An exemplary method, for preventing an outage in a network, includes collecting network metrics and producing statistical features of the network during a predetermined time window based on statistical analysis of the collected metrics. The method further includes selecting, from the produced statistical features, a first data set of relevant statistical features. Further, the method includes collecting information about a past event, extracting event data from the past event, and vectorizing the extracted event data to form a second data set. The method further includes concatenating the first data set and the second data set to form a third data set and classifying the third data set relative to a model of historical network performance to determine a probability of the outage. Further, the method includes modifying, in response to the probability being above a threshold, the network/activity within the network to avoid onset of the outage.
H04L 43/067 - Generation of reports using time frame reporting
H04L 41/0604 - Management of faults, events, alarms or notifications using filtering, e.g. reduction of information by using priority, element types, position or time
H04L 41/149 - Network analysis or design for prediction of maintenance
H04L 41/16 - Arrangements for maintenance, administration or management of data switching networks, e.g. of packet switching networks using machine learning or artificial intelligence
H04L 43/0817 - Monitoring or testing based on specific metrics, e.g. QoS, energy consumption or environmental parameters by checking availability by checking functioning
A method is provided in an example embodiment and may include receiving information identifying an anomaly or a predicted outage of a component of a system and requesting a data service for buffered data generated by the component within a timeframe of receiving the information. The method further may include normalizing the buffered data into discrete time units into corresponding distinct units of time and analyzing the buffered data using a machine learning (ML) model to identify a root cause of the anomaly or the predicted outage. The method further may include identifying at least one solution to the identified root cause based on characteristics associated with the root cause of the anomaly or the predicted outage and providing the at least one solution to an automation component to avoid onset of an event that triggers outage of the component or the system.
An exemplary method, for preventing an outage in a network, includes collecting network metrics and producing statistical features of the network during a predetermined time window based on statistical analysis of the collected metrics. The method further includes selecting, from the produced statistical features, a first data set of relevant statistical features. Further, the method includes collecting information about a past event, extracting event data from the past event, and vectorizing the extracted event data to form a second data set. The method further includes concatenating the first data set and the second data set to form a third data set and classifying the third data set relative to a model of historical network performance to determine a probability of the outage. Further, the method includes modifying, in response to the probability being above a threshold, the network/activity within the network to avoid onset of the outage.
A method is provided in an example embodiment and may include receiving information identifying an anomaly or a predicted outage of a component of a system and requesting a data service for buffered data generated by the component within a timeframe of receiving the information. The method further may include normalizing the buffered data into discrete time units into corresponding distinct units of time and analyzing the buffered data using a machine learning (ML) model to identify a root cause of the anomaly or the predicted outage. The method further may include identifying at least one solution to the identified root cause based on characteristics associated with the root cause of the anomaly or the predicted outage and providing the at least one solution to an automation component to avoid onset of an event that triggers outage of the component or the system.
G06F 11/07 - Responding to the occurrence of a fault, e.g. fault tolerance
H04L 41/0631 - Management of faults, events, alarms or notifications using root cause analysisManagement of faults, events, alarms or notifications using analysis of correlation between notifications, alarms or events based on decision criteria, e.g. hierarchy, tree or time analysis
An exemplary method, for preventing an outage in a network, includes collecting network metrics and producing statistical features of the network during a predetermined time window based on statistical analysis of the collected metrics. The method further includes selecting, from the produced statistical features, a first data set of relevant statistical features. Further, the method includes collecting information about a past event, extracting event data from the past event, and vectorizing the extracted event data to form a second data set. The method further includes concatenating the first data set and the second data set to form a third data set and classifying the third data set relative to a model of historical network performance to determine a probability of the outage. Further, the method includes modifying, in response to the probability being above a threshold, the network/activity within the network to avoid onset of the outage.
H04L 43/067 - Generation of reports using time frame reporting
H04L 41/0604 - Management of faults, events, alarms or notifications using filtering, e.g. reduction of information by using priority, element types, position or time
H04L 41/149 - Network analysis or design for prediction of maintenance
H04L 41/16 - Arrangements for maintenance, administration or management of data switching networks, e.g. of packet switching networks using machine learning or artificial intelligence
H04L 43/0817 - Monitoring or testing based on specific metrics, e.g. QoS, energy consumption or environmental parameters by checking availability by checking functioning
An exemplary method, for solving a problem with a network element within a network, includes first selecting a first set of pre-existing bots and first executing at least some of the selected first set of bots to change the network element and/or the network to solve the problem. The method further includes conducting a root cause analysis to generate recommendation(s) to correct the problem and in response to the first executing failing to solve the problem: second selecting, based on the recommendation(s), a second set of pre-existing bots to change the network element and/or the network to solve the problem, and second executing at least some of the selected second set of bots to solve the problem. Subsequently, the method includes generating, in response to the second executing failing to solve the problem, instructions to manually change the network element and/or the network to solve the problem.
