Abstract

A diamond asset comprising one or more diamonds and an encryption chip is used to asset-back a cryptographic token that can be used to conduct transactions. The cryptographic token is written to a blockchain using a smart contract that is configured to enable a transaction associated with the token in response to two or more of: a signature by the encryption chip, a signature by the owner of the diamond asset, and a validation of a visual layout of the diamond asset.

IPC Classes  ?

• G06Q 20/38 - Payment protocolsDetails thereof
• G06F 16/22 - IndexingData structures thereforStorage structures
• G06F 16/2457 - Query processing with adaptation to user needs
• G06F 16/28 - Databases characterised by their database models, e.g. relational or object models
• G06Q 20/06 - Private payment circuits, e.g. involving electronic currency used only among participants of a common payment scheme
• G06Q 20/36 - Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes
• G06Q 30/018 - Certifying business or products
• G06Q 30/08 - Auctions
• G06Q 40/04 - Trading Exchange, e.g. stocks, commodities, derivatives or currency exchange
• H04L 9/00 - Arrangements for secret or secure communicationsNetwork security protocols
• H04L 9/06 - Arrangements for secret or secure communicationsNetwork security protocols the encryption apparatus using shift registers or memories for blockwise coding, e.g. D.E.S. systems
• H04L 9/14 - Arrangements for secret or secure communicationsNetwork security protocols using a plurality of keys or algorithms
• H04L 9/30 - Public key, i.e. encryption algorithm being computationally infeasible to invert and users' encryption keys not requiring secrecy
• H04L 9/32 - Arrangements for secret or secure communicationsNetwork security protocols including means for verifying the identity or authority of a user of the system
• H04W 12/06 - Authentication

Abstract

A diamond asset comprising one or more diamonds and an encryption chip is used to asset-back a cryptographic token that can be used to conduct transactions. The cryptographic token is written to a blockchain using a smart contract that is configured to enable a transaction associated with the token in response to two or more of: a signature by the encryption chip, a signature by the owner of the diamond asset, and a validation of a visual layout of the diamond asset.

IPC Classes  ?

• G06Q 20/38 - Payment protocolsDetails thereof
• G06F 16/22 - IndexingData structures thereforStorage structures
• G06F 16/2457 - Query processing with adaptation to user needs
• G06F 16/28 - Databases characterised by their database models, e.g. relational or object models
• G06Q 20/06 - Private payment circuits, e.g. involving electronic currency used only among participants of a common payment scheme
• G06Q 20/36 - Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes
• G06Q 30/018 - Certifying business or products
• G06Q 30/08 - Auctions
• G06Q 40/04 - Trading Exchange, e.g. stocks, commodities, derivatives or currency exchange
• H04L 9/06 - Arrangements for secret or secure communicationsNetwork security protocols the encryption apparatus using shift registers or memories for blockwise coding, e.g. D.E.S. systems
• H04L 9/14 - Arrangements for secret or secure communicationsNetwork security protocols using a plurality of keys or algorithms
• H04L 9/30 - Public key, i.e. encryption algorithm being computationally infeasible to invert and users' encryption keys not requiring secrecy
• H04L 9/32 - Arrangements for secret or secure communicationsNetwork security protocols including means for verifying the identity or authority of a user of the system
• H04W 12/06 - Authentication
• H04L 9/00 - Arrangements for secret or secure communicationsNetwork security protocols

Abstract

A tamperproof diamond package comprises a package body; at least one chip embedded in the package body and at least one antenna configured to enable communication with the chip; anti-counterfeiting visual impressions on the package body; a diamond pouch formed at a predetermined section within the package body; and one or more diamonds located inside the diamond pouch and an outer covering encasing the package body and configured to reveal any tampering with the one or more diamonds located in the diamond pouch. The diamond package can be credit card shaped and also contains serial number and website information and be provided in nominal dollar values. An associated diamond exchange system utilizes the diamond packages and provides a registration server which stores unique identifying information that enable interrogating the individual diamond packages and checking their authenticity with the registration server.

IPC Classes  ?

• G06Q 30/018 - Certifying business or products
• A45C 11/16 - Jewel boxes
• B42D 25/36 - Identification or security features, e.g. for preventing forgery comprising special materials
• A45C 13/18 - Devices to prevent theft or loss of luggage or bags
• B65D 25/20 - External fittings
• B65B 5/12 - Introducing successive articles, e.g. confectionery products, of different shape or size in predetermined positions
• B65B 55/20 - Embedding contents in shock-absorbing media, e.g. plastic foam, granular material
• B65B 61/26 - Auxiliary devices, not otherwise provided for, for operating on sheets, blanks, webs, binding material, containers or packages for marking or coding completed packages
• B65B 11/50 - Enclosing articles, or quantities of material, by disposing contents between two sheets, e.g. pocketed sheets, and securing their opposed free margins
• B65D 77/02 - Wrapped articles enclosed in rigid or semi-rigid containers

Abstract

The application describes generation of a data structure that enables comparison of any diamond to any other diamond. The data structure is generated via a sampling process and a computer system for acquisition of diamonds of a valid statistical sample having a predefined sample size. The process comprises tabulating the frequencies that diamonds of various grade combinations are available in an overall population of diamonds, then using a bidding process described herein to acquire a valid statistical sample of diamonds. The data for the sample of diamonds are then inputted into a Linear Programming and Mixed-Integer optimizer configured to sort all diamonds of the sample into sets with a median that is a minimal distance from the median on a scarcity basis, subject to various constraints, such as the number of diamonds in each set and a minimum total carat weight.

