IPC Classes  ?

• G06K 7/04 - Methods or arrangements for sensing record carriers by mechanical means, e.g. by pins operating electric contacts
• G06K 7/08 - Methods or arrangements for sensing record carriers by means detecting the change of an electrostatic or magnetic field, e.g. by detecting change of capacitance between electrodes
• G06K 7/10 - Methods or arrangements for sensing record carriers by electromagnetic radiation, e.g. optical sensingMethods or arrangements for sensing record carriers by corpuscular radiation
• G07F 7/08 - Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card
• G07F 19/00 - Complete banking systemsCoded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines

Abstract

An automated transaction machine (ATM) can include a housing, a display, a cash recycler, and a check receiver. The display can be mounted to the housing and directed toward an exterior of the housing. The cash recycler can be configured to receive a first note of currency from a first user of the ATM and dispense the first note of currency to a subsequent, second user of the ATM. The check receiver can be positioned in the housing, an intake portion with an inlet communicating with the exterior of the housing, and a check reader portion configured to receive a check from the intake portion, scan data displayed on the check, and store the check. The intake portion can be positioned below the display and the check reader portion is positioned behind the display.

IPC Classes  ?

• G07D 11/13 - Containers for valuable papers with internal means for handling valuable papers
• G07D 11/14 - Inlet or outlet ports
• G07D 11/18 - Diverting into different paths or containers
• G07D 11/40 - Device architecture, e.g. modular construction
• G07D 11/50 - Sorting or counting valuable papers

Abstract

Described herein are techniques that employ a data engine for providing service to endpoints such as automated banking machines. For example, when a maintenance task is to be performed, the appropriate skill and parts for completing the task are determined. A maintenance technician is selected to perform the maintenance task who is the closet technician to the endpoint that has the appropriate skill and part. The data engine is also operable to gather and correlate data for the various components of the endpoint and determine predictive and proactive actions for maintaining the components.

IPC Classes  ?

• G06Q 10/063 - Operations research, analysis or management
• G06Q 10/20 - Administration of product repair or maintenance
• G07F 19/00 - Complete banking systemsCoded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines

Abstract

In accordance an example embodiment, there is disclosed herein a card reader having an opening allowing for card to be inserted. The card reader determines how long a card has been inserted into the card reader. If a card is inserted into the card reader for a time period greater than a predetermined time period, the card reader reads a chip on the card to obtain card data. If the card is removed from the card reader before the predetermined time period, the card reader obtains the card data from a magnetic stripe on the card.

IPC Classes  ?

• G06K 7/01 - Methods or arrangements for sensing record carriers Details