H04L 41/0631 - Management of faults, events, alarms or notifications using root cause analysisManagement of faults, events, alarms or notifications using analysis of correlation between notifications, alarms or events based on decision criteria, e.g. hierarchy, tree or time analysis
H04L 41/0659 - Management of faults, events, alarms or notifications using network fault recovery by isolating or reconfiguring faulty entities
An exemplary method, for solving a problem with a network element within a network, includes first selecting a first set of pre-existing bots and first executing at least some of the selected first set of bots to change the network element and/or the network to solve the problem. The method further includes conducting a root cause analysis to generate recommendation(s) to correct the problem and in response to the first executing failing to solve the problem: second selecting, based on the recommendation(s), a second set of pre-existing bots to change the network element and/or the network to solve the problem, and second executing at least some of the selected second set of bots to solve the problem. Subsequently, the method includes generating, in response to the second executing failing to solve the problem, instructions to manually change the network element and/or the network to solve the problem.
G06F 11/07 - Responding to the occurrence of a fault, e.g. fault tolerance
H04L 41/0631 - Management of faults, events, alarms or notifications using root cause analysisManagement of faults, events, alarms or notifications using analysis of correlation between notifications, alarms or events based on decision criteria, e.g. hierarchy, tree or time analysis
8.
Systems and methods for threat analysis of computer data
Various embodiments of the present disclosure can include systems, methods, and non-transitory computer readable media configured to aggregate a plurality of threat signatures from a plurality of threat signature data sources. The bit stream data is analyzed, based on the plurality of threat signatures, to detect a first threat in the bit stream data. A result of analyzing the bit stream data is logged as threat analysis log data. The threat analysis log data is analyzed to detect a second threat in the bit stream data. The threat analysis log data may be analyzed based on a heuristic. An action is triggered based on analysis of the bit stream data, or based on heuristic analysis of the threat analysis log data.
Various embodiments of the present disclosure can include systems, methods, and non-transitory computer readable media configured to aggregate a plurality of threat signatures from a plurality of threat signature data sources. The bit stream data is analyzed, based on the plurality of threat signatures, to detect a first threat in the bit stream data. A result of analyzing the bit stream data is logged as threat analysis log data. The threat analysis log data is analyzed to detect a second threat in the bit stream data. The threat analysis log data may be analyzed based on a heuristic. An action is triggered based on analysis of the bit stream data, or based on heuristic analysis of the threat analysis log data.
Various embodiments of the present disclosure can include systems, methods, and non-transitory computer readable media configured to aggregate a plurality of threat signatures from a plurality of threat signature data sources. The bit stream data is analyzed, based on the plurality of threat signatures, to detect a first threat in the bit stream data. A result of analyzing the bit stream data is logged as threat analysis log data. The threat analysis log data is analyzed to detect a second threat in the bit stream data. The threat analysis log data may be analyzed based on a heuristic. An action is triggered based on analysis of the bit stream data, or based on heuristic analysis of the threat analysis log data.
06 - Common metals and ores; objects made of metal
09 - Scientific and electric apparatus and instruments
37 - Construction and mining; installation and repair services
42 - Scientific, technological and industrial services, research and design
Goods & Services
Metal brackets for mounting cameras, sensors, detectors, and radar apparatus for vehicle traffic enforcement systems, traffic regulation violation reporting systems, and traffic border control systems. Cameras, sensors, detectors, and radar apparatus, all for vehicle traffic enforcement systems; Cameras, sensors, detectors, and radar apparatus, all for detecting or recording vehicle information; Cameras, sensors, detectors, and radar apparatus, all for detecting or recording traffic regulation violations; Software for vehicle traffic enforcement systems; Software for reporting traffic regulation violations; Software for managing, monitoring, and reporting data from cameras, sensors, detectors, and radar apparatus that detect or record vehicle information; Software for traffic border control systems; Software that transmits traffic regulation violation data to automated ticketing systems; Parts and fittings for all the aforesaid goods. Installation, maintenance, and repair of equipment and apparatus for vehicle traffic enforcement systems, traffic regulation violation reporting systems, and traffic border control systems. Providing non-downloadable software for vehicle traffic enforcement systems; Providing non-downloadable software for reporting traffic regulation violations; Providing non-downloadable software for managing, monitoring, and reporting cameras, sensors, detectors, and radar apparatus that detect or record vehicle information; Providing non-downloadable software for traffic border control systems; Providing non-downloadable software that transmits traffic regulation violation data to automated ticketing systems; Software installation, maintenance, updating, and support for software in the fields of vehicle traffic enforcement systems, traffic regulation violation reporting systems, and traffic border control systems.
37 - Construction and mining; installation and repair services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Installation, maintenance, and repair of computer hardware and computer systems.