IPC Classes  ?

• G06Q 20/38 - Payment protocolsDetails thereof
• H04L 9/32 - Arrangements for secret or secure communicationsNetwork security protocols including means for verifying the identity or authority of a user of the system
• H04L 9/30 - Public key, i.e. encryption algorithm being computationally infeasible to invert and users' encryption keys not requiring secrecy
• H04L 9/14 - Arrangements for secret or secure communicationsNetwork security protocols using a plurality of keys or algorithms
• G06Q 20/36 - Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes
• H04L 9/06 - Arrangements for secret or secure communicationsNetwork security protocols the encryption apparatus using shift registers or memories for blockwise coding, e.g. D.E.S. systems
• G06Q 20/06 - Private payment circuits, e.g. involving electronic currency used only among participants of a common payment scheme
• G06F 16/28 - Databases characterised by their database models, e.g. relational or object models
• G06F 16/2457 - Query processing with adaptation to user needs
• G06Q 30/08 - Auctions
• G06Q 40/04 - Trading Exchange, e.g. stocks, commodities, derivatives or currency exchange
• H04W 12/06 - Authentication
• G06F 16/22 - IndexingData structures thereforStorage structures
• G06Q 30/018 - Certifying business or products

Abstract

A diamond asset comprising one or more diamonds and an encryption chip is used to asset-back a cryptographic token that can be used to conduct transactions. The cryptographic token is written to a blockchain using a smart contract that is configured to enable a transaction associated with the token in response to two or more of: a signature by the encryption chip, a signature by the owner of the diamond asset, and a validation of a visual layout of the diamond asset.

IPC Classes  ?

• G06Q 20/38 - Payment protocolsDetails thereof
• G06F 16/22 - IndexingData structures thereforStorage structures
• G06F 16/2457 - Query processing with adaptation to user needs
• G06F 16/28 - Databases characterised by their database models, e.g. relational or object models
• G06Q 20/06 - Private payment circuits, e.g. involving electronic currency used only among participants of a common payment scheme
• G06Q 20/36 - Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes
• G06Q 30/018 - Certifying business or products
• G06Q 30/08 - Auctions
• G06Q 40/04 - Trading Exchange, e.g. stocks, commodities, derivatives or currency exchange
• H04L 9/06 - Arrangements for secret or secure communicationsNetwork security protocols the encryption apparatus using shift registers or memories for blockwise coding, e.g. D.E.S. systems
• H04L 9/14 - Arrangements for secret or secure communicationsNetwork security protocols using a plurality of keys or algorithms
• H04L 9/30 - Public key, i.e. encryption algorithm being computationally infeasible to invert and users' encryption keys not requiring secrecy
• H04L 9/32 - Arrangements for secret or secure communicationsNetwork security protocols including means for verifying the identity or authority of a user of the system
• H04W 12/06 - Authentication
• H04L 9/00 - Arrangements for secret or secure communicationsNetwork security protocols

Goods & Services

Presentation boxes for gemstones including unique identification; diamonds in a secured container including a batch identification and collectively connected to a cryptographic token Providing user authentication services using blockchain-based software technology for cryptocurrency transactions; Providing temporary use of on-line non-downloadable software for accessing, reading, and tracking information in the field of secured gemstone containers on a blockchain; Providing temporary use of on-line non-downloadable software for accessing, reading, and tracking information in the field of secured diamond containers on a blockchain;

Goods & Services

Financial investment services, namely, investment in cryptocurrency backed by precious gems; financial investment services, namely, investment in cryptographic tokens backed by precious gems; trading services, namely, investment fund services associated with cryptocurrency backed by precious gems; Cryptocurrency exchange services using digital and blockchain technology; Cryptographic token exchange services using digital and blockchain technology; financial consultation in the field of cryptocurrency; financial consultation in the field of cryptographic tokens; Providing a web site featuring information in the field of cryptocurrency exchange; Providing a web site featuring information in the field of cryptographic token exchange Providing online non-downloadable computer software for use as in management of a cryptocurrency wallet; Providing online non-downloadable computer software for use as in management of a cryptographic token wallet; providing temporary use of non-downloadable computer software, featuring cryptocurrency mining using blockchain technology

Goods & Services

Financial transaction services, namely, providing secure commercial payment options to members of an online community via a global computer network through the use of traditional currency and virtual currency; financial investment services, namely, investment services related to cryptocurrency and precious gems; transaction services, namely, investment fund services associated with precious gems and cryptocurrency; Cryptocurrency exchange services using digital and blockchain technology; financial consultation in the field of cryptocurrency; Providing a web site featuring financial information in the field of cryptocurrency exchange; all the aforesaid services in this class not in the field of protection, management, administration and enforcement of intellectual property rights Providing online non-downloadable computer software for use as a cryptocurrency wallet and technological consulting in the field of cryptocurrency; providing temporary use of non-downloadable computer software, featuring cryptocurrency mining using blockchain technology; all the aforesaid services in this class not in the field of protection, management, administration and enforcement of intellectual property rights

Goods & Services

Providing monetary exchange services, namely, exchanging diamonds of others for cash

Goods & Services

Installation, maintenance and repair of computer software; technical advice related to the repair of software; computer diagnostic services; computer software services, namely, repair and maintenance of software for computer systems.

