Assurant, Inc.

United States of America

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G06F 11/07 - Responding to the occurrence of a fault, e.g. fault tolerance 22
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36 - Financial, insurance and real estate services 78
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1.

SYSTEMS, METHODS, AND APPARATUSES FOR DYNAMIC CONTENT EXTRACTION IN VISUAL MEDIA CONTENT

      
Application Number 19086732
Status Pending
Filing Date 2025-03-21
First Publication Date 2025-09-25
Owner Assurant, Inc. (USA)
Inventor
  • Nair, Biju
  • Johnson, Brandon

Abstract

Various embodiments are directed to apparatuses, methods, computer readable media, computer program products, and systems related to dynamic content extraction in visual media content. In some embodiments the system for dynamic content extraction in visual media content may comprise one or more processors and at least one non-transitory memory comprising instructions that, with the one or more processors, cause the system to receive a segment selection indication associated with visual media content; identify a segment of the visual media content based on temporal indicator associated with the segment selection indication; extract a content data object from at least one portion of the segment of the visual media content; generate a relevance data object based on the content data object; and cause display of the relevance data object to a user.

IPC Classes  ?

  • H04N 21/81 - Monomedia components thereof
  • G06N 20/00 - Machine learning
  • G06V 10/764 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using classification, e.g. of video objects
  • G06V 20/40 - ScenesScene-specific elements in video content
  • H04N 21/44 - Processing of video elementary streams, e.g. splicing a video clip retrieved from local storage with an incoming video stream or rendering scenes according to encoded video stream scene graphs
  • H04N 21/845 - Structuring of content, e.g. decomposing content into time segments

2.

SYSTEMS, METHODS, AND APPARATUSES FOR DYNAMIC CONTENT EXTRACTION IN VISUAL MEDIA CONTENT

      
Application Number US2025020988
Publication Number 2025/199483
Status In Force
Filing Date 2025-03-21
Publication Date 2025-09-25
Owner ASSURANT, INC. (USA)
Inventor Johnson, Brandon

Abstract

Various embodiments are directed to apparatuses, methods, computer readable media, computer program products, and systems related to dynamic content extraction in visual media content. In some embodiments the system for dynamic content extraction in visual media content may comprise one or more processors and at least one non-transitory memory comprising instructions that, with the one or more processors, cause the system to receive a segment selection indication associated with visual media content; identify a segment of the visual media content based on temporal indicator associated with the segment selection indication; extract a content data object from at least one portion of the segment of the visual media content; generate a relevance data object based on the content data object; and cause display of the relevance data object to a user.

IPC Classes  ?

  • H04N 21/234 - Processing of video elementary streams, e.g. splicing of video streams or manipulating encoded video stream scene graphs
  • G06V 20/00 - ScenesScene-specific elements
  • H04N 21/25 - Management operations performed by the server for facilitating the content distribution or administrating data related to end-users or client devices, e.g. end-user or client device authentication or learning user preferences for recommending movies
  • H04N 21/258 - Client or end-user data management, e.g. managing client capabilities, user preferences or demographics or processing of multiple end-users preferences to derive collaborative data
  • H04N 21/44 - Processing of video elementary streams, e.g. splicing a video clip retrieved from local storage with an incoming video stream or rendering scenes according to encoded video stream scene graphs
  • H04N 21/442 - Monitoring of processes or resources, e.g. detecting the failure of a recording device, monitoring the downstream bandwidth, the number of times a movie has been viewed or the storage space available from the internal hard disk
  • H04N 21/45 - Management operations performed by the client for facilitating the reception of or the interaction with the content or administrating data related to the end-user or to the client device itself, e.g. learning user preferences for recommending movies or resolving scheduling conflicts
  • H04N 21/466 - Learning process for intelligent management, e.g. learning user preferences for recommending movies
  • H04N 21/4722 - End-user interface for requesting content, additional data or servicesEnd-user interface for interacting with content, e.g. for content reservation or setting reminders, for requesting event notification or for manipulating displayed content for requesting additional data associated with the content
  • H04N 21/478 - Supplemental services, e.g. displaying phone caller identification or shopping application
  • H04N 21/488 - Data services, e.g. news ticker
  • H04N 21/81 - Monomedia components thereof
  • H04N 21/431 - Generation of visual interfacesContent or additional data rendering

3.

APPARATUS AND METHOD FOR RESOURCE ALLOCATION PREDICTION AND MODELING, AND RESOURCE ACQUISITION OFFER GENERATION, ADJUSTMENT AND APPROVAL

      
Application Number 18990898
Status Pending
Filing Date 2024-12-20
First Publication Date 2025-09-25
Owner Assurant, Inc. (USA)
Inventor
  • Moorthy, Satish
  • Stauffer, Jay
  • Caltabiano, Brett
  • Jeffries, Ronnie
  • Jha, Vivek Kumar
  • Dhirasaria, Deepak Kumar

Abstract

An apparatus, method, and computer program product are provided for the improved and automatic prediction and modeling of one or more channels and relevant conditions through which resources may be directed to users in an environment where resource demand, utility, and perceived value vary over time. Some example implementations employ predictive, machine-learning modeling to facilitate the use of multiple disparate and unrelated data sets to extrapolate and otherwise predict the future needs for certain resources and identify the channels and conditions that may be employed to meet such future needs. An apparatus, method, system, and computer program product are provided for improved generating, adjusting, and/or facilitating approval of a resource offer set. Some example implementations employ one or more predictive models.

IPC Classes  ?

  • G06Q 10/0631 - Resource planning, allocation, distributing or scheduling for enterprises or organisations
  • G06N 7/01 - Probabilistic graphical models, e.g. probabilistic networks
  • G06N 20/00 - Machine learning
  • G06Q 30/0202 - Market predictions or forecasting for commercial activities

4.

ASSURANT PERFORMANCE IMPACT IQ

      
Serial Number 99380666
Status Pending
Filing Date 2025-09-08
Owner Assurant, Inc. ()
NICE Classes  ?
  • 35 - Advertising and business services
  • 42 - Scientific, technological and industrial services, research and design

Goods & Services

Data analysis and reporting for optimization of sales of product lifecycle and protection services and extended warranty and insurance contracts; consulting services relating to optimizing sales of product lifecycle and protection services and extended warranty and insurance contracts Providing temporary use of web-based software for data analysis and reporting of product lifecycle and protection services contracts and extended warranty and insurance contract sales; providing temporary use of web-based software for the purpose of tracking, analyzing, reporting, and optimizing sales of product lifecycle and protection services contracts and extended warranty and insurance contract sales; providing temporary use of web-based software for the purpose of issuing product lifecycle and protection contracts and extended warranty and insurance contracts

5.

SYSTEMS AND METHODS FOR GENERATING CONTEXTUALLY RELEVANT DEVICE PROTECTIONS

      
Application Number 19029346
Status Pending
Filing Date 2025-01-17
First Publication Date 2025-08-21
Owner Assurant, Inc. (USA)
Inventor
  • Nair, Biju
  • Dwivedi, Rajiv K.
  • Bratt, Sanida D.
  • Settimi, Joseph

Abstract

Systems and methods are disclosed herein that can detect at least one activity by parsing text from an operation of a consumer electronics device and determine that the at least one activity matches a risk scenario. The at least one activity may be identified by the at least one processor as occurring in the future.

IPC Classes  ?

6.

SYSTEMS AND METHODS FOR GENERATING CONTEXTUALLY RELEVANT DEVICE PROTECTIONS

      
Application Number 19005670
Status Pending
Filing Date 2024-12-30
First Publication Date 2025-07-31
Owner Assurant, Inc. (USA)
Inventor
  • Nair, Biju
  • Dwivedi, Rajiv K.
  • Bratt, Sanida D.
  • Settimi, Joseph
  • Shah, Chintan

Abstract

Systems and methods are disclosed herein that can detect use of a consumer electronics device and that can generate and offer insurance or protection plans that measure, account, and adjust for the use of the consumer electronics device and consumer tendencies while using the consumer electronics device. The systems and methods may include determining an index value for a make and model of the consumer electronics device.

IPC Classes  ?

7.

METHODS, SYSTEMS, APPARATUSES, AND COMPUTER PROGRAM PRODUCTS FOR FOLLOWING AN EDGE OF AN OBJECT

      
Application Number 18794667
Status Pending
Filing Date 2024-08-05
First Publication Date 2025-07-03
Owner Assurant, Inc. (USA)
Inventor
  • Seguias-Bandry, Najib
  • Hanks, Harrison
  • Phulwani, Richa

Abstract

Embodiments of the present disclosure provide methods, apparatuses, and computer program products configured to follow an edge of an object via an edge-following system. The edge-following system is configured to execute an edge-following operation configured for determining dimensional attributes associated with the object. Embodiments also include causing a handling tool associated with a multi-axis robot to engage the object. Embodiments also include defining a working point on the edge of the object, where the working point is kept at a predetermined working offset from an ancillary tool. Embodiments also include manipulating the object such that the working point is configured to move along the edge of the object from a first location on a first side of the edge of the object to a second location along a second side of the edge of the object while maintaining the predetermined working offset between the ancillary tool and the working point.

IPC Classes  ?

  • G05B 19/4155 - Numerical control [NC], i.e. automatically operating machines, in particular machine tools, e.g. in a manufacturing environment, so as to execute positioning, movement or co-ordinated operations by means of programme data in numerical form characterised by programme execution, i.e. part programme or machine function execution, e.g. selection of a programme

8.

CLEANING SYSTEM AND METHOD FOR CLEANING AN ELECTRONIC DEVICE

      
Application Number US2024059183
Publication Number 2025/144587
Status In Force
Filing Date 2024-12-09
Publication Date 2025-07-03
Owner ASSURANT, INC. (USA)
Inventor
  • Petit, Daniel
  • Bremer, Pete
  • Seguias-Bandry, Najib

Abstract

A cleaning system (100) for cleaning an electronic device (50) includes an enclosure (110) and at least one robot (160) positioned within the enclosure. Each robot includes a robotic arm (161) and an end effector (162) coupled to the robotic arm. The cleaning system includes at least one nozzle (144) positioned within the enclosure and at least one dry ice blasting machine configured to eject dry ice particles from the at least one nozzle. The robot is configured to position the electronic device proximate to the at least one nozzle to clean the electronic device with the dry ice particles that are ejected from the at least one nozzle.

IPC Classes  ?

  • B24C 1/00 - Methods for use of abrasive blasting for producing particular effectsUse of auxiliary equipment in connection with such methods
  • B08B 7/00 - Cleaning by methods not provided for in a single other subclass or a single group in this subclass
  • B24C 3/06 - Abrasive blasting machines or devicesPlants characterised by the arrangement of the component assemblies with respect to each other movableAbrasive blasting machines or devicesPlants characterised by the arrangement of the component assemblies with respect to each other portable
  • B24C 3/32 - Abrasive blasting machines or devicesPlants designed for abrasive blasting of particular work, e.g. the internal surfaces of cylinder blocks
  • B24C 9/00 - Appurtenances of abrasive blasting machines or devices, e.g. working chambers, arrangements for handling used abrasive material
  • B24C 3/18 - Abrasive blasting machines or devicesPlants essentially provided with means for moving workpieces into different working positions
  • B25J 15/06 - Gripping heads with vacuum or magnetic holding means
  • B25J 21/00 - Chambers provided with manipulation devices

9.

CLEANING SYSTEM FOR CLEANING AN ELECTRONIC DEVICE

      
Application Number 18975978
Status Pending
Filing Date 2024-12-10
First Publication Date 2025-07-03
Owner Assurant, Inc. (USA)
Inventor
  • Petit, Daniel
  • Bremer, Pete
  • Seguias-Bandry, Najib

Abstract

A cleaning system for cleaning an electronic device includes an enclosure and at least one robot positioned within the enclosure. Each robot includes a robotic arm and an end effector coupled to the robotic arm. The cleaning system includes at least one nozzle positioned within the enclosure and at least one dry ice blasting machine configured to eject dry ice particles from the at least one nozzle. The robot is configured to position the electronic device proximate to the at least one nozzle to clean the electronic device with the dry ice particles that are ejected from the at least one nozzle.

IPC Classes  ?

  • B24C 1/00 - Methods for use of abrasive blasting for producing particular effectsUse of auxiliary equipment in connection with such methods
  • B08B 7/00 - Cleaning by methods not provided for in a single other subclass or a single group in this subclass
  • B25J 9/16 - Programme controls
  • B25J 15/00 - Gripping heads
  • B25J 17/02 - Wrist joints

10.

ROBOT ENABLED MOBILE DEVICE MANIPULATION SYSTEM, METHOD, AND APPARATUS

      
Application Number 18990549
Status Pending
Filing Date 2024-12-20
First Publication Date 2025-07-03
Owner Assurant, Inc. (USA)
Inventor
  • Payne, Nathaniel
  • Raney, Skylar

Abstract

Embodiments of the present disclosure provide methods, apparatuses, and computer program products configured to engage a mobile device with an electrical connector. Embodiments include a mobile device engagement system including one or more imaging devices, a robot arm, and at least one computing device. The one or more imaging devices are configured to capture one or more images of the mobile device. The robot arm includes an end effector configured to engage and facilitate positioning of the mobile device. The at least one computing device is configured to, using the one or more images, control the robot arm to engage the mobile device with the end effector, and control the robot arm to position and engage the mobile device with the electrical connector.

IPC Classes  ?

  • B25J 9/16 - Programme controls
  • B25J 9/00 - Programme-controlled manipulators
  • B25J 13/08 - Controls for manipulators by means of sensing devices, e.g. viewing or touching devices
  • B25J 19/02 - Sensing devices

11.

METHODS, SYSTEMS, APPARATUSES, AND COMPUTER PROGRAM PRODUCTS FOR FOLLOWING AN EDGE OF AN OBJECT

      
Application Number US2024059857
Publication Number 2025/144614
Status In Force
Filing Date 2024-12-12
Publication Date 2025-07-03
Owner ASSURANT, INC. (USA)
Inventor
  • Seguias-Bandry, Najib
  • Hanks, Harrison
  • Phulwani, Richa

Abstract

Embodiments of the present disclosure provide methods, apparatuses, and computer program products configured to follow an edge of an object via an edge-following system. The edge-following system is configured to execute an edge-following operation configured for determining dimensional attributes associated with the object. Embodiments also include causing a handling tool associated with a multi-axis robot to engage the object. Embodiments also include defining a working point on the edge of the object, where the working point is kept at a predetermined working offset from an ancillary tool. Embodiments also include manipulating the object such that the working point is configured to move along the edge of the object from a first location on a first side of the edge of the object to a second location along a second side of the edge of the object while maintaining the predetermined working offset between the ancillary tool and the working point.

IPC Classes  ?

12.

