secure connections between security meshes are disclosed herein. One disclosed device includes a first security processor located within a first security mesh, a first casing having a connector and supporting the first security mesh and the applications processor, a second security processor located within a second security mesh, and a second casing connected to the first casing via the connector and supporting the second security mesh. The first security processor and second security processor are programmed to generate a unique pre-shared key independently on both the first security processor and the second security processor using an elliptic key exchange and establish a secure connection between the first security processor and the second security processor using the unique pre-shared key.

IPC Classes  ?

• G06Q 20/20 - Point-of-sale [POS] network systems

Abstract

Systems and methods involving secure connections between security meshes are disclosed herein. One disclosed device includes a first security processor located within a first security mesh, a first casing having a connector and supporting the first security mesh and the applications processor, a second security processor located within a second security mesh, and a second casing connected to the first casing via the connector and supporting the second security mesh. The first security processor and second security processor are programmed to generate a unique pre-shared key independently on both the first security processor and the second security processor using an elliptic key exchange and establish a secure connection between the first security processor and the second security processor using the unique pre-shared key.

IPC Classes  ?

• G06Q 20/20 - Point-of-sale [POS] network systems
• H04L 9/08 - Key distribution
• H04L 9/32 - Arrangements for secret or secure communicationsNetwork security protocols including means for verifying the identity or authority of a user of the system

Goods & Services

Payment processing services in the field of card-present and card-not-present transactions in the nature of credit cards, debit cards, prepaid cards, gift cards, and digital wallets; payment processing services for credit card, debit card, gift card, and digital wallet payments; payment authorization services, namely, credit card, debit card, gift card, and digital wallet authorization services; financial data analysis. Software-as-a-Service (SaaS) services featuring software for facilitating payment processing services in the field of card-present and card-not-present transactions; Software-as-a-Service (SaaS) services featuring software for facilitating payment processing services for credit card, debit card, gift card, and digital wallet payments; Software-as-a-Service (SaaS) services featuring software for financial data analysis; computer security services in the nature of threat analysis for protecting data and information from unauthorized access.

Abstract

Systems, methods and computer-readable media are disclosed for providing a cardholder with a token corresponding to a card account identifier for temporary use in emergency situations in which an existing card account identifier has potentially been compromised, as a result of theft or loss of a transaction card or other potential misappropriation of the existing identifier, or situations in which the existing identifier is otherwise unavailable for use. The card account identifier for temporary use may be associated with conditions that restrict the manner and scope according to which the identifier may be used to gain access to funds. The token is provided to a funds dispensing system that is configured to construct the corresponding card account identifier from the token and initiate a financial transaction using the card account identifier.

IPC Classes  ?

• G06Q 20/10 - Payment architectures specially adapted for electronic funds transfer [EFT] systemsPayment architectures specially adapted for home banking systems
• G06Q 20/40 - Authorisation, e.g. identification of payer or payee, verification of customer or shop credentialsReview and approval of payers, e.g. check of credit lines or negative lists
• G06Q 20/38 - Payment protocolsDetails thereof

Goods & Services

(1) Payment processing services in the field of card-present and card-not-present transactions in the nature of credit cards, debit cards, prepaid cards, gift cards, and digital wallets; payment processing services for credit card, debit card, gift card, and digital wallet payments; payment authorization services, namely, credit card, debit card, gift card, and digital wallet authorization services; financial data analysis (2) Software-as-a-Service ("SaaS") services featuring software for facilitating payment processing services in the field of card-present and card-not-present transactions; Software-as-a-Service ("SaaS") services featuring software for facilitating payment processing services for credit card, debit card, gift card, and digital wallet payments; Software-as-a-Service ("SaaS") services featuring software for financial data analysis; computer security services in the nature of threat analysis for protecting data and information from unauthorized access

Goods & Services

(1) ATM banking services, namely, card present and card not present ATM services; financial services, namely, card present and card not present cash withdrawal services and card present and card not present electronic funds transfer services (2) Software as a Service (SaaS) services for banking and financial transactions, namely, software to initiate card present and card not present electronic funds transfers and card present and card not present cash withdrawals

Goods & Services

Computer software and hardware for use in connection with payment services and business management services; application downloads. Payment services. Design, development, installation, updating and maintenance of computer software for use in connection with digital banking, electronic funds transfer, electronic payment processing, and business tools; Design, development of computer hardware for use in connection with digital banking, electronic funds transfer, electronic payment processing, and business tools.

Goods & Services

Merchant services, namely, payment transaction processing services; Payment processing services, namely, credit card and debit card transaction processing services

Goods & Services

(1) Card issuer services, namely account origination in the nature of originating credit, debit, and prepaid card accounts, financial portfolio management and data access in the nature of providing information about financial accounts, customer servicing in the nature of providing customer advice and consultation in the field of originating credit, debit and prepaid payment card accounts, collections management in the nature of collection of debts, and dispute management in the nature of managing and resolving disputed charges to credit, debit, and prepaid payment card accounts; lending services, namely loan origination, loan processing in the nature of loan origination, loan servicing, loan payment processing, and loan retirement, and loan customer servicing in the nature of financial loan customer support and consultation in the field of loan processing in the nature of loan origination, loan servicing, loan payment processing, and loan retirement (2) Software as a service (SAAS) services featuring software for card issuer services, namely, account origination, portfolio management and for collecting and analyzing financial information, metadata and metrics of customers, and for providing access to financial information and market data and trends, fraud detection and management, for managing, administering, and responding to customer support and customer service inquiries, collections management, and dispute management; software as a service (SAAS) services featuring software for managing, administering, and responding to customer support and customer service inquiries; software as a service (SAAS) services featuring software for lending services, namely, loan origination, loan processing, and loan customer servicing; electronic monitoring of credit, debit, and prepaid card activity and merchant acquirer processing to detect fraud via the internet

Goods & Services

Credit card, debit card, and digital wallet management services for financial institutions, namely, services allowing financial institutions to support issuance and management of credit cards, debit cards, and digital wallets. Software-as-a-service (SaaS) services for financial institutions, namely, SaaS services permitting financial institutions to support issuance and management of credit cards, debit cards, and digital wallets.