Goods & Services

(1) ERC-20 asset tokens delivered with a Diamond Standard Coin; virtual tokens for commodities; Downloadable software for blockchain-based inventory management; downloadable computer software for managing electronic asset exchange transactions using blockchain technology; downloadable computer software for managing and validating electronic asset exchange transactions using blockchain-based smart contracts; downloadable computer software for managing and tracking blockchain tracked products; downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen; a wireless encryption chip for enabling global authentication and constant audit, and storing a blockchain token; downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; downloadable software for providing a crowdsourced decentralized reserve; downloadable computer software for wireless encryption. (1) Cryptocurrency exchange services using digital and blockchain technology; financial consultation in the field of cryptocurrency; Providing a web site featuring information in the field of cryptocurrency exchange; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; on-line real[1]time currency trading; digital currency exchange transaction services for transferrable physical cash equivalent units having a specified cash value. (2) Installation, maintenance and repair of computer software; technical advice related to the repair of software; Technological consulting in the field of cryptocurrency; computer diagnostic services; computer software services, namely, repair and maintenance of software for computer systems; providing temporary use of non-downloadable computer software, featuring cryptocurrency mining using blockchain technology; providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; wireless data encryption services for providing security and anonymity for electronic commerce payment services; authentication, issuance and validation of digital certificates; providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; providing online, non-downloadable software for providing a crowdsourced decentralized reserve.

Goods & Services

Downloadable software for blockchain-based inventory management; downloadable computer software for managing electronic asset exchange transactions using blockchain technology; downloadable computer software for managing and validating electronic asset exchange transactions using blockchain-based smart contracts; downloadable computer software for managing and tracking blockchain-tracked products; downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen; a wireless encryption chip for enabling global authentication and constant audit, and storing a blockchain token; downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; downloadable software for providing a crowdsourced decentralized reserve; downloadable computer software for wireless encryption. Blockchain-based payment verification services; electronic diamond and cryptocurrency exchange services featuring blockchain technology; currency exchange services; fungible diamond commodities trading for others; providing a diamond commodities exchange; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; on-line real-time currency trading; digital currency exchange transaction services for transferrable physical cash equivalent units having a specified cash value. Providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; providing online, non-downloadable computer software for managing and tracking blockchain-tracked products; providing online, non-downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen; providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; providing online, non-downloadable computer software for managing and tracking blockchain-tracked products; providing online, non-downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen.

Goods & Services

(1) Downloadable software for blockchain-based inventory management; downloadable computer software for managing electronic asset exchange transactions using blockchain technology; downloadable computer software for managing and validating electronic asset exchange transactions using blockchain-based smart contracts; downloadable software for use in managing portfolios of virtual currencies, digital and blockchain assets; downloadable computer software allowing the user to track and retrieve blockchain tokens that have been lost, downloadable computer software allowing the user to track and retrieve blockchain tokens that have been stolen; a wireless encryption chip for enabling global authentication and constant audit, and storing a blockchain token; downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; downloadable computer software allowing the user to access a crowdsourced decentralized reserve consisting of blockchain tokens; downloadable computer software used for encrypting access to a wireless computer network. (1) Blockchain-based payment verification services; electronic diamond and cryptocurrency exchange services featuring blockchain technology; currency exchange services; fungible diamond commodities trading for others; providing a diamond commodities exchange; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; on-line real-time currency trading; digital currency exchange transaction services for transferrable physical cash equivalent units having a specified cash value. (2) Providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; providing online, non-downloadable computer software for use in managing portfolios of virtual currencies, digital and blockchain assets; providing online, non-downloadable computer software allowing the user to track and retrieve blockchain tokens that have been lost, providing online, non-downloadable computer software allowing the user to track and retrieve blockchain tokens that have been stolen; providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions.

Goods & Services

Downloadable software for blockchain-based inventory management; downloadable computer software for managing electronic asset exchange transactions using blockchain technology; downloadable computer software for managing and validating electronic asset exchange transactions using blockchain-based smart contracts; downloadable computer software for managing and tracking blockchain-tracked products; downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen; a wireless encryption chip for enabling global authentication and constant audit, and storing a blockchain token; downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; downloadable software for providing a crowdsourced decentralized reserve; downloadable computer software for wireless encryption Blockchain-based payment verification services; electronic diamond and cryptocurrency exchange services featuring blockchain technology; currency exchange services; fungible diamond commodities trading for others; providing a diamond commodities exchange. ; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; on-line real-time currency trading; digital currency exchange transaction services for transferrable physical cash equivalent units having a specified cash value Providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; providing online, non-downloadable computer software for managing and tracking blockchain-tracked products; providing online, non-downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen; Providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; providing online, non-downloadable computer software for managing and tracking blockchain-tracked products; providing online, non-downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen

Goods & Services

Metal storage cabinets for use in storing diamonds connected to a blockchain of associated cryptographic tokens; security cabinets; security cabinets in the field of diamond storage and verification, namely, providing information on the diamonds stored within (Based on Use) Financial and investment services, namely, management and brokerage in the fields of futures, options, trusts, exchange traded funds and other securities in connection with diamonds and diamond commodities, particularly fungible diamond commodities

Goods & Services

Blockchain-based payment verification services; electronic diamond and cryptocurrency exchange services featuring blockchain technology; currency exchange services; fungible diamond commodities trading for others; providing a diamond commodities exchange Providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; providing online, non-downloadable computer software for managing and tracking blockchain-tracked products; providing online, non-downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen

Goods & Services

Downloadable computer software for managing electronic asset exchange transactions using blockchain technology; downloadable computer software for managing and validating electronic asset exchange transactions using blockchain-based smart contracts; downloadable computer software for managing and tracking blockchain-tracked products; a wireless encryption chip for enabling global authentication and constant audit, and storing a blockchain token; downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; downloadable software for providing a crowdsourced decentralized reserve; downloadable computer software for wireless encryption

Goods & Services

Collection of gems including diamonds, jewelry, or precious metals for recycling; providing tracking services for retrieval of encoded products that have been lost or stolen. Recycling of gems including diamonds, jewelry, or precious metals; recycling of diamonds into fungible diamond commodities.

Goods & Services

(1) Collection of gems including diamonds, jewelry, or precious metals for recycling. (2) Recycling of gems including diamonds, jewelry, or precious metals; recycling of diamonds into fungible diamond commodities. (3) Providing tracking services for retrieval of encoded products that have been lost or stolen.

Abstract

Described in this application is a secured smart cabinet having a plurality of retractable shelves mounted therein for storing a plurality of assets with wireless encryption chips for authentication sealed with each asset. Each shelf is partitioned into a plurality of compartments configured to hold an asset and to enable wireless communication between a wireless sensor and a wireless encryption chip. A processing system is configured to command the wireless sensors to audit, authenticate and interact with the wireless encryption chip in the asset and exchange data between the processing system and an authentication server. The exchange of data could include receiving commands from and sending authentication results to the authentication server. The smart cabinet also includes a network device to enable the exchange of data between the processing system and the authentication server.

IPC Classes  ?

• E05G 1/06 - Safes or strong-rooms for valuables having provision for multiple compartments
• E05G 1/08 - Safes or strong-rooms for valuables having provision for multiple compartments secured individually

Abstract

The application describes generation of a data structure that enables comparison of any diamond to any other diamond. The data structure is generated via a sampling process and a computer system for acquisition of diamonds of a valid statistical sample having a predefined sample size. The process comprises tabulating the frequencies that diamonds of various grade combinations are available in an overall population of diamonds, then using a bidding process described herein to acquire a valid statistical sample of diamonds. The data for the sample of diamonds are then inputted into a Linear Programming and Mixed-Integer optimizer configured to sort all diamonds of the sample into sets with a median that is a minimal distance from the median on a scarcity basis, subject to various constraints, such as the number of diamonds in each set and a minimum total carat weight.

IPC Classes  ?

• G06Q 30/00 - Commerce
• G06Q 20/38 - Payment protocolsDetails thereof
• H04L 9/32 - Arrangements for secret or secure communicationsNetwork security protocols including means for verifying the identity or authority of a user of the system
• H04L 9/30 - Public key, i.e. encryption algorithm being computationally infeasible to invert and users' encryption keys not requiring secrecy
• H04L 9/14 - Arrangements for secret or secure communicationsNetwork security protocols using a plurality of keys or algorithms
• G06Q 20/36 - Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes
• H04L 9/06 - Arrangements for secret or secure communicationsNetwork security protocols the encryption apparatus using shift registers or memories for blockwise coding, e.g. D.E.S. systems
• G06Q 20/06 - Private payment circuits, e.g. involving electronic currency used only among participants of a common payment scheme
• G06F 16/28 - Databases characterised by their database models, e.g. relational or object models
• G06F 16/2457 - Query processing with adaptation to user needs
• G06Q 30/08 - Auctions
• G06Q 40/04 - Trading Exchange, e.g. stocks, commodities, derivatives or currency exchange
• H04W 12/06 - Authentication
• G06F 16/22 - IndexingData structures thereforStorage structures
• G06Q 30/018 - Certifying business or products
• H04L 9/00 - Arrangements for secret or secure communicationsNetwork security protocols

Abstract

A diamond asset comprising one or more diamonds and an encryption chip is used to asset-back a cryptographic token that can be used to conduct transactions. The cryptographic token is written to a blockchain using a smart contract that is configured to enable a transaction associated with the token in response to two or more of: a signature by the encryption chip, a signature by the owner of the diamond asset, and a validation of a visual layout of the diamond asset.

IPC Classes  ?