(2) Infrastructure as a Service (IaaS) services in the nature of providing virtual computer systems, virtual computer environments, and electronic storage of data through cloud computing; infrastructure-as-a-service (IaaS), namely, providing temporary use of computer hardware, computer networking and storage equipment, and virtual firewalls to others on a subscription or pay-per-use basis; remote computer backup services; technical support services, namely, troubleshooting in the nature of diagnosing computer hardware and software problems; providing on-line, non-downloadable software for accessing, administering, supporting, and managing virtual infrastructure resources; computer systems security monitoring, network intrusion detection, and network intrusion prevention services; computer anti-virus protection services; monitoring of computer systems to ensure proper functioning.
09 - Scientific and electric apparatus and instruments
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Computer software for use by financial institutions and in the financial services industries, namely, software for operating customer information systems and for performing financial and non-financial transaction processing functions for financial institutions, card and merchant processing companies, third-party processors, and other financial services organizations for the administration, management, and/or operation of customer accounts, deposits, loans, credit, debit and other payment cards, and merchant accounts, and for creating and managing customer loyalty programs; computer software for use by financial institutions and in the financial services industries, namely, software for use in the debt collection field which enables users to generate reports on debt collection activities, to record interactions with customers, to create debt recovery correspondence and legal documentation, to track debtor addresses and employment, and to monitor customer debts; computer software for use by financial institutions and in the financial services industries, namely, software for archiving, retrieving, and electronically delivering images of checks, financial statements, reports, and transaction data; computer software for use by financial institutions and in the financial services industries, namely, software for encrypting and decrypting financial information; computer software for use by financial institutions and in the financial services industries in the nature of customer relationship management (CRM) software and business process management (BPM) software (1) Providing on-line, non-downloadable computer software for use by financial institutions and in the financial services industries, namely, non-downloadable software for operating customer information systems and for performing financial and non-financial transaction processing functions for financial institutions, card and merchant processing companies, third-party processors, and other financial services organizations for the administration, management and/or operation of customer accounts, deposits, loans, credit, debit and other payment cards, and merchant accounts, and for creating and managing customer loyalty programs; providing on-line, non-downloadable computer software for use by financial institutions and in the financial services industries, namely, non-downloadable software for use in the debt collection field which enables users to generate reports on debt collection activities, to record interactions with customers, to create debt recovery correspondence and legal documentation, to track debtor addresses and employment, and to monitor customer debts; providing on-line, non-downloadable computer software for use by financial institutions and in the financial services industries, namely, non-downloadable software for use by loan servicers for default management, debt collection, loan workouts, loss mitigation, and regulatory compliance; providing on-line, non-downloadable computer software for use by financial institutions and in the financial services industries, namely, non-downloadable software for use by loan borrowers that enables borrowers to upload loan-related documents, review delinquent loan workout options, and to track the status of loan delinquent loan workouts; providing on-line, non-downloadable computer software for use by financial institutions and in the financial services industries, namely, non-downloadable software for processing payment transactions; providing on-line, non-downloadable computer software for use by financial institutions and in the financial services industries, namely, non-downloadable software in the nature of customer relationship management (CRM) software and business process management (BPM) software; providing on-line, non-downloadable computer software for use by the financial services industry, namely, non-downloadable software for secure payment and financial transaction processing; computer software design, development, engineering, implementation, installation, deployment, updating, maintenance, testing, and consulting services for financial institutions and in the financial services industries; computer technology support services, namely, help desk services provided to financial institutions and financial services organizations; consulting services provided to financial institutions and financial services organizations in the fields of selection, implementation and use of computer software
Methods, mediums, and systems are described for providing a platform coupled to one or more rules engines. The platform may provide runtime rule services to one or more applications. Different rules engines may be used for different types of rules, such as calculations, decisions, process control, transformation, and validation. Rules engines can be added, removed, and reassigned to the platform. When the platform receives a request for services from an application, the platform selects one of the rules engines to handle the request and instructs the selected rules engine to execute the rule. The rules engine may be selected automatically. The platform may be implemented through a service-oriented architecture.
39 - Transport, packaging, storage and travel services
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Infrastructure as a Service (IaaS) services, namely, providing web-based use of virtualized computer hardware, networking, and storage equipment on a utility computing basis; computer services, namely, data recovery and back-up services; technical support services, namely, installation of application software and application databases; technical support services, namely, implementing, managing and supporting operating systems, application software and application databases
Methods, mediums, and systems are described for providing a platform coupled to one or more rules engines. The platform may provide runtime rule services to one or more applications. Different rules engines may be used for different types of rules, such as calculations, decisions, process control, transformation, and validation. Rules engines can be added, removed, and reassigned to the platform. When the platform receives a request for services from an application, the platform selects one of the rules engines to handle the request and instructs the selected rules engine to execute the rule. The rules engine may be selected automatically. The platform may be implemented through a service-oriented architecture.
Methods, mediums, and systems are described for providing a platform coupled to one or more rules engines. The platform may provide runtime rule services to one or more applications. Different rules engines may be used for different types of rules, such as calculations, decisions, process control, transformation, and validation. Rules engines can be added, removed, and reassigned to the platform. When the platform receives a request for services from an application, the platform selects one of the rules engines to handle the request and instructs the selected rules engine to execute the rule. The rules engine may be selected automatically. The platform may be implemented through a service-oriented architecture.