ROBOT ENABLED MOBILE DEVICE MANIPULATION SYSTEM, METHOD, AND APPARATUS

      
Application Number US2024060087
Publication Number 2025/144622
Status In Force
Filing Date 2024-12-13
Publication Date 2025-07-03
Owner ASSURANT, INC. (USA)
Inventor
  • Payne, Nathaniel
  • Raney, Skylar

Abstract

Embodiments of the present disclosure provide methods, apparatuses, and computer program products configured to engage a mobile device with an electrical connector. Embodiments include a mobile device engagement system including one or more imaging devices, a robot arm, and at least one computing device. The one or more imaging devices are configured to capture one or more images of the mobile device. The robot arm includes an end effector configured to engage and facilitate positioning of the mobile device. The at least one computing device is configured to, using the one or more images, control the robot arm to engage the mobile device with the end effector, and control the robot arm to position and engage the mobile device with the electrical connector.

IPC Classes  ?

13.

SYSTEMS, METHODS, AND APPARATUSES FOR MITIGATING RESOURCE USAGE

      
Application Number 18990176
Status Pending
Filing Date 2024-12-20
First Publication Date 2025-06-26
Owner Assurant, Inc. (USA)
Inventor
  • Griffiths, Rebekah
  • Plaice, Craig
  • Bai, Aery
  • Shopoff, Kevin

Abstract

Various embodiments are directed to apparatuses, methods, computer readable media, computer program products, and systems related to mitigating resource usage. In some embodiments, the system may comprise one or more device management servers and a mobile device. The mobile device may generate at least device triage data. The one or more device management servers may receive a use phase termination indication associated with the mobile device and the device triage data; retrieve a disposition rule set associated with the mobile device; generate, using a model and based on the device triage data, the disposition rule set, or second device triage data, predicted future resource usage data associated with the mobile device; generate, based on the predicted future resource usage data, a resource usage mitigation data object for the mobile device; and cause resource usage mitigation for the mobile device based on the resource usage mitigation data object.

IPC Classes  ?

  • H04L 41/0823 - Configuration setting characterised by the purposes of a change of settings, e.g. optimising configuration for enhancing reliability
  • H04L 41/147 - Network analysis or design for predicting network behaviour

14.

SYSTEMS, METHODS, AND APPARATUSES FOR MITIGATING RESOURCE USAGE

      
Application Number US2024061550
Publication Number 2025/137630
Status In Force
Filing Date 2024-12-20
Publication Date 2025-06-26
Owner ASSURANT, INC. (USA)
Inventor
  • Griffiths, Rebekah
  • Plaice, Craig
  • Bai, Aery
  • Shopoff, Kevin

Abstract

Various embodiments are directed to apparatuses, methods, computer readable media, computer program products, and systems related to mitigating resource usage. In some embodiments, the system may comprise one or more device management servers and a mobile device. The mobile device may generate at least device triage data. The one or more device management servers may receive a use phase termination indication associated with the mobile device and the device triage data; retrieve a disposition rule set associated with the mobile device; generate, using a model and based on the device triage data, the disposition rule set, or second device triage data, predicted future resource usage data associated with the mobile device; generate, based on the predicted future resource usage data, a resource usage mitigation data object for the mobile device; and cause resource usage mitigation for the mobile device based on the resource usage mitigation data object.

IPC Classes  ?

  • G06F 9/50 - Allocation of resources, e.g. of the central processing unit [CPU]
  • G06Q 10/04 - Forecasting or optimisation specially adapted for administrative or management purposes, e.g. linear programming or "cutting stock problem"
  • G06Q 10/20 - Administration of product repair or maintenance
  • G06Q 30/018 - Certifying business or products
  • G06Q 30/0207 - Discounts or incentives, e.g. coupons or rebates
  • G06Q 30/0208 - Trade or exchange of goods or services in exchange for incentives or rewards
  • H04M 15/00 - Arrangements for metering, time-control or time-indication

15.

APPARATUS, METHOD, AND COMPUTER PROGRAM PRODUCT FOR CLAIM MANAGEMENT DEVICE LOCKOUT

      
Application Number 18987796
Status Pending
Filing Date 2024-12-19
First Publication Date 2025-06-05
Owner ASSURANT, INC. (USA)
Inventor
  • Manduley, Maria
  • Cartwright, Charles Daniel
  • Almonte, Jr., Gilberto Jose

Abstract

Embodiments of the present disclosure relate to electronic lockout of a client device, specifically to managing electronic lockout of a client device associated with a claim process via a device protection program management system and third-party provider. In this regard, embodiments herein may process various data associated with determining whether to authorize a claim under a device protection program, and cause initiation of and/or termination of an electronic lockout of a client device depending on received data and/or lack of received data. In this regard, example embodiments include receiving a device claim request indication associated with a client device, where the client device is associated with a functionality lockout state; initiating a claim associated with the client device; causing initiation of an electronic lockout of the client device; processing the claim to determine whether to authorize the claim; and causing updating of the electronic lockout based on the determination.

IPC Classes  ?

  • G06F 21/88 - Detecting or preventing theft or loss
  • G06F 21/33 - User authentication using certificates
  • G06F 21/44 - Program or device authentication
  • G06F 21/57 - Certifying or maintaining trusted computer platforms, e.g. secure boots or power-downs, version controls, system software checks, secure updates or assessing vulnerabilities

16.

ASSURANT

      
Serial Number 99215082
Status Pending
Filing Date 2025-06-03
Owner Assurant, Inc. ()
NICE Classes  ?
  • 09 - Scientific and electric apparatus and instruments
  • 42 - Scientific, technological and industrial services, research and design

Goods & Services

Downloadable software application that allows wireless carriers to provide device monitoring, device management and on-line technical support; Downloadable software for personal and private identity data management and data management of personal and private data relating to user behavior on computer and telecommunications networks; Downloadable software for storing and retrieving login credentials securely and generating strong passwords, for blocking unwanted third-party advertisements, for controlling access to users’ email addresses when filling out marketing forms or registering for goods and services online, and for tracking personal and private identity data entered on websites and for tracking personal and private data relating to user behavior entered on websites; Downloadable computer software application that allows mobile device users to access on-device self-help and technical support and expedited smart call center routing; Downloadable software for insurance claims management, providing customer access to insurance coverage information, and providing customer access to status of their insurance claims; Downloadable software for electronic device inventory management, namely storing, inventorying, and retrieving the make and model, serial number and other descriptive and identifying information for customers’ electronic devices and appliances; Downloadable software for insurance claims filing, processing and management Technical support services, namely, troubleshooting in the nature of diagnosing computer hardware and software problems; Technical and customer support services for internet and bluetooth-connected devices, including laptops, desktops, printers, modems, routers, televisions, e-readers, media players, gaming consoles and accessories, audio devices, smart home systems, mobile phones, smartphones, tablets, and mobile computing and communication devices, namely, help desk services and troubleshooting in the nature of diagnosing software and hardware problems; Providing online facilities for real-time interaction between electronic device users and technical support personnel; Technical support services, namely, monitoring mobile devices, communicating relevant alerts and recommendations to users of internet and bluetooth-connected devices, including laptops, desktops, printers, modems, routers, televisions, e-readers, media players, gaming consoles and accessories, audio devices, smart home systems, smartphones, tablets, and mobile devices, and providing real-time data to customer service representatives to facilitate better technical support service calls using customer-specific and device-specific behavioral information; Electronic backup services; Computer services, namely, electronically gathering, analyzing, and formatting personal and private identity data and personal and private data relating to user behavior on websites and mobile applications to allow users to manage that data on computer and telecommunications networks; Software-as-a-service (SaaS) services featuring software for insurance claims management, providing customer access to insurance coverage information, and providing customer access to status of their insurance claims; Providing temporary use of on-line non-downloadable software for insurance claims filing, processing and management via the internet; Software-as-a-service (SaaS) services for electronic device inventory management, namely storing, inventorying and retrieving the make and model, serial number and other descriptive and identifying information for customers’ electronic devices and appliances; Providing temporary use of non-downloadable computer software for storing and retrieving login credentials securely and generating strong passwords, for blocking unwanted third party advertisements, for controlling access to users’ email addresses when filling out marketing forms or registering for goods and services online, and for tracking personal and private identity data entered on websites and for tracking personal and private data relating to user behavior entered on websites; Providing temporary use of non-downloadable software for personal and private identity data management and data management of personal and private data relating to user behavior on computer and telecommunications networks

17.

SYSTEMS AND METHODS FOR COLLECTING, TRACKING, AND STORING SYSTEM PERFORMANCE AND EVENT DATA FOR COMPUTING DEVICES

      
Application Number 18943497
Status Pending
Filing Date 2024-11-11
First Publication Date 2025-05-01
Owner Assurant, Inc. (USA)
Inventor
  • Brewer, Dustin
  • Saunders, Stuart
  • Hurst, Cameron

Abstract

A system is configured to track and store system and event data for various computing devices. The system is configured to associate the various computing devices with profiles based at least in part on characteristics of the computing devices. The system is further configured to compare performance data and/or performance metrics for particular computing devices having a particular profile against all other devices that share the particular profile. The system then displays this comparison to a user of the particular computing device, substantially automatically diagnoses an issue with the particular computing device based on the performance and system event data, and/or enables the user to diagnose the problem based on the performance and system event data.

IPC Classes  ?

  • G06F 11/34 - Recording or statistical evaluation of computer activity, e.g. of down time, of input/output operation
  • G06F 11/32 - Monitoring with visual indication of the functioning of the machine

18.

SYSTEM, METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR PROVIDING MOBILE DEVICE SUPPORT SERVICES

      
Application Number 18913798
Status Pending
Filing Date 2024-10-11
First Publication Date 2025-04-10
Owner Assurant, Inc. (USA)
Inventor
  • Hurst, Cameron
  • Saunders, Stuart

Abstract

A method is provided for providing mobile device support services. The method may include monitoring a mobile device status. The method may additionally include performing device diagnostics based at least in part on captured device status data to identify potential faults that may affect mobile device functionality. A corresponding system, apparatus, and computer program product are also provided.

IPC Classes  ?

  • H04W 4/50 - Service provisioning or reconfiguring
  • G06F 11/07 - Responding to the occurrence of a fault, e.g. fault tolerance
  • G06F 11/22 - Detection or location of defective computer hardware by testing during standby operation or during idle time, e.g. start-up testing
  • G06F 21/57 - Certifying or maintaining trusted computer platforms, e.g. secure boots or power-downs, version controls, system software checks, secure updates or assessing vulnerabilities
  • H04L 67/303 - Terminal profiles
  • H04W 4/60 - Subscription-based services using application servers or record carriers, e.g. SIM application toolkits
  • H04W 84/12 - WLAN [Wireless Local Area Networks]

19.

Screen damage detection for devices

      
Application Number 17357106
Grant Number RE050340
Status In Force
Filing Date 2021-06-24
First Publication Date 2025-03-18
Grant Date 2025-03-18
Owner ASSURANT, INC. (USA)
Inventor
  • Dwivedi, Rajiv Kumar
  • Heistad, Christopher
  • Singh, Bikramjit
  • Medina, Karl Felix
  • Reddy, Ram Mohan
  • Chinn, Jonathan Brian
  • Griffiths, Rebekah Jane
  • Nair, Satish G.
  • Nair, Biju

Abstract

In various implementations, a condition of one or more screens of a device may be determined. A user may select a return application that facilitates capturing image(s) of device screen(s). A user may capture images of a screen of using a camera of the same device or another device. In some implementations, the user may position the device proximate a mirror such that the device can capture an image of one or more screens of the device. The captured image(s) may be processed and/or analyzed to determine if the screen of the device is damaged. In some implementations, notifications based on the condition of the device screen(s) may be transmitted. A price for the device may be determined, in some implementations based on the condition of the screen.

IPC Classes  ?

  • G06T 7/00 - Image analysis
  • G06F 3/00 - Input arrangements for transferring data to be processed into a form capable of being handled by the computerOutput arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
  • G06F 3/0346 - Pointing devices displaced or positioned by the userAccessories therefor with detection of the device orientation or free movement in a 3D space, e.g. 3D mice, 6-DOF [six degrees of freedom] pointers using gyroscopes, accelerometers or tilt-sensors
  • G06F 11/00 - Error detectionError correctionMonitoring
  • G06Q 30/02 - MarketingPrice estimation or determinationFundraising
  • G06Q 50/00 - Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
  • G06T 7/11 - Region-based segmentation
  • G06T 7/13 - Edge detection

20.

SYSTEM, METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR UTILIZING MACHINE LEARNING TO PROCESS AN IMAGE OF A MOBILE DEVICE TO DETERMINE A MOBILE DEVICE INTEGRITY STATUS

      
Application Number 18892095
Status Pending
Filing Date 2024-09-20
First Publication Date 2025-03-13
Owner Assurant, Inc. (USA)
Inventor
  • Saunders, Stuart
  • Coble, Anthony
  • Breitsch, Nathan
  • Ionescu, Mircea

Abstract

A system, apparatus, method and computer program product are provided for determining a mobile device integrity status. Images of a mobile device captured by the mobile device and using a reflective surface are processed with various trained models, such as neural networks, to verify authenticity, detect damage, and to detect occlusions. A mask is generated to enable identification of concave occlusions or blocked corners of an object, such as a mobile device, in an image. Images of the front and/or rear of a mobile device are processed to determine the mobile device integrity status such as verified, not verified, or inconclusive. A user is prompted to remove covers, remove occlusions, and/or move the mobile device closer to the reflective surface. A real-time response relating to the mobile device integrity status may be provided. The trained models may be trained to improve the accuracy of the mobile device integrity status.

IPC Classes  ?

  • G06V 10/10 - Image acquisition
  • G06F 18/214 - Generating training patternsBootstrap methods, e.g. bagging or boosting
  • G06N 3/08 - Learning methods
  • G06T 15/30 - Clipping
  • G06T 15/40 - Hidden part removal
  • G06V 10/24 - Aligning, centring, orientation detection or correction of the image
  • G06V 10/764 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using classification, e.g. of video objects

21.

ASSURANT F&I ON DEMAND

      
Serial Number 99061520
Status Pending
Filing Date 2025-02-28
Owner Assurant, Inc. ()
NICE Classes  ?
  • 35 - Advertising and business services
  • 42 - Scientific, technological and industrial services, research and design

Goods & Services

Shopping facilitation services, namely, providing consulting services through the internet to assist dealers and purchasers of automobiles with financing and insurance requirements Providing temporary use of online software to automobile dealers and purchasers to facilitate the financing, insurance, and sale of automobiles

22.

F&I ON DEMAND

      
Serial Number 99061548
Status Pending
Filing Date 2025-02-28
Owner Assurant, Inc. ()
NICE Classes  ?
  • 35 - Advertising and business services
  • 42 - Scientific, technological and industrial services, research and design

Goods & Services

Shopping facilitation services, namely, providing consulting services through the internet to assist dealers and purchasers of automobiles with financing and insurance requirements Providing temporary use of online software to automobile dealers and purchasers to facilitate the financing, insurance, and sale of automobiles

23.