Goods & Services

ATM banking services, namely, card present and card not present ATM services; financial services, namely, card present and card not present cash withdrawal services and card present and card not present electronic funds transfer services Software as a Service (SaaS) services for banking and financial transactions, featuring software to initiate card present and card not present electronic funds transfers and card present and card not present cash withdrawals

Goods & Services

Credit card, debit card, and digital wallet management services for financial institutions being services that allow financial institutions to support issuance and management of credit cards, debit cards, and digital wallets, namely, financial administration of credit card, debit card, and digital wallet accounts, namely, card account opening, digital and physical card issuance, implementing card controls in the nature of allowing card usage to be activated, deactivated, or constrained, providing electronic alerts that alert credit card, debit card, and digital wallet users when a transaction exceeds a certain amount, card payment processing services, and card usage analytics in the nature of financial analysis, namely, compiling and analyzing statistics, data and other sources of information for financial purposes Software as a service (SaaS) services featuring software for financial institutions to issue and manage credit cards, debit cards, and digital wallets; Credit card, debit card, and digital wallet management services for financial institutions, namely, services allowing financial institutions to support issuance and management of credit cards, debit cards, and digital wallets, namely, electronic protection of cardholder information being data tokenization and encryption services for providing security and anonymity for electronically transmitted credit card, debit card, and digital wallet transactions and electronic monitoring of credit card, debit card, and digital wallet activity to detect fraud via the internet

Goods & Services

Mobile application for payment processing services in the field of card-present and card-not present transactions; mobile application for payment processing services for credit card, debit card, gift card, and e-Wallet payments; software for financial data analysis. Payment processing services in the field of card-present and card-not-present transactions; payment processing services for credit card, debit card, gift card, and e-Wallet payments; payment authorization services, namely, credit card, debit card, gift card, and e-Wallet authorization services; financial data analysis. Software-as-a-Service (SaaS) services for payment processing services in the field of card-present and card-not-present transactions; Software-as-a-Service (SaaS) services for payment processing services for credit card, debit card, gift card, and e-Wallet payments; Software-as-a-Service (SaaS) services for financial data analysis; computer security services for protecting data and information from unauthorized access.

Abstract

Systems and methods for automated product recommendation are disclosed herein. This can include generating an entry, the entry corresponding to an item selected for purchase, in a mirror-cart linked with a user account and identifying a recipe associated with the selected item. This can include comparing items identified in the recipe to items contained in the mirror-cart to identify a missing item that is not in the mirror-cart, and then prompting the user to purchase the missing item. Automated product recommendation can include generating an entry in the mirror-cart linked to the missing item when the user selects the missing item for purchase, updating an invoice with price information for the selected missing item, and transferring the invoice to a point of sale terminal at the retail location.

IPC Classes  ?

• G06Q 30/06 - Buying, selling or leasing transactions
• G06Q 30/0601 - Electronic shopping [e-shopping]
• G06N 20/00 - Machine learning

Abstract

Systems and methods for dynamic creation of virtual-cart enabled purchasing in an in-store environment and automated product recommendation are disclosed herein. Virtual cart enabled purchasing can include receiving a user identifier and creating a mirror-cart linked with the received user identifier. An entry in the mirror-cart can be generated corresponding to a physical item selected for purchase by the user, and an invoice including pricing information for to items in the virtual-cart can be generated. A request for the invoice can be received, and the invoice can be transferred to the point of sale terminal. A payment confirmation can be received indicating completion of transacting of payment for the items in the virtual-cart and tracked in the invoice.

IPC Classes  ?

• G06Q 30/0601 - Electronic shopping [e-shopping]
• G06Q 20/20 - Point-of-sale [POS] network systems
• G06Q 20/32 - Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices
• G06Q 20/12 - Payment architectures specially adapted for electronic shopping systems
• G06Q 30/04 - Billing or invoicing

Goods & Services

Computer technology support services, namely, help desk services; Software as a service (SAAS) services, namely, providing an online portal for seeking, obtaining, and communicating about technical support; Software as a service (SAAS) services, namely, providing an online portal for communicating software product information and updates to software product information; Software as a service (SAAS) services, namely, providing an online portal for self-service troubleshooting and repair of computer hardware and/or software; all the aforesaid services in relation to financial services only.

Goods & Services

Payment processing services in the field of card-present and card-not-present transactions in the nature of credit cards, debit cards, prepaid cards, gift cards, and digital wallets; payment processing services for credit card, debit card, gift card, and digital wallet payments; payment authorization services, namely, credit card, debit card, gift card, and digital wallet authorization services; financial data analysis Software-as-a-Service ("SaaS") services featuring software for facilitating payment processing services in the field of card-present and card-not-present transactions; Software-as-a-Service ("SaaS") services featuring software for facilitating payment processing services for credit card, debit card, gift card, and digital wallet payments; Software-as-a-Service ("SaaS") services featuring software for financial data analysis; computer security services in the nature of threat analysis for protecting data and information from unauthorized access

Goods & Services

Downloadable mobile application for facilitating payment processing services in the field of card-present and card-not-present transactions; downloadable mobile application for facilitating payment processing services for credit card, debit card, gift card, and digital wallet payments; recorded and downladable software for financial data analysis

Goods & Services

Computer technology support services, namely, help desk services; Software as a service (SAAS) services, namely, providing an online portal featuring technology that enables users to seek, obtain, and communicate about technical support; Software as a service (SAAS) services, namely, providing an online portal featuring technology that enables users to communicate and exchange software product information and updates to software product information; Software as a service (SAAS) services, namely, providing an online portal featuring technology that enables users to request and access self-service troubleshooting and repair of computer hardware and/or software; none of the foregoing for software for securities brokers or financial advisors