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Infrastructure-as-a-service (IaaS), namely providing use of computer hardware, computer networking and storage equipment, and virtual firewalls to others on a subscription or pay-per-use basis; providing on-line, non-downloadable software for accessing, administering, supporting, and managing virtual infrastructure resources; computer systems security monitoring, network intrusion detection, and network intrusion prevention services; computer anti-virus protection services.
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Infrastructure as a Service (IaaS) services, namely, providing web-based use of virtualized computer hardware, networking, and storage equipment on a utility computing basis, namely, providing virtual computer systems and virtual computer environments through cloud computing; Providing on-line, non-downloadable software for administering and managing virtual infrastructure resources.
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Computer programming services; Computer code conversion services for others; Computer software conversion services, namely, transformation and modernization of existing computer software applications by translating and converting computer programming languages in the software for others.
42 - Scientific, technological and industrial services, research and design
Goods & Services
Providing on-line, non-downloadable software for use by insurance agents for use in insurance application processing, servicing insurance policies, social collaboration within the insurance industry, and facilitating the sales of insurance products and services
09 - Scientific and electric apparatus and instruments
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Software for tracking, mapping, routing, controlling, monitoring, dispatching, alerting, and providing status reports and performance information on people, equipment, vehicles, assets, and infrastructure. (1) Providing on-line non-downloadable software for tracking, mapping, routing, controlling, monitoring, dispatching, alerting, and providing status reports and performance information on people, equipment, vehicles, assets, and infrastructure.
23.
A GRAPHICAL USER INTERFACE DISPLAYING DATA RELATING TO THE FAMILY OF A PATIENT IN A MEDICAL INFORMATION SYSTEM
Disclosed is a graphical user interface (600) displayed on a computer display of a medical information system (100). The graphical user interface comprises: a graphical object forming a main node (650) corresponding to a patient in the medical information system; and graphical objects forming a plurality of nodes (e.g. 630) corresponding to family members of the patient arranged in a tree structure reflecting the family tree of the patient. Hovering, by a user of the graphical user interface, a cursor over a node (e.g. 630) causes additional data about the corresponding patient or family member to be displayed,
G06Q 50/00 - Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
09 - Scientific and electric apparatus and instruments
35 - Advertising and business services
42 - Scientific, technological and industrial services, research and design
Goods & Services
Computer software for the insurance industry. Business services provided for the insurance industry. Computer services provided for the insurance industry.
09 - Scientific and electric apparatus and instruments
16 - Paper, cardboard and goods made from these materials
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Software for use in electronic enterprise document management systems; enterprise software namely, computer programs for automating and streamlining document collaboration, document workflow, document processes, document management and data capture; user and instruction manuals in electronic format; User and instruction manuals (1) Research, design and consultancy in the fields of hardware and software; computer programming; computer programming in the field of databases; design, updating and maintenance of software; computer systems analysis; operation, maintenance and updating of informational websites and website portals for use by others; surgical and medical research; information, consultancy and advisory services, all relating to the aforesaid, including such services provided online from a computer network or via the Internet or via extranets
09 - Scientific and electric apparatus and instruments
16 - Paper, cardboard and goods made from these materials
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Software for use in electronic enterprise document management systems; enterprise software namely computer programs for automating and streamlining document collaboration, document workflow, document processes, document management and data capture; user and instruction manuals in electronic format; User and instruction manuals (1) Research, design and consultancy in the fields of hardware and software; computer programming; computer programming in the field of databases; design, updating and maintenance of software; computer systems analysis; operation, maintenance and updating of informational websites and website portals for use by others; surgical and medical research; information, consultancy and advisory services, all relating to the aforesaid, including such services provided online from a computer network or via the Internet or via extranets
09 - Scientific and electric apparatus and instruments
42 - Scientific, technological and industrial services, research and design
Goods & Services
Computer software for use in the administration of insurance
products. Providing temporary use of on-line, non-downloadable,
computer software for use in the administration of insurance
products; technical support services, namely, maintenance
and programming services in connection with such software.
09 - Scientific and electric apparatus and instruments
16 - Paper, cardboard and goods made from these materials
42 - Scientific, technological and industrial services, research and design
Goods & Services
Software for use in electronic enterprise document management systems; software; enterprise software notably computer programs for automating and streamlining document collaboration, document workflow, document processes, document management and data capture; user and instruction manuals in electronic format. User and instruction manuals. Research, design and consultancy in the fields of hardware and software; computer programming; computer programming in the field of databases; design, updating and maintenance of software; computer systems analysis; operation, maintenance and updating of informational websites and website portals for use by others; surgical and medical research; information, consultancy and advisory services, all relating to the aforesaid, including such services provided online from a computer network or via the Internet or via extranets.