CARBON EMISSION OPTIMIZATION FOR DEVICE LIFECYCLE MANAGEMENT

      
Application Number 18897426
Status Pending
Filing Date 2024-09-26
First Publication Date 2025-02-06
Owner Assurant, Inc. (USA)
Inventor
  • Schroder, Marc
  • Ross, Patrick

Abstract

Various embodiments are directed to apparatuses, methods, computer readable media, computer program products, and systems related to optimizing carbon emission in mobile device lifecycle operations, including by programmatically determining and executing carbon efficient mobile device repairs. In some embodiments, the system may be configured for carbon optimized repair of a plurality of mobile devices. The system may connect with the mobile device; receive device data from the mobile device, the device data including a device identifier. The system may diagnose at least one defect with the mobile device; identify a plurality of solutions for the at least one defect; apply the device identifier and information associated with the at least one defect to one or more models to generate lifecycle efficiency prediction data for the mobile device for the plurality of solutions; and select a carbon minimized solution of the plurality of solutions based on the lifecycle efficiency predictions.

IPC Classes  ?

  • G06Q 30/018 - Certifying business or products
  • G06F 9/50 - Allocation of resources, e.g. of the central processing unit [CPU]
  • G06Q 10/20 - Administration of product repair or maintenance
  • G06Q 10/30 - Administration of product recycling or disposal
  • G06T 7/00 - Image analysis

24.

SYSTEMS AND METHODS FOR AUTOMATICALLY GRADING PRE-OWNED ELECTRONIC DEVICES

      
Application Number 18748913
Status Pending
Filing Date 2024-06-20
First Publication Date 2024-12-12
Owner Assurant, Inc. (USA)
Inventor
  • Johnson, Brandon P.
  • Herald, Roscoe R.
  • Hanks, Harrison A.
  • Farley, Carson

Abstract

Systems and methods for automatically grading a user device are provided. Such systems and methods can include (1) a lighting element positioned at an angle relative to a platform, (2) an imaging device positioned at the angle relative to the platform such that light emitted from the lighting element and a field of view of the imaging device form a right angle where the light emitted from the lighting element and the field of view meet at a user device when the user device is positioned at a predetermined location on the platform, and (3) control circuitry that can activate the lighting element, instruct the imaging device to capture an image of a screen of the user device while the user device is at the predetermined location and is being illuminated by the first lighting element, and parse the image to determine whether the screen is damaged.

IPC Classes  ?

25.

METHODS, SYSTEMS, AND APPARATUSES FOR USER DEVICE REPAIR AND CONDITIONING

      
Application Number 18315036
Status Pending
Filing Date 2023-05-10
First Publication Date 2024-11-14
Owner ASSURANT, INC. (USA)
Inventor
  • Kutz, Jason
  • Sheriff, Jeremy
  • Sheffer, Joshua
  • Surratt, Christopher
  • Hikmat, Omer
  • Stoy, Jr., David M.

Abstract

Methods, apparatuses, systems, computing devices, and/or the like are provided. In some embodiments, an example system for conditioning a user device may include a handling device including an end effector, wherein the handling device is configured to operably engage the user device with the end effector and deliver the user device to an apparatus for conditioning the user device selected from a group of apparatuses for conditioning the user device, the apparatus for conditioning the user device comprising a platform configured to support the user device; a conditioning device configured to engage a tool comprising a tool head; a dispenser assembly comprising an actuatable reservoir and compound pot, wherein the actuatable reservoir is fluidically coupled with the compound pot to dispense a conditioning compound therein; a positioning assembly configured to move the conditioning device relative to the user device and the compound pot; and at least one non-transitory computer-readable medium.

IPC Classes  ?

26.

METHODS, SYSTEMS, AND APPARATUSES FOR USER DEVICE REPAIR AND CONDITIONING

      
Application Number US2024026745
Publication Number 2024/233154
Status In Force
Filing Date 2024-04-29
Publication Date 2024-11-14
Owner ASSURANT, INC. (USA)
Inventor
  • Kutz, Jason
  • Sheriff, Jeremy
  • Sheffer, Joshua
  • Surratt, Christopher
  • Hikmat, Omer
  • Stoy, Jr., David M.

Abstract

Methods, apparatuses, systems, computing devices, and/or the like. Example system (100) for conditioning a user device (110) includes a handling device (112) including an end effector (114), wherein the handling device (112) is configured to operably engage the user device (110) with the end effector (114) and deliver the user device (110) to an apparatus (200) for conditioning the user device (110) selected from a group of apparatuses (200) for conditioning the user device (110), the apparatus (200) for conditioning the user device comprising a platform (204) configured to support the user device (110); a conditioning device (212) configured to engage a tool (214A-K) comprising a tool head (215); a dispenser assembly (218) comprising an actuatable reservoir (220) and compound pot (222), wherein the actuatable reservoir (220) is fluidically coupled with the compound pot (222) to dispense a conditioning compound therein; a positioning assembly (226) configured to move the conditioning device (212) relative to the user device (110) and the compound pot (222); and at least one non-transitory computer-readable medium.

IPC Classes  ?

  • B08B 1/30 - Cleaning by methods involving the use of tools by movement of cleaning members over a surface
  • B05C 1/00 - Apparatus in which liquid or other fluent material is applied to the surface of the work by contact with a member carrying the liquid or other fluent material, e.g. a porous member loaded with a liquid to be applied as a coating
  • B24B 57/00 - Devices for feeding, applying, grading or recovering grinding, polishing or lapping agents
  • B29C 73/02 - Repairing of articles made from plastics or substances in a plastic state, e.g. of articles shaped or produced by using techniques covered by this subclass or subclass using liquid or paste-like material

27.

APPARATUSES, COMPUTER-IMPLEMENTED METHODS, AND COMPUTER PROGRAM PRODUCTS FOR MODELING EXPECTED DEVICE ATTRIBUTES

      
Application Number US2024024948
Publication Number 2024/220509
Status In Force
Filing Date 2024-04-17
Publication Date 2024-10-24
Owner ASSURANT, INC. (USA)
Inventor
  • Jefferson, Hinako
  • Hanks, Harrison

Abstract

Embodiments of the present disclosure provide for prediction of expected device attributes associated with a device. Embodiments utilize specially configured model(s) that perform determination of expected device attribute(s) based at least in part on device identifier(s) associated with the device. Such device identifier(s) may be identified via physical inspection, and/or not be retrievable by a human via mere inspection of the device itself. Embodiments de-obfuscate the device identifier(s), which on their own may not directly indicate or otherwise be immediately interpretable as corresponding to particular device attribute(s). Some embodiments receive at least one device identifier associated with a device, apply the at least one device identifier to an expected device attribute model that determines at least one expected device attribute associated with the device, where the model is a specially trained machine learning model, and outputs the at least one expected device attribute.

IPC Classes  ?

28.

Systems, methods, apparatuses and computer program products for executing data verification operations between independent computing resources

      
Application Number 18630885
Grant Number 12413599
Status In Force
Filing Date 2024-04-09
First Publication Date 2024-10-24
Grant Date 2025-09-09
Owner Assurant, Inc. (USA)
Inventor
  • Werner, Nathan
  • Balasuriya, Devaka

Abstract

Various embodiments are directed to apparatuses, methods, and computer program products for executing centralized data verification using supported data structures associated with one or more third-party system. In various embodiments, an apparatus is configured to retrieve from a verification system repository associated with a verification system a supported data structure associated with a data structure identifier from the verification system repository; based on the third-party system identifier associated with the data structure, provide a data structure inquiry request data packet to a third-party resource to request a verification data structure associated with the data structure identifier from the third-party resource; receive an unsupported verification data structure associated with the data structure identifier from the third-party resource in an unsupported format defined by the third-party resource; convert the unsupported verification data structure into a supported format in association with generating a supported verification data structure using one or more validation rules.

IPC Classes  ?

  • G06F 15/16 - Combinations of two or more digital computers each having at least an arithmetic unit, a program unit and a register, e.g. for a simultaneous processing of several programs
  • G06F 11/07 - Responding to the occurrence of a fault, e.g. fault tolerance
  • G06F 16/22 - IndexingData structures thereforStorage structures
  • G06F 16/23 - Updating
  • G06F 21/62 - Protecting access to data via a platform, e.g. using keys or access control rules
  • G06F 21/64 - Protecting data integrity, e.g. using checksums, certificates or signatures
  • H04L 9/40 - Network security protocols

29.

APPARATUSES, COMPUTER-IMPLEMENTED METHODS, AND COMPUTER PROGRAM PRODUCTS FOR MODELING EXPECTED DEVICE ATTRIBUTES

      
Application Number 18304109
Status Pending
Filing Date 2023-04-20
First Publication Date 2024-10-24
Owner Assurant, Inc. (USA)
Inventor
  • Jefferson, Hinako
  • Hanks, Harrison

Abstract

Embodiments of the present disclosure provide for prediction of expected device attributes associated with a device. Embodiments utilize specially configured model(s) that perform determination of expected device attribute(s) based at least in part on device identifier(s) associated with the device. Such device identifier(s) may be identified via physical inspection, and/or not be retrievable by a human via mere inspection of the device itself. Embodiments de-obfuscate the device identifier(s), which on their own may not directly indicate or otherwise be immediately interpretable as corresponding to particular device attribute(s). Some embodiments receive at least one device identifier associated with a device, apply the at least one device identifier to an expected device attribute model that determines at least one expected device attribute associated with the device, where the model is a specially trained machine learning model, and outputs the at least one expected device attribute.

IPC Classes  ?

  • G06F 30/20 - Design optimisation, verification or simulation

30.

SYSTEMS, METHODS, APPARATUSES AND COMPUTER PROGRAM PRODUCTS FOR PERFORMING OPERATIONS ON RECEIVED REQUEST DATA OBJECTS

      
Application Number 18122400
Status Pending
Filing Date 2023-03-16
First Publication Date 2024-09-19
Owner Assurant, Inc. (USA)
Inventor
  • Singleton, John
  • Johnson, Anthony

Abstract

Various embodiments are directed to apparatuses, methods, and computer program products for providing centralized remittance and corresponding data communication amongst various third party systems. Request data objects are transmitted from requesting devices to a centralized remittance system, and the centralized remittance system requests data objects from remittance entity device. Standardized data objects are generated, and a multi-transaction data file transmitted toward a multi-transaction server to cause remittance instructions to be transmitted to respective client devices, reducing consumption of processing, memory, and network resources, and improving efficiency throughout the system.

IPC Classes  ?

  • G06Q 20/38 - Payment protocolsDetails thereof
  • G06Q 20/40 - Authorisation, e.g. identification of payer or payee, verification of customer or shop credentialsReview and approval of payers, e.g. check of credit lines or negative lists

31.

SYSTEMS, METHODS, APPARATUSES AND COMPUTER PROGRAM PRODUCTS FOR PERFORMING OPERATIONS ON RECEIVED REQUEST DATA OBJECTS

      
Application Number US2024019518
Publication Number 2024/191990
Status In Force
Filing Date 2024-03-12
Publication Date 2024-09-19
Owner ASSURANT, INC. (USA)
Inventor
  • Singleton, John
  • Johnson, Anthony

Abstract

Various embodiments are directed to apparatuses, methods, and computer program products for providing centralized remittance and corresponding data communication amongst various third party systems. Request data objects are transmitted from requesting devices to a centralized remittance system, and the centralized remittance system requests data objects from remittance entity device. Standardized data objects are generated, and a multi-transaction data file transmitted toward a multi-transaction server to cause remittance instructions to be transmitted to respective client devices, reducing consumption of processing, memory, and network resources, and improving efficiency throughout the system.

IPC Classes  ?

  • G06Q 20/10 - Payment architectures specially adapted for electronic funds transfer [EFT] systemsPayment architectures specially adapted for home banking systems
  • G06Q 40/02 - Banking, e.g. interest calculation or account maintenance
  • G06Q 20/02 - Payment architectures, schemes or protocols involving a neutral third party, e.g. certification authority, notary or trusted third party [TTP]

32.

METHODS, SYSTEMS, APPARATUSES, AND COMPUTER PROGRAM PRODUCTS FOR ACCESS PERMISSION CONTROL IN A MOBILE DEVICE

      
Application Number US2024018299
Publication Number 2024/182794
Status In Force
Filing Date 2024-03-04
Publication Date 2024-09-06
Owner ASSURANT, INC. (USA)
Inventor
  • Johnson, Brandon
  • Hanks, Harrison

Abstract

Embodiments of the present disclosure provide methods, apparatuses, and computer program products configured to automatically elevate access permissions of a mobile device. Embodiments include a mobile device access permission elevation system configured for transmitting, to a mobile device, signals configured to simulate a connection of one or more peripheral input devices to the mobile device. Embodiments also include transmitting, to the mobile device, signals configured to simulate a sequence of navigational input commands from the simulated peripheral input devices on the mobile device, where the sequence of navigational input commands is configured to elevate the access permissions of the mobile device to an elevated level. Embodiments also include causing execution of one or more computer executable instructions on the mobile device, where the computer executable instructions require the elevated level of the access permissions.

IPC Classes  ?

  • G06F 21/30 - Authentication, i.e. establishing the identity or authorisation of security principals
  • G06F 9/455 - EmulationInterpretationSoftware simulation, e.g. virtualisation or emulation of application or operating system execution engines
  • G06F 8/70 - Software maintenance or management
  • G06F 3/0488 - Interaction techniques based on graphical user interfaces [GUI] using specific features provided by the input device, e.g. functions controlled by the rotation of a mouse with dual sensing arrangements, or of the nature of the input device, e.g. tap gestures based on pressure sensed by a digitiser using a touch-screen or digitiser, e.g. input of commands through traced gestures

33.

METHODS, SYSTEMS, APPARATUSES, AND COMPUTER PROGRAM PRODUCTS FOR ACCESS PERMISSION CONTROL IN A MOBILE DEVICE

      
Application Number 18177484
Status Pending
Filing Date 2023-03-02
First Publication Date 2024-09-05
Owner Assurant, Inc. (USA)
Inventor
  • Johnson, Brandon
  • Hanks, Harrison
  • Phulwani, Richa

Abstract

Embodiments of the present disclosure provide methods, apparatuses, and computer program products configured to automatically elevate access permissions of a mobile device. Embodiments include a mobile device access permission elevation system configured for transmitting, to a mobile device, signals configured to simulate a connection of one or more peripheral input devices to the mobile device. Embodiments also include transmitting, to the mobile device, signals configured to simulate a sequence of navigational input commands from the simulated peripheral input devices on the mobile device, where the sequence of navigational input commands is configured to elevate the access permissions of the mobile device to an elevated level. Embodiments also include causing execution of one or more computer executable instructions on the mobile device, where the computer executable instructions require the elevated level of the access permissions.