Goods & Services

Card issuer services, namely, customer servicing management for others in the nature of providing customer care support and consultation; Loan customer servicing management for others in the nature of financial loan customer care and support consultation Card payment processing services, namely, processing of credit card payments, debit card payments, private label credit, debit, and prepaid card payments, and prepaid card payments; card issuer services, namely, account origination in the nature of originating credit, debit, and prepaid card accounts, financial portfolio management and data access in the nature of providing information about financial accounts, collections management in the nature of collection of debts, and payment processing services, namely, dispute management in the nature of managing and resolving disputed charges to credit, debit, or prepaid card accounts; lending services, namely, loan origination, and loan customer servicing in the nature of financial loan customer care support and consultation, namely, loan processing in the nature of loan origination, loan package selling, loan servicing, loan payment processing, and loan retirement Software as a service (SAAS) services featuring software for card payment processing services, namely, processing of credit card payments, debit card payments, private label card payments, and prepaid card payments; software as a service (SAAS) services featuring software for card issuer services, namely, account origination, portfolio management and data access, fraud detection and management, customer servicing, collections management, and dispute management; software as a service (SAAS) services featuring software for lending services, namely, loan origination, loan processing, and loan customer servicing; electronic monitoring of credit, debit, and prepaid card activity and merchant acquirer processing to detect fraud via the internet

Abstract

A high-integrity opaque-inset panel envelope includes a front panel formed from a printable material, one or more apertures being defined therethrough, one or more flaps extending from the edges of the front panel, and one or more opaque inset panels/labels disposed on an inner surface of the front panel to cover the one or more apertures. Opaque inset panels can have an optical brightness about 1-6% greater than the optical brightness of the printable material. The envelope can be formed by removing portions of a printable material to form one or more flaps about a front panel and one or more apertures through the front panel and disposing one or more opaque inset panels to an inner surface of the front panel, such that the one or more opaque inset panels covers the one or more apertures.

IPC Classes  ?

• B65D 27/16 - Closures using adhesive applied to integral parts, e.g. flaps using pressure-sensitive adhesive
• B65D 27/00 - Envelopes or like essentially-rectangular flexible containers for postal or other purposes having no structural provision for thickness of contents
• B65D 27/04 - Envelopes or like essentially-rectangular flexible containers for postal or other purposes having no structural provision for thickness of contents with apertures or windows for viewing contents

Goods & Services

Customer relationship management for retailers and financial institutions SaaS services featuring software for customer relationship management for retailers and financial institutions

Goods & Services

(1) Financial and banking services, namely, support for payment acceptance methods using credit cards, debit cards, gift cards, ewallets and mobile apps; Financial services, namely, banking transactions and payments, electronic funds transfer, electronic payment processing services and support, electronic commerce payment processing services, merchant payment transaction processing services, payment acceptance transactions using credit cards, debit cards, gift cards, e-wallets and mobile apps; electronic payment services, namely, electronic processing and transmission of payment data; electronic payment transaction processing services accessible by means of downloadable mobile applications; security and fraud detection; authorization optimization; card network gateways; disbursements processing and data analytics

Goods & Services

Support for payment acceptance methods using credit cards, debit cards, gift cards, ewallets and mobile apps; financial services, namely, banking transactions and payments, electronic funds transfer, electronic payment processing services and support, electronic commerce payment processing services, merchant payment transaction processing services, payment acceptance transactions using credit cards, debit cards, gift cards, e-wallets and mobile apps; electronic processing and transmission of payment data; electronic payment transaction processing services accessible by means of downloadable mobile applications; services to verify financial transactions; payment transaction services to facilitate the authorization of financial transaction by identifying legitimate transaction; payment transaction services to reduce false declines or failures to authorize payment transactions; payment transaction services to evaluate the most cost effective means of routing the transactions; payment transaction gateway services; financial data analysis; all the aforesaid said services being not relating to insurance. Data security services; data security services, namely, services for protecting data confidentiality, data integrity, and identity protection; electronic monitoring and verification of payment activity and financial transactions to detect fraud. Fraud mitigation services; fraud detection services.

Abstract

Example embodiments relate to controlling secured access to electronically provided application functionality or content. An Internet browser executing on a first computing device initiates periodic polling of a paired second computing device associated with a user for measurements of short range communication protocol signal strength of the second computing device and determines that the second computing device is within an authentication distance of the first computing device. The secure Internet browser transmits an authentication request comprising a device identifier of the second computing device. Responsive to transmitting the authentication request, the secure Internet browser receives an authentication response indicating authentication confirmation, and responsive thereto, the secure Internet browser provides access to a controlled-access application by transmitting a request to a content server for a presentation of the controlled-access application, receiving from the content server a presentation associated with the user, and directing display of the presentation via a user interface.

IPC Classes  ?

• H04L 29/06 - Communication control; Communication processing characterised by a protocol
• G06F 21/62 - Protecting access to data via a platform, e.g. using keys or access control rules
• H04L 29/08 - Transmission control procedure, e.g. data link level control procedure
• H04L 9/32 - Arrangements for secret or secure communicationsNetwork security protocols including means for verifying the identity or authority of a user of the system
• G06F 16/95 - Retrieval from the web
• H04W 4/80 - Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Goods & Services

Financial processing services, namely, electronic processing of electronic checks, electronic funds transfers, ACH transactions, credit card transactions, debit card transactions, bill payment data, and core account processing services, namely, customer deposit and loan account information, general ledger data, and financial information for financial institutions.

Goods & Services

Electronic funds transfer services; financial payment network services, namely, providing bill payment services; providing electronic processing of electronic funds transfer and electronic payments via a global computer network; electronic payment services involving electronic processing and subsequent transmission of bill payment data using operating and governance rules to determine transaction routing options, notifications, alerts, delivery timeframes and exception handling procedures; providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; financial transaction services, namely, providing secure commercial transactions and payment options; electronic processing of claims and payment data in the field of insurance and health care, including enrollment data.