09 - Scientific and electric apparatus and instruments
35 - Advertising and business services
42 - Scientific, technological and industrial services, research and design
Goods & Services
Computer software and middleware. Business consultancy, business management consultancy; research services in the field of business management; data processing and services relating to outsourcing. Providing of online nondownloadable software and middleware (Software as a Service (SaaS)).
Provided is a method that includes receiving a redirect request from one or more switches of a telecommunications network, receiving, from one or more switches of the telecommunications network, a connect request that requests connection of a transmitter device to a receiver device associated with the normal subscriber number, and configuring the telecommunication network to connect the transmitter device to a receiver device associated with the modified subscriber number, independently of the switch serving the normal receiver device being operable or inoperable. The redirect request comprises a normal subscriber number and a modified subscriber number.
An improved method and system for developing a reinsurance administration system. Developers may build application programs for reinsurance administration with increased re-use of existing functionality and decreased development time. A business process framework may include common functionality for a plurality of business processes and a template for executing steps in the business processes. The common functionality may include behavior for GUI elements such as windows and buttons, error logging, and database commit and rollback transactions. One or more business process subclasses may be derived from abstract business process classes in the business process framework. One or more support processes in the business process framework may be specified for a business process. The support processes may include support processes for data or syntax validation, GUI, persistent data storage, security, and/or precondition checks. One or more hook methods in the business process framework may be overridden by a business process to identify methods to be performed at various points during execution of the business process. The business processes may be combined to build one or more application programs.
42 - Scientific, technological and industrial services, research and design
Goods & Services
Computer services, namely performing conversion from
multiple, different computer software systems used for life
insurance and pension administration to a single such
system.
33.
EVALUATING EFFECTIVENESS OF CLAIMS EVALUATION, ASSESSMENT, AND SETTLEMENT PROCESSES
Methods and systems are provided for evaluating processes for insurance claim estimation and settlement. Data may be provided for closed claims that have been previously settled using an estimation and settlement process. Each closed claim in the data is treated as a candidate claim. For each candidate closed claim, a set of closed claims similar to the candidate closed claim is identified based on characteristics of the candidate closed claim. For each set of similar claims so identified, a representative value for the set of similar claims, such as an arithmetic mean, is determined. The settlement values for the candidate closed claims are compared to the representative values for the sets of similar closed claims.
Likelihood values are determined for one or more closed claims that match an open claim. The likelihood values are displayed as a function of an amount (e.g., general damages amount). The graph may be an x-y graph in which the x-axis is amount and the y-axis is likelihood value. The graph may include a likelihood curve. A band to corresponding a most likely range of amounts is indicated on the graph.
Methods and systems are provided for evaluating processes for insurance claim estimation and settlement. Data may be provided for closed claims that have been previously settled using an estimation and settlement process. Each closed claim in the data is treated as a candidate claim. For each candidate closed claim, a set of closed claims similar to the candidate closed claim is identified based on characteristics of the candidate closed claim. For each set of similar claims so identified, a representative value for the set of similar claims, such as an arithmetic mean, is determined. The settlement values for the candidate closed claims are compared to the representative values for the sets of similar closed claims.
42 - Scientific, technological and industrial services, research and design
Goods & Services
Computer services, namely performing conversion from multiple, different computer software systems used for life insurance and pension administration to a single such system.
42 - Scientific, technological and industrial services, research and design
Goods & Services
(1) Computer services, namely performing conversion from multiple, different computer software systems used for life insurance and pension administration to a single such system.
Methods and systems are provided for processing claims. A hierarchy is created including a claim management case level and a policy level. The claim management case level includes a claim management case node. The claim management case node relates to a designee under a first insurance policy. The policy level includes one or more policy nodes. Each of the policy nodes is associated with an insurance policy relating to the designee. At least one process for the claim management case is performed at the claim management case level. The process applies to at least one insurance policy relating to the designee.
Methods and systems are provided for processing claims. A hierarchy may be created for claims specific to the insured that includes a claim management case level, a policy level, and a coverage level. The claim management case level may include a claim management case node. The policy level may include one or more policy nodes. Each of the policy nodes may relate to an insurance policy covering the insured. The one or more insurance policies covering the insured are associated with the claim management case. The coverage level may include one or more coverage nodes. Each of the coverage nodes may relate to an insurance coverage covering the insured. Each of the insurance coverages may be associated with one of the insurance policies.
Methods and systems are provided for processing claims. A claim management case is created for an insured in response to a notice of a claim. One or more insurance policies covering the insured are associated with the claim management case. In some embodiments, all of the insurance policies covering the insured are associated with the claim management case. At least one process relating to the claim management case is performed at a claim management case level. The process performed at the claim management case level applies to at least one of the insurance policies associated with the claim management case. The processes performed at the claim management case level may apply to all the insurance policies associated with the claim management case. One or more processes relating to the claim management case are performed at a policy level.
Methods and systems are provided for processing claims. A claim management case is created for an insured in response to a notice of a claim. One or more insurance policies covering the insured are associated with the claim management case. At least one process is performed at a claim management case level to fulfill an information requirement that applies to at least two of the insurance policies associated with the claim management case. Claims are adjudicated under the one or more of the insurance policies covering the insured.
Methods and systems are provided for processing claims. A claim management case is created for an insured in response to a notice of a claim. One or more insurance policies covering the insured are associated with the claim management case. In some embodiments, all of the insurance policies covering the insured are associated with the claim management case. At least one process relating to the claim management case is performed at a claim management case level. The process performed at the claim management case level applies to at least one of the insurance policies associated with the claim management case. The processes performed at the claim management case level may apply to all the insurance policies associated with the claim management case. One or more processes relating to the claim management case are performed at a policy level.
09 - Scientific and electric apparatus and instruments
16 - Paper, cardboard and goods made from these materials
35 - Advertising and business services
36 - Financial, insurance and real estate services
37 - Construction and mining; installation and repair services
38 - Telecommunications services
42 - Scientific, technological and industrial services, research and design
Goods & Services
Computers; computer peripheral devices; equipment for electronic data transmission, switching, and monitoring; network equipment for computer and communication systems; computer software. Books, brochures, guides, handbooks, pamphlets, periodicals, reports, manuals. Management consulting; business operation consulting; management and business operation research services; data processing services; administering business functions for others. Credit information services; credit and insurance reports. Installation and maintenance of computers, computer peripheral devices, and electronic communication and networking equipment. Electronic transmission for others of voice, data and image information. Technical consulting in the field of computers and information processing; technical consulting in the field of computer security; research services in the field of computers and information processing; computer system design, systems integration services; computer system testing services; computer programming services; maintenance of computer software; creating, maintaining, operating and hosting Internet web sites for others.
Methods and systems are provided for assessing the potential for fraud of an insurance claim. In some embodiments, request data may be provided to a computer system. In some embodiments, at least one fraud potential indicator may be assessed to the request data from at least one comparison of at least one request data element to at least one fraud model. In some embodiments, a fraud potential indicator may be an estimate of the potential for fraud in an insurance claim. In some embodiments, at least one fraud potential indicator for request data may be assessed based on at least one comparison of at least one request data element to additional insurance data. Some embodiments may include assessing at least one fraud potential indicator for request data based on at least one fraud potential indicator.
09 - Scientific and electric apparatus and instruments
Goods & Services
Computer programs for use by banks and other financial service organizations for customer information systems and systems for the administration and operation of deposit, lending, credit and debit card, and other banking and financial services.
51.
Graphical input display in an insurance processing system
A graphical display in an insurance processing system is disclosed. The graphical display may include a representation of a human body. The representation of the human body may provide information to a user that is helpful in specifying insurance claim information. For example, the representation may provide information regarding body parts, information regarding injury codes, information regarding common injuries, information regarding common treatments and/or information regarding treatment codes. The representation may also be used to provide input into the insurance processing system.
G06Q 40/00 - FinanceInsuranceTax strategiesProcessing of corporate or income taxes
G06Q 50/00 - Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
52.
Systems and methods for identifying a document with forged information
Methods and systems are provided for analyzing and assessing documents using a writing profile for documents, such as a payment instrument. A method may include providing a document to a computer system. In an embodiment, the method may further include comparing writing in information fields of the document to at least one forger writing profile representation. In some embodiments, at least one forger writing profile representation may be obtained from at least one information field of at least one document that includes forged information. In an embodiment, the document may be identified as a document including forged information from an approximate match of at least one forger writing profile representation with writing in the document.
Computer-implemented methods and systems for estimating liability for a vehicle accident are provided. In one embodiment, an actual speed of a vehicle involved in an accident may be estimated. At least one specified speed of a vehicle involved in the accident may be provided to a computer system. In an embodiment, the specified speed may be a speed limit. In other embodiments, the specified speed may be a safe speed of the vehicle involved in an accident. The actual speed may be compared to at least one specified speed. In some embodiments, an effect on liability may be estimated based on the comparison.
Computer-implemented methods and systems for estimating liability for a vehicle accident are provided. In an embodiment, claim data may be accessed for one or more claims relating to a vehicle accident from a first database on a computer system. In some embodiments, the claim data may be accessed if the claim data is not stored on a second database. In other embodiments, the accessed claim data may be stored on a second database on the computer system. The second database may be associated with a method and system for estimating liability in the vehicle accident. In further embodiments, the stored claim data for one or more of the claims may be accessed on the second database for use by the method and system for estimating liability in the vehicle accident.
Computerized method and system for estimating an effect on liability of the speed of vehicles in an accident and time and distance traveled by the vehicles
Computer-implemented methods and systems for estimating liability for a vehicle accident are provided. In one embodiment, theoretical paths of a reference vehicle and a reacting vehicle may be estimated. In an embodiment, a reacting vehicle reacts to a danger of an accident with the reference vehicle. The opportunity of the reacting vehicle to avoid the accident may be assessed. In certain embodiments, whether the reacting vehicle had an opportunity to avoid the accident at a specified speed may be assessed. A contribution to liability to the reacting vehicle may be estimated based on the opportunity of the reacting vehicle to avoid the accident.