IPC Classes  ?

34.

SYSTEMS, METHODS, APPARATUSES, COMPUTER READABLE MEDIA, AND COMPUTER PROGRAM PRODUCTS FOR OPTIMIZING RESOURCE USAGE

      
Application Number 18348894
Status Pending
Filing Date 2023-07-07
First Publication Date 2024-08-29
Owner ASSURANT, INC. (USA)
Inventor
  • Schroder, Marc
  • Ross, Patrick

Abstract

Various embodiments are directed to apparatuses, methods, computer program products, computer readable media, and systems related to optimizing resource usage. In some embodiments a computer-implemented method may include receiving a device identifier corresponding to a device; identifying a plurality of segments of device data associated with the device; assembling resource usage data, using one or more models, for the device by generating one or more resource usage data segments for one or more of the plurality of segments of the device data; and generating the resource usage data for the device from the one or more resource usage data segments. In some embodiments, the computer-implemented method may include triggering a subsequent use period of the device by directing disposition of the device based on the resource usage data, wherein the subsequent use period comprises linking the device with a subsequent user account.

IPC Classes  ?

  • G06F 9/50 - Allocation of resources, e.g. of the central processing unit [CPU]

35.

Carbon emission optimization for device lifecycle management

      
Application Number 18348889
Grant Number 12223515
Status In Force
Filing Date 2023-07-07
First Publication Date 2024-08-29
Grant Date 2025-02-11
Owner ASSURANT, INC. (USA)
Inventor
  • Schroder, Marc
  • Ross, Patrick

Abstract

Various embodiments are directed to apparatuses, methods, computer readable media, computer program products, and systems related to optimizing carbon emission in mobile device lifecycle operations, including by programmatically determining and executing carbon efficient mobile device repairs. In some embodiments, the system may be configured for carbon optimized repair of a plurality of mobile devices. The system may connect with the mobile device; receive device data from the mobile device, the device data including a device identifier. The system may diagnose at least one defect with the mobile device; identify a plurality of solutions for the at least one defect; apply the device identifier and information associated with the at least one defect to one or more models to generate lifecycle efficiency prediction data for the mobile device for the plurality of solutions; and select a carbon minimized solution of the plurality of solutions based on the lifecycle efficiency predictions.

IPC Classes  ?

36.

SYSTEMS, METHODS, APPARATUSES, COMPUTER READABLE MEDIA, AND COMPUTER PROGRAM PRODUCTS FOR OPTIMIZING RESOURCE USAGE

      
Application Number US2023074502
Publication Number 2024/177690
Status In Force
Filing Date 2023-09-18
Publication Date 2024-08-29
Owner ASSURANT, INC. (USA)
Inventor
  • Schroder, Marc
  • Ross, Patrick

Abstract

Various embodiments are directed to apparatuses, methods, computer program products, computer readable media, and systems related to optimizing resource usage. In some embodiments a computer-implemented method may include receiving a device identifier corresponding to a device; identifying a plurality of segments of device data associated with the device; assembling resource usage data, using one or more models, for the device by generating one or more resource usage data segments for one or more of the plurality of segments of the device data; and generating the resource usage data for the device from the one or more resource usage data segments. In some embodiments, the computer-implemented method may include triggering a subsequent use period of the device by directing disposition of the device based on the resource usage data, wherein the subsequent use period comprises linking the device with a subsequent user account.

IPC Classes  ?

  • G06Q 10/00 - AdministrationManagement
  • G06Q 10/04 - Forecasting or optimisation specially adapted for administrative or management purposes, e.g. linear programming or "cutting stock problem"
  • G06Q 10/047 - Optimisation of routes or paths, e.g. travelling salesman problem
  • G06Q 10/06 - Resources, workflows, human or project managementEnterprise or organisation planningEnterprise or organisation modelling
  • G06Q 10/20 - Administration of product repair or maintenance
  • G06Q 10/30 - Administration of product recycling or disposal

37.

CONTAINER FOR ELECTRONIC DEVICES

      
Application Number US2024014849
Publication Number 2024/168069
Status In Force
Filing Date 2024-02-07
Publication Date 2024-08-15
Owner ASSURANT, INC. (USA)
Inventor
  • Samor, Tony
  • Johnson, Brandon

Abstract

A container may include a container body defining a plurality of recesses configured to hold a plurality of electronic devices, at least one electrical charging device comprising a battery, at least one wiring harness comprising a plurality of devices charging adapters configured to supply power to the plurality of electronic devices from the at least one battery, and at least one computing device comprising at least one processor and at least one non-transitory memory. The non-transitory memory may include computer program instructions that, when executed by the at least one processor, are configured to cause the at least one computing device to determine a location associated with the container and/or one or more of the plurality of electronic devices. Systems and methods associated with such containers may also be provided.

IPC Classes  ?

  • H02J 7/00 - Circuit arrangements for charging or depolarising batteries or for supplying loads from batteries
  • B65D 25/04 - Partitions
  • H01R 31/06 - Intermediate parts for linking two coupling parts, e.g. adapter

38.

CONTAINER FOR ELECTRONIC DEVICES

      
Application Number 18166337
Status Pending
Filing Date 2023-02-08
First Publication Date 2024-08-08
Owner Assurant, Inc. (USA)
Inventor
  • Samor, Tony
  • Johnson, Brandon

Abstract

A container may include a container body defining a plurality of recesses configured to hold a plurality of electronic devices, at least one electrical charging device comprising a battery, at least one wiring harness comprising a plurality of devices charging adapters configured to supply power to the plurality of electronic devices from the at least one battery, and at least one computing device comprising at least one processor and at least one non-transitory memory. The non-transitory memory may include computer program instructions that, when executed by the at least one processor, are configured to cause the at least one computing device to determine a location associated with the container and/or one or more of the plurality of electronic devices. Systems and methods associated with such containers may also be provided.

IPC Classes  ?

  • H05K 5/02 - Casings, cabinets or drawers for electric apparatus Details
  • H05K 5/00 - Casings, cabinets or drawers for electric apparatus
  • H05K 7/14 - Mounting supporting structure in casing or on frame or rack

39.

SYSTEMS AND METHODS FOR PROGRAMMATICALLY WEIGHTING DISPARATE INPUTS TO OPTIMIZE A PREDICTIVE MODEL

      
Application Number 18415201
Status Pending
Filing Date 2024-01-17
First Publication Date 2024-07-11
Owner Assurant, Inc. (USA)
Inventor
  • Becerra, Manuel
  • Mcmillan, David Glenn
  • Gorman, Edward
  • Mcwilliams, Gary

Abstract

Provided are systems and methods for programmatically weighting disparate inputs to optimize a predictive model. The predictive model may generate component weighted values associated with each disparate input to facilitate programmatic combination of the disparate inputs, and an aggregated weighted value may be generated from the combined component weighted values. Aggregated weighted values may be generated for a plurality of input sets, each of which may be programmatically scored relative to the remaining input sets. In some embodiments, the predictive model and an associated engine may be packaged for instantiation and execution on a local terminal.

IPC Classes  ?

40.

SYSTEMS, APPARATUSES, AND METHODS UTILIZING A CLEANING FIXTURE

      
Application Number 18397349
Status Pending
Filing Date 2023-12-27
First Publication Date 2024-07-04
Owner Assurant, Inc. (USA)
Inventor Ross, Brandon

Abstract

Embodiments of the present disclosure provided herein include systems, apparatuses, and methods for utilizing cleaning fixtures. The utilization of cleaning fixtures may be to clean one or more devices and/or device cases. In some embodiments the fixtures may be utilized in a system or apparatus having a plurality of stations, including a pairing station, scanning station, cleaning station, and testing station.

IPC Classes  ?

41.

SYSTEMS, APPARATUSES, AND METHODS FOR NETWORK ANALYSIS

      
Application Number US2023086259
Publication Number 2024/145494
Status In Force
Filing Date 2023-12-28
Publication Date 2024-07-04
Owner ASSURANT, INC. (USA)
Inventor
  • Jakuben, Ben
  • Ionescu, Mircea
  • Thole, Craig

Abstract

Embodiments of the present disclosure provided herein include systems, apparatuses, and methods for network analysis. In various embodiments, a network may include an area wide network and a plurality of user electronic devices. Example embodiments of network analysis include area wide network analysis, user electronic device analysis, and troubleshooting and diagnostics associated with the area wide network and the user electronic devices. In various embodiments the network analysis may be based on network event or a fault.

IPC Classes  ?

  • H04L 41/14 - Network analysis or design
  • H04L 43/0817 - Monitoring or testing based on specific metrics, e.g. QoS, energy consumption or environmental parameters by checking availability by checking functioning
  • H04L 41/16 - Arrangements for maintenance, administration or management of data switching networks, e.g. of packet switching networks using machine learning or artificial intelligence

42.

SYSTEMS, APPARATUSES, AND METHODS UTILIZING A CLEANING FIXTURE

      
Application Number US2023086341
Publication Number 2024/145538
Status In Force
Filing Date 2023-12-29
Publication Date 2024-07-04
Owner ASSURANT, INC. (USA)
Inventor Ross, Brandon

Abstract

Embodiments of the present disclosure provided herein include systems, apparatuses, and methods for utilizing cleaning fixtures. The utilization of cleaning fixtures may be to clean one or more devices and/or device cases. In some embodiments the fixtures may be utilized in a system or apparatus having a plurality of stations, including a pairing station, scanning station, cleaning station, and testing station.

IPC Classes  ?

  • H04R 1/12 - Sanitary or hygienic devices for mouthpieces or earpieces, e.g. for protecting against infection
  • H04R 29/00 - Monitoring arrangementsTesting arrangements
  • H04R 1/10 - EarpiecesAttachments therefor
  • H04R 5/033 - Headphones for stereophonic communication

43.

SYSTEMS, APPARATUSES, AND METHODS FOR NETWORK ANALYSIS

      
Application Number 18091908
Status Pending
Filing Date 2022-12-30
First Publication Date 2024-07-04
Owner Assurant, Inc. (USA)
Inventor
  • Ionescu, Mircea
  • Thole, Craig
  • Jakuben, Ben

Abstract

Embodiments of the present disclosure provided herein include systems, apparatuses, and methods for network analysis. In various embodiments, a network may include an area wide network and a plurality of user electronic devices. Example embodiments of network analysis include area wide network analysis, user electronic device analysis, and troubleshooting and diagnostics associated with the area wide network and the user electronic devices. In various embodiments the network analysis may be based on network event or a fault.

IPC Classes  ?

  • H04W 24/08 - Testing using real traffic
  • H04M 3/22 - Arrangements for supervision, monitoring or testing

44.

ASSURANT EV ONE

      
Serial Number 98607125
Status Pending
Filing Date 2024-06-18
Owner Assurant, Inc. ()
NICE Classes  ? 36 - Financial, insurance and real estate services

Goods & Services

Third-party extended warranty services, namely, providing extended warranties and extended service contracts for electric and hybrid vehicles

45.

ELECTRONIC DATA MANAGEMENT FOR AN ASSET ASSOCIATED WITH A PROPERTY IDENTIFIER BASED ON A DISTRIBUTED LEDGER

      
Application Number 18533695
Status Pending
Filing Date 2023-12-08
First Publication Date 2024-06-13
Owner Assurant, Inc. (USA)
Inventor Werner, Nathan

Abstract

Embodiments of the present disclosure provide for electronic data management for an asset associated with a property identifier based on a distributed ledger. Such embodiments may include monitoring a data capture event stream that comprises electronic data for an asset associated with a property identifier. Such embodiments may additionally or alternatively include, in response to a change with respect to the data capture event stream, generate a candidate data block associated with a portion of the electronic data related to the change with respect to the data capture event stream. Such embodiments may additionally or alternatively include adding the candidate data block to a distributed ledger in accordance with a distributed ledger consensus protocol based on a comparison between the portion of the electronic data and one or more transaction validation rules. Such embodiments may additionally or alternatively include triggering one or more actions based on the distributed ledger.

IPC Classes  ?

  • G06Q 20/40 - Authorisation, e.g. identification of payer or payee, verification of customer or shop credentialsReview and approval of payers, e.g. check of credit lines or negative lists
  • G06Q 20/02 - Payment architectures, schemes or protocols involving a neutral third party, e.g. certification authority, notary or trusted third party [TTP]
  • G06Q 20/06 - Private payment circuits, e.g. involving electronic currency used only among participants of a common payment scheme

46.

Apparatus and method for resource allocation prediction and modeling, and resource acquisition offer generation, adjustment and approval

      
Application Number 18415190
Grant Number 12217200
Status In Force
Filing Date 2024-01-17
First Publication Date 2024-06-13
Grant Date 2025-02-04
Owner Assurant, Inc. (USA)
Inventor
  • Moorthy, Satish
  • Stauffer, Jr., Jay
  • Caltabiano, Brett
  • Jeffries, Iii, Ronnie
  • Jha, Vivek Kumar
  • Dhirasaria, Deepak Kumar

Abstract

An apparatus, method, and computer program product are provided for the improved and automatic prediction and modeling of one or more channels and relevant conditions through which resources may be directed to users in an environment where resource demand, utility, and perceived value vary over time. Some example implementations employ predictive, machine-learning modeling to facilitate the use of multiple disparate and unrelated data sets to extrapolate and otherwise predict the future needs for certain resources and identify the channels and conditions that may be employed to meet such future needs. An apparatus, method, system, and computer program product are provided for improved generating, adjusting, and/or facilitating approval of a resource offer set. Some example implementations employ one or more predictive models.

IPC Classes  ?

  • G06Q 10/0631 - Resource planning, allocation, distributing or scheduling for enterprises or organisations
  • G06N 7/01 - Probabilistic graphical models, e.g. probabilistic networks
  • G06N 20/00 - Machine learning
  • G06Q 30/0202 - Market predictions or forecasting for commercial activities

47.

GUIDED COMPUTING DEVICE REPAIR SYSTEMS, METHODS, AND APPARATUS

      
Application Number 18532036
Status Pending
Filing Date 2023-12-07
First Publication Date 2024-05-30
Owner ASSURANT, INC. (USA)
Inventor
  • Ionescu, Mircea
  • Mclaughlin, Patrick Scott
  • Turner, Ryan Joseph
  • Messier, Cameron
  • Glyadchenko, Anthony

Abstract

Embodiments of the present disclosure provided herein include methods, computer readable mediums, apparatus, and systems for facilitating diagnosis and repair of one or more performance states associated with a computing device.

IPC Classes  ?

  • G06Q 30/016 - After-sales
  • G06F 3/0482 - Interaction with lists of selectable items, e.g. menus
  • G06F 3/0484 - Interaction techniques based on graphical user interfaces [GUI] for the control of specific functions or operations, e.g. selecting or manipulating an object, an image or a displayed text element, setting a parameter value or selecting a range

48.