Goods & Services

Financial and banking services, namely, bill payment services using credit cards, debit cards, gift cards, ewallets, and mobile apps as payment acceptance methods; financial services, namely, banking transactions and payments, electronic funds transfer, electronic payment processing services involving electronic processing and subsequent transmission of bill payment data, electronic commerce credit card, debit card, gift card, ewallet, and/or mobile app payment processing services, merchant payment transaction processing services, payment acceptance transactions using credit cards, debit cards, gift cards, e-wallets and mobile apps; electronic payment services, namely, electronic processing and subsequent transmission of bill payment data; electronic payment transaction processing services accessible by means of downloadable mobile applications; credit card, debit card, gift card, ewallet, and/or mobile app authorization optimization services; financial services, namely, disbursements processing, and financial data analytics SaaS services, namely, payment gateway software for linking e-commerce websites to card processing networks; security and fraud detection, namely, data security services, services for protecting data confidentiality, services for protecting data integrity, services for identity protection, services to verify financial transactions, fraud mitigation services, fraud detection services, and electronic monitoring and verification of payment activity and financial transactions to detect fraud via the Internet

Goods & Services

Financial services, namely, online banking, mobile banking, voice banking and digital banking transactions and payments, electronic funds transfer, direct electronic debit transaction processing, electronic payment processing services, point-of-sale processing and support, electronic commerce payment processing services, merchant payment transaction processing services, check verification services, peer to peer electronic payment processing and peer to peer money transfers; financial data processing services, namely, providing electronic processing of electronic checks, electronic funds transfers, ACH transactions, credit card transactions and debit card transactions; electronic payment services, namely, electronic processing and transmission of payment data; financial risk management.

Abstract

Example embodiments relate to authenticating a user operating a user computing entity. An input ordered sequence of biometric inputs is received and stored as profile templates. The templates are concatenated and a function is applied to generate a profile token. To authenticate a user, the same ordered sequence of biometric inputs are received to generate an authentication token with the profile token and the authentication token being compared for a match.

IPC Classes  ?

• H04L 29/06 - Communication control; Communication processing characterised by a protocol
• H04L 9/32 - Arrangements for secret or secure communicationsNetwork security protocols including means for verifying the identity or authority of a user of the system
• H04W 12/06 - Authentication

Goods & Services

Financial processing services, namely, electronic processing of bill payment data, ACH transactions, credit card transactions and debit card transactions; bill payment services; electronic fund transfer services; providing financial information through real-time alerts delivered electronically; bill presentation services, namely electronic processing of billing data, transmission of billing data, and display of billing data (terms too vague in the opinion of the International Bureau – Rule 13 (2) (b) of the Common Regulations). Application service provider (ASP) featuring software used for financial processing, namely, electronic processing of bill payment data, ACH transactions, credit card transactions, debit card transactions, bill presentation services, bill payment services, electronic fund transfer services, and for providing financial information through real-time alerts delivered electronically.

Goods & Services

Providing fraud prevention services, namely, electronic monitoring of credit, payment, and account activity for use in identifying high risk credit card payments; Providing fraud prevention services, namely, electronic monitoring of credit, payment, and account activity to reduce exposure to repeat nonsufficient funds offenders and fraudulent kiting schemes

Goods & Services

Financial services, namely, electronic funds transfer, direct electronic debit transaction processing, electronic payment processing services, point-of-sale processing and support, electronic commerce payment processing services, merchant payment transaction processing services; financial data processing services, namely, credit card transactions and debit card transactions; electronic payment services, namely, electronic processing and transmission of payment data; financial risk management

Abstract

Example embodiments relate to controlling secured access to electronically provided application functionality or content. An Internet browser executing on a first computing device initiates periodic polling of a paired second computing device associated with a user for measurements of short range communication protocol signal strength of the second computing device and determines that the second computing device is within an authentication distance of the first computing device. The secure Internet browser transmits an authentication request comprising a device identifier of the second computing device. Responsive to transmitting the authentication request, the secure Internet browser receives an authentication response indicating authentication confirmation, and responsive thereto, the secure Internet browser provides access to a controlled-access application by transmitting a request to a content server for a presentation of the controlled-access application, receiving from the content server a presentation associated with the user, and directing display of the presentation via a user interface.

IPC Classes  ?

• H04L 29/06 - Communication control; Communication processing characterised by a protocol
• G06F 21/62 - Protecting access to data via a platform, e.g. using keys or access control rules
• H04L 29/08 - Transmission control procedure, e.g. data link level control procedure
• H04L 9/32 - Arrangements for secret or secure communicationsNetwork security protocols including means for verifying the identity or authority of a user of the system
• G06F 16/95 - Retrieval from the web
• H04W 4/80 - Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Goods & Services

Business information services, namely, providing information regarding commitment to client success and to providing integrated and reliable solutions; providing consumer information services in field of financial services; providing a referral incentive program in the field of financial services. Financial information and advisory services, namely, providing information regarding commitment to client success and to providing integrated and reliable solutions; providing financial information services to clients and prospective clients.

Abstract

Systems, methods and computer-readable media for incident queue assignment and prioritization are disclosed. An incident handling system may receive a request for a next highest priority incident. An incident requiring resolution may be identified. The incident may be associated with an incident queue based at least in part on a queue assignment rule. The incident queue may comprise one or more incidents. The incident queue may be processed based at least in part on a prioritization rule to identify, from the one or more incidents associated with the incident queue, the next highest priority incident. The incident handling system may transmit the next highest priority incident associated with the incident queue.

IPC Classes  ?

• G06Q 10/06 - Resources, workflows, human or project managementEnterprise or organisation planningEnterprise or organisation modelling

Goods & Services

Biometric identification apparatus; computer tablets for use with biometric scanners; biometric scanners; downloadable computer software for providing user authentication services using biometric data for financial institutions and financial transactions; network servers. Providing user authentication services using biometric hardware and software technology for financial institutions and transactions; software as a service (SAAS) services for providing user authentication services using biometric hardware and software technology for financial institutions and financial transactions; server hosting.