G06Q 40/00 - FinanceInsuranceTax strategiesProcessing of corporate or income taxes
56.
Computerized method and system for estimating an effect on liability using a comparison of the actual speed of a vehicle in an accident and time and distance traveled by the vehicles in a merging vehicle accident
Computer-implemented methods and systems for estimating liability for a vehicle accident are provided. In one embodiment, the theoretical paths of a straight traveling vehicle and of a turning vehicle may be estimated. In certain embodiments, the turning vehicle may be merging into the same lane as the straight traveling vehicle. The opportunity of at least one vehicle, traveling at a specified speed, to avoid the accident may be assessed. In an embodiment, a contribution to liability to at least one vehicle may be estimated based on the opportunity of the vehicle to avoid the accident.
A system, method for modifying insurance transaction processing software are provided. A library of code packets may be stored in a database. One or more code packets may implement at least one business requirement of an insurance organization. If the organization changes one of the business requirements or develops a new business requirement, a user may modify an insurance transaction processing program to reflect the change via a rules engine. The rules engine may be operable to generate program code assembly instructions based on user input. The assembly instructions may be used by a code assembler to form program code for an insurance transaction processing program software module. The insurance transaction processing program may be changed by adding a formed software module.
Methods and systems for providing vehicle accident information to a computer system are provided. In one embodiment, an impact point of a vehicle accident may be provided to the computer system via a graphical user interface. The computer system may include a memory. The memory may have sets of characteristics regarding one or more past or theoretical accidents. In an embodiment, at least one characteristic in the sets of characteristics may be an impact point. The computer system may display one or more of the impact points in the memory as a graphical image on the graphical user interface. A user may select an impact point of the vehicle accident from the graphical user interface.
Methods and systems are provided for estimating liability and right of way in an accident. In one embodiment, liability estimation in a vehicle accident may be based on a plurality of characteristics that describe the accident. In addition, right of way estimation in a vehicle accident may be based on the plurality of characteristics that describe the accident. These characteristics may include: the configuration of the roadway, the type of accident, the traffic controls at the vehicle accident scene, and impact points of each vehicle. The characteristics from an actual accident may be compared to those in a past or theoretical accident. Liability may be estimated from a preassigned liability associated with a nearest matching past or theoretical accident. Right of way may be estimated from a predetermined right of way associated with the nearest matching past or theoretical accident. The liability estimate may include a base liability and one or more adjustments due to various factors.
Methods and systems are provided for estimating liability in an accident. In an embodiment, a liability estimate may include an upper bound of liability and a lower bound of liability. In one embodiment, liability estimation in a vehicle accident may be based on a plurality of characteristics that describe the accident. These characteristics may include: the configuration of the roadway, the type of accident, right of way, and impact points of each vehicle. The characteristics from an actual accident may be compared to those in a past or theoretical accident. Liability may be estimated from a preassigned liability associated with a nearest matching past or theoretical accident. The liability estimate may include a base liability and one or more adjustments due to various factors.
Methods and systems are provided for determining inconsistencies between two or more sets of characteristics relating to an accident. In an embodiment, sets of characteristics relating to an accident may be used to determine liability in the accident. The at least one of the sets of characteristics may be determined from witness statements. The at least one set of characteristics determined from witness statements may be compare to other sets of characteristics determined from witness statements or to other sets of characteristics determined in other ways. The comparison may determine if there are inconsistencies in the sets of characteristics.
Methods and systems are provided for estimating liability in an accident. In one embodiment, liability estimation in a vehicle accident may be based on a plurality of characteristics that describe the accident. These characteristics may include: the configuration of the roadway, the type of accident, right of way, and impact points of each vehicle. In an embodiment, impact points may be grouped into impact groups. A base liability may be assigned to each impact group. The characteristics from an actual accident may be compared to those in a past or theoretical accident. Liability may be estimated from a preassigned liability associated with a nearest matching past or theoretical accident. The liability estimate may include a base liability and one or more adjustments due to various factors.
Methods and systems are provided for assigning liability estimates to past or theoretical accidents. Embodiments may be used in association with methods and systems for estimating liability in a vehicle accident. In one embodiment, liability estimation in a vehicle accident may be based on a plurality of characteristics that describe the accident. The characteristics from an actual accident may be compared to those in a past or theoretical accident. Liability may be estimated from the assigned liability associated with a nearest matching past or theoretical accident.
Methods and systems for providing claims data to a liability assesment program are provided. In one embodiment, data regarding a vehicle accident may be provided to a liability assessment program via a graphical user interface. The data may include information regarding one or more vehicles in the accident and an assessment of the vehicle accident. The data may be stored in a memory associated with the liability assessment program.