Apparatus and method for remote determination of architectural feature elevation and orientation

      
Application Number 18509929
Grant Number 12411241
Status In Force
Filing Date 2023-11-15
First Publication Date 2024-05-09
Grant Date 2025-09-09
Owner Assurant, Inc. (USA)
Inventor
  • Matta, Rajiv
  • Brusky, Ron
  • Schmitt, Mathew
  • Kambhatla, Prasanth

Abstract

An apparatus, method, and computer program product are provided for the improved and automatic prediction of an elevation of an architectural feature of a structure at a particular geographic location. Some example implementations employ predictive, machine-learning modeling to facilitate the use of LiDAR-derived ground-elevation data, additional location context data, and elevation data from comparator locations to extrapolate and otherwise predict the elevation or other position of a given architectural feature of structure.

IPC Classes  ?

  • G01S 17/89 - Lidar systems, specially adapted for specific applications for mapping or imaging
  • G01S 17/46 - Indirect determination of position data
  • G01S 17/95 - Lidar systems, specially adapted for specific applications for meteorological use
  • G08G 5/00 - Traffic control systems for aircraft

49.

TECHSURE

      
Application Number 019015201
Status Registered
Filing Date 2024-04-17
Registration Date 2024-09-14
Owner Assurant, Inc. (USA)
NICE Classes  ?
  • 09 - Scientific and electric apparatus and instruments
  • 36 - Financial, insurance and real estate services
  • 37 - Construction and mining; installation and repair services
  • 42 - Scientific, technological and industrial services, research and design

Goods & Services

Downloadable mobile application for accessing insurance information and filing claims for the same. Insurance underwriting services in the fields of property, traditional and manufactured housing homeowners', renters', single interest, flood, disaster and hazard, creditor placed insurance, casualty, health, life, funeral needs coverage, dental, disability, accidental death, dismemberment, involuntary unemployment, contractual liability, surety, credit, mortgage loan protection, and creditor paid insurance; financial services; provision of financial information; providing insurance, including extended warranties and extended service contracts, and post-warranty repair or replacement guarantees, for products, including telephones, computers, cameras, and computer and video game consoles. Maintenance and repair of computer hardware. Providing technical support services for mobile devices and computer hardware and software.

50.

ASSURANT CARBON IQ

      
Application Number 019006150
Status Registered
Filing Date 2024-03-28
Registration Date 2024-08-17
Owner Assurant, Inc. (USA)
NICE Classes  ? 42 - Scientific, technological and industrial services, research and design

Goods & Services

Providing temporary use of non-downloadable software for calculating environmental costs and impact associated with the sale and use of mobile devices and other handheld electronics.

51.

ASSURANT CARBON IQ

      
Serial Number 98472964
Status Pending
Filing Date 2024-03-28
Owner Assurant, Inc. ()
NICE Classes  ? 42 - Scientific, technological and industrial services, research and design

Goods & Services

Providing temporary use of non-downloadable software for calculating environmental costs and impact associated with the sale and use of mobile devices and other handheld electronics

52.

ASSURANT CARBON IQ

      
Application Number 231804200
Status Registered
Filing Date 2024-03-27
Registration Date 2025-04-09
Owner Assurant, Inc. (USA)
NICE Classes  ? 42 - Scientific, technological and industrial services, research and design

Goods & Services

(1) Providing temporary use of non-downloadable software for calculating environmental costs and impact associated with the sale and use of mobile devices and other handheld electronics

53.

Display screen or portion thereof with a graphical user interface

      
Application Number 29754251
Grant Number D1018576
Status In Force
Filing Date 2020-10-08
First Publication Date 2024-03-19
Grant Date 2024-03-19
Owner Assurant, Inc. (USA)
Inventor
  • Gronsbell, Dan
  • Perkna, Ronnie Blake

54.

APPARATUSES, COMPUTER-EXECUTED METHODS, AND COMPUTER PROGRAM PRODUCTS FOR REDUCED-RELIANCE APPLICATION ONBOARDING

      
Application Number 18494389
Status Pending
Filing Date 2023-10-25
First Publication Date 2024-03-07
Owner Assurant, Inc. (USA)
Inventor
  • Perkna, Ronnie Blake
  • Gronsbell, Dan

Abstract

A computer-implemented method for pre-onboarding user access control to subject information is provided. The method includes receiving acquisition data that includes the subject information associated with a subject, receiving telematics data associated with the subject, and associating the telematics data with a subject data object that comprises at least a portion of the subject information. The method includes causing rendering of a graphical user interface at a user device in response to receiving a first indication based on interaction with (i) an onboarding hyperlink via the user device or (ii) a machine-readable symbology. The method includes causing the graphical user interface to display at least a portion of the telematics data on the user device while the subject data object is pending onboarding, such that the acquisition data is configured to facilitate access to the telematics data on the user device while the subject data object is pending onboarding.

IPC Classes  ?

55.

Apparatus, method, and computer program product for claim management device lockout

      
Application Number 18348956
Grant Number 12216808
Status In Force
Filing Date 2023-07-07
First Publication Date 2024-01-25
Grant Date 2025-02-04
Owner ASSURANT, INC. (USA)
Inventor
  • Manduley, Maria
  • Cartwright, Charles Daniel
  • Almonte, Jr., Gilberto Jose

Abstract

Embodiments of the present disclosure relate to electronic lockout of a client device, specifically to managing electronic lockout of a client device associated with a claim process via a device protection program management system and third-party provider. In this regard, embodiments herein may process various data associated with determining whether to authorize a claim under a device protection program, and cause initiation of and/or termination of an electronic lockout of a client device depending on received data and/or lack of received data. In this regard, example embodiments include receiving a device claim request indication associated with a client device, where the client device is associated with a functionality lockout state; initiating a claim associated with the client device; causing initiation of an electronic lockout of the client device; processing the claim to determine whether to authorize the claim; and causing updating of the electronic lockout based on the determination.

IPC Classes  ?

  • G06F 21/88 - Detecting or preventing theft or loss
  • G06F 21/33 - User authentication using certificates
  • G06F 21/44 - Program or device authentication
  • G06F 21/57 - Certifying or maintaining trusted computer platforms, e.g. secure boots or power-downs, version controls, system software checks, secure updates or assessing vulnerabilities

56.

BOT RESISTANT NETWORK SERVICE COMMUNICATIONS

      
Application Number 18481645
Status Pending
Filing Date 2023-10-05
First Publication Date 2024-01-25
Owner ASSURANT, INC. (USA)
Inventor Meier, Keith

Abstract

Systems and methods for subscription-based product referrals are provided. In example embodiments, a user request to refer a subscription is received. A user selection of a social network connection having a social network relationship with the user on a social network service is received. A referral request is transmitted to a device of the social network connection. Acceptance of the referral request is determined. Based on determining acceptance of the referral request, a credit is provided to the user.

IPC Classes  ?

  • G06Q 30/0214 - Referral reward systems
  • G06Q 50/00 - Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
  • G06Q 30/0242 - Determining effectiveness of advertisements

57.

SYSTEMS, METHODS, APPARATUSES AND COMPUTER PROGRAM PRODUCTS FOR MANAGING AND SYNCHRONIZING INDEPENDENT COMPUTING RESOURCES

      
Application Number 18351622
Status Pending
Filing Date 2023-07-13
First Publication Date 2024-01-11
Owner Assurant, Inc. (USA)
Inventor
  • Cartwright, Charles Daniel
  • Gupta, Piyush
  • Almonte, Jr., Gilberto Jose

Abstract

Various embodiments of the present disclosure are directed to improved systems, apparatuses, methods, and computer program products for managing and synchronizing independent computing resources. In this regard, embodiments may manage and/or synchronize computing resources, data, and the like between the embodiments and various independent third-party systems, while handling transmission errors that occur during synchronization. In an example context, embodiments manage synchronization of subscriber profiles between the various systems. Some embodiments manage computing resources for processing one or more unprocessed actions of various types, for example by scaling executed process instances based on an action queue length and a queue length minimum threshold and/or queue length maximum threshold.

IPC Classes  ?

58.

DYNAMIC COMPUTING RESOURCE SET GENERATION AND ACCESS CONTROL

      
Application Number 17936543
Status Pending
Filing Date 2022-09-29
First Publication Date 2023-12-21
Owner Assurant, Inc. (USA)
Inventor
  • Maladwalla, Adil
  • Becerra, Manuel
  • Almonte, Jr., Gilberto Jose

Abstract

Various embodiments are directed to apparatuses, methods, computer program products, computer readable media, and systems related to dynamic computing resource set generation and access control. In some embodiments, a system may be configured for automated resource access management associated with a selected computing resource set of a plurality of computing resource sets. The system may be configured to receive a resource access request associated with the selected computing resource set; store, at a database associated with a dynamic resource assembly system, access privilege data associated with the plurality of constituent computing resources of the selected resource set and the first account; and transmit the access privilege data to one or more of the plurality of constituent computing resources of the selected resource set, the access privilege data configured to cause association of the first account with the one or more of the plurality of constituent computing resources.

IPC Classes  ?

  • H04L 9/40 - Network security protocols
  • G06F 21/62 - Protecting access to data via a platform, e.g. using keys or access control rules

59.

Dynamic computing resource set generation and access control

      
Application Number 18047110
Grant Number 12418538
Status In Force
Filing Date 2022-10-17
First Publication Date 2023-12-21
Grant Date 2025-09-16
Owner Assurant, Inc. (USA)
Inventor
  • Maladwalla, Adil
  • Becerra, Manuel
  • Almonte, Jr., Gilberto Jose

Abstract

Various embodiments are directed to apparatuses, methods, computer program products, computer readable media, and systems related to dynamic computing resource set generation and access control. In some embodiments, a system may be configured for automated resource access management associated with a selected computing resource set of a plurality of computing resource sets. The system may be configured to receive a resource access request associated with the selected computing resource set; store, at a database associated with a dynamic resource assembly system, access privilege data associated with the plurality of constituent computing resources of the selected resource set and the first account; and transmit the access privilege data to one or more of the plurality of constituent computing resources of the selected resource set, the access privilege data configured to cause association of the first account with the one or more of the plurality of constituent computing resources.

IPC Classes  ?

  • H04L 9/40 - Network security protocols
  • G06F 9/54 - Interprogram communication
  • G06F 21/60 - Protecting data
  • G06F 21/62 - Protecting access to data via a platform, e.g. using keys or access control rules

60.

DYNAMIC COMPUTING RESOURCE SET GENERATION AND ACCESS CONTROL

      
Application Number 18047114
Status Pending
Filing Date 2022-10-17
First Publication Date 2023-12-21
Owner Assurant, Inc. (USA)
Inventor
  • Maladwalla, Adil
  • Becerra, Manuel
  • Almonte, Jr., Gilberto Jose

Abstract

Various embodiments are directed to apparatuses, methods, computer program products, computer readable media, and systems related to dynamic computing resource set generation and access control. In some embodiments, a system may be configured for automated resource access management associated with a selected computing resource set of a plurality of computing resource sets. The system may be configured to receive a resource access request associated with the selected computing resource set; store, at a database associated with a dynamic resource assembly system, access privilege data associated with the plurality of constituent computing resources of the selected resource set and the first account; and transmit the access privilege data to one or more of the plurality of constituent computing resources of the selected resource set, the access privilege data configured to cause association of the first account with the one or more of the plurality of constituent computing resources.

IPC Classes  ?

  • H04L 9/40 - Network security protocols
  • G06F 21/62 - Protecting access to data via a platform, e.g. using keys or access control rules

61.

DYNAMIC COMPUTING RESOURCE SET GENERATION AND ACCESS CONTROL

      
Application Number US2023068291
Publication Number 2023/244970
Status In Force
Filing Date 2023-06-12
Publication Date 2023-12-21
Owner ASSURANT, INC. (USA)
Inventor
  • Maladwalla, Adil
  • Becerra, Manuel
  • Almonte, Jr., Gilberto Jose

Abstract

Various embodiments are directed to apparatuses, methods, computer program products, computer readable media, and systems related to dynamic computing resource set generation and access control. In some embodiments, a system may be configured for automated resource access management associated with a selected computing resource set of a plurality of computing resource sets. The system may be configured to receive a resource access request associated with the selected computing resource set; store, at a database associated with a dynamic resource assembly system, access privilege data associated with the plurality of constituent computing resources of the selected resource set and the first account; and transmit the access privilege data to one or more of the plurality of constituent computing resources of the selected resource set, the access privilege data configured to cause association of the first account with the one or more of the plurality of constituent computing resources.

IPC Classes  ?

  • G06F 21/60 - Protecting data
  • G06F 9/445 - Program loading or initiating
  • G06F 21/62 - Protecting access to data via a platform, e.g. using keys or access control rules
  • H04L 9/40 - Network security protocols
  • G06Q 10/0631 - Resource planning, allocation, distributing or scheduling for enterprises or organisations
  • G06Q 10/107 - Computer-aided management of electronic mailing [e-mailing]
  • G06Q 50/10 - Services

62.

Systems and methods for generating contextually relevant device protections

      
Application Number 18456005
Grant Number 12217315
Status In Force
Filing Date 2023-08-25
First Publication Date 2023-12-14
Grant Date 2025-02-04
Owner Assurant, Inc. (USA)
Inventor
  • Nair, Biju
  • Dwivedi, Rajiv K.
  • Bratt, Sanida D.
  • Settimi, Joseph
  • Shah, Chintan

Abstract

Systems and methods are disclosed herein that can detect at least one activity by parsing text from an operation of a consumer electronics device and determine that the at least one activity matches a risk scenario.

IPC Classes  ?

63.

Systems and methods for collecting, tracking, and storing system performance and event data for computing devices

      
Application Number 18327397
Grant Number 12164407
Status In Force
Filing Date 2023-06-01
First Publication Date 2023-11-30
Grant Date 2024-12-10
Owner ASSURANT, INC. (USA)
Inventor
  • Brewer, Dustin
  • Saunders, Stuart
  • Hurst, Cameron

Abstract

A system is configured to track and store system and event data for various computing devices. The system is configured to associate the various computing devices with profiles based at least in part on characteristics of the computing devices. The system is further configured to compare performance data and/or performance metrics for particular computing devices having a particular profile against all other devices that share the particular profile. The system then displays this comparison to a user of the particular computing device, substantially automatically diagnoses an issue with the particular computing device based on the performance and system event data, and/or enables the user to diagnose the problem based on the performance and system event data.

IPC Classes  ?

  • G06F 11/32 - Monitoring with visual indication of the functioning of the machine
  • G06F 11/34 - Recording or statistical evaluation of computer activity, e.g. of down time, of input/output operation

64.