Abstract

Various embodiments are directed to systems and methods enabling cardless cash withdrawals from ATMs and/or other funds dispensing system. In various embodiments, a finite-duration access code is generated and associated with an account from which funds are to be withdrawn in response to a validated request generated at a mobile app operating on a user's mobile computing device. The access code is provided to the user (e.g., via the mobile app), who can then provide the finite-duration access code and an associated PIN to the funds dispensing system. The funds dispensing system transmits the received access code and/or PIN to servers to validate the request. The servers compare the transmitted data against stored data associated with the user's account, and generates a verification response to be transmitted to the funds dispensing system upon verification. The funds dispensing system then provides the requested cash to the user.

IPC Classes  ?

• G06Q 20/02 - Payment architectures, schemes or protocols involving a neutral third party, e.g. certification authority, notary or trusted third party [TTP]
• G06Q 20/10 - Payment architectures specially adapted for electronic funds transfer [EFT] systemsPayment architectures specially adapted for home banking systems
• G06Q 20/36 - Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes
• G07F 19/00 - Complete banking systemsCoded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
• H04L 9/32 - Arrangements for secret or secure communicationsNetwork security protocols including means for verifying the identity or authority of a user of the system
• G06Q 40/02 - Banking, e.g. interest calculation or account maintenance
• G06Q 20/32 - Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices
• H04L 9/08 - Key distribution

Abstract

Various embodiments are directed to systems and methods enabling cardless cash withdrawals from ATMs and/or other funds dispensing system. In various embodiments, a finite-duration access code is generated and associated with an account from which funds are to be withdrawn in response to a validated request generated at a mobile app operating on a user's mobile computing device. The access code is provided to the user (e.g., via the mobile app), who can then provide the finite-duration access code and an associated PIN to the funds dispensing system. The funds dispensing system transmits the received access code and/or PIN to servers to validate the request. The servers compare the transmitted data against stored data associated with the user's account, and generates a verification response to be transmitted to the funds dispensing system upon verification. The funds dispensing system then provides the requested cash to the user.

IPC Classes  ?

• G07F 19/00 - Complete banking systemsCoded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines

Goods & Services

(1) Computer game software; pre-recorded videotapes, pre-recorded DVDs, pre-recorded CDs, pre-recorded downloadable digital audio recordings, pre-recorded downloadable digital video recordings in the field of basketball, sporting events, and entertainment events, namely musical concerts; interactive multimedia computer game programs in the field of basketball, sporting events and entertainment events, held at stadiums; motion picture films, prerecorded CDs and prerecorded video cassettes featuring sports, basketball and other entertainment subjects being music; pre-recorded CDs and DVDs featuring basketball and other sports, entertainment in the nature of music concerts, and civic and cultural events; cell phone accessories, namely, cases and face plate covers being protective covers; fitted plastic films known as skins for covering and providing a scratch proof barrier and protection for electronic devices namely, mobile phones, smart phones, laptop computers, tablet computers; cell phone covers; decorative magnets; computer accessories, namely, mouse pads; binoculars; sunglasses; eyeglass chains, eyeglass lanyards; electronic key fobs being remote control apparatus (2) Jewelry; watches; clocks; costume jewelry; pins being tie pins and ornamental lapel pins; earrings; necklaces; charms; commemorative coins; non-monetary coins of precious metal; pendants and key chains made of precious metal; metal key chains; key chains; key rings; plastic pendants; decorative key fobs; plastic key tags; general purpose lanyards for holding keys and battery operated toys (3) Sporting and entertainment event entry tickets, printed game schedules and event programs; printed books in the field of basketball and sports; magazines in the field of basketball and sports; posters; calendars; postcards; lithographs; unmounted and mounted photographs; paperweights; notepads; greeting cards; paper pennants; paper place mats; stationery; wrapping paper; collectible trading cards; decorative paper stickers; bumper stickers; and non-metal money clips; paper napkins; plastic name badges (4) All-purpose carrying bags; backpacks; book bags; sport bags; and umbrellas (5) Figurines made of plastic and wood; non-metal novelty license plates; decorative desk ornaments of plastic and wood; plaques of plastic and wood; seat cushions; portable chairs; pillows; picture frames (6) Cups and mugs; beverage glassware; bottle openers; thermal insulated cups and containers for food and beverages; non-electric portable coolers; thermal insulated can wraps being insulating sleeve holders for beverage cans; squeeze bottles sold empty; corkscrews; commemorative plates, paper plates; paper cups; plaques of glass (7) General purpose lanyards for holding name badges (8) Cloth towels; rally towels of textile; blankets for use outdoors; plastic flags; table napkins of textile (9) Clothing, namely, shirts, T-shirts, sweat shirts, polo shirts, golf shirts, dress shirts, sweaters, vests, jackets, coats, overalls, shorts, skirts, pants, rainwear, sweat pants, scarves, neck ties, wristbands, fleece wear being fleece bottoms and tops, raincoats, parkas, ponchos, dresses, jogging suits, socks, underwear, hosiery, robes, pajamas, nightshirts and nightgowns; swimwear; bathing suits; headwear, namely, caps, hats, sun visors, headbands and bandannas; gloves; mittens; footwear, namely, athletic shoes, basketball shoes, slippers and moccasins; infant wear; Toddler and children's clothing, namely shirts and pants (10) Toys, games, and sporting goods, namely, basketballs, golf balls, playground balls, sports balls, rubber action balls and foam action balls, plush balls for games, basketball nets, basketball backboards, miniature basketball backboards, pumps specially adapted for inflating basketballs, needles for pumps for inflating basketballs, golf clubs, golf bags, golf putters, golf accessories, namely, divot repair tools, tees, ball markers, golf bag covers, golf club head covers, golf gloves, golf ball sleeves, electronic basketball table top games, basketball table top games, basketball board games, action skill games, adult's and children's party games, trivia information games played with cards and game components, electronic video arcade game machines, basketball kit comprised of a basketball net and whistle, dolls, decorative dolls, collectible dolls, toy action figures, bobble head action figures, stuffed toys, novelty plush toys with wigs, jigsaw puzzles, Christmas tree ornaments, Christmas stockings; toy vehicles in the nature of cars, trucks, and vans, all containing basketball themes, novelty foam toys in the shapes of fingers and trophies, toy trophies, playing cards, card games, toy noisemakers, pet toys, beach toys being inflatable beach balls, inflatable pool toys, beach balls, plastic balls being play balls, inflatable balls, toy pails, toy shovels, inflatable toys, sand toys, sand box toys, water squirting toys; beach and pool accessories, namely, swim floats, pool floats being swimming pool air floats, foam floats, swim rings, pool rings, and foam rings all for recreational use, water rafts being inflatable inner tubes for aquatic recreational use, body boards, surf boards, swim fins, surf fins, arm floats and water wing swim aids for recreational use; toy building blocks, volleyball game kits comprised of volleyball, volleyball net, sideline markers and whistle, water polo game kits comprised of water polo ball, water polo net and whistle (1) Promoting business, sports, and entertainment events of others; concession stands featuring food, beverages, clothing, sporting equipment and souvenirs before, during, and after sports competitions and musical concerts at sporting event and entertainment event stadiums; electronic billboard advertising of the goods and services of others; providing advertising space by electronic means, namely via electronic media, electronic advertising displays and global computer information networks; promotional sponsorship of basketball, basketball leagues, and basketball-related events; on-line retail store services featuring licensed merchandise bearing basketball insignia; retail gift shops featuring licensed merchandise bearing basketball insignia (2) Providing facilities for conducting radio and television broadcasts in connection with sporting events and entertainment events held at stadiums; audio broadcasting of radio programs by satellite, audio broadcasting of radio programs over the Internet; radio broadcasting; television broadcasting; cable television broadcasting; satellite television broadcasting; and leasing of radio and television broadcast facilities (3) Parking lot services (4) Entertainment services, namely, providing stadium facilities for sporting events, basketball games, entertainment exhibitions, concerts, meetings, seminars, and conventions; operating stadium suites for event-viewing of entertainment and sporting events held at stadiums; entertainment services in the form of professional and amateur basketball games and organizing sports and athletics exhibitions for entertainment purposes; providing facilities for basketball events and sports and athletics activities and events; providing sports information online and over a computer network; rental of stadium facilities; educational services in the nature of basketball camps and clinics; organizing and conducting fantasy sports contests, sweepstakes, and on-line basketball and sports competitions; production of on-going television, internet and radio programs in the field of sports; providing news, information, non-downloadable podcasts, non-downloadable web casts, online non-downloadable newsletters, and online journals, namely, online blogs in the fields of sports and artistic, athletic and cultural entertainment; entertainment in the nature of live performances by costumed mascots and dance groups; fan clubs; entertainment services, namely, conducting contests to obtain entrance to upgraded seats, restaurants and lounges at sporting events and entertainment events held at stadiums; social club services, namely, organizing and hosting parties and get-togethers for club members for entertainment purposes; providing an Internet website featuring information in the field of entertainment and sporting events; ticket reservation and booking services for entertainment, cultural and sporting events; Organizing sports and athletics, cultural and entertainment events for public exhibition; ticket agency services for sporting events; providing information in the field of sports and entertainment via the internet; providing a web site through which people locate information about entertainment, cultural events, and sports competitions and events (5) Arena services, namely, providing general purpose facilities for sports, concerts, conventions, exhibitions business events, consumer shows, trade shows and entertainment events; restaurant, bar and catering services; providing facilities for business meetings (6) Security guard services; licensing of food, beverage and souvenir stands and concession stands at a sports and entertainment events stadium