Methods and systems for providing vehicle accident information to a computer system are provided. In one embodiment, an accident type of a vehicle accident may be provided to the computer system via a graphical user interface. The computer system may include a memory. The memory may have sets of characteristics regarding one or more past or theoretical accidents. In an embodiment, at least one characteristic in the sets of characteristics may be an accident type. The computer system may display one or more of the accident types in the memory as a graphical image on the graphical user interface. A user may select an accident type of the vehicle accident from the graphical user interface.
Methods and systems are provided for estimating liability in an accident. In an embodiment, the liability estimate may include a base liability and one or more adjustments due to various factors. The base liability may be determined from characteristics including: the configuration of the roadway, the type of accident, right of way, and impact points of each vehicle. The adjustments due to various factors may be determined from conditions of vehicles in the accident, conditions of drivers in the accident, actions of drivers in the accident, and/or environmental conditions in the accident. In one embodiment, a base liability adjusted due to the various factors may exceed a predefined upper or lower bound of liability. In such a case, an absolute liability value may be assigned as the liability estimate.
Methods and systems are provided for adjusting estimates of liability associated with past or theoretical accidents. In an embodiment, the characteristics from an actual accident may be compared to those in a past or theoretical accident. Liability may be estimated from a preassigned liability associated with a nearest matching past or theoretical accident. In one embodiment, liability estimates associated with past or theoretical accidents or characteristics of past or theoretical accidents may be adjusted The characteristics may include: conditions of vehicles in the accident, conditions of drivers in the accident, actions of drivers in the accident, and/or environmental conditions in the accident.
Methods and systems are provided for estimating right of way in an accident. In one embodiment, right of way estimation in a vehicle accident may be based on a plurality of characteristics that describe the accident. The characteristics from an actual accident may be compared to those in a past or theoretical accident.
09 - Scientific and electric apparatus and instruments
Goods & Services
computer software for use in pharmaceutical research and development; computer software for use in preparing medical case report forms; and good manufacturing practice compliance software
09 - Scientific and electric apparatus and instruments
16 - Paper, cardboard and goods made from these materials
35 - Advertising and business services
36 - Financial, insurance and real estate services
38 - Telecommunications services
41 - Education, entertainment, sporting and cultural services
42 - Scientific, technological and industrial services, research and design
Goods & Services
Computers and data processing apparatus and instruments; computer hardware, computer software and computer firmware; computer peripherals; computer programmes; CD-Roms; magnetic recording media; magnetic cards, tapes and discs; printers and print out apparatus for use with computers and data processing apparatus and instruments; visual display units; scanners; parts and fittings for all the aforesaid goods. Computer programme manuals; printed instruction materials relating to the use of computer equipment and software; books and printed publications. Business management consultancy; data management consultancy; database administration; business systems development services, business project management support; technical methodology consultants; auditing; providing computerised business processing services for others; accounting analysis; business appraisals; business management assistance; business research and market research; consulting services in the field of business management; processing of income tax returns; computer data processing services; business processing services for others in the fields of insurance and financial matters. Financial services; credit services; credit reports; processing of insurance claims; operation of call centres for the insurance and financial services industry; money transmission services; financial appraisals. Communications; signalling; operation of call centres; network services; electronic mailing services; message switching services; communication of information; provision of information by computer; interactive computer services; electronic storage and transmission of voice, images, data and documents. Education and training; instruction services; training courses; training and educational services relating to the use of computer equipment and software. Security consultancy; data security; database design consultancy; computer security reviews; design services; computer programming and data processing services; engineering; computer systems integration and programming services; design, programming, installation and maintenance of computer and information processing systems; computer outsourcing services; management and operation of computer and information processing systems; data centre management services; operation of computer and information processing centres; operation of call centres; data security consultancy; networking consultancy; quality assurance consultancy; system software support consultancy; consulting services in the fields of computer and information technology; computer systems development services; design and implementation of computerised financial and management information systems; communication consultancy.
09 - Scientific and electric apparatus and instruments
16 - Paper, cardboard and goods made from these materials
Goods & Services
(1) Computer software for use in data base management to facilitate administration of life insurance and annuities; manuals, pamphlets and informational brochures sold in connection with computer software used in the fields of life insurance and financial services.
09 - Scientific and electric apparatus and instruments
16 - Paper, cardboard and goods made from these materials
42 - Scientific, technological and industrial services, research and design
Goods & Services
Computer software; computer programs; computer programming tools; computer programs for assisting in the creation of graphic-oriented computer programs. Printed matter; publications. Computer programming service; computer software design; computer systems analysis; information provided on-line from a computer database or from the Internet.
09 - Scientific and electric apparatus and instruments
16 - Paper, cardboard and goods made from these materials
Goods & Services
computer software used to facilitate administration of life insurance packages and annuities manuals, pamphlets and informational brochures sold in connection with computer software used in the fields of life insurance and financial services