• G06Q 20/38 - Payment protocolsDetails thereof
• H04L 9/32 - Arrangements for secret or secure communicationsNetwork security protocols including means for verifying the identity or authority of a user of the system
• H04L 9/30 - Public key, i.e. encryption algorithm being computationally infeasible to invert and users' encryption keys not requiring secrecy
• H04L 9/14 - Arrangements for secret or secure communicationsNetwork security protocols using a plurality of keys or algorithms
• G06Q 20/36 - Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes
• H04L 9/06 - Arrangements for secret or secure communicationsNetwork security protocols the encryption apparatus using shift registers or memories for blockwise coding, e.g. D.E.S. systems
• G06Q 20/06 - Private payment circuits, e.g. involving electronic currency used only among participants of a common payment scheme
• G06F 16/28 - Databases characterised by their database models, e.g. relational or object models
• G06F 16/2457 - Query processing with adaptation to user needs
• G06Q 30/08 - Auctions
• G06Q 40/04 - Trading Exchange, e.g. stocks, commodities, derivatives or currency exchange
• H04W 12/06 - Authentication
• G06F 16/22 - IndexingData structures thereforStorage structures
• G06Q 30/018 - Certifying business or products
• H04L 9/00 - Arrangements for secret or secure communicationsNetwork security protocols

Abstract

A market maker system associated with a diamond-backed cryptographic exchange stores for each of a plurality of diamonds, a rating of the diamond according to each of multiple properties. The system receives ratings of a target diamond for each of the multiple properties. From the stored diamond ratings, the system selects one or more diamonds with ratings within a threshold distance from a specified rating of the target diamond. A dynamic order listing the selected diamonds is generated.

IPC Classes  ?

• G06Q 30/02 - MarketingPrice estimation or determinationFundraising
• G06Q 20/38 - Payment protocolsDetails thereof
• H04L 9/32 - Arrangements for secret or secure communicationsNetwork security protocols including means for verifying the identity or authority of a user of the system
• H04L 9/30 - Public key, i.e. encryption algorithm being computationally infeasible to invert and users' encryption keys not requiring secrecy
• H04L 9/14 - Arrangements for secret or secure communicationsNetwork security protocols using a plurality of keys or algorithms
• G06Q 20/36 - Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes
• H04L 9/06 - Arrangements for secret or secure communicationsNetwork security protocols the encryption apparatus using shift registers or memories for blockwise coding, e.g. D.E.S. systems
• G06Q 20/06 - Private payment circuits, e.g. involving electronic currency used only among participants of a common payment scheme
• G06F 16/28 - Databases characterised by their database models, e.g. relational or object models
• G06F 16/2457 - Query processing with adaptation to user needs
• G06Q 30/08 - Auctions
• G06Q 40/04 - Trading Exchange, e.g. stocks, commodities, derivatives or currency exchange
• H04W 12/06 - Authentication
• G06F 16/22 - IndexingData structures thereforStorage structures
• G06Q 30/018 - Certifying business or products
• H04L 9/00 - Arrangements for secret or secure communicationsNetwork security protocols

Abstract

A diamond asset comprising one or more diamonds and an encryption chip is used to asset-back a cryptographic token that can be used to conduct transactions. A user device executes an application programming interface configured to access a blockchain that stores a smart contract associated with the cryptographic token backed by the value of the one or more diamonds. When the user device receives an instruction to perform a transaction related to the cryptographic token, the user device causes the encryption chip to sign the smart contract. In response to determining that the smart contract was signed by the encryption chip, the user device causes the transaction to be performed.

IPC Classes  ?

• G06Q 20/36 - Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes
• G06F 16/22 - IndexingData structures thereforStorage structures
• G06F 16/2457 - Query processing with adaptation to user needs
• G06F 16/28 - Databases characterised by their database models, e.g. relational or object models
• G06Q 20/06 - Private payment circuits, e.g. involving electronic currency used only among participants of a common payment scheme
• G06Q 20/38 - Payment protocolsDetails thereof
• G06Q 30/018 - Certifying business or products
• G06Q 30/08 - Auctions
• G06Q 40/04 - Trading Exchange, e.g. stocks, commodities, derivatives or currency exchange
• H04L 9/06 - Arrangements for secret or secure communicationsNetwork security protocols the encryption apparatus using shift registers or memories for blockwise coding, e.g. D.E.S. systems
• H04L 9/14 - Arrangements for secret or secure communicationsNetwork security protocols using a plurality of keys or algorithms
• H04L 9/30 - Public key, i.e. encryption algorithm being computationally infeasible to invert and users' encryption keys not requiring secrecy
• H04L 9/32 - Arrangements for secret or secure communicationsNetwork security protocols including means for verifying the identity or authority of a user of the system
• H04W 12/06 - Authentication
• H04L 9/00 - Arrangements for secret or secure communicationsNetwork security protocols

Goods & Services

Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; on-line real-time currency trading; digital currency exchange transaction services for transferrable physical cash equivalent units having a specified cash value; blockchain-based payment verification services; electronic diamond and cryptocurrency exchange services featuring blockchain technology; currency exchange services; fungible diamond commodities trading for others; providing a diamond commodities exchange Providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; wireless data encryption services for providing security and anonymity for electronic commerce payment services; authentication, issuance and validation of digital certificates; providing online, non-downloadable software for providing a crowdsourced decentralized reserve; providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; providing online, non-downloadable computer software for managing and tracking blockchain-tracked products; providing online, non-downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen

Goods & Services

ERC-20 asset tokens delivered with a Diamond Standard Coin; virtual tokens for commodities; Downloadable software for blockchain-based inventory management; downloadable computer software for managing electronic asset exchange transactions using blockchain technology; downloadable computer software for managing and validating electronic asset exchange transactions using blockchain-based smart contracts; downloadable computer software for managing and tracking blockchain tracked products; downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen; a wireless encryption chip for enabling global authentication and constant audit, and storing a blockchain token; downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; downloadable software for providing a crowdsourced decentralized reserve; downloadable computer software for wireless encryption. Fungible commodities made in whole or significant part of diamonds. Providing an on-line marketplace for exchanging diamonds with other users. Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; on-line real-time currency trading; digital currency exchange transaction services for transferrable physical cash equivalent units having a specified cash value; Blockchain-based payment verification services; electronic diamond and cryptocurrency exchange services featuring blockchain technology; currency exchange services; fungible diamond commodities trading for others; providing a diamond commodities exchange. Providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; wireless data encryption services for providing security and anonymity for electronic commerce payment services; authentication, issuance and validation of digital certificates; providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; providing online, non-downloadable software for providing a crowdsourced decentralized reserve; Providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; providing online, non-downloadable computer software for managing and tracking blockchain-tracked products; providing online, non-downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen.

Goods & Services

Erc-20 asset tokens delivered with a diamond standard coin; virtual tokens for commodities; downloadable software for blockchain-based inventory management; downloadable computer software for managing electronic asset exchange transactions using blockchain technology; downloadable computer software for managing and validating electronic asset exchange transactions using blockchain-based smart contracts; downloadable computer software for managing and tracking blockchain tracked products; downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen; a wireless encryption chip for enabling global authentication and constant audit, and storing a blockchain token; downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; downloadable software for providing a crowdsourced decentralized reserve; downloadable computer software for wireless encryption.

Goods & Services

(1) Digital tokens used with blockchain technology featuring digital diamond commodities for financial trading and investment; virtual tokens for commodities, namely value tokens, security tokens and utility tokens; Downloadable software for blockchain-based inventory management; downloadable computer software for managing electronic asset exchange transactions using blockchain technology; downloadable computer software for managing and validating electronic asset exchange transactions using blockchain-based smart contracts; downloadable computer software for cryptocurrency asset management; downloadable computer software allowing the user to track and retrieve blockchain tokens that have been lost and stolen; a wireless encryption chip for enabling global authentication and constant audit, and storing a blockchain token; downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; downloadable computer software allowing the user to access a crowdsourced decentralized reserve consisting of blockchain tokens; downloadable computer software used for encrypting access to a wireless computer network (2) Fungible commodities made in whole of rough diamonds, namely, diamond coins and diamond bars; fungible commodities made in significant part of rough diamonds, namely, diamond coins and diamond bars (1) Providing an on-line marketplace for exchanging diamonds with other users (2) Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; on-line real-time currency trading; digital currency exchange transaction services for transferrable physical cash equivalent units having a specified cash value; Blockchain-based payment verification services; electronic diamond and cryptocurrency exchange services featuring blockchain technology; currency exchange services; on-line real-time currency trading; digital currency exchange transaction services for transferrable physical cash equivalent units having a specified cash value; fungible diamond commodities trading for others; providing a diamond commodities exchange (3) Providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; wireless data encryption services for providing security and anonymity for electronic commerce payment services; authentication, issuance and validation of digital certificates; providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; providing online, non-downloadable computer software allowing the user to access a crowdsourced decentralized reserve consisting of blockchain tokens; Providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; providing online, non-downloadable computer software for cryptocurrency asset management; providing online, non-downloadable computer software allowing the user to track and retrieve blockchain tokens that have been lost and stolen

Goods & Services

(1) Digital tokens used with blockchain technology featuring digital diamond commodities for financial trading and investment; virtual tokens for commodities, namely value tokens, security tokens and utility tokens; Downloadable software for blockchain-based inventory management; downloadable computer software for managing electronic asset exchange transactions using blockchain technology; downloadable computer software for managing and validating electronic asset exchange transactions using blockchainbased smart contracts; downloadable computer software for managing and tracking blockchain tracked products; downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen; a wireless encryption chip for enabling global authentication and constant audit, and storing a blockchain token; downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; downloadable software for providing a crowdsourced decentralized reserve; downloadable computer software for wireless encryption.