Goods & Services

(1) Computer game software; pre-recorded videotapes, pre-recorded DVDs, pre-recorded CDs, pre-recorded downloadable digital audio recordings, pre-recorded downloadable digital video recordings in the field of basketball, sporting events, and entertainment events, namely musical concerts; interactive multimedia computer game programs in the field of basketball, sporting events and entertainment events, held at stadiums; motion picture films, prerecorded CDs and prerecorded video cassettes featuring sports, basketball and other entertainment subjects being music; pre-recorded CDs and DVDs featuring basketball and other sports, entertainment in the nature of music concerts, and civic and cultural events; cell phone accessories, namely, cases and face plate covers being protective covers; fitted plastic films known as skins for covering and providing a scratch proof barrier and protection for electronic devices namely, mobile phones, smart phones, laptop computers, tablet computers; cell phone covers; decorative magnets; computer accessories, namely, mouse pads; binoculars; sunglasses; eyeglass chains, eyeglass lanyards; electronic key fobs being remote control apparatus (2) Jewelry; watches; clocks; costume jewelry; pins being tie pins and ornamental lapel pins; earrings; necklaces; charms; commemorative coins; non-monetary coins of precious metal; pendants and key chains made of precious metal; metal key chains; key chains; key rings; plastic pendants; decorative key fobs; plastic key tags; general purpose lanyards for holding keys and battery operated toys (3) Sporting and entertainment event entry tickets, printed game schedules and event programs; printed books in the field of basketball and sports; magazines in the field of basketball and sports; posters; calendars; postcards; lithographs; unmounted and mounted photographs; paperweights; notepads; greeting cards; paper pennants; paper place mats; stationery; wrapping paper; collectible trading cards; decorative paper stickers; bumper stickers; and non-metal money clips; paper napkins; plastic name badges (4) All-purpose carrying bags; backpacks; book bags; sport bags; and umbrellas (5) Figurines made of plastic and wood; non-metal novelty license plates; decorative desk ornaments of plastic and wood; plaques of plastic and wood; seat cushions; portable chairs; pillows; picture frames (6) Cups and mugs; beverage glassware; bottle openers; thermal insulated cups and containers for food and beverages; non-electric portable coolers; thermal insulated can wraps being insulating sleeve holders for beverage cans; squeeze bottles sold empty; corkscrews; commemorative plates, paper plates; paper cups; plaques of glass (7) General purpose lanyards for holding name badges (8) Cloth towels; rally towels of textile; blankets for use outdoors; plastic flags; table napkins of textile (9) Clothing, namely, shirts, T-shirts, sweat shirts, polo shirts, golf shirts, dress shirts, sweaters, vests, jackets, coats, overalls, shorts, skirts, pants, rainwear, sweat pants, scarves, neck ties, wristbands, fleece wear being fleece bottoms and tops, raincoats, parkas, ponchos, dresses, jogging suits, socks, underwear, hosiery, robes, pajamas, nightshirts and nightgowns; swimwear; bathing suits; headwear, namely, caps, hats, sun visors, headbands and bandannas; gloves; mittens; footwear, namely, athletic shoes, basketball shoes, slippers and moccasins; infant wear; Toddler and children's clothing, namely shirts and pants (10) Toys, games, and sporting goods, namely, basketballs, golf balls, playground balls, sports balls, rubber action balls and foam action balls, plush balls for games, basketball nets, basketball backboards, miniature basketball backboards, pumps specially adapted for inflating basketballs, needles for pumps for inflating basketballs, golf clubs, golf bags, golf putters, golf accessories, namely, divot repair tools, tees, ball markers, golf bag covers, golf club head covers, golf gloves, golf ball sleeves, electronic basketball table top games, basketball table top games, basketball board games, action skill games, adult's and children's party games, trivia information games played with cards and game components, electronic video arcade game machines, basketball kit comprised of a basketball net and whistle, dolls, decorative dolls, collectible dolls, toy action figures, bobble head action figures, stuffed toys, novelty plush toys with wigs, jigsaw puzzles, Christmas tree ornaments, Christmas stockings; toy vehicles in the nature of cars, trucks, and vans, all containing basketball themes, novelty foam toys in the shapes of fingers and trophies, toy trophies, playing cards, card games, toy noisemakers, pet toys, beach toys being inflatable beach balls, inflatable pool toys, beach balls, plastic balls being play balls, inflatable balls, toy pails, toy shovels, inflatable toys, sand toys, sand box toys, water squirting toys; beach and pool accessories, namely, swim floats, pool floats being swimming pool air floats, foam floats, swim rings, pool rings, and foam rings all for recreational use, water rafts being inflatable inner tubes for aquatic recreational use, body boards, surf boards, swim fins, surf fins, arm floats and water wing swim aids for recreational use; toy building blocks, volleyball game kits comprised of volleyball, volleyball net, sideline markers and whistle, water polo game kits comprised of water polo ball, water polo net and whistle (1) Promoting business, sports, and entertainment events of others; concession stands featuring food, beverages, clothing, sporting equipment and souvenirs before, during, and after sports competitions and musical concerts at sporting event and entertainment event stadiums; electronic billboard advertising of the goods and services of others; providing advertising space by electronic means, namely via electronic media, electronic advertising displays and global computer information networks; promotional sponsorship of basketball, basketball leagues, and basketball-related events; on-line retail store services featuring licensed merchandise bearing basketball insignia; retail gift shops featuring licensed merchandise bearing basketball insignia (2) Providing facilities for conducting radio and television broadcasts in connection with sporting events and entertainment events held at stadiums; audio broadcasting of radio programs by satellite, audio broadcasting of radio programs over the Internet; radio broadcasting; television broadcasting; cable television broadcasting; satellite television broadcasting; and leasing of radio and television broadcast facilities (3) Parking lot services (4) Entertainment services, namely, providing stadium facilities for sporting events, basketball games, entertainment exhibitions, concerts, meetings, seminars, and conventions; operating stadium suites for event-viewing of entertainment and sporting events held at stadiums; entertainment services in the form of professional and amateur basketball games and organizing sports and athletics exhibitions for entertainment purposes; providing facilities for basketball events and sports and athletics activities and events; providing sports information online and over a computer network; rental of stadium facilities; educational services in the nature of basketball camps and clinics; organizing and conducting fantasy sports contests, sweepstakes, and on-line basketball and sports competitions; production of on-going television, internet and radio programs in the field of sports; providing news, information, non-downloadable podcasts, non-downloadable web casts, online non-downloadable newsletters, and online journals, namely, online blogs in the fields of sports and artistic, athletic and cultural entertainment; entertainment in the nature of live performances by costumed mascots and dance groups; fan clubs; entertainment services, namely, conducting contests to obtain entrance to upgraded seats, restaurants and lounges at sporting events and entertainment events held at stadiums; social club services, namely, organizing and hosting parties and get-togethers for club members for entertainment purposes; providing an Internet website featuring information in the field of entertainment and sporting events; ticket reservation and booking services for entertainment, cultural and sporting events; Organizing sports and athletics, cultural and entertainment events for public exhibition; ticket agency services for sporting events; providing information in the field of sports and entertainment via the internet; providing a web site through which people locate information about entertainment, cultural events, and sports competitions and events (5) Arena services, namely, providing general purpose facilities for sports, concerts, conventions, exhibitions business events, consumer shows, trade shows and entertainment events; restaurant, bar and catering services; providing facilities for business meetings (6) Security guard services; licensing of food, beverage and souvenir stands and concession stands at a sports and entertainment events stadium