System, method, apparatus, and computer program product for utilizing machine learning to process an image of a mobile device to determine a mobile device integrity status

      
Application Number 18198364
Grant Number 12125254
Status In Force
Filing Date 2023-05-17
First Publication Date 2023-11-09
Grant Date 2024-10-22
Owner Assurant, Inc. (USA)
Inventor
  • Saunders, Stuart
  • Coble, Anthony
  • Breitsch, Nathan
  • Ionescu, Mircea

Abstract

A system, apparatus, method and computer program product are provided for determining a mobile device integrity status. Images of a mobile device captured by the mobile device and using a reflective surface are processed with various trained models, such as neural networks, to verify authenticity, detect damage, and to detect occlusions. A mask may be generated to enable identification of concave occlusions or blocked corners of an object, such as a mobile device, in an image. Images of the front and/or rear of a mobile device may be processed to determine the mobile device integrity status such as verified, not verified, or inconclusive. A user may be prompted to remove covers, remove occlusions, and/or move the mobile device closer to the reflective surface. A real-time response relating to the mobile device integrity status may be provided. The trained models may be trained to improve the accuracy of the mobile device integrity status.

IPC Classes  ?

  • G06N 3/08 - Learning methods
  • G06F 18/214 - Generating training patternsBootstrap methods, e.g. bagging or boosting
  • G06T 15/30 - Clipping
  • G06T 15/40 - Hidden part removal
  • G06V 10/10 - Image acquisition
  • G06V 10/24 - Aligning, centring, orientation detection or correction of the image
  • G06V 10/764 - Arrangements for image or video recognition or understanding using pattern recognition or machine learning using classification, e.g. of video objects

65.

APPARATUS AND METHOD FOR RELATIVISTIC EVENT PERCEPTION PREDICTION AND CONTENT CREATION

      
Application Number 18315093
Status Pending
Filing Date 2023-05-10
First Publication Date 2023-11-09
Owner Assurant, Inc. (USA)
Inventor
  • Matta, Rajiv
  • Brusky, Ron

Abstract

An apparatus, method, and computer program product are provided for the improved and automatic prediction of a relativistic, observer-specific perception and response to a potential event and, based at least in part on the predicted perception and response, generating and presenting observer-specific digital content items. Some example implementations employ predictive, machine-learning modeling to facilitate user-specific event perception and response prediction and the selection of particularized messages and other digital content items for presentation to the user.

IPC Classes  ?

  • H04L 51/02 - User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail using automatic reactions or user delegation, e.g. automatic replies or chatbot-generated messages
  • G06N 7/00 - Computing arrangements based on specific mathematical models
  • H04L 67/306 - User profiles
  • G06N 20/00 - Machine learning
  • H04L 51/222 - Monitoring or handling of messages using geographical location information, e.g. messages transmitted or received in proximity of a certain spot or area
  • H04L 67/50 - Network services

66.

System, method, apparatus, and computer program product for providing mobile device support services

      
Application Number 18312261
Grant Number 12150025
Status In Force
Filing Date 2023-05-04
First Publication Date 2023-10-05
Grant Date 2024-11-19
Owner Assurant, Inc. (USA)
Inventor
  • Hurst, Cameron
  • Saunders, Stuart

Abstract

A method is provided for providing mobile device support services. The method may include monitoring a mobile device status. The method may additionally include performing device diagnostics based at least in part on captured device status data to identify potential faults that may affect mobile device functionality. A corresponding system, apparatus, and computer program product are also provided.

IPC Classes  ?

  • G06F 11/00 - Error detectionError correctionMonitoring
  • G06F 11/07 - Responding to the occurrence of a fault, e.g. fault tolerance
  • G06F 11/22 - Detection or location of defective computer hardware by testing during standby operation or during idle time, e.g. start-up testing
  • G06F 21/57 - Certifying or maintaining trusted computer platforms, e.g. secure boots or power-downs, version controls, system software checks, secure updates or assessing vulnerabilities
  • H04L 67/303 - Terminal profiles
  • H04W 4/50 - Service provisioning or reconfiguring
  • H04W 4/60 - Subscription-based services using application servers or record carriers, e.g. SIM application toolkits
  • H04W 84/12 - WLAN [Wireless Local Area Networks]

67.

Methods, apparatuses, and systems for monitoring and maintaining vehicle condition

      
Application Number 18173507
Grant Number 12400490
Status In Force
Filing Date 2023-02-23
First Publication Date 2023-08-31
Grant Date 2025-08-26
Owner Assurant, Inc. (USA)
Inventor
  • Gronsbell, Dan
  • Garcia, Angel
  • Perkna, Ronnie Blake

Abstract

Methods, systems, apparatuses, and computer readable media for monitoring and maintaining vehicle condition. An apparatus of an example embodiment includes means for receiving a partial dataset indicator for a certain type of dataset. Said apparatus also includes means for providing at least one complete dataset indicator. The partial dataset indicator and the at least one complete dataset indicators provides an indication of one or more terms in their respective dataset. Said apparatus further includes means for determining at least one of the one or more terms of the partial dataset. Said apparatus still further includes means for causing the transmission of at least one of the one or more determined terms of the partial dataset for use by a mobile application. Corresponding systems, methods, and computer readable media are also provided.

IPC Classes  ?

  • G07C 5/00 - Registering or indicating the working of vehicles
  • G06F 3/0482 - Interaction with lists of selectable items, e.g. menus
  • G06F 16/25 - Integrating or interfacing systems involving database management systems
  • G06Q 40/08 - Insurance
  • G07C 5/08 - Registering or indicating performance data other than driving, working, idle, or waiting time, with or without registering driving, working, idle, or waiting time
  • G07C 5/12 - Registering or indicating performance data other than driving, working, idle, or waiting time, with or without registering driving, working, idle, or waiting time in graphical form

68.

Systems and methods for automatically grading pre-owned electronic devices

      
Application Number 18153804
Grant Number 12045973
Status In Force
Filing Date 2023-01-12
First Publication Date 2023-08-10
Grant Date 2024-07-23
Owner Assurant, Inc. (USA)
Inventor
  • Johnson, Brandon P.
  • Herald, Roscoe R.
  • Hanks, Harrison A.
  • Farley, Carson

Abstract

Systems and methods for automatically grading a user device are provided. Such systems and methods can include (1) a lighting element positioned at an angle relative to a platform, (2) an imaging device positioned at the angle relative to the platform such that light emitted from the lighting element and a field of view of the imaging device form a right angle where the light emitted from the lighting element and the field of view meet at a user device when the user device is positioned at a predetermined location on the platform, and (3) control circuitry that can activate the lighting element, instruct the imaging device to capture an image of a screen of the user device while the user device is at the predetermined location and is being illuminated by the first lighting element, and parse the image to determine whether the screen is damaged.

IPC Classes  ?

69.

APPARATUSES, COMPUTER-IMPLEMENTED METHODS, AND COMPUTER PROGRAM PRODUCTS FOR NETWORK-CENTRIC AUGMENTED REALITY PROCESSING

      
Application Number 18147579
Status Pending
Filing Date 2022-12-28
First Publication Date 2023-08-03
Owner Assurant, Inc. (USA)
Inventor
  • Segal, Daniel
  • Ionescu, Mircea

Abstract

Various embodiments of the disclosure provide apparatuses, methods, and computer program products for network-centric augmented reality processing. Various embodiments provide advantages in network analytics, and additional advantages in positioning devices and/or objects in a premises to improve network quality at position(s) in the premises. Example embodiments process received camera data to map positions in an augmented reality environment to a networked device set, a network access device set, an object set, and/or a corner set indicted in the camera data. Additionally or alternatively, some embodiments generate an environment plot based on the processed camera data. Some embodiments additionally or alternatively enable initiation of a session for servicing of one or more devices in the premises, and/or providing device protection program information associated with the one or more devices.

IPC Classes  ?

  • H04L 67/131 - Protocols for games, networked simulations or virtual reality
  • G06T 19/00 - Manipulating 3D models or images for computer graphics
  • G06V 20/20 - ScenesScene-specific elements in augmented reality scenes

70.

APPARATUSES, COMPUTER-IMPLEMENTED METHODS, AND COMPUTER PROGRAM PRODUCTS FOR IMPROVED SELECTION AND PROVISION OF OPERATIONAL SUPPORT DATA OBJECTS

      
Application Number 17692919
Status Pending
Filing Date 2022-03-11
First Publication Date 2023-07-20
Owner Assurant, Inc. (USA)
Inventor
  • Ionescu, Mircea
  • Mclaughlin, Patrick Scott
  • Jasrotia, Karni

Abstract

Embodiments of the present disclosure provide for predicted operational support data object selection and provision functionality. Predicted operational support data object(s) may be selected and provided to address particular malfunction classification(s) affecting networked device(s) on a dynamic home communications network. Some embodiments include identifying, in real-time, a device identification data set associated with a networked device set communicable with the dynamic home communications network; retrieving a device activity data set associated with the networked device set; applying a malfunction classification data model to the device activity data set to select the predicted operational support data object from the device operational support management repository; and outputting the predicted operational support data object to a client device in communication with the dynamic home communications network. The malfunction classification data model is trained based on training data, external aggregated activity data, and malfunction device history data.

IPC Classes  ?

  • H04L 41/0677 - Localisation of faults
  • H04L 41/0604 - Management of faults, events, alarms or notifications using filtering, e.g. reduction of information by using priority, element types, position or time
  • G06Q 30/00 - Commerce
  • H04L 12/28 - Data switching networks characterised by path configuration, e.g. LAN [Local Area Networks] or WAN [Wide Area Networks]

71.

SYSTEM, METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR PROVIDING MOBILE DEVICE SUPPORT SERVICES

      
Application Number 18066234
Status Pending
Filing Date 2022-12-14
First Publication Date 2023-07-13
Owner ASSURANT, INC. (USA)
Inventor
  • Hurst, Cameron E.
  • Conrad, Cassandra G.

Abstract

A method is provided for providing mobile device support services. The method may include monitoring a mobile device status. The method may additionally include performing device diagnostics based at least in part on captured deice status data to identify potential faults that may affect mobile device functionality. A corresponding system, apparatus, and computer program product are also provided.

IPC Classes  ?

  • H04W 8/24 - Transfer of terminal data
  • G06F 11/07 - Responding to the occurrence of a fault, e.g. fault tolerance
  • H04M 3/523 - Centralised call answering arrangements requiring operator intervention with call distribution or queuing
  • H04L 41/5061 - Network service management, e.g. ensuring proper service fulfilment according to agreements characterised by the interaction between service providers and their network customers, e.g. customer relationship management
  • H04L 41/18 - Delegation of network management function, e.g. customer network management [CNM]
  • H04L 41/22 - Arrangements for maintenance, administration or management of data switching networks, e.g. of packet switching networks comprising specially adapted graphical user interfaces [GUI]
  • H04L 41/08 - Configuration management of networks or network elements
  • H04L 41/5074 - Handling of user complaints or trouble tickets
  • H04L 67/50 - Network services
  • H04L 41/069 - Management of faults, events, alarms or notifications using logs of notificationsPost-processing of notifications
  • H04W 4/60 - Subscription-based services using application servers or record carriers, e.g. SIM application toolkits
  • G06Q 40/08 - Insurance
  • H04L 41/0253 - Exchanging or transporting network management information using the InternetEmbedding network management web servers in network elementsWeb-services-based protocols using browsers or web-pages for accessing management information
  • H04L 67/54 - Presence management, e.g. monitoring or registration for receipt of user log-on information, or the connection status of the users
  • H04W 24/04 - Arrangements for maintaining operational condition

72.

Apparatuses, computer-implemented methods, and computer program products for improved selection and provision of operational support data objects

      
Application Number 18090179
Grant Number 12307272
Status In Force
Filing Date 2022-12-28
First Publication Date 2023-07-06
Grant Date 2025-05-20
Owner ASSURANT, INC. (USA)
Inventor
  • Mckinley, Scott
  • Singh, Rachita
  • Ripoli, Nathaniel

Abstract

Embodiments of the present disclosure provide for identification and output of improved predicted operational support data object(s). Embodiments utilize particular data sets and data model implementations to identify and select predicted operational support data object(s) determined as associated with the highest confidence to assist in resolving a particular malfunction affecting a networked device in a dynamic home communications network. Such embodiments enable resolution of the malfunction, utilizing the predicted operational support data object(s), with improved success rates and without requiring performance of additional and/or alternative support processes.

IPC Classes  ?

  • G06F 9/451 - Execution arrangements for user interfaces
  • G06F 11/07 - Responding to the occurrence of a fault, e.g. fault tolerance
  • G06Q 30/015 - Providing customer assistance, e.g. assisting a customer within a business location or via helpdesk
  • G06F 16/2457 - Query processing with adaptation to user needs
  • G06F 16/335 - Filtering based on additional data, e.g. user or group profiles
  • H04L 12/28 - Data switching networks characterised by path configuration, e.g. LAN [Local Area Networks] or WAN [Wide Area Networks]

73.

SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR LOCATION AWARE DEVICE FAULT DETECTION

      
Application Number 18147268
Status Pending
Filing Date 2022-12-28
First Publication Date 2023-07-06
Owner Assurant, Inc. (USA)
Inventor
  • Ionescu, Mircea
  • Mclaughlin, Patrick Scott

Abstract

A system, method, and computer program product for identifying location-specific faults are provided. Some embodiments may include receiving first device status data associated with a first computing device and the first device status data may comprise first location-indicative data indicative of a location. Some embodiments may include comparing the first device status data with second device status data associated with one or more second computing devices and the second device status data may comprise second location-indicative data indicative of the location. In some embodiments, based on the comparison of the first device status data and the second device status data, determining that the first computing device is affected by one or more of a device-specific fault or a location-specific fault. Some embodiments may include causing information regarding the device-specific fault or the location-specific fault to be displayed via a graphical user interface.

IPC Classes  ?

  • G06F 11/07 - Responding to the occurrence of a fault, e.g. fault tolerance
  • G06N 20/00 - Machine learning

74.

SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR LOCATION AWARE DEVICE FAULT DETECTION

      
Application Number US2022082451
Publication Number 2023/129944
Status In Force
Filing Date 2022-12-28
Publication Date 2023-07-06
Owner ASSURANT, INC. (USA)
Inventor
  • Ionescu, Mircea
  • Mclaughlin, Patrick, Scott

Abstract

A system, method, and computer program product for identifying location-specific faults are provided. Some embodiments may include receiving first device status data associated with a first computing device and the first device status data may comprise first location-indicative data indicative of a location. Some embodiments may include comparing the first device status data with second device status data associated with one or more second computing devices and the second device status data may comprise second location-indicative data indicative of the location. In some embodiments, based on the comparison of the first device status data and the second device status data, determining that the first computing device is affected by one or more of a device-specific fault or a location-specific fault. Some embodiments may include causing information regarding the device-specific fault or the location-specific fault to be displayed via a graphical user interface.