Goods & Services

Downloadable software for blockchain-based inventory management; downloadable computer software for managing electronic asset exchange transactions using blockchain technology; downloadable computer software for managing and validating electronic asset exchange transactions using blockchain-based smart contracts; downloadable computer software for managing and tracking blockchain tracked products; downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen; a wireless encryption chip for enabling global authentication and constant audit, and storing a blockchain token; downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; downloadable software for providing a crowdsourced decentralized reserve; downloadable computer software for wireless encryption

Abstract

A tamperproof diamond package comprises a package body; at least one chip embedded in the package body and at least one antenna configured to enable communication with the chip; anti-counterfeiting visual impressions on the package body; a diamond pouch formed at a predetermined section within the package body; and one or more diamonds located inside the diamond pouch and an outer covering encasing the package body and configured to reveal any tampering with the one or more diamonds located in the diamond pouch. The diamond package can be credit card shaped and also contains serial number and website information and be provided in nominal dollar values. An associated diamond exchange system utilizes the diamond packages and provides a registration server which stores unique identifying information that enable interrogating the individual diamond packages and checking their authenticity with the registration server.

IPC Classes  ?

• A45C 11/16 - Jewel boxes
• B42D 25/36 - Identification or security features, e.g. for preventing forgery comprising special materials
• B65B 5/12 - Introducing successive articles, e.g. confectionery products, of different shape or size in predetermined positions
• B65B 55/20 - Embedding contents in shock-absorbing media, e.g. plastic foam, granular material
• A45C 13/18 - Devices to prevent theft or loss of luggage or bags
• G06Q 30/00 - Commerce
• B65D 77/02 - Wrapped articles enclosed in rigid or semi-rigid containers
• B65D 25/20 - External fittings
• B65B 61/26 - Auxiliary devices, not otherwise provided for, for operating on sheets, blanks, webs, binding material, containers or packages for marking or coding completed packages
• B65B 11/50 - Enclosing articles, or quantities of material, by disposing contents between two sheets, e.g. pocketed sheets, and securing their opposed free margins

Goods & Services

Downloadable software for blockchain-based inventory management; downloadable computer software for managing electronic asset exchange transactions using blockchain technology; downloadable computer software for managing and validating electronic asset exchange transactions using blockchain-based smart contracts; downloadable computer software for managing and tracking blockchain-tracked products; downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen; a wireless encryption chip for enabling global authentication and constant audit, and storing a blockchain token; downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; downloadable software for providing a crowdsourced decentralized reserve; downloadable computer software for wireless encryption. Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the internet; blockchain-based payment verification services; electronic asset exchange services featuring blockchain technology; currency exchange services; on-line real-time currency trading; digital currency exchange transaction services for transferrable physical cash equivalent units having a specified cash value; fungible diamond commodities (terms too vague in the opinion of the International Bureau – Rule 13(2)(b) of the Regulations); providing a diamond exchange (terms too vague in the opinion of the International Bureau – Rule 13(2)(b) of the Regulations). Providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; wireless data encryption services for providing security and anonymity for electronic commerce payment services; providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; authentication, issuance and validation of digital certificates; providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; non-downloadable software for providing a crowdsourced decentralized reserve (terms too vague in the opinion of the International Bureau – Rule 13(2)(b) of the Regulations); non-downloadable computer software for managing and tracking blockchain-tracked products (terms too vague in the opinion of the International Bureau – Rule 13(2)(b) of the Regulations); non-downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen (terms too vague in the opinion of the International Bureau – Rule 13(2)(b) of the Regulations).

Goods & Services

Cryptocurrency exchange services using digital and blockchain technology; financial consultation in the field of cryptocurrency; Providing a web site featuring information in the field of cryptocurrency exchange Installation, maintenance and repair of computer software; technical advice related to the repair of software; Technological consulting in the field of cryptocurrency; computer diagnostic services; computer software services, namely, repair and maintenance of software for computer systems; providing temporary use of non-downloadable computer software, featuring cryptocurrency mining using blockchain technology

Goods & Services

Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the internet; blockchain-based payment verification services; electronic asset exchange services featuring blockchain technology; currency exchange services; on-line real-time currency trading; digital currency exchange transaction services for transferrable physical cash equivalent units having a specified cash value; fungible diamond commodities; providing a diamond exchange. Providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; wireless data encryption services for providing security and anonymity for electronic commerce payment services; providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; authentication, issuance and validation of digital certificates; providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; non-downloadable software for providing a crowdsourced decentralized reserve; non-downloadable computer software for managing and tracking blockchain-tracked products; non-downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen.

Goods & Services

Downloadable software for blockchain-based inventory management; downloadable computer software for managing electronic asset exchange transactions using blockchain technology; downloadable computer software for managing and validating electronic asset exchange transactions using blockchain-based smart contracts; downloadable computer software for managing and tracking blockchain-tracked products; downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen; a wireless encryption chip for enabling global authentication and constant audit, and storing a blockchain token; downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; downloadable software for providing a crowdsourced decentralized reserve; downloadable computer software for wireless encryption. Providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; wireless data encryption services for providing security and anonymity for electronic commerce payment services; providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; authentication, issuance and validation of digital certificates; providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; non-downloadable software for providing a crowdsourced decentralized reserve (terms too vague in the opinion of the International Bureau – Rule 13 (2) (b) of the Regulations); non-downloadable computer software for managing and tracking blockchain-tracked products (terms too vague in the opinion of the International Bureau – Rule 13 (2) (b) of the Regulations); non-downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen (terms too vague in the opinion of the International Bureau – Rule 13 (2) (b) of the Regulations).