Goods & Services

Computer application software for mobile phones and handheld computing devices, namely, electronic payment and funds transfer software that accommodates multiple types of payment transactions from a mobile phone and wireless communication device Online banking services accessible by means of downloadable mobile applications; financial transaction services, namely, providing secure financial transaction and payment options accessible by means of downloadable applications operating on a wireless device; electronic debit card transaction processing services accessible by means of downloadable mobile applications; electronic funds transfer services accessible by users initiating electronic funds transfer requests using a downloadable application operating on a wireless device; and electronic payment services involving electronic processing and subsequent transmission of bill payment data provided via a mobile application

Goods & Services

Computer application software for mobile phones and handheld computing devices, namely, electronic payment and funds transfer software that accommodates multiple types of payment transactions from a mobile phone and wireless communication device Online banking services accessible by means of downloadable mobile applications; financial transaction services, namely, providing secure financial transaction and payment options accessible by means of downloadable applications operating on a wireless device; electronic debit card transaction processing services accessible by means of downloadable mobile applications; electronic funds transfer services accessible by users initiating electronic funds transfer requests using a downloadable application operating on a wireless device; and electronic payment services involving electronic processing and subsequent transmission of bill payment data provided via a mobile application Software as a service (SaaS) services featuring software to enable users to initiate banking and financial transactions, namely, software to initiate electronic funds transfers, electronic payments, person-to-person money transfers, and person-to-person electronic payments; and software as a service (SaaS) services featuring software to enable users to access transaction and account information in connection with electronic funds transfers and electronic payments

Goods & Services

Financial processing services, namely, electronic processing of bill payment data, ACH transactions, credit card transactions and debit card transactions; bill presentation services; bill payment services; electronic fund transfer services; providing financial information through real-time alerts delivered electronically Application service provider (ASP) featuring software used for financial processing, namely, electronic processing of bill payment data, ACH transactions, credit card transactions, debit card transactions, bill presentation services, bill payment services, electronic fund transfer services, and for providing financial information through real-time alerts delivered electronically

Goods & Services

Biometric identification apparatus; computer tablets for use with biometric scanners; biometric scanners; downloadable computer software for providing user authentication services using biometric data for financial institutions and financial transactions; network servers Providing user authentication services using biometric hardware and software technology for financial institutions and transactions; software as a service (SAAS) services for providing user authentication services using biometric hardware and software technology for financial institutions and financial transactions; server hosting

Goods & Services

All-purpose carrying bags; sport bags Cups and mugs; beverage glassware; thermal insulated cups; paper napkins Clothing, namely, shirts, T-shirts, dress shirts, vests; headwear, namely, hats Toys, namely, collectible dolls, toy action figures, bobble head action figures Promoting business, sports, and entertainment events of others; providing facilities for business meetings; concession stands featuring food, beverages, clothing, sporting equipment and souvenirs before, during, and after sports competitions, concerts, and other events at sports and entertainment event stadiums; electronic billboard advertising; providing advertising space by electronic means and global computer information networks; promotional sponsorship of basketball, basketball leagues, and basketball-related events; retail gift shops featuring licensed merchandise bearing basketball insignia Parking lot services Entertainment services, namely, providing stadium facilities for sporting events, basketball games, entertainment exhibitions, concerts, meetings, seminars, and conventions; operating stadium suites for entertainment event-viewing purposes; entertainment services in the form of professional and amateur basketball games and organizing exhibitions for entertainment purposes; providing facilities for basketball events and recreational activities and events; providing sports information by means of digital systems; providing sports facilities; rental of stadium facilities; entertainment in the nature of live performances by costumed mascots and dance groups; social club services, namely, arranging, organizing, and hosting social events, get-togethers, and parties for club members; providing an Internet website featuring information in the field of entertainment and sporting events; ticket reservation and booking services for entertainment, cultural and sporting events; organizing sports, recreational, cultural, and entertainment events for public exhibition; ticket agency services for sporting events; providing information in the field of sports and entertainment via the internet; providing a web site through which people locate information about entertainment, cultural events, and sports competitions and events Arena services, namely, providing general purpose facilities for sports, concerts, conventions, exhibitions business events, consumer shows, trade shows and entertainment events; restaurant, bar and catering services Security guard services; licensing of food, beverage and souvenir stands and concession stands at a sports and entertainment events stadium

Goods & Services

Backpacks

Goods & Services

Computer services, namely, providing an online portal that offers financial data processing services to financial institutions. Quality management services, namely, quality evaluation and analysis, quality assurance, and quality control in the financial services field; providing quality assurance services in the field of financial services and financial services software to assure unified product design and consistent customer experience; computer services, namely, cloud hosting provider services for use in the financial services field; cloud computing featuring software which allows financial institutions to provide account processing, banking, bill payment, card, lending, risk management and investment services to their customers; cloud computing featuring software for use in managing, protecting and storing financial data and transactional information; computer security services, namely, enforcing, restricting and controlling access privileges of users of computing resources for cloud, mobile or network resources based on assigned credentials; technical support services, namely, remote and on-site infrastructure management services for monitoring, administration and management of private cloud computing IT and application systems; providing temporary use of on-line non-downloadable software that provides financial services to financial institutions, banks and credit unions; software as a service (SaaS) services featuring software to enable users to initiate banking and financial transactions; software as a service (SaaS) services featuring software to enable users to access transaction and account information in connection with electronic funds transfers and electronic payments; application service provider featuring application programming interface (API) software for integration of applications that process banking and financial transactions; application service provider, namely, hosting, managing, developing, and maintaining applications, software, and web sites in the field of financial services.

Goods & Services

Cloud computing featuring software which allows financial institutions to provide account processing, banking, bill payment, card, lending, risk management and investment services to their customers; providing temporary use of on-line non-downloadable software that provides financial services to financial institutions, banks and credit unions; software as a service (SaaS) services featuring software to enable users to initiate banking and financial transactions; software as a service (SaaS) services featuring software to enable users to access transaction and account information in connection with electronic funds transfers and electronic payments; application service provider featuring application programming interface (API) software for integration of applications that process banking and financial transactions; application service provider, namely, hosting, managing, developing, and maintaining applications, software, and web sites in the field of financial services.