IPC Classes  ?

  • G06F 11/34 - Recording or statistical evaluation of computer activity, e.g. of down time, of input/output operation
  • G06F 11/07 - Responding to the occurrence of a fault, e.g. fault tolerance
  • H04L 41/06 - Management of faults, events, alarms or notifications
  • H04W 24/08 - Testing using real traffic
  • H04W 48/00 - Access restrictionNetwork selectionAccess point selection
  • G06N 3/08 - Learning methods
  • G06F 11/22 - Detection or location of defective computer hardware by testing during standby operation or during idle time, e.g. start-up testing

75.

APPARATUSES, COMPUTER-IMPLEMENTED METHODS, AND COMPUTER PROGRAM PRODUCTS FOR NETWORK-CENTRIC AUGMENTED REALITY PROCESSING

      
Application Number US2022082459
Publication Number 2023/129950
Status In Force
Filing Date 2022-12-28
Publication Date 2023-07-06
Owner ASSURANT, INC. (USA)
Inventor
  • Segal, Daniel
  • Ionescu, Mircea

Abstract

Various embodiments of the disclosure provide apparatuses, methods, and computer program products for network-centric augmented reality processing. Various embodiments provide advantages in network analytics, and additional advantages in positioning devices and/or objects in a premises to improve network quality at position(s) in the premises. Example embodiments process received camera data to map positions in an augmented reality environment to a networked device set, a network access device set, an object set, and/or a comer set indicted in the camera data. Additionally or alternatively, some embodiments generate an environment plot based on the processed camera data. Some embodiments additionally or alternatively enable initiation of a session for servicing of one or more devices in the premises, and/or providing device protection program information associated with the one or more devices.

IPC Classes  ?

  • G06T 11/20 - Drawing from basic elements, e.g. lines or circles
  • G06T 11/60 - Editing figures and textCombining figures or text
  • H04W 24/10 - Scheduling measurement reports

76.

APPARATUSES, COMPUTER-IMPLEMENTED METHODS, AND COMPUTER PROGRAM PRODUCTS FOR IMPROVED SELECTION AND PROVISION OF OPERATIONAL SUPPORT DATA OBJECTS

      
Application Number US2022082473
Publication Number 2023/129962
Status In Force
Filing Date 2022-12-28
Publication Date 2023-07-06
Owner ASSURANT, INC. (USA)
Inventor
  • Ripoli, Nathaniel
  • Singh, Rachita
  • Mckinley, Scott

Abstract

Embodiments of the present disclosure provide for identification and output of improved predicted operational support data object(s). Embodiments utilize particular data sets and data model implementations to identify and select predicted operational support data object(s) determined as associated with the highest confidence to assist in resolving a particular malfunction affecting a networked device in a dynamic home communications network. Such embodiments enable resolution of the malfunction, utilizing the predicted operational support data object(s), with improved success rates and without requiring performance of additional and/or alternative support processes.

IPC Classes  ?

  • H04L 12/28 - Data switching networks characterised by path configuration, e.g. LAN [Local Area Networks] or WAN [Wide Area Networks]
  • G06F 11/07 - Responding to the occurrence of a fault, e.g. fault tolerance
  • G06F 11/30 - Monitoring

77.

APPARATUSES, COMPUTER-IMPLEMENTED METHODS, AND COMPUTER PROGRAM PRODUCTS FOR IMPROVED SELECTION AND PROVISION OF OPERATIONAL SUPPORT DATA OBJECTS

      
Application Number US2022082475
Publication Number 2023/129964
Status In Force
Filing Date 2022-12-28
Publication Date 2023-07-06
Owner ASSURANT, INC. (USA)
Inventor
  • Ionescu, Mircea
  • Mclaughlin, Patrick Scott
  • Jasrotia, Karni

Abstract

Embodiments of the present disclosure provide for predicted operational support data object selection and provision functionality. Predicted operational support data object(s) may be selected and provided to address particular malfunction classification(s) affecting networked device(s) on a dynamic home communications network. Some embodiments include identifying, in real-time, a device identification data set associated with a networked device set communicable with the dynamic home communications network; retrieving a device activity data set associated with the networked device set; applying a malfunction classification data model to the device activity data set to select the predicted operational support data object from the device operational support management repository; and outputting the predicted operational support data object to a client device in communication with the dynamic home communications network. The malfunction classification data model is trained based on training data, external aggregated activity data, and malfunction device history data.

IPC Classes  ?

  • H04L 12/28 - Data switching networks characterised by path configuration, e.g. LAN [Local Area Networks] or WAN [Wide Area Networks]
  • G06F 11/07 - Responding to the occurrence of a fault, e.g. fault tolerance
  • G06F 11/30 - Monitoring
  • G06F 11/34 - Recording or statistical evaluation of computer activity, e.g. of down time, of input/output operation
  • H04L 41/0695 - Management of faults, events, alarms or notifications the faulty arrangement being the maintenance, administration or management system

78.

METHODS, APPARATUSES, AND SYSTEMS FOR NETWORK ANALYSIS

      
Application Number 18146141
Status Pending
Filing Date 2022-12-23
First Publication Date 2023-06-29
Owner Assurant, Inc. (USA)
Inventor
  • Hurst, Cameron
  • Meyer, Joan Patricia Mcdonald
  • Saunders, Stuart

Abstract

Methods, systems, apparatuses, and computer readable media for providing a network analysis system are disclosed. An example of a system for providing a network analysis system includes at least one satellite device configured to monitor wireless network traffic to determine at least one network communication event, generate an event message based on the at least one network communication event, and transmit the event message. The system also includes a controller device configured to receive the event message, determine an identity of at least one device communicating during the network communication event, determine a network status based at least in part on the identity of the at least one device, and provide the network status via an interface.

IPC Classes  ?

  • H04L 67/025 - Protocols based on web technology, e.g. hypertext transfer protocol [HTTP] for remote control or remote monitoring of applications
  • H04L 67/04 - Protocols specially adapted for terminals or networks with limited capabilitiesProtocols specially adapted for terminal portability
  • H04L 67/10 - Protocols in which an application is distributed across nodes in the network
  • H04W 12/08 - Access security
  • H04W 12/084 - Access security using delegated authorisation, e.g. open authorisation [OAuth] protocol
  • H04L 67/52 - Network services specially adapted for the location of the user terminal
  • H04W 24/08 - Testing using real traffic
  • H04W 24/10 - Scheduling measurement reports

79.

REMOTE VERIFICATION OF THE CONDITION OF A MOBILE DEVICE

      
Application Number 17643442
Status Pending
Filing Date 2021-12-09
First Publication Date 2023-06-15
Owner Assurant, Inc. (USA)
Inventor
  • Zellner, Jennifer
  • Ridenour, Jennifer
  • Rastelli, Gui

Abstract

In various implementations, an acceptable condition of a mobile device may be determined based on a remote verification of a condition of the mobile device, wherein a method to verify the mobile device may comprise a user requesting the verification of the mobile device, the performance of a diagnostic on the mobile device, the reception of a security data object associated with the mobile device by the system, and/or the determination that the mobile device has a security feature either disabled or enabled. When the security feature of the mobile device is enabled or disabled, the system may configure the GUI to direct a user to disable the security feature or the system may configure the GUI to show an acceptable condition when the security feature is disabled.

IPC Classes  ?

  • H04W 12/12 - Detection or prevention of fraud
  • H04W 12/40 - Security arrangements using identity modules
  • H04M 3/26 - Arrangements for supervision, monitoring or testing with means for applying test signals

80.

REMOTE VERIFICATION OF THE CONDITION OF A MOBILE DEVICE

      
Application Number US2022052382
Publication Number 2023/107688
Status In Force
Filing Date 2022-12-09
Publication Date 2023-06-15
Owner ASSURANT, INC. (USA)
Inventor
  • Zellner, Jennifer
  • Ridenour, Jennifer
  • Rastelli, Gui

Abstract

In various implementations, an acceptable condition of a mobile device may be determined based on a remote verification of a condition of the mobile device, wherein a method to verify the mobile device may comprise a user requesting the verification of the mobile device, the performance of a diagnostic on the mobile device, the reception of a security data object associated with the mobile device by the system, and/or the determination that the mobile device has a security feature either disabled or enabled. When the security feature of the mobile device is enabled or disabled, the system may configure the GUI to direct a user to disable the security feature or the system may configure the GUI to show an acceptable condition when the security feature is disabled.

IPC Classes  ?

  • G06F 21/60 - Protecting data
  • H04L 9/40 - Network security protocols
  • H04W 12/08 - Access security
  • H04W 12/30 - Security of mobile devicesSecurity of mobile applications
  • H04W 12/37 - Managing security policies for mobile devices or for controlling mobile applications

81.

INSURANCE CLAIM CHECK

      
Serial Number 97900496
Status Registered
Filing Date 2023-04-21
Registration Date 2024-08-20
Owner Assurant, Inc. ()
NICE Classes  ?
  • 36 - Financial, insurance and real estate services
  • 42 - Scientific, technological and industrial services, research and design

Goods & Services

Insurance services, namely, insurance administration, insurance claims processing; information services relating to insurance, namely, providing insurance information and insurance claim status information Software-as-a-service (SaaS) services featuring software for insurance claims management, automating customer messaging, and providing customer access to status of their insurance claims; Providing temporary use of on-line non-downloadable insurance computer programs for purchasing insurance, insurance underwriting, insurance policy issuing, insurance quoting, insurance billing, and insurance claims processing and management via the internet

82.

MY COVERAGE INFO

      
Serial Number 97900500
Status Registered
Filing Date 2023-04-21
Registration Date 2024-08-20
Owner Assurant, Inc. ()
NICE Classes  ?
  • 36 - Financial, insurance and real estate services
  • 42 - Scientific, technological and industrial services, research and design

Goods & Services

Insurance services, namely, insurance administration, insurance claims processing and insurance consultancy; consultancy services relating to insurance; Information services relating to insurance, namely, providing insurance information and insurance claim status information Software-as-a-service (SaaS) services featuring software for insurance claims management, automating customer messaging, and providing customer access to status of their insurance claims; Providing temporary use of on-line non-downloadable insurance computer programs for purchasing insurance, insurance underwriting, insurance policy issuing, insurance quoting, insurance billing, and insurance claims processing and management via the internet

83.

Apparatus and method for remote determination of architectural feature elevation and orientation

      
Application Number 17932900
Grant Number 11852728
Status In Force
Filing Date 2022-09-16
First Publication Date 2023-03-16
Grant Date 2023-12-26
Owner ASSURANT, INC. (USA)
Inventor
  • Matta, Rajiv
  • Brusky, Ron
  • Schmitt, Mathew
  • Kambhatla, Prasanth

Abstract

An apparatus, method, and computer program product are provided for the improved and automatic prediction of an elevation of an architectural feature of a structure at a particular geographic location. Some example implementations employ predictive, machine-learning modeling to facilitate the use of LiDAR-derived ground-elevation data, additional location context data, and elevation data from comparator locations to extrapolate and otherwise predict the elevation or other position of a given architectural feature of structure.

IPC Classes  ?

  • G01S 17/89 - Lidar systems, specially adapted for specific applications for mapping or imaging
  • G01S 17/95 - Lidar systems, specially adapted for specific applications for meteorological use
  • G01S 17/46 - Indirect determination of position data

84.

DISBURSEMENT AUTHORIZATION DATA OBJECT PROCESSING SYSTEM UTILIZING REAL-TIME STATUS DATA AND AUTHENTICATION KEYS

      
Application Number 17443062
Status Pending
Filing Date 2021-07-20
First Publication Date 2023-02-09
Owner Assurant, Inc. (USA)
Inventor
  • Loveland, Andy
  • Murphy, Lisa
  • Greenman, George

Abstract

A disbursement authorization data object processing system receives disbursement authorization data objects from a plurality of client devices. A real-time status reporting service is invoked to determine real-time status report data associated with the disbursement authorization data object. Using the real-time status report data, the disbursement authorization data object processing system invokes a disbursement authorization service to determine recipient instruction data which may include a recipient instructions status code. An disbursement instruction data object may then be transmitted to the client device that transmitted the disbursement authorization data object. The client device may facilitate the submission of additional documentation, selection of certain recipient instruction data, and/or the like to transmit to the disbursement authorization data object processing system in associated with a disbursement authorization data object.

IPC Classes  ?

  • G06Q 40/00 - FinanceInsuranceTax strategiesProcessing of corporate or income taxes
  • G06Q 20/40 - Authorisation, e.g. identification of payer or payee, verification of customer or shop credentialsReview and approval of payers, e.g. check of credit lines or negative lists
  • G06Q 20/10 - Payment architectures specially adapted for electronic funds transfer [EFT] systemsPayment architectures specially adapted for home banking systems
  • G06Q 20/38 - Payment protocolsDetails thereof

85.

Systems, methods, apparatuses and computer program products for executing data verification operations between independent computing resources

      
Application Number 17457191
Grant Number 11985139
Status In Force
Filing Date 2021-12-01
First Publication Date 2023-02-02
Grant Date 2024-05-14
Owner Assurant, Inc. (USA)
Inventor
  • Werner, Nathan
  • Balasuriya, Devaka

Abstract

Various embodiments are directed to apparatuses, methods, and computer program products for executing centralized data verification using supported data structures associated with one or more third-party system. In various embodiments, an apparatus is configured to retrieve from a verification system repository associated with a verification system a supported data structure associated with a data structure identifier from the verification system repository; based on the third-party system identifier associated with the data structure, provide a data structure inquiry request data packet to a third-party resource to request a verification data structure associated with the data structure identifier from the third-party resource; receive an unsupported verification data structure associated with the data structure identifier from the third-party resource in an unsupported format defined by the third-party resource; convert the unsupported verification data structure into a supported format in association with generating a supported verification data structure using one or more validation rules.

IPC Classes  ?

  • H04L 9/40 - Network security protocols
  • G06F 11/07 - Responding to the occurrence of a fault, e.g. fault tolerance
  • G06F 16/22 - IndexingData structures thereforStorage structures
  • G06F 16/23 - Updating
  • G06F 21/62 - Protecting access to data via a platform, e.g. using keys or access control rules
  • G06F 21/64 - Protecting data integrity, e.g. using checksums, certificates or signatures

86.

Systems and methods for collecting, tracking, and storing system performance and event data for computing devices

      
Application Number 17815363
Grant Number 11704221
Status In Force
Filing Date 2022-07-27
First Publication Date 2023-01-19
Grant Date 2023-07-18
Owner Assurant, Inc. (USA)
Inventor
  • Brewer, Dustin
  • Saunders, Stuart
  • Hurst, Cameron

Abstract

A system is configured to track and store system and event data for various computing devices. The system is configured to associate the various computing devices with profiles based at least in part on characteristics of the computing devices. The system is further configured to compare performance data and/or performance metrics for particular computing devices having a particular profile against all other devices that share the particular profile. The system then displays this comparison to a user of the particular computing device, substantially automatically diagnoses an issue with the particular computing device based on the performance and system event data, and/or enables the user to diagnose the problem based on the performance and system event data.

IPC Classes  ?

  • G06F 11/34 - Recording or statistical evaluation of computer activity, e.g. of down time, of input/output operation
  • G06F 11/32 - Monitoring with visual indication of the functioning of the machine

87.

Apparatus and method for relativistic event perception prediction and content creation

      
Application Number 17696640
Grant Number 11689483
Status In Force
Filing Date 2022-03-16
First Publication Date 2022-11-03
Grant Date 2023-06-27
Owner Assurant, Inc. (USA)
Inventor
  • Matta, Rajiv
  • Brusky, Ron

Abstract

An apparatus, method, and computer program product are provided for the improved and automatic prediction of a relativistic, observer-specific perception and response to a potential event and, based at least in part on the predicted perception and response, generating and presenting observer-specific digital content items. Some example implementations employ predictive, machine-learning modeling to facilitate user-specific event perception and response prediction and the selection of particularized messages and other digital content items for presentation to the user.

IPC Classes  ?

  • G06F 15/16 - Combinations of two or more digital computers each having at least an arithmetic unit, a program unit and a register, e.g. for a simultaneous processing of several programs
  • H04L 51/02 - User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail using automatic reactions or user delegation, e.g. automatic replies or chatbot-generated messages
  • G06N 7/00 - Computing arrangements based on specific mathematical models
  • H04L 67/306 - User profiles
  • G06N 20/00 - Machine learning
  • H04L 51/222 - Monitoring or handling of messages using geographical location information, e.g. messages transmitted or received in proximity of a certain spot or area
  • H04L 67/50 - Network services
  • H04L 67/02 - Protocols based on web technology, e.g. hypertext transfer protocol [HTTP]

88.

Apparatus and method for remote determination of architectural feature elevation and orientation

      
Application Number 16402974
Grant Number 11480683
Status In Force
Filing Date 2019-05-03
First Publication Date 2022-10-25
Grant Date 2022-10-25
Owner Assurant, Inc. (USA)
Inventor
  • Matta, Rajiv
  • Brusky, Ron
  • Schmitt, Mathew
  • Kambhatla, Prasanth

Abstract

An apparatus, method, and computer program product are provided for the improved and automatic prediction of an elevation of an architectural feature of a structure at a particular geographic location. Some example implementations employ predictive, machine-learning modeling to facilitate the use of LiDAR-derived ground-elevation data, additional location context data, and elevation data from comparator locations to extrapolate and otherwise predict the elevation or other position of a given architectural feature of structure.

IPC Classes  ?

  • G01S 17/89 - Lidar systems, specially adapted for specific applications for mapping or imaging
  • G01S 17/46 - Indirect determination of position data
  • G01S 17/95 - Lidar systems, specially adapted for specific applications for meteorological use
  • G08G 5/00 - Traffic control systems for aircraft

89.

ASSURANT EV ONE

      
Application Number 018779231
Status Registered
Filing Date 2022-10-21
Registration Date 2023-03-02
Owner Assurant, Inc. (USA)
NICE Classes  ? 36 - Financial, insurance and real estate services

Goods & Services

Electric and hybrid vehicle warranty services.

90.

Apparatus, method, and computer program product for claim management device lockout

      
Application Number 17656135
Grant Number 11741212
Status In Force
Filing Date 2022-03-23
First Publication Date 2022-10-13
Grant Date 2023-08-29
Owner Assurant, Inc. (USA)
Inventor
  • Manduley, Maria
  • Cartwright, Charles Daniel
  • Almonte, Jr., Gilberto Jose

Abstract

Embodiments of the present disclosure relate to electronic lockout of a client device, specifically to managing electronic lockout of a client device associated with a claim process via a device protection program management system and third-party provider. In this regard, embodiments herein may process various data associated with determining whether to authorize a claim under a device protection program, and cause initiation of and/or termination of an electronic lockout of a client device depending on received data and/or lack of received data. In this regard, example embodiments include receiving a device claim request indication associated with a client device, where the client device is associated with a functionality lockout state; initiating a claim associated with the client device; causing initiation of an electronic lockout of the client device; processing the claim to determine whether to authorize the claim; and causing updating of the electronic lockout based on the determination.

IPC Classes  ?

  • G06F 21/88 - Detecting or preventing theft or loss
  • G06F 21/44 - Program or device authentication
  • G06F 21/33 - User authentication using certificates
  • G06F 21/57 - Certifying or maintaining trusted computer platforms, e.g. secure boots or power-downs, version controls, system software checks, secure updates or assessing vulnerabilities

91.

SYSTEM AND METHODS FOR REMOTELY GENERATING, AUTHENTICATING, AND VALIDATING DUAL VALIDATION DATA OBJECTS

      
Application Number 17172784
Status Pending
Filing Date 2021-02-10
First Publication Date 2022-08-11
Owner Assurant, Inc. (USA)
Inventor
  • Werner, Nathan
  • Garza, Michael

Abstract

Various embodiments of the present disclosure are directed to a dual validation authentication system that is configured to more efficiently manage the processing of dual validation data objects. In particular, in some embodiments, the dual validation authentication system is configured to authorize loss authentication data objects received from client devices. In other embodiments, the dual validation authentication system is configured to provide secondary validation of dual validation data objects and generate dual validation work objects to initiate an electronic fund disbursement.

IPC Classes  ?

  • G06Q 20/40 - Authorisation, e.g. identification of payer or payee, verification of customer or shop credentialsReview and approval of payers, e.g. check of credit lines or negative lists
  • H04L 9/32 - Arrangements for secret or secure communicationsNetwork security protocols including means for verifying the identity or authority of a user of the system

92.

HOI PREMIUMDIRECT

      
Serial Number 97381875
Status Pending
Filing Date 2022-04-26
Owner Assurant, Inc. ()
NICE Classes  ?
  • 09 - Scientific and electric apparatus and instruments
  • 36 - Financial, insurance and real estate services
  • 42 - Scientific, technological and industrial services, research and design

Goods & Services

Downloadable software for the electronic transmission of data and documents in the field of insurance; Downloadable computer software used for the purpose of providing information to insurance customers about their policies, online enrollment, making insurance payments, and making, processing and getting information about insurance claims; Downloadable software for administering insurance coverage, facilitating insurance payments, claims and policies, and communicating between customers, insurers and mortgage servicers; downloadable software for digital payments and money transfers Insurance administration; Insurance administration in the fields of homeowners, renters, flood, and liability insurance; Insurance administration services, namely, collecting insurance premiums; Insurance claims administration; Insurance claims processing; electronic processing of insurance claims and payment data; Payment processing services in the field of insurance payments; Providing information in insurance matters; processing digital payments and funds transfers in the field of insurance Providing online non-downloadable software for the electronic transmission of data and documents in the field of insurance; providing online non-downloadable computer software used for the purpose of providing information to insurance customers about their policies, online enrollment, making insurance payments, and making, processing and getting information about insurance claims; providing online non-downloadable software for administering insurance coverage, facilitating insurance payments, claims and policies, and communicating between customers, insurers and mortgage servicers; providing online non-downloadable software for digital payments and money transfers

93.

VI

      
Serial Number 97376303
Status Pending
Filing Date 2022-04-22
Owner Assurant, Inc. ()
NICE Classes  ?
  • 09 - Scientific and electric apparatus and instruments
  • 42 - Scientific, technological and industrial services, research and design

Goods & Services

Downloadable mobile application for use in inspecting and appraising repairs to damaged motor vehicles; downloadable mobile application for use in coordinating insurance, claims, and warranty services; downloadable mobile application for use in collecting and reporting photos, data, and information for motor vehicle damage claims Providing temporary use of online non-downloadable software for use in inspecting and appraising repairs to damaged motor vehicles; providing a website that gives computer users the ability to upload, exchange, and share photos, videos, and video logs; providing temporary use of online non-downloadable software for use in coordinating insurance, claims, and warranty services; providing temporary use of online non-downloadable software for use in collecting and reporting photos, data, and information for motor vehicle damage claims

94.

Systems and methods for programmatically weighting disparate inputs to optimize a predictive model

      
Application Number 17303446
Grant Number 11915197
Status In Force
Filing Date 2021-05-28
First Publication Date 2022-04-21
Grant Date 2024-02-27
Owner Assurant, Inc. (USA)
Inventor
  • Becerra, Manuel
  • Mcmillan, David Glenn
  • Gorman, Edward
  • Mcwilliams, Gary

Abstract

Provided are systems and methods for programmatically weighting disparate inputs to optimize a predictive model. The predictive model may generate component weighted values associated with each disparate input to facilitate programmatic combination of the disparate inputs, and an aggregated weighted value may be generated from the combined component weighted values. Aggregated weighted values may be generated for a plurality of input sets, each of which may be programmatically scored relative to the remaining input sets. In some embodiments, the predictive model and an associated engine may be packaged for instantiation and execution on a local terminal.

IPC Classes  ?

95.

Apparatuses, computer-executed methods, and computer program products for reduced-reliance application onboarding

      
Application Number 17450330
Grant Number 11836736
Status In Force
Filing Date 2021-10-08
First Publication Date 2022-04-14
Grant Date 2023-12-05
Owner Assurant, Inc. (USA)
Inventor
  • Perkna, Ronnie Blake
  • Gronsbell, Dan

Abstract

Embodiments of the present disclosure provide for reduced-reliance onboarding with respect to a service provider application, including but not limited to vehicle service provider applications. Embodiments provide a custom onboarding message that enables onboarding of at least one data object via access, by a user device, of the custom onboarding message with reduced-reliance. Example embodiments receive, from a provider system, acquisition data including at least user communication channel data usable for transmitting information to a user device associated with the customer, generating a subject data object comprising at least a portion of the subject information, attempting initiation of an custom onboarding message to be accessed by the user device associated with the customer, receiving an indication that the customer accessed the custom onboarding message via the user device, and updating data associated with the subject data object to indicate completion of onboarding.

IPC Classes  ?

96.

APPARATUSES, COMPUTER-EXECUTED METHODS, AND COMPUTER PROGRAM PRODUCTS FOR REDUCED-RELIANCE APPLICATION ONBOARDING

      
Application Number US2021054176
Publication Number 2022/076821
Status In Force
Filing Date 2021-10-08
Publication Date 2022-04-14
Owner ASSURANT, INC. (USA)
Inventor
  • Perkna, Ronnie Blake
  • Gronsbell, Dan

Abstract

Embodiments of the present disclosure provide for reduced-reliance onboarding with respect to a service provider application, including but not limited to vehicle service provider applications. Embodiments provide a custom onboarding message that enables onboarding of at least one data object via access, by a user device, of the custom onboarding message with reduced-reliance. Example embodiments receive, from a provider system, acquisition data including at least user communication channel data usable for transmitting information to a user device associated with the customer, generating a subject data object comprising at least a portion of the subject information, attempting initiation of an custom onboarding message to be accessed by the user device associated with the customer, receiving an indication that the customer accessed the custom onboarding message via the user device, and updating data associated with the subject data object to indicate completion of onboarding

IPC Classes  ?

97.

HOIVERIFY

      
Serial Number 97249431
Status Registered
Filing Date 2022-02-02
Registration Date 2024-01-02
Owner Assurant, Inc. ()
NICE Classes  ? 42 - Scientific, technological and industrial services, research and design

Goods & Services

Software-as-a-service featuring software for sharing proof of homeowner's insurance and homeowner's insurance documentation

98.

Bot resistant network service communications to social network sites

      
Application Number 17392746
Grant Number 11830020
Status In Force
Filing Date 2021-08-03
First Publication Date 2021-11-25
Grant Date 2023-11-28
Owner ASSURANT, INC. (USA)
Inventor Meier, Keith

Abstract

Systems and methods for subscription-based product referrals are provided. In example embodiments, a user request to refer a subscription is received. A user selection of a social network connection having a social network relationship with the user on a social network service is received. A referral request is transmitted to a device of the social network connection. Acceptance of the referral request is determined. Based on determining acceptance of the referral request, a credit is provided to the user.

IPC Classes  ?

  • G06Q 30/00 - Commerce
  • G06Q 30/0214 - Referral reward systems
  • G06Q 50/00 - Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
  • G06Q 30/0242 - Determining effectiveness of advertisements

99.

System, method, apparatus, and computer program product for providing mobile device support services

      
Application Number 17248337
Grant Number 11683671
Status In Force
Filing Date 2021-01-21
First Publication Date 2021-08-12
Grant Date 2023-06-20
Owner Assurant, Inc. (USA)
Inventor
  • Hurst, Cameron
  • Saunders, Stuart

Abstract

A method is provided for providing mobile device support services. The method may include monitoring a mobile device status. The method may additionally include performing device diagnostics based at least in part on captured device status data to identify potential faults that may affect mobile device functionality. A corresponding system, apparatus, and computer program product are also provided.

IPC Classes  ?

  • G06F 11/00 - Error detectionError correctionMonitoring
  • H04W 4/50 - Service provisioning or reconfiguring
  • G06F 11/07 - Responding to the occurrence of a fault, e.g. fault tolerance
  • G06F 21/57 - Certifying or maintaining trusted computer platforms, e.g. secure boots or power-downs, version controls, system software checks, secure updates or assessing vulnerabilities
  • G06F 11/22 - Detection or location of defective computer hardware by testing during standby operation or during idle time, e.g. start-up testing
  • H04W 4/60 - Subscription-based services using application servers or record carriers, e.g. SIM application toolkits
  • H04L 67/303 - Terminal profiles
  • H04W 84/12 - WLAN [Wireless Local Area Networks]

100.

Guided computing device repair systems, methods, and apparatus

      
Application Number 17169938
Grant Number 11900393
Status In Force
Filing Date 2021-02-08
First Publication Date 2021-08-12
Grant Date 2024-02-13
Owner ASSURANT, INC. (USA)
Inventor
  • Ionescu, Mircea
  • Mclaughlin, Patrick Scott
  • Turner, Ryan Joseph
  • Messier, Cameron
  • Glyadchenko, Anthony

Abstract

Embodiments of the present disclosure provided herein include methods, computer readable mediums, apparatus, and systems for facilitating diagnosis and repair of one or more performance states associated with a computing device.

IPC Classes  ?

  • G06F 3/00 - Input arrangements for transferring data to be processed into a form capable of being handled by the computerOutput arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
  • G06Q 30/016 - After-sales
  • G06F 3/0484 - Interaction techniques based on graphical user interfaces [GUI] for the control of specific functions or operations, e.g. selecting or manipulating an object, an image or a displayed text element, setting a parameter value or selecting a range
  • G06F 3/0482 - Interaction with lists of selectable items, e.g. menus
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