Goods & Services

(1) Downloadable software for blockchain-based inventory management; downloadable computer software for managing electronic asset exchange transactions using blockchain technology; downloadable computer software for managing and validating electronic asset exchange transactions using blockchain-based smart contracts; downloadable computer software for cryptocurrency asset management; downloadable computer software allowing the user to track and retrieve blockchain tokens that have been lost and stolen; a wireless encryption chip for enabling global authentication and constant audit, and storing a blockchain token; downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; downloadable computer software allowing the user to access a crowdsourced decentralized reserve consisting of blockchain tokens; downloadable computer software used for encrypting access to a wireless computer network; all of the above goods not in the medical and endoscopic field (1) Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; on-line real-time currency trading; digital currency exchange transaction services for transferrable physical cash equivalent units having a specified cash value; blockchain-based payment verification services; electronic diamond and cryptocurrency exchange services featuring blockchain technology; currency exchange services; fungible diamond commodities trading for others; fungible diamond commodities exchange services (2) Providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; wireless data encryption services for providing security and anonymity for electronic commerce payment services; providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; authentication, issuance and validation of digital certificates; providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; providing online, non-downloadable computer software allowing the user to access a crowdsourced decentralized reserve consisting of blockchain tokens; providing online, non-downloadable computer software for cryptocurrency asset management; providing online, non-downloadable computer software allowing the user to track and retrieve blockchain tokens that have been lost and stolen; all of the above goods not in the medical and endoscopic field

Goods & Services

Downloadable software for blockchain-based inventory management; downloadable computer software for managing electronic asset exchange transactions using blockchain technology; downloadable computer software for managing and validating electronic asset exchange transactions using blockchain-based smart contracts; downloadable computer software for managing and tracking blockchain-tracked products; downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen; a wireless encryption chip for enabling global authentication and constant audit, and storing a blockchain token; downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; downloadable software for providing a crowdsourced decentralized reserve; downloadable computer software for wireless encryption Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; on-line real-time currency trading; digital currency exchange transaction services for transferrable physical cash equivalent units having a specified cash value Providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; wireless data encryption services for providing security and anonymity for electronic commerce payment services; authentication, issuance and validation of digital certificates; providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; providing online, non-downloadable software for providing a crowdsourced decentralized reserve

Goods & Services

Blockchain-based payment verification services; electronic diamond and cryptocurrency exchange services featuring blockchain technology; currency exchange services; fungible diamond commodities trading for others; providing a diamond commodities exchange Providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; providing online, non-downloadable computer software for managing and tracking blockchain-tracked products; providing online, non-downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen

Goods & Services

Downloadable software for blockchain-based inventory management; downloadable computer software for managing electronic asset exchange transactions using blockchain technology; downloadable computer software for managing and validating electronic asset exchange transactions using blockchain-based smart contracts; downloadable computer software for managing and tracking blockchain-tracked products; downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen; a wireless encryption chip for enabling global authentication and constant audit, and storing a blockchain token; downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; downloadable software for providing a crowdsourced decentralized reserve; downloadable computer software for wireless encryption Fungible commodities made in whole or significant part of diamonds Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Blockchain-based payment verification services; electronic cryptocurrency and commodities exchange services featuring blockchain technology; currency exchange services; on-line real-time currency trading; digital currency exchange transaction services for transferrable physical cash equivalent units having a specified cash value; fungible diamond commodities trading for others; providing a diamond commodities exchange Providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; wireless data encryption services for providing security and anonymity for electronic commerce payment services; providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; authentication, issuance and validation of digital certificates; providing user authentication services using blockchain-based software technology for electronic asset exchange transactions; providing online, non-downloadable software for providing a crowdsourced decentralized reserve; providing online, non-downloadable computer software for managing and tracking blockchain-tracked products; providing online, non-downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen Providing an on-line marketplace for exchanging diamonds with other users

Goods & Services

Downloadable software for blockchain-based inventory management; downloadable computer software for managing electronic asset exchange transactions using blockchain technology; downloadable computer software for managing and validating electronic asset exchange transactions using blockchain-based smart contracts; downloadable computer software for managing and tracking blockchain-tracked products; downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen; a wireless encryption chip for enabling global authentication and constant audit, and storing a blockchain token; downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; downloadable software for providing a crowdsourced decentralized reserve; downloadable computer software for wireless encryption Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; on-line real-time currency trading; digital currency exchange transaction services for transferrable physical cash equivalent units having a specified cash value Providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; providing online, non-downloadable computer software for managing and tracking blockchain-tracked products; providing online, non-downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen

Goods & Services

Blockchain-based payment verification services; electronic diamond and cryptocurrency exchange services featuring blockchain technology; currency exchange services; fungible diamond commodities trading for others; providing a diamond commodities exchange Providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital and physical currency, and managing digital and physical currency payment and exchange transactions; providing online, non-downloadable computer software for managing and tracking blockchain-tracked products; providing online, non-downloadable computer software providing tracking services for retrieval of encoded products that have been lost or stolen

Goods & Services